HomeMy WebLinkAboutCAG2021-532 - Insurance Certificate - Orion Industries - Liability Coverage - 07/15/2022CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)
07114t2022
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
ttvtpORfnruf: lf the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. lf SUBROGATION lS WAIVED, subject to
the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the
certificate holder in lieu of such endorsement(s).
PRODUCER
Parker, Smith & Feek, LLC
2233 112th Avenue NE
Bellevue, WA 98004
CONTACT
NAME:
rjlS\E" F,il. 425-70s-3600 liA. N"r.42s-709-7460
INSURERISI AFFORDING COVERAGE NAIC #
rNsuRER a: Philadelphia lndemnity lnsurance Co
INSURED
Orion lndustries
1590 A St. NE
Auburn, WA 98002
INSURER B :
INSURER C :
INSURER D
INSURER E
INSURER F :
COVERAGES CERTIFICATE NUMBER:REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSUMNCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSRITR TYPE OF INSURANCE tNqp POI ICY NIIMBFR
POLICY EFF POLICY EXP
rMM/DD/YYYY}LIMITS
A GENERAL LIABILITY
K COMMERCIAL GENERAL LIABILITY
CLAIMS-MADE x OCCUR
GEN'L LIMITAPPLIES PER:
K PRO-x LOC
X
PHPK2441307 07t15t2022 07t15t2023 EACH OCCURRENCE s 1.000.000
s 100,000
NIED EXP (Any one person)$ 5,000
PERSONAL & ADV INJURY s 1,000,000
GENERAL AGGREGATE $ 2,000,000
PRODUCTS - COMP/OP AGG s 2,000,000
$
A AUTOMOBILE LIABILIry
x ANY AU]'O
ALL OWIJED
AUTOS
HIRED AUTOS
SCHEDULED
AUTOS
NON.OWNED
AUTOS
PHP!<2441307 0711512.022 0711512023
COMBINED SINGLE LIMIT[Eaass!dq{L--
BODILY INJURY (Per pereon)
c 't,000,000
$
BODILY INJURY (Per accident)$
$
Hired Auto Phvs Dmq $ lncluded
UMBRELLA LIAB
EXCESS LIAB
K OCCUR
CLAIMS-MADE
PHUBB24762 0711512022 0711512023 EACH OCCURRENCE $ 5,000,000
K AGGREGATE $ 5,000,000
nFn RFrFNrroN s $1 0.000 $
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
ANY PROPRIETORYPARTNERYEXECUTIVE
OFFICERYMEMBER EXCLUDED?
(Mandatory in NH)
lf yes, describe under
DFSCRIPTION OF OPFRATION.S helow
f,N/A
PHPK2441307 07t15t2022 07t15t2023
I WC STATU-K OTH-FA WA Stop Gap
E.L. EACH ACCIDENT $ 1,000,000
E.L, DISEASE - EA EI\4PLOYEE s 1,000,000
E.L. DISEASE - POLICY LIMIT e 1,000,000
OESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES {Attach ACORD l0l, Additional Remarks Schedule, if more space is required)
City of Kent is an additional insured and coverade is primary and non coniributory on the general liability and automobile policies per the attached
endorsements/forms.
CERTIFICATE
ACORD 25 (2010t0st
CANCELLA
AUTHORIZED REPRESENTATIVE
-I1MW,,,a--
@ 1988-2010 ACORD CORPORATION. All righ'
The ACORD name and logo are registered marks of ACORD
ci)
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTIGE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
Housing and Human Services
220 Fourth Avenue South
Kent, WA 98032
3 of '16
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K. Key and Lock Replacement - Janitorial Services Client Goverage
SECTION I_ COVERAGES, SUPPLEMENTARY PAYMENTS - COVERAGES A AND B iS
amended to include the following:
We will pay for the cost to replace keys and locks at the "clients" premises due to theft or other
loss to keys entrusted to you by your "client," up to a $10,000 limit per occurrence and $10,000
policy aggregate.
We will not pay for loss or damage resulting from theft or any other dishonest or criminal act that
you or any of your partners, members, officers, "employees", "managers", directors, trustees,
authorized representatives or any one to whom you entrust the keys of a "client" for any
purpose commit, whether acting alone or in collusion with other persons.
The following, when used on this coverage, are defined as follows:
a. "Client" means an individual, company or organization with whom you have a written contract
or work order for your services for a described premises and have billed for your services.
b. "Employee" means:
(1) Any natural person:
(a) While in your service or for 30 days after termination of service;
(b) Who you compensate directly by salary, wages or commissions; and
(c) Who you have the right to direct and control while performing services for you; or
(2) Any natural person who is furnished temporarily to you:
(a) To substitute for a permanent "employee" as defined in Paragraph (1) above, who is
on leave; or
(b) To meet seasonal or short-term workload conditions;
while that person is subject to your direction and control and performing services for you
(3) "Employee" does not mean
(a) Any agent, broker, person leased to you by a labor leasing firm, factor, commission
merchant, consignee, independent contractor or representative of the same general
character; or
(b) Any "manager," director or trustee except while performing acts coming within the
scope of the usual duties of an "employee."
c. "Manager" means a person serving in a directorial capacity for a limited liability company
L. Additional lnsureds
SECTION ll- WHO lS AN INSURED is amended as follows:
1. lf coverage for newly acquired or formed organizations is not othenvise excluded from this
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Coverage Part, Paragraph 3.a. is deleted in its entirely and replaced by the following
a. Coverage under this provision is afforded until the end of the policy period.
2. Each of the following is also an insured:
a.Medical Directors and Administrators - Your medical directors and administrators, but
only while acting within the scope of and during the course of their duties as such. Such
duties do not include the furnishing or failure to furnish professional services of any physician
or psychiatrist in the treatment of a patient.
b. Managers and Supervisors - Your managers and supervisors are also insureds, but
only with respect to their duties as your managers and supervisors. Managers and
supervisors who are your "employees" are also insureds for "bodily injury" to a co-
"employee" while in the course of his or her employment by you or performing duties
related to the conduct of your business.
This provision does not change ltem 2.a.(1)(a) as it applies to managers of a limited
liability company.
c. Broadened Named lnsured - Any organization and subsidiary thereof which you control and
actively manage on the effective date of this Coverage Part. However, coverage does not
apply to any organization or subsidiary not named in the Declarations as Named lnsured, if
they are also insured under another similar policy, but for its termination or the exhaustion of
its limits of insurance.
d. Funding Source - Any person or organization with respect to their liability arising out of:
i1) Their financial control of you; or
(21 Premises they own, maintain or control while you lease or occupy these premises.
This insurance does not apply to structural alterations, new construction and demolition
operations performed by or for that person or organization.
f
Home Care Providers - At the first Named lnsured's option, any person or organization
under your direct supervision and control while providing for you private home respite or
foster home care for the developmentally disabled.
Managers, Landlords, or Lessors of Premises - Any person or organization with respect
to their liability arising out of the ownership, maintenance or use of that part of the premises
leased or rented to you subject to the following additional exclusions:
This insurance does not apply to:
(1) Any "occurrence" which takes place after you cease to be a tenant in that premises; or
(21 Structural alterations, new construction or demolition operations performed by or on
behalf of that person or organization.
g' Lessor of Leased Equipment - Automatic Status When Required in Lease Agreement
With You - Any person or organization from whom you lease equipment when you and such
person or organization have agreed in writing in a contract or agreement that such person or
organization is to be added as an additional insured on your policy. Such person or
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P|-GLD-HS (10/11)
organization is an insured only with respect to liability for "bodily injury," "property damage" or
"personal and advertising injury" caused, in whole or in part, by your maintenance, operation
or use of equipment leased to you by such person or organization'
A person's or organization's status as an additional insured under this endorsement ends
when their contract or agreement with you for such leased equipment ends.
With respect to the insurance afforded to these additional insureds, this insurance does not
apply to any "occurrence" which takes place after the equipment lease expires.
h. Grantors of Permits - Any state or political subdivision granting you a permit in connection
with your premises subject to the following additional provision:
(1) This insurance applies only with respect to the following hazards for which the state or
political subdivision has issued a permit in connection with the premises you own, rent or
control and to which this insurance applies:
(a) The existence, maintenance, repair, construction, erection, or removal of advertising
signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes'
marquees, hoist away openings, sidewalk vaults, street banners or decorations and
similar exposures;
(b) The construction, erection, or removal of elevators; or
(c) The ownership, maintenance, or use of any elevators covered by this insurance
Vendors - Only with respect to "bodily injury" or "property damage" arising out of "your
products" which are distributed or sold in the regular course of the vendor's business, subject
to the following additional exclusions:
(1) The insurance afforded the vendor does not apply to:
(a) "Bodily injury" or "property damage" for which the vendor is obligated to pay
damages by reason of the assumption of liability in a contract or agreement. This
exclusion does not apply to liability for damages that the vendor would have in the
absence of the contract or agreement;
(b) Any express warranty unauthorized by you;
(c) Any physical or chemical change in the product made intentionally by the vendor;
(d) Repackaging, except when unpacked solely for the purpose of inspection,
demonstration, testing, or the substitution of parts under instructions from the
manufacturer, and then repackaged in the original container;
(e) Any failure to make such inspections, adjustments, tests or servicing as the vendor
has agreed to make or normally undertakes to make in the usual course of business,
in connection with the distribution or sale of the products;
(0 Demonstration, installation, servicing or repair operations, except such operations
performed at the vendor's premises in connection with the sale of the product;
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Pr-GLD-HS (10t11)
(g) Products which, after distribution or sale by you, have been labeled or relabeled or
used as a container, part or ingredient of any other thing or substance by or for the
vendor; or
(h) "Bodily injury" or "property damage" arising out of the sole negligence of the vendor
for its own acts or omissions or those of its employees or anyone else acting on its
behalf. However, this exclusion does not apply to:
(i) The exceptions contained in Sub-paragraphs (d) or (f); or
(ii) Such inspections, adjustments, tests or servicing as the vendor has agreed to
make or normally undertakes to make in the usual course of business, in
connection with the distribution or sale of the products.
(2) This insurance does not apply to any insured person or organization, from whom you
have acquired such products, or any ingredient, part or container, entering into,
accompanying or containing.
Franchisor - Any person or organization with respect to their liability as the grantor of a
franchise to you.
As Required by Contract - Any person or organization where required by a written contract
executed prior to the occurrence of a loss. Such person or organization is an additional
Insured for "bodily injury," "property damage" or "personal and advertising injury" but only for
liability arising out of the negligence of the named insured. The limits of insuiance applicable
to these additional insureds are the lesser of the policy limits or those limits specified'in a
contract or agreement. These limits are included within and not in addition to the limits of
insurance shown in the Declarations
Owners, Lessees or Gontractors - Any person or organization, but only with respect to
liability for "bodily injury," "property damage" or "personal and advertising injury" caused, in
whole or in part, by:
(1) Your acts or omissions; or
(2) The acts or omissions of those acting on your behalf;
in the performance of your ongoing operations for the additional insured when required by a
contract.
With respect to the insurance afforded to these additional insureds, the following additional
exclusions apply:
This insurance does not apply to "bodily injury" or "property damage" occurring after:
(a) All work, including materials, parts or equipment furnished in connection with such
work, on the project (other than service, maintenance or repairs) to be performed by
or on behalf of the additional insured(s) at the location of the covered operations has
been completed; or
(b) That portion of "your work" out of which the injury or damage arises has been put to
its intended use by any person or organization other than another contractor or
subcontractor engaged in performing operations for a principal as a part of the same
project.
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P|-GLD-HS (10/1 1)
m. State or Political Subdivisions - Any state or political subdivision as required, subject to
the following provisions:
(1) This insurance applies only with respect to operations performed by you or on your behalf
for which the state or political subdivision has issued a permit, and is required by
contract.
(2) This insurance does not apply to:
(a) "Bodily injury," "property damage" or "personal and advertising injury" arising out of
operations performed for the state or municipality; or
(b) "Bodily injury" or "property damage" included within the "products-completed
operations hazard."
M. Duties in the Event of Occurrence, Claim or Suit
SECTTON lV - COMMERCIAL GENERAL LIABILITY CONDIT]ONS, Paragraph 2. is amended as
follows:
a. is amended to include:
This condition applies only when the "occurrence" or offense is known to:
(1) You, if you are an individual;
(2) A partner, if you are a partnership; or
(3) An executive officer or insurance manager, if you are a corporation.
b. is amended to include:
This condition will not be considered breached unless the breach occurs after such claim or "suit"
is known to:
(1) You, if you are an individual;
(2) A partner, if you are a partnership; or
(3) An executive officer or insurance manager, if you are a corporation.
N. Unintentional Failure To Disclose Hazards
SECTTON lV - COMMERCIAL GENERAL LIABILITY CONDITIONS, 6. Representations is
amended to include the following:
It is agreed that, based on our reliance on your representations as to existing hazards, if you
should unintentionally fail to disclose all such hazards prior to the beginning of the policy period of
this Coverage Part, we shall not deny coverage under this Coverage Part because of such failure.
O. Transfer of Rights of Recovery Against Others To Us
SECTION lV - COMMERCIAL GENERAL LIABILITY CONDITIONS, 8. Transfer of Rights of
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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
PRIMARY AND NONCONTRIBUTORY -
OTHER INSURANCE CONDITION
This endorsement modifies insurance provided under the following:
COMMERCIAL GENEML LIABILIry COVEMGE PART
PRODUCTS/COMPLETED OPEMTIONS LIABILITY COVEMGE PART
The following is added to the Other lnsurance
Condition and supersedes any provision to the
contrary:
Primary And Noncontributory lnsurance
This insurance is primary to and will not seek
contribution from any other insurance available
to an additional insured under your policy
provided that:
(1) The additional insured is a Named lnsured
under such other insurance; and
GOMMERCIAL GENERAL LIABILITY
cG 20 01 04 13
(2) You have agreed in writing in a contract or
agreement that this Insurance would be
prjmary and .would not seek contribution
from any other insurance available to the
additional insured.
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19 Mobile Equip-
ment Subject To
Compulsory Or
Financial
Responsibility
Or Other Motor
Vehicle lnsur-
ance Law Only
Only those "autos" that are land vehicles and that would qualify under the definition
of "mobile equipment" under this policy if they were not subject to a compulsory or
financial responsibility law or other motor vehicle insurance law where they are
licensed or principally garaged.
B. Owned Autos You Acquire After The Policy
Begins
1. lf Symbols 1,2,3,4,5,6 or 19 are entered
next to a coverage in ltem Two of the Declara-
tions, then you have coverage for "autos" that
you acquire of the type described for the re-
mainder of the policy period.
2. But, if Symbol 7 is entered next to a coverage
in ltem Two of the Declarations, an "auto" you
acquire will be a covered "auto" for that cover-
age only if:
a. We already cover all "autos" that you own
for that coverage or it replaces an "auto"
you previously owned that had that cover-
age; and
b. You tell us within 30 days after you acquire
it that you want us to cover it for that cover-
age.
C. Certain Trailers, Mobile Equipment And
Temporary Substitute Autos
lf Liability Coverage is provided by this coverage
form, the following types of vehicles are also cov-
ered "autos" for Liability Coverage:
1. "Trailers" with a load capacity of 2,000 pounds
or less designed primarily for travel on public
roads.
2. "Mobile equipment" while being carried or
towed by a covered "auto".
3. Any "auto" you do not own while used with the
permission of its owner as a temporary substi-
tute for a covered "auto" you own that is out of
service because of its:
a. Breakdown;
b. Repair;
c. Servicing;
d. "Loss"; or
e. Destruction.
SECTION II_ LIABILITY COVERAGE
A. Goverage
We will pay all sums an "insured" legally must pay
as damages because of "bodily injury" or "property
damage" to which this insurance applies, caused
by an "accident" and resulting from the ownership,
maintenance or use of a covered "auto".
We will also pay all sums an "insured" legally must
pay as a "covered pollution cost or expense" to
which this insurance applies, caused by an "acci-
dent" and resulting from the ownership, mainte-
nance or use of covered "autos". However, we will
only pay for the "covered pollution cost or ex-
pense" if there is either "bodily injury" or "property
damage" to which this insurance applies that is
caused by the same "accident".
We have the right and duty to defend any "in-
sured" against a "suit" asking for such damages or
a "covered pollution cost or expense". However,
we have no duty to defend any "insured" against a
"suit" seeking damages for "bodily injury" or "prop-
erty damage" or a "covered pollution cost or ex-
pense" to which this insurance does not apply. We
may investigate and settle any claim or "suit" as
we consider appropriate. Our duty to defend or
settle ends when the Liability Coverage Limit of
lnsurance has been exhausted by payment of
judgments or settlements.
1. Who ls An lnsured
The following are "insureds":
a. You for any covered "auto".
b. Anyone else while using with your permis-
sion a covered "auto" you own, hire or bor-
row except:
(1) The owner or anyone else from whom
you hire or borrow a covered "auto".
This exception does not apply if the
covered "auto" is a "trailer" connected to a
covered "auto" you own.
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(2) Your "employee" if the covered "auto" is
owned by that "employee" or a member
of his or her household.
(3) Someone using a covered "auto" while
he or she is working in a business of
selling, servicing, repairing, parking or
storing "autos" unless that business is
yours.
(4) Anyone other than your "employees",
partners (if you are a partnership),
members (if you are a limited tiability
company) or a lessee or borrower or
any of their "employees", while moving
property to or from a covered "auto".
(5) A partner (if you are a partnership) or a
member (if you are a limited liability
company) for a covered "auto" owned by
him or her or a member of his or her
household.
c. Anyone liable for the conduct of an "in-
sured" described above but only to the ex-
tent of that liability.
2. Coverage Extensions
a. Supplementary Payments
We will pay for the "insured":
(1) All expenses we incur.
(2) Up to $2,000 for cost of bail bonds (in-
cluding bonds for related traffic law vio-
lations) required because of an "acci-
dent" we cover. We do not have to fur-
nish these bonds.
(3) The cost of bonds to release attach-
ments in any "suit" against the "insured"
we defend, but only for bond amounts
within our Limit of lnsurance.
(4) All reasonable expenses incurred by the
"insured" at our request, including actual
loss of earnings up to $250 a day be-
cause of time off from work.
(5) All court costs taxed against the "in-
sured" in any "suit" against the "insured"
we defend. However, these payments
do not include attorneys' fees or attor-
neys' expenses taxed against the "in-
sured".
(6) All interest on the full amount of any
judgment that accrues after entry of the
judgment in any "suit" against the "in-
sured" we defend, but our duty to pay in-
terest ends when we have paid, offered
to pay or deposited in court the part of
the judgment that is within our Limit of
lnsurance.
These payments will not reduce the Limit of
lnsurance.
b. Out-of-state Coverage Extensions
While a covered "auto" is away from the
state where it is licensed we will:
(1) lncrease the Limit of lnsurance for Li-
ability Coverage to meet the limits speci-
fied by a compulsory or financial re-
sponsibility law of the jurisdiction where
the covered "auto" is being used. This
extension does not apply to the limit or
limits specified by any law governing
motor carriers of passengers or prop-
erty.
(2) Provide the minimum amounts and
types of other coverages, such as no-
fault, required of out-of-state vehicles by
the jurisdiction where the covered "auto"
is being used.
We will not pay anyone more than once for
the same elements of loss because of
these extensions.
B. Exclusions
This insurance does not apply to any of the follow-
ing:
1. Expected Or lntended lnjury
"Bodily injury" or "property darnage" expected
or intended from the standpoint of the "in-
sured".
2. Gontractual
Liability assumed under any contract or
agreement.
But this exclusion does not apply to liability for
damages:
a. Assumed in a contract or agreement that is
an "insured contract" provided the "bodily
injury" or "property damage" occurs subse-
quent to the execution of the contract or
agreement; or
b. That the "insured" would have in the ab-
sence of the contract or agreement.
3. Workers' Compensation
Any obligation for which the "insured" or the
"insured's" insurer may be held liable under
any workers' compensation, disability benefits
or unemployment compensation law or any
similar law.
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B. General Conditions
1. Bankruptcy
Bankruptcy or insolvency of the "insured" or the
"insured's" estate will not relieve us of any obli-
gations under this coverage form.
2. Goncealment, Misrepresentation Or Fraud
This coverage form is void in any case of fraud
by you at any time as it relates to this coverage
form. lt is also void if you or any other "in-
sured", at any time, intentionally conceal or
misrepresent a material fact concerning:
a. This coverage form;
b. The covered "auto";
c. Your interest in the covered "auto"; or
d. A claim under this coverage form.
3. Liberalization
lf we revise this coverage form to provide more
coverage without additional premium charge,
your policy will automatically provide the addi-
tional coverage as of the day the revision is ef-
fective in your state.
4. No Benefit To Bailee - Physical Damage
Goverages
We will not recognize any assignment or grant
any coverage for the benefit of any person or
organization holding, storing or transporting
property for a fee regardless of any'other pro-
vision of this coverage form.
5. Other lnsurance
a, For any covered "auto" you own, this cov-
erage form provides primary insurance. For
any covered "auto" you don't own, the in-
surance provided by this coverage form is
excess over any other collectible insurance.
However, while a covered "auto" which is a
"trailer" is connected to another vehicle, the
Liability Coverage this coverage form pro-
vides for the "trailer" is:
(1) Excess while it is connected to a motor
vehicle you do not own.
(2) Primary while it is connected to a cov-
ered "auto" you own.
b. For Hired Auto Physical Damage Coverage,
any covered "auto" you lease, hire, rent or
borrow is deemed to be a covered "auto"
you own. However, any "auto" that is
leased, hired, rented or borrowed with a
driver is not a covered "auto".
c. Regardless of the provisions of Paragraph
a. above, this coverage form's Liability
Coverage is primary for any liability as-
sumed under an "insured contract".
d. When this coverage form and any other
coverage form or policy covers on the same
basis, either excess or primary, we will pay
only our share. Our share is the proportion
that the Limit of lnsurance of our coverage
form bears to the total of the limits of all the
coverage forms and policies covering on
the same basis.
6. Premium Audit
a. The estimated premium for this coverage
form is based on the exposures you told us
you would have when this policy began. We
will compute the final premium due when
we determine your actual exposures. The
estimated total premium will be credited
against the final premium due and the first
Named lnsured will be billed for the bal-
ance, if any. The due date for the final pre-
mium or retrospective premium is the date
shown as the due date on the bill. lf the es-
timated total premium exceeds the final
premium due, the first Named lnsured will
get a refund.
b. lf this policy is issued for more than one
year, the premium for this coverage form
will be computed annually based on our
rates or premiums in effect at the beginning
of each year of the policy.
7. Policy Period, Coverage Territory
Under this coverage form, we cover "accidents"
and "losses" occurring:
a. During the policy period shown in the Dec-
larations; and
b. Within the coverage territory.
The coverage territory is:
(1) The United States of America;
(2) The territories and possessions of the Unit-
ed States of America;
(3) Puefto Rico;
(4) Canada; and
(5) Anywhere in the world if:
(a) A covered "auto" of the private passen-
ger type is leased, hired, rented or bor-
rowed without a driver for a period of 30
days or less; and
(b) The "insured's" responsibility to pay
damages is determined in a "suit" on the
merits, in the United States of America,
the territories and possessions of the
United States of America, Puerto Rico
or Canada or in a settlement we agree
to.
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2233'l12th Avenue NE
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Housing and Human Services
220 Fourth Avenue South
Kent, WA 98032
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