HomeMy WebLinkAboutCAG2021-088 - Insurance Certificate - Seattle Foundation - Liability Coverage - 09/01/2022--A,CORD"v
SEAFO-1
CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S}, AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER,
IMpORTANT: lf the cerflficate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed'
of the poticy, certain policies may require an endorsement' A statement on
endorsementlsl.If SUBROGATION IS WAIVED,
of suchthis certificate does not confer
Karl
ll8.nlF". .o,, 206-623-7035 I ri[. N.'.206-6824es3
NAIC #INSTIRER'SI AFFORDING COVERAGE
24074rrs,rprp a.Ohio Gasualtv Ins Companv
PRODUCER
Soraoue lsrael Giles
lSOlFourth Avenue, Suite 730
Seattle, WA 98101-3225
Robert Karl
206-623-7035
24066rNsrpFR B.American Fire & Casualty Go
tNsilpFR e .
INSIIPFF D.
INSIIRFP F .
INSURER F :
INSURED
Seattle Foundation
1601 sth Ave Ste 1900
Seattle, WA 98101
THIS IS TO CERTIFY THAT THE POLICI ES OF INSURANCE LISTED BELOW HAVE BEEN ss UED TO THE INSU RED NAMED ABOVE FOR THE POLICY PERIOD
IN DICA TED.NOTWTHSTAN DING ANY REQUIREMENT TERM o R coN DITION OF ANY CONTRACT OR OTHER DOCUMENT WTH RESPECT TO WHICH THIS
c E RTIFI CATE MAY BE ISSUED OR MAY PERTAIN,
OF SUCH POLICIES.
TH E INSURANCE AFFORDED BY TH E POLICIES DESCRIBED HEREIN IS SU BJECT TO ALL THE TERMS,
EXC LUSIONS AND coNDtTlo NS LIMITS SHOWN MAY HAVE BEEN RED UCED BY PAID CLAIMS.
INSRIE TYPE OF INSURANCE ADDTtNch SUBF POLICY NUMBER POLICY EFF POLICY EXP LIMITS
A x GOMMERCIAL GENERAL LIABILITY
CLAIMS-MADE OCCUR
LIMIT APPLIES
PRO-JECT I I
PER:
LOC
X X BKO57307343 o9t0112022 09t0112023
EACH OCCURRENCE q 1,000,000
s 1,000,000
MED EXP (Anv one oerson)$15,000
PERSONAL & ADV INJURY $1,000,000
GENERAL AGGREGATE $2,000,000
PRODUCTS - COMP/OP AGG s 2,000,000
s
B AUTOMOBILE LIABILITY
ANY AUTO
OWNED
AUTOS ONLY
HIRED
AUTOS ONLY
SCHEDULED
AUTOS
NON-oWNED
AUTOS ONLYxx
8AA57307343 09t01t2022 09t01t2023
$1,o0o,0oo
BoDILY INJURY (Per Derson)s
BoDILY INJURY (Per accid€nt|s
$
s
UMBRELLA LIAB
EXCESS LIAB
OCCUR
CLAIMS-MADE
EACH OCCURRENCE s
AGGREGATE s
DED RETENTION $g
A WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
ANY PROPRIETOR/PARTNER/EXECUTIVE
OFFICER/MEMBER EXCLUDED?
(Mandatory in NH)
lf ves. describe under
DFscRtPTtoN oF oPERAT|oNS below
N/A
BKO57307343
WA STOP GAP
09t0112022 09t01t2023
PERSTATI ITF X otH-FA
E.L. EACH ACCIDENT s 1,000,000
E-L- DISEASE - EA EMPLOYET 1,000,000s
FI nrlFACF - p6r taY I tMlT I 2,000,000
DESCR|PTIONOFOPERAT|ONSTLOCATIONStVEHICLES (ACORDlOl,AddltionalRema]ksSchedule,maybsattachsdlfmorespaceisrequired)
The Citv of Kent is additional insured if required by written contract or
agreem-ent, subject to the General Liability additiohal insured provision'
Gity of Kent
Housing & Human Services
220 4th Avenue South
Kent, WA 98032
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE#a nn
@ 1988-2015 ACORD CORPORATION. All rights reserved.ACORD 25 (2016/03)
The ACORD name and logo are registered marks of ACORD
COMMERCIAL GENERAL LIABILITY
cG 88 '10 04 13
THIS ENDORSEMENT GHANGES THE POLICY. PLEASE READ IT CAREFULLY
COMMERCIAL GENERAL LIABILITY EXTENSION
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
INDEX
SUBJECT
NON.OWNED AIRCRAFT
NON-OWNED WATERCRAFT
PROPERTY DAMAGE LIABILITY . ELEVATORS
EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage)
MEDICAL PAYMENTS EXTENSION
EXTENSION OFSUPPLEMENTARY PAYMENTS .COVERAGES AAND B
ADDITIONAL INSUREDS - BY CONTRACT, AGREEMENT OR PERMIT
PRIMARY AND NON.CONTRIBUTORY. ADDITIONAL INSURED EXTENSION
ADDITIONAL INSUREDS . EXTENDED PROTECTION OFYOUR "LIMITS OF INSURANCE"
WI-IO IS AN INSURED .INCIDENTAL MEDICAL ERRORS/MALPRACTICE AND WHO IS AN
INSURED . FELLOW EMPLOYEE EXTENSION . MANAGEMENT EMPLOYEES
NEWLY FORMED OR ADDITIONALLY AGQUIRED ENTITIES
FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES
KNOWLEDGE OF OCGURRENCE, OFFENSE, CLAIM OR SUIT
LIBERALIZATION CLAUSE
BODILY INJURY REDEFINED
EXTENDED PROPERTY DAMAGE
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US '
WHEN REQUIRED IN A CONTRACT OR AGREEMENT WITH YOU
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:
With respect to coverage afforded by this endorsement, the provisions of the policy apply unless modified by
the endorsement.
A. NON.OWNED AIRCRAFT
Under Paragraph 2. Exclusions of Section | - Coverage A - Bodily Injury And Property Damage Liability,
exclusion g. Aircraft, Auto Or Watercraft does not apply to an aircraft provided:
1. lt is not owned by any insured;
2. lt is hired, chartered or loaned with a trained paid crew;
3. The pilot in command holds a currently effective certificate, issued by the duly constituted authority of
the United States of America or Canada, designating her or him a commercial or airline pilot; and
4. lt is not being used to carry persons or property for a charge.
However, the insurance afforded by this provision does not apply if there is available to the insured other
valid and collectible insurance, whether primary, excess (other than insurance written to apply specifically
in excess of this policy), contingent or on any other basis, that would also apply to the loss covered under
this provision
NON-OWNED WATERCRAFT
Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liability,
Subparagraph (2) of exclusion g. Aircraft, Auto Or Watercraft is replaced by the following:
This exclusion does not apply to:
(2) A watercraft you do not own that is:
(a) Less than 52 feet long; and
(b) Not being used to carry persons or property for a charge.
PROPERW DAMAGE LIABILITY . ELEVATORS
1. Under Paragraph 2. Exclusions of Section | - Coverage A - Bodily lnjury And Property Damage Liabil-
ity, Subparagraphs (3), (4) and (6) of exclusion j. Damage To Property do not apply if such "property
damage" results from the use of elevators. For the purpose of this provision, elevators do not include
vehicle lifts. Vehicle lifts are lifts or hoists used in automobile service or repair operations.
2. The following is added to Section lV - Gommercial General Liability Conditions, Condition 4. Other
Insurance, Paragraph b. Excess lnsurance:
The insurance afforded by this provision of this endorsement is excess over any property insurance,
whether primary, excess, contingent or on any other basis.
EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's property Damage)
-e.
c.
D
lf Damage To Premises Rented To You is not otheruvise excluded from this Coverage Part:
1. Under Paragraph 2. Exclusions of Section l-Goverage A-Bodily lnjury and Property Damage Liability
a,The fourth from the last paragraph of exclusion j. Damage To Property is replaced by the follow-
ing:
Paragraphs (1), (3) and (4)of this exclusion do not apply to "property damage" (other than damage
by fire, lightning, explosion, smoke, or leakage from an automatic fire protection system) to:
(i) Premises rented to you for a period of 7 or fewer consecutive days; or
(ii) Contents that you rent or lease as part of a premises rental or lease agreement for a period of
more than 7 days.
Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" to contents of
premises rented to you for a period of 7 or fewer consecutive days.
A separate limit of insurance applies to this coverage as described in Section lll - Limits of
Insurance.
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b. The last paragraph of subsection 2. Exclusions is replaced by the following:
Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke or leakage
from automatic fire protection systems to premises while rented to you or temporarily occupied by
you with permission of the owner. A separate limit of insurance applies to Damage To Premises
Rented To You as described in section lll - Limits of lnsurance.
2. Paragraph 6. under Section lll - Limits Of lnsurance is replaced by the following:
6. Subject to Paragraph 5. above, the Damage To Premises Rented To You Limit is the most we will
pay under Coverage A for damages because of "property damage" to:
a. Any one Premise:
(1) While rented to You; or
(2) While rented to you or temporarily occupied by you with permission of the owner for
damage by fire, lightning, explosion, smoke or leakage from automatic protection sys-
tems; or
b. Contents that you rent or lease as part of a premises rental or lease agreement.
3. As regards coverage provided by this provision D. EXTENDED DAMAGE TO PROPERTY RENTED TO
yOU (Tenant's Property Damage) - Paragraph 9.a. of Definitions is replaced with the following:
9.a. A contract for a lease of premises. However, that portion of the contract for a lease of premises
that indemnifies any person or organization for damage by fire, lightning, explosion, smoke, or
leakage from automatic fire protection systems to premises while rented to you or temporarily
occupied by you with the permission of the owner, or for damage to contents of such premises
that are induded in your premises rental or lease agreement, is not an "insured contract".
E. MEDICAL PAYMENTS EXTENSION
lf Coverage C Medical Payments is not othenrvise excluded, the Medical Payments provided by this policy
are amended as follows:
Under Paragraph 1. lnsuring Agreement of Section I - Goverage G - Medical Payments, Subparagraph
(b) of Paragraph a' is replaced by the following:
(b) The expenses are incurred and reported within three years of the date of the accident; and
F. EXTENSION OFSUPPLEMENTARY PAYMENTS .COVERAGESAAND B
1. Under Supplementary Payments -Coverages Aand B, Paragraph 1'b. is replaced by the following:
b. Up to $3,000 for cost of bail bonds required because of accidents or traffic law violations arising
out of the use of any vehicle to which the Bodily lnjury Liability Coverage applies' We do not have
to furnish these bonds.
2. Paragraph 1.d. is replaced by the following:
d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or
defense of the claim or "suit", including actual loss of earnings up to $500 a day because of time
off from work.
G. ADDITIONAL INSUREDS . BY CONTRACT, AGREEMENT OR PERMIT
1. paragraph 2. under Section ll - Who ls An Insured is amended to include as an insured any person or
organization whom you have agreed to add as an additional insured in a written contract, written
agreement or permit. Such person or organization is an additional insured but only with respect to
tiJUitity for "bodily injury", "property damage" or "personal and advertising injury" caused in whole
or in part by:
a. your acts or omissions, or the acts or omissions of those acting on your behalf, in the performance
of your on going operations for the additional insured that are the subject of the written contract or
. written agreement provided that the "bodily injury" or "property damage" occurs, or the "per-
sonal and advertising injury" is committed, subsequent to the signing of such written contract or
written agreement; or
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b. Premises or facilities rented by you or used by you; or
c. The maintenance, operation or use by you of equipment rented or leased to you by such person or
organization; or
d. Operations performed by you or on your behalf for which the state or political subdivision has
issued a permit subject to the following additional provisions:
(1) This insurance does not apply to "bodily injury", "property damage", or "personal and ad-
vertising injury" arising out of the operations performed for the state or political subdivision;
(21 This insurance does not apply to "bodily injury" or "property damage" included within the
"completed operations hazard".
(3) lnsurance applies to premises you own, rent, or control but only with respect to the following
hazards:
(a) The existence, maintenance, repair, construction, erection, or removal of advertising
signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees,
hoist away openings, sidewalk vaults, street banners, or decorations and similar expo-
sures; or
(b) The construction, erection, or removal of elevators; or
(c) The ownership, maintenance, or use of any elevators covered by this insurance.
However:
1. The insurance afforded to such additional insured only applies to the extent permifted by law; and
2. lf coverage provided to the additional insured is required by a contract or agreement, the insur-
ance afforded to such additional insured will not be broader than that which you are required by
the contract or agreement to provide for such additional insured.
With respect to Paragraph 1.a. above, a person's or organization's status as an additional insured
under this endorsement ends when:
(1) All work, including materials, parts or equipment furnished in connection with such work, on
the project (other than service, maintenance or repairs) to be performed by or on behalf of the
additional insured(s) at the location of the covered operations has been completed; or
(21 That portion of "your work" out of which the injury or damage arises has been put to its
intended use by any person or organization other than another contractor or subcontractor
engaged in performing operations for a principal as a part of the same project.
With respect to Paragraph 1.b. above, a person's or organization's status as an additional insured
under this endorsement ends when their written contract or written agreement with you for such
premises or facilities ends.
With respects to Paragraph 1.c. above, this insurance does not apply to any "occurrence" which takes
place after the equipment rental or lease agreement has expired or you have returned such equipment
to the lessor.
The insurance provided by this endorsement applies only if the written contract or written agreement
is signed prior to the "bodily injury" or "property damage".
We have no duty to defend an additional insured under this endorsement until we receive written
notice of a "suit" by the additional insured as required in Paragraph b. of Condition 2. Duties In the
Event Of Occurrence, Offense, Glaim Or Suit under Section lV - Commercial General Liability Gondi-
tions.
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2. With respect to the insurance provided by this endorsement, the following are added to Paragraph 2'
Exclusions under Section I - Goverage A - Bodily lnjury And Property Damage Liability:
This insurance does not aPPIY to:
a. "Bodily injury" or "property damage" arising from the sole negligence of the additional insured.
b. "Bodily injury" or "property damage" that occurs prior to you commencing operations at the
location where such "bodily injury" or "property damage" occurs'
c. ',Bodiry injury", "property damage" or "personal and advertising injury" arising out of the render-
ing oi, or the failure to render, any professional architectural, engineering or surveying services,
including:
(1) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions,
reports, surveys, field orders, change orders or drawings and specifications; or
(21 supervisory, inspection, architectural orengineering activities.
This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in
the supervision, niring, employment, training or monitoring of others by that insured, if the "occur-
rence" which ""u""d the 'bodily injury" or "property damage", or the offense which caused the
',personal and advertising injury';, involved the rendering of, or the failure to render, any professional
architectural, engineering or surveying services.
d. "Bodily injury" or "property damage" occurring after:
(1) All work, including materials, parts or equipment furnished in connection with such work, on
the project (othei than service, maintenance or repairs) to be performed by or on behalf of the
additional insured(s) at the location of the covered operations has been completed; or
(2) That portion of "your work" out of which the injury or damage arises has been put to its
intended use by any person or organization other than another contractor or subcontractor
engaged in performing operations for a principal as a part of the same project.
e. Any person or organization specifically designated as an additional insured for ongoing operations
by a separate ADDTTTONAL INSURED -OWNERS, LESSEES OR CONTRACTORS endorsement is-
sued by us and made a part of this policy'
3. With respect to the insurance afforded to these additional insureds, the following is added to Section lll
- Limits Of lnsurance:
lf coverage provided to the additional insured is required by a contract or agreement, the most we will
pay on behalf of the additional insured is the amount of insurance:
a. Required by the contract or agreement; or
b. Available under the applicable Limits of lnsurance shown in the Declarations;
whichever is less.
This endorsement shall not increase the applicable Limits of lnsurance shown in the Declaratio ns'
PRIMARY AND NON.CONTRIBUTORY ADDITIONAL INSURED EXTENSION
This provision applies to any person or organization who qualifies as an additional insured under any form
or endorsement under this PolicY.
Condition 4. Other tnsurance of SECTTON tV - COMMERCIAL GENERAL LIABILITY CONDITIONS is amend-
ed as follows:
a. The following is added to Paragraph a' Primary lnsurance:
lf an additional insured's policy has an Other lnsurance provision making its policy excess, and you
have agreed in a written contract or written agreement to provide the additional insured coverage on a
primary and noncontributory basis, this policy shall be primary and we will not seek contribution from
the additional insured's policy for damages we cover'
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b. The following is added to Paragraph b. Excess Insurance:
When a written contract or written agreement, other than a premises lease, facilities rental contract or
agreement, an equipment rental or lease contract or agreement, or permit issued by a state or political
subdivision between you and an additional insured does not require this insurance to be primary or
primary and non-contributory, this insurance is excess over any other insurance for which the addi-
tional insured is designated as a Named lnsured.
Regardless of the wriften agreement between you and an additional insured, this insurance is excess
over any other insurance whether primary, exceqs, contingent or on any other basis for which the
additional insured has been added as an additional insured on other policies.
I, ADDITIONAL INSUREDS . EXTENDED PROTECTION OF YOUR *LIMITS OF INSURANCE"
This provision applies to any person or organization who qualifies as an additional insured under any form
or endorsement under this policy.
1. The following is added to Condition 2. Duties ln The Event Of Occurrence, Offense, Glaim or Suit:
An additional insured under this endorsement. will as soon as practicable:
a. Give written notice of an "occurrence" or an offense that may result in a claim or "suit" under
this insurance to us;
b. Tender the defense and indemnity of any claim or "suit" to all insurers whom also have
insurance available to the additional insured; and
c. Agree to make available any other insurance which the additional insured has for a loss we
cover under this Coverage Part.
d. We have no duty to defend or indemnify an additional insured under this endorsement until
we receive written notice of a "suit" by the additional insured.
2. The limits of insurance applicable to the additional insured are those specified in a written contract
or written agreement or the limits of insurance as stated in the Declarations of this policy and
defined in Section lll - Limits of lnsurance of this policy, whichever are less. These limits are
inclusive of and not in addition to the limits of insurance available under this policy.
J. WHO ISAN INSURED .INCIDENTAL MEDICAL ERRORS/MALPRACTICE
WHO IS AN INSURED . FELLOW EMPLOYEE EXTENSION - MANAGEMENT EMPLOYEES
Paragraph 2.a.(11 of Section ll - Who ls An Insured is replaced with the following:
(1) "Bodily injury" or "personal and advertising injury":
(a) To you, to your partners or members (if you are a partnership or joint venture), to your members (if
you are a limited liability company), to a coJ'employee" while in the course of his or her employ-
ment or performing duties related to the conduct of your business, or to your other "volunteer
workers" while performing duties related to the conduct of your business;
(b) To the spouse, child, parent, brother or sister of that co-"employee" or "volunteer worker" as a
consequence of Paragraph (1) (a) above;
(c) For which there is any obligation to share damages with or repay someone else who must pay
damages because of the injury described in Paragraphs (1) (a) or (b) above; or
(d) Arising out of his or her providing or failing to provide professional health care services. However,
if you are not in the business of providing professional health care services or providing profes-
sional health care personnel to others, or if coverage for providing professional health care ser-
vices is not otherwise excluded by separate endorsement, this provision (Paragraph (d))does not
appty.
Paragraphs (a) and (b) above do not apply to "bodily injury" or "personal and advertising injury" caused by
an "employee" who is acting in a supervisory capacity for you. Supervisory capacity as used herein means
the "employee's" job responsibilities assigned by you, includes the direct supervision of other "employ-
ees" of yours. However, none of these "employees" are insureds for "bodily injury" or "personal and
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advertising injury* arising out of their willful conduct, which is defined as the purposeful or willful intent to
cause ',bodily injury,' or-"personal and advertising injury", or caused in whole or in part by their intoxica-
tion by liquor or controlled substances.
The coverage provided by provision J. is excess over any other valid and collectable insurance available to
your "employee".
K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES
Paragraph 3. of section ll - who ls An lnsured is replaced by the following:
3. Any organization you newly acquire or form and over which you maintain ownership or majority
interest, will qualiiy as a Named lnsured if there is no other similar insurance available to that
organization. However:
a. Coverage under this provision is afforded only until the expiration of the policy period in
which the entity was acquired or formed by you;
b. Coverage A does not apply to "bodily injury" or "property damage" that occurred before you
acquired or formed the organization; and
c. Coverage B does not apply to "personal and advertising injury" arising out of an offense
committed before you acquired or formed the organization'
d. Records and descriptions of operations must be maintained by the first Named lnsured.
No person or organization is an insured with respect to the conduct of any current or past partnership, joint
venture or limited liability company that is not shown as a Named lnsured in the Declarations or qualifies
as an insured under this provision.
L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES
Under Section lV - Gommercial General Liability Gonditions, the following is added to Condition 6. Repre'
sentations:
your failure to disclose all hazards or prior "occurrences" existing as of the inception date of the policy
shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or
prior "occurrences" is not intentional.
M. KNOWLEDGE OF OCGURRENCE, OFFENSE, CLAIM OR SUIT
Under Section lV - Gommercial General Liability Gonditions, the following is added to Condition 2' Duties
ln The Event of Occurrence, Offense, Glaim Or Suit:
Knowledge of an "occurrence", offense, claim or "suit" by an agent, servant or "employee" of any
insured shall not in itself constitute knowledge of the insured unless an insured listed under Paragraph
1. of Section ll -Who lsAn Insured or a person who has been designated by them to receive reports of
,'occurrences", offenses, claims or "suits" shall have received such notice from the agent, servant or
"employee".
N. LIBERALIZATION CLAUSE
lf we revise this Commercial General Liability Extension Endorsement to provide more coverage without
additional premium charge, your policy will automatically provide the coverage as of the day the revision is
effective in your state.
O. BODILY INJURY REDEFINED
Under section v - Definitions, Definition 3. is replaced by the following:
3. "Bodily lnjury" means physical injury, sickness or disease sustained by a person. This includes
mental anguisfr, mental injury, shock, fright or death that results from such physical injury, sick-
ness or disease.
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P. EXTENDED PROPERWDAMAGE
Exclusion a. of GOVERAGE A. BODILY INJURY AND PROPERW DAMAGE LIABILITY is replaced by the
following:
a. Expected Or lntended lnjury
"Bodily injury" or "property damage" expected or intended from the standpoint of the insured.
This exclusion does not apply to "bodily injury" or "propefi damage" resulting from the use of
reasonable force to protect persons or property.
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US . WHEN REQUIRED IN A
CONTRACT OR AGREEMENT WITH YOU
Under Section lV - Gommercial General Liability Gonditions, the following is added to Condition 8. Trans-
fer Of Rights Of Recovery Against Others To Us:
We waive any right of recovery we may have against a person or organization because of payments we
make for injury or damage arising out of your ongoing operations or "your work" done under a
contract with that person or organization and included in the "products-completed operations hazard"
provided:
1. You and that person or organization have agreed in writing in a contract or agreement that you
waive such rights against that person or organization; and
2. The injury or damage occurs subsequent to the execution of the wriften contract or written agree-
ment.
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