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HomeMy WebLinkAboutCAG2022-038 - Original - Petersen Brothers, Inc. - Repair of Damaged Guardrail at 4 Locations - 01/27/2022Elyse for Jin Hunter Public Works 01/25/2022 02/02/2022 N/A 11115530-7495 N/A Petersen Brothers, Inc. Contract Original Repair of Damaged Guardrail - 4 Locations The Contractor shall repair damaged guardrail at four locations: 1. Kent Kangley Rd. east of 144th Ave. SE 2. 100th Ave. SE west of SE 224th St. 3. SE 256th St. and 148th Ave. S. 4. Reith Rd. west of Kent Des Moines Rd. $26,974.53 Other 1/26/22 CAG2022-038 1/26/22 1/26/22 PUBLIC WORKS AGREEMENT - 1 (Roadway/Pedestrian Path - Over $10K, Under $35K, No Performance Bond) PUBLIC WORKS AGREEMENT between City of Kent and Petersen Brothers, Inc. THIS AGREEMENT is made by and between the City of Kent, a Washington municipal corporation (hereinafter the "City"), and Petersen Brothers Inc., organized under the laws of the State of Washington, located and doing business at 2008 East Valley Highway E., Sumner, WA 98390, Phone: (253) 863-8136, Contact: Ron Petersen (hereinafter the "Contractor"). AGREEMENT The parties agree as follows: I. DESCRIPTION OF WORK. The Contractor shall perform the following services for the City in accordance with the following described plans and/or specifications: The Contractor shall repair damaged guardrail at four locations: 1. Kent Kangley Rd. east of 144 th Ave. SE 2. 100 th Ave. SE west of SE 224th St. 3. SE 256 th St. and 148th Ave. S. 4. Reith Rd. west of Kent Des Moines Rd. For a description and Contractor's quote, see Exhibit A which is attached and incorporated by this reference. The Contractor further represents that the services furnished under this Agreement will be performed in accordance with generally accepted professional practices within the Puget Sound region in effect at the time such services are performed. II. TIME OF COMPLETION. The parties agree that work will begin on the tasks described in Section I above within 14 working days after the City issues its Notice to Proceed. Upon the effective date of this Agreement, all physical work shall thereafter be completed by February 23, 2022. The term of this Agreement shall continue until all work has been completed, final acceptance has occurred, and all Contractor obligations have been fulfilled. III. COMPENSATION. The City shall pay the Contractor a total amount not to exceed Twenty Six Thousand, Nine Hundred Seventy Four Dollars and Fifty Three Cents ($26,974.53). Applicable Washington State Retail Sales Tax on this contract shall be governed by WAC 458-20-171 and its related rules for the work contemplated in this Agreement. The City shall pay the Contractor eighty-five percent (85%) of the Contract amount upon completion and acceptance of the work by the City, or at such earlier time as the City may determine is appropriate. The City will pay the remainder upon fulfillment of the conditions listed below and throughout this Agreement. Card Payment Program. The Contractor may elect to participate in automated credit card payments provided for by the City and its financial institution. This Program is provided as an alternative to payment PUBLIC WORKS AGREEMENT - 2 (Roadway/Pedestrian Path - Over $20K, No Performance Bond) by check and is available for the convenience of the Contractor. If the Contractor voluntarily participates in this Program, the Contractor will be solely responsible for any fees imposed by financial institutions or credit card companies. The Contractor shall not charge those fees back to the City. A. No Payment and Performance Bond. Because this contract, including applicable sales tax, is less than $150,000, and pursuant to Chapter 39.08 RCW, the Contractor, in lieu of providing the City a payment and performance bond, has elected to have the owner retain the final ten percent (10%) of the Contract amount for a period of thirty (30) days after the date of final acceptance, or until receipt of all necessary releases from the State Department of Revenue, the State Department of Labor & Industries, and the State Employment Security Department, and until settlement of any liens filed under Chapter 60.28 RCW, whichever is later. B. Retainage. The City shall also hold back a retainage in the amount of five percent (5%) of any and all payments made to the Contractor for a period of sixty (60) days after the date of final acceptance, or until receipt of all necessary releases from the State Department of Revenue, the State Department of Labor & Industries, and the State Employment Security Department, and until settlement of any liens filed under Chapter 60.28 RCW, whichever is later. The amount retained shall be placed in a fund by the City pursuant to RCW 60.28.011(4)(a), unless otherwise instructed by the Contractor within fourteen (14) calendar days of the Contractor’s signature on the Agreement. C. Defective or Unauthorized Work. The City reserves its right to withhold payment from the Contractor for any defective or unauthorized work. Defective or unauthorized work includes, without limitation: work and materials that do not conform to the requirements of this Agreement; and extra work and materials furnished without the City’s written approval. If the Contractor is unable, for any reason, to satisfactorily complete any portion of the work, the City may complete the work by contract or otherwise, and the Contractor shall be liable to the City for any additional costs incurred by the City. “Additional costs” shall mean all reasonable costs, including legal costs and attorney fees, incurred by the City beyond the maximum Contract price specified above. The City further reserves its right to deduct the cost to complete the Contract work, including any Additional Costs, from any and all amounts due or to become due the Contractor. D. Final Payment: Waiver of Claims. THE CONTRACTOR’S ACCEPTANCE OF FINAL PAYMENT (EXCLUDING WITHHELD RETAINAGE) SHALL CONSTITUTE A WAIVER OF CONTRACTOR’S CLAIMS, EXCEPT THOSE PREVIOUSLY AND PROPERLY MADE AND IDENTIFIED BY CONTRACTOR AS UNSETTLED AT THE TIME FINAL PAYMENT IS MADE AND ACCEPTED. IV. INDEPENDENT CONTRACTOR. The parties intend that an Independent Contractor- Employer Relationship will be created by this Agreement. By their execution of this Agreement, and in accordance with Ch. 51.08 RCW, the parties make the following representations: A. The Contractor has the ability to control and direct the performance and details of its work, the City being interested only in the results obtained under this Agreement. B. The Contractor maintains and pays for its own place of business from which the Contractor’s services under this Agreement will be performed. C. The Contractor has an established and independent business that is eligible for a business deduction for federal income tax purposes that existed before the City retained the Contractor’s services and is a service other than that furnished by the PUBLIC WORKS AGREEMENT - 3 (Roadway/Pedestrian Path - Over $20K, No Performance Bond) City, or the Contractor is engaged in an independently established trade, occupation, profession, or business of the same nature as that involved under this Agreement. D. The Contractor is responsible for filing as they become due all necessary tax documents with appropriate federal and state agencies, including the Internal Revenue Service and the state Department of Revenue. E. The Contractor has registered its business and established an account with the state Department of Revenue and other state agencies as may be required by the Contractor’s business, and has obtained a Unified Business Identifier (UBI) number from the State of Washington. F. The Contractor has a valid contractor registration pursuant to Ch. 18.27 RCW or an electrical contractor license pursuant to Ch. 19.28 RCW. G. The Contractor maintains a set of books dedicated to the expenses and earnings of its business. V. TERMINATION. The City may terminate this Agreement for good cause. “Good cause” shall include, without limitation, any one or more of the following events: A. The Contractor’s refusal or failure to supply a sufficient number of properly skilled workers or proper materials for completion of the Contract work. B. The Contractor’s failure to complete the work within the time specified in this Agreement. C. The Contractor’s failure to make full and prompt payment to subcontractors or for material or labor. D. The Contractor’s persistent disregard of federal, state or local laws, rules or regulations. E. The Contractor’s filing for bankruptcy or becoming adjudged bankrupt. F. The Contractor’s breach of any portion of this Agreement. If the City terminates this Agreement for good cause, the Contractor shall not receive any further money due under this Agreement until the Contract work is completed. After termination, the City may take possession of all records and data within the Contractor’s possession pertaining to this project which may be used by the City without restriction. VI. PREVAILING WAGES. The Contractor shall file a “Statement of Intent to Pay Prevailing Wages,” with the State of Washington Department of Labor & Industries prior to commencing the Contract work. The Contractor shall pay prevailing wages in effect on the date the bid is accepted or executed by the Contractor, and comply with Chapter 39.12 of the Revised Code of Washington, as well as any other applicable prevailing wage rate provisions. The latest prevailing wage rate revision issued by the Department of Labor and Industries is attached. VII. CHANGES. The City may issue a written change order for any change in the Contract work during the performance of this Agreement. If the Contractor determines, for any reason, that a change order is necessary, the Contractor must submit a written change order request to the person listed in the notice provision section of this Agreement, Section XVI(D), within fourteen (14) calendar days of the date Contractor knew or should have known of the facts and events giving rise to the requested change. If the City determines that the change increases or decreases the Contractor's costs or time for performance, the City will make an equitable adjustment. The City will attempt, in good faith, to reach agreement with the Contractor on all equitable adjustments. However, if the parties are unable to agree, the City will determine PUBLIC WORKS AGREEMENT - 4 (Roadway/Pedestrian Path - Over $20K, No Performance Bond) the equitable adjustment as it deems appropriate. The Contractor shall proceed with the change order work upon receiving either a written change order from the City or an oral order from the City before actually receiving the written change order. If the Contractor fails to require a change order within the time specified in this paragraph, the Contractor waives its right to make any claim or submit subsequent change order requests for that portion of the contract work. If the Contractor disagrees with the equitable adjustment, the Contractor must complete the change order work; however, the Contractor may elect to protest the adjustment as provided in subsections A through E of Section IX, Claims, below. The Contractor accepts all requirements of a change order by: (1) endorsing it, (2) writing a separate acceptance, or (3) not protesting in the way this section provides. A change order that is accepted by the Contractor as provided in this section shall constitute full payment and final settlement of all claims for contract time and for direct, indirect and consequential costs, including costs of delays related to any work, either covered or affected by the change. VIII. FORCE MAJEURE. Neither party shall be liable to the other for breach due to delay or failure in performance resulting from acts of God, acts of war or of the public enemy, riots, pandemic, fire, flood, or other natural disaster or acts of government (“force majeure event”). Performance that is prevented or delayed due to a force majeure event shall not result in liability to the delayed party. Both parties represent to the other that at the time of signing this Agreement, they are able to perform as required and their performance will not be prevented, hindered, or delayed by the current COVID-19 pandemic, any existing state or national declarations of emergency, or any current social distancing restrictions or personal protective equipment requirements that may be required under federal, state, or local law in response to the current pandemic. If any future performance is prevented or delayed by a force majeure event, the party whose performance is prevented or delayed shall promptly notify the other party of the existence and nature of the force majeure event causing the prevention or delay in performance. Any excuse from liability shall be effective only to the extent and duration of the force majeure event causing the prevention or delay in performance and, provided, that the party prevented or delayed has not caused such event to occur and continues to use diligent, good faith efforts to avoid the effects of such event and to perform the obligation. Notwithstanding other provisions of this section, the Contractor shall not be entitled to, and the City shall not be liable for, the payment of any part of the contract price during a force majeure event, or any costs, losses, expenses, damages, or delay costs incurred by the Contractor due to a force majeure event. Performance that is more costly due to a force majeure event is not included within the scope of this Force Majeure provision. If a force majeure event occurs, the City may direct the Contractor to restart any work or performance that may have ceased, to change the work, or to take other action to secure the work or the project site during the force majeure event. The cost to restart, change, or secure the work or project site arising from a direction by the City under this clause will be dealt with as a change order, except to the extent that the loss or damage has been caused or exacerbated by the failure of the Contractor to fulfill its obligations under this Agreement. Except as expressly contemplated by this section, all other costs will be borne by the Contractor. IX. CLAIMS. If the Contractor disagrees with anything required by a change order, another written order, or an oral order from the City, including any direction, instruction, interpretation, or determination by the City, the Contractor may file a claim as provided in this section. The Contractor shall give written notice to the City of all claims within fourteen (14) calendar days of the occurrence of the events giving rise to the claims, or within fourteen (14) calendar days of the date the Contractor knew or should have known of the facts or events giving rise to the claim, whichever occurs first . Any claim for damages, additional payment for any reason, or extension of time, whether under this Agreement or otherwise, shall be conclusively deemed to have been waived by the Contractor unless a timely written claim is made in strict accordance with the applicable provisions of this Agreement. At a minimum, a Contractor's written claim shall include the information set forth in subsections A, items 1 through 5 below. PUBLIC WORKS AGREEMENT - 5 (Roadway/Pedestrian Path - Over $20K, No Performance Bond) FAILURE TO PROVIDE A COMPLETE, WRITTEN NOTIFICATION OF CLAIM WITHIN THE TIME ALLOWED SHALL BE AN ABSOLUTE WAIVER OF ANY CLAIMS ARISING IN ANY WAY FROM THE FACTS OR EVENTS SURROUNDING THAT CLAIM OR CAUSED BY THAT DELAY. A. Notice of Claim. Provide a signed written notice of claim that provides the following information: 1. The date of the Contractor's claim; 2. The nature and circumstances that caused the claim; 3. The provisions in this Agreement that support the claim; 4. The estimated dollar cost, if any, of the claimed work and how that estimate was determined; and 5. An analysis of the progress schedule showing the schedule change or disruption if the Contractor is asserting a schedule change or disruption. B. Records. The Contractor shall keep complete records of extra costs and time incurred as a result of the asserted events giving rise to the claim. The City shall have access to any of the Contractor's records needed for evaluating the protest. The City will evaluate all claims, provided the procedures in this section are followed. If the City determines that a claim is valid, the City will adjust payment for work or time by an equitable adjustment. No adjustment will be made for an invalid protest. C. Contractor's Duty to Complete Protested Work. In spite of any claim, the Contractor shall proceed promptly to provide the goods, materials and services required by the City under this Agreement. D. Failure to Protest Constitutes Waiver. By not protesting as this section provides, the Contractor also waives any additional entitlement and accepts from the City any written or oral order (including directions, instructions, interpretations, and determination). E. Failure to Follow Procedures Constitutes Waiver. By failing to follow the procedures of this section, the Contractor completely waives any claims for protested work and accepts from the City any written or oral order (including directions, instructions, interpretations, and determination). X. LIMITATION OF ACTIONS. CONTRACTOR MUST, IN ANY EVENT, FILE ANY LAWSUIT ARISING FROM OR CONNECTED WITH THIS AGREEMENT WITHIN 120 CALENDAR DAYS FROM THE DATE THE CONTRACT WORK IS COMPLETE OR CONTRACTOR’S ABILITY TO FILE THAT CLAIM OR SUIT SHALL BE FOREVER BARRED. THIS SECTION FURTHER LIMITS ANY APPLICABLE STATUTORY LIMITATIONS PERIOD. XI. WARRANTY. Upon acceptance of the contract work, the Contractor must provide the City a one-year warranty bond in a form and amount acceptable to the City. The Contractor shall correct all defects in workmanship and materials within one (1) year from the date of the City’s acceptance of the Contract work. In the event any parts are repaired or replaced, only original replacement parts shall be used—rebuilt or used parts will not be acceptable. When defects are corrected, the warranty for that portion of the work shall extend for one (1) year from the date such correction is completed and accepted by the City. The Contractor shall begin to correct any defects within seven (7) calendar days of its receipt of notice from the City of the defect. If the Contractor does not accomplish the corrections within a reasonable time as determined by the City, the City may complete the corrections and the Contractor shall pay all costs incurred by the City in order to accomplish the correction. XII. DISCRIMINATION. In the hiring of employees for the performance of work under this Agreement or any sub-contract, the Contractor, its sub-contractors, or any person acting on behalf of the Contractor or sub-contractor shall not, by reason of race, religion, color, sex, age, sexual orientation, PUBLIC WORKS AGREEMENT - 6 (Roadway/Pedestrian Path - Over $20K, No Performance Bond) national origin, or the presence of any sensory, mental, or physical disability, discriminate against any person who is qualified and available to perform the work to which the employment relates. The Contractor shall execute the attached City of Kent Equal Employment Opportunity Policy Declaration, Comply with City Administrative Policy 1.2, and upon completion of the contract work, file the attached Compliance Statement. XIII. INDEMNIFICATION. The Contractor shall defend, indemnify and hold the City, its officers, officials, employees, agents and volunteers harmless from any and all claims, injuries, damages, losses or suits, including all legal costs and attorney fees, arising out of or in connection with the Contractor's performance of this Agreement, except for that portion of the injuries and damages caused by the City's negligence. The City's inspection or acceptance of any of the Contractor's work when completed shall not be grounds to avoid any of these covenants of indemnification. Should a court of competent jurisdiction determine that this Agreement is subject to RCW 4.24.115, then, in the event of liability for damages arising out of bodily injury to persons or damages to property caused by or resulting from the concurrent negligence of the Contractor and the City, its officers, officials, employees, agents and volunteers, the Contractor's liability hereunder shall be only to the extent of the Contractor's negligence. IT IS FURTHER SPECIFICALLY AND EXPRESSLY UNDERSTOOD THAT THE INDEMNIFICATION PROVIDED HEREIN CONSTITUTES THE CONTRACTOR'S WAIVER OF IMMUNITY UNDER INDUSTRIAL INSURANCE, TITLE 51 RCW, SOLELY FOR THE PURPOSES OF THIS INDEMNIFICATION. THE PARTIES FURTHER ACKNOWLEDGE THAT THEY HAVE MUTUALLY NEGOTIATED THIS WAIVER. The provisions of this section shall survive the expiration or termination of this Agreement. XIV. INSURANCE. The Contractor shall procure and maintain for the duration of the Agreement, insurance of the types and in the amounts described in Exhibit B attached and incorporated by this reference. XV. WORK PERFORMED AT CONTRACTOR'S RISK. The Contractor shall take all necessary precautions and shall be responsible for the safety of its employees, agents, and subcontractors in the performance of the contract work and shall utilize all protection necessary for that purpose. All work shall be done at the Contractor's own risk, and the Contractor shall be responsible for any loss of or damage to materials, tools, or other articles used or held for use in connection with the work. XVI. MISCELLANEOUS PROVISIONS. A. Recyclable Materials. Pursuant to Chapter 3.80 of the Kent City Code, the City requires its contractors and consultants to use recycled and recyclable products whenever practicable. A price preference may be available for any designated recycled product. B. Non-Waiver of Breach. The failure of the City to insist upon strict performance of any of the covenants and agreements contained in this Agreement, or to exercise any option conferred by this Agreement in one or more instances shall not be construed to be a waiver or relinquishment of those covenants, agreements or options, and the same shall be and remain in full force and effect. C. Resolution of Disputes and Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the State of Washington. If the parties are unable to settle any dispute, difference or claim arising from the parties’ performance of this Agreement, the exclusive means of resolving that dispute, difference or claim, shall only be by filing suit exclusively under the venue, rules and jurisdiction of the King County Superior Court, King County, Washington, unless the parties agree in writing to an alternative dispute resolution process. In any claim or lawsuit for damages arising from the parties' performance of this Agreement, each party shall pay all its legal costs and attorney's fees incurred in defending or bringing such claim or lawsuit, including all appeals, in addition to any other recovery or PUBLIC WORKS AGREEMENT - 7 (Roadway/Pedestrian Path - Over $20K, No Performance Bond) award provided by law; provided, however, nothing in this paragraph shall be construed to limit the City's right to indemnification under Section XIII of this Agreement. D. Written Notice. All communications regarding this Agreement shall be sent to the parties at the addresses listed on the signature page of the Agreement, unless notified to the contrary. Any written notice hereunder shall become effective three (3) business days after the date of mailing by registered or certified mail, and shall be deemed sufficiently given if sent to the addressee at the address stated in this Agreement or such other address as may be hereafter specified in writing. E. Assignment. Any assignment of this Agreement by either party without the written consent of the non-assigning party shall be void. If the non-assigning party gives its consent to any assignment, the terms of this Agreement shall continue in full force and effect and no further assignment shall be made without additional written consent. F. Modification. No waiver, alteration, or modification of any of the provisions of this Agreement shall be binding unless in writing and signed by a duly authorized representative of the City and the Contractor. G. Entire Agreement.The written provisions and terms of this Agreement, together with any Exhibits attached hereto, shall supersede all prior verbal statements of any officer or other representative of the City, and such statements shall not be effective or be construed as entering into or forming a part of or altering in any manner this Agreement. All of the above documents are hereby made a part of this Agreement. However, should any language in any of the Exhibits to this Agreement conflict with any language contained in this Agreement, the terms of this Agreement shall prevail. H. Compliance with Laws. The Contractor agrees to comply with all federal, state, and municipal laws, rules, and regulations that are now effective or in the future become applicable to the Contractor's business, equipment, and personnel engaged in operations covered by this Agreement or accruing out of the performance of those operations. I. Public Records Act. The Contractor acknowledges that the City is a public agency subject to the Public Records Act codified in Chapter 42.56 of the Revised Code of Washington and documents, notes, emails, and other records prepared or gathered by the Contractor in its performance of this Agreement may be subject to public review and disclosure, even if those records are not produced to or possessed by the City of Kent. As such, the Contractor agrees to cooperate fully with the City in satisfying the City’s duties and obligations under the Public Records Act. J. City Business License Required. Prior to commencing the tasks described in Section I, the Contractor agrees to provide proof of a current city of Kent business license pursuant to Chapter 5.01 of the Kent City Code. K. Counterparts and Signatures by Fax or Email. This Agreement may be executed in any number of counterparts, each of which shall constitute an original, and all of which will together constitute this one Agreement. Further, upon executing this Agreement, either party may deliver the signature page to the other by fax or email and that signature shall have the same force and effect as if the Agreement bearing the original signature was received in person. 01/27/2022 DECLARATION CITY OF KENT EQUAL EMPLOYMENT OPPORTUNITY POLICY The City of Kent is committed to conform to Federal and State laws regarding equal opportunity. As such all contractors, subcontractors and suppliers who perform work with relation to this Agreement shall comply with the regulations of the City's equal employment opportunity policies. The following questions specifically identify the requirements the City deems necessary for any contractor, subcontractor or supplier on this specific Agreement to adhere to. An affirmative response is required on all of the following questions for this Agreement to be valid and binding. If any contractor, subcontractor or supplier willfully misrepresents themselves with regard to the directives outlines, it will be considered a breach of contract and it will be at the City's sole determination regarding suspension or termination for all or part of the Agreement; The questions are as follows: I have read the attached City of Kent administrative policy number 1.2. 2. During the time of this Agreement I will not discriminate in employment on the basis of sex, race, color, national origin, age, or the presence of all sensory, mental or physical disability. 3. During the time of this Agreement the prime contractor will provide a written statement to all new employees and subcontractors indicating commitment as an equal opportunity employer. 4. During the time of the Agreement I, the prime contractor, will actively consider hiring and promotion of women and minorities. 5. Before acceptance of this Agreement, an adherence statement will be signed by me, the Prime Contractor, that the Prime Contractor complied with the requirements as set forth above. By signing below, I agree to fulfill the five requirements referenced above. Dated this 2ra day of JAtjw&u �, 20OZZ, By: Fo r: Title. r' Date: 7,5�7.sy EEO COMPLIANCE DOCUMENTS - 1 EEO COMPLIANCE DOCUMENTS - 2 CITY OF KENT ADMINISTRATIVE POLICY NUMBER: 1.2 EFFECTIVE DATE: January 1, 1998 SUBJECT: MINORITY AND WOMEN SUPERSEDES: April 1, 1996 CONTRACTORS APPROVED BY Jim White, Mayor POLICY: Equal employment opportunity requirements for the City of Kent will conform to federal and state laws. All contractors, subcontractors, consultants and suppliers of the City must guarantee equal employment opportunity within their organization and, if holding Agreements with the City amounting to $10,000 or more within any given year, must take the following affirmative steps: 1. Provide a written statement to all new employees and subcontractors indicating commitment as an equal opportunity employer. 2. Actively consider for promotion and advancement available minorities and women. Any contractor, subcontractor, consultant or supplier who willfully disregards the City’s nondiscrimination and equal opportunity requirements shall be considered in breach of contract and subject to suspension or termination for all or part of the Agreement. Contract Compliance Officers will be appointed by the Directors of Planning, Parks, and Public Works Departments to assume the following duties for their respective departments. 1. Ensuring that contractors, subcontractors, consultants, and suppliers subject to these regulations are familiar with the regulations and the City’s equal employment opportunity policy. 2. Monitoring to assure adherence to federal, state and local laws, policies and guidelines. EEO COMPLIANCE DOCUMENTS - 3 CITY OF KENT EQUAL EMPLOYMENT OPPORTUNITY COMPLIANCE STATEMENT This form shall be filled out AFTER COMPLETION of this project by the Contractor awarded the Agreement. I, the undersigned, a duly represented agent of Company, hereby acknowledge and declare that the before-mentioned company was the prime contractor for the Agreement known as that was entered into on the (date) , between the firm I represent and the City of Kent. I declare that I complied fully with all of the requirements and obligations as outlined in the City of Kent Administrative Policy 1.2 and the Declaration City of Kent Equal Employment Opportunity Policy that was part of the before-mentioned Agreement. Dated this day of , 200___. By: __________________________________________ For: _________________________________________ Title: ________________________________________ Date: ________________________________________ BIDDER RESPONSIBILITY CRITERIA Certification of Compliance with Wage Payment Statutes This certification is required by state law (RCW 39.04.350(2)) to be submitted to the City before the contract can be awarded. The bidder hereby certifies that, within the three-year period immediately preceding the bid solicitation date (January 19, 2022), the bidder is not a "willful" violator, as defined in RCW 49.48.082, of any provision of chapters 49.46, 49.48, or 49.52 RCW, as determined by a final and binding citation and notice of assessment issued by the Department of Labor and Industries or through a civil judgment entered by a court of limited or general jurisdiction. I certify under penalty of perjury under the laws of the State of Washington that the foregoing is true and correct. Petersen Brothers, Inc. By: Signature of Authorized Official* Printed Name: II-AA,11 Title:�� Date: , 1 ZdZZ City and State: SUkLf,1 ice. _ *If a corporation, proposal must be executed in the corporate name by the president or vice- president (or any other corporate officer accompanied by evidence of authority to sign). If a co- partnership, proposal must be executed by a partner. BIDDER RESPONSIBILITY CRITERIA - 1 Exhibit A An, Hunter From: Jin, Hunter Sent: Monday, January 10, 2022 10:20 AM Subject: Request for Bid to Repair Damaged Guardrail - City of Kent Attachments: Jan4Damage.pdf, Jan5.pdf, Jan 7 Request.pdf, BidMap.pdf The City of Kent invites you to provide a bid to repair damaged guardrail at the following locations: • 100th Ave SE West of SE 224th St • Kent Kangley Road East of 144th Ave SE • SE 256th Street at 148th Ave S • Reith Road West of Kent -Des Moines Road The attached PDFs provide maps of the locations, site photos, and anticipated work items. These four locations will be bid together as one contract Include applicable taxes on all appropriate work items in your bid Bid Due Time/Date: Please send your estimate to me via email no later than noon on Wednesday, January 19t' 2022. Bids will be evaluated shortly thereafter to determine the lowest responsive bid Work Completion: Completion of the Work will be required within 30 calendar days of issuance of notice to proceed. Please call me or email me if you have any questions relating to this request Hunter An Pavement Management Engineer I Public Works Operations 5821 South 240th Street, Kent, WA 98032 Phone 253-856-5668 I-IJin@KentWA.gov CITY OF KENT, WASHINGTON www.KentWA.aov Facebook vitter YouTube PLEASE CONSIDER THE ENVIRONMENT BEFORE PRINTING THIS E-MAIL 1 t J LL Ln w J c Ul t ,� ,� .0 fa M w O L o B a aw Q °�,3 - - '�om>. fo E= o ,o ,o -a v a 3.41o, a) � 45 0) E:�+ c -a = -0 5 Ln L G a ro 01 cn H m o CL O 0 4- 'i _0.--I r-I L � L V n n L- r ++ y s H H m 4 y W m K c _ m X O E V E m Q � L 1 O Z 0-0 _ f0 _ f0 0 N 4S I••I C fp V) C V) V C C O^ C L O oC rn - m a U sLL L -j a a a cn c 4w Ln Ln W W W J 0 ui L. N ,--I •--1 1-1 1-1 x E 0 i M y v O 4 3 4w M CM M L O ro = 0 U f6 * (p m 0 `� �1 cn L L _ C L U C 0— 0 ^' W &a E c t� fa �o @ CLm i Dx L. o a (D a U (DZ aL= .L -a ,� co,� u > m 0 '— 3 a L �O V n� QLn � _w c ca. 0. 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En cn E aEi H rLLy _3 U (H > — — @ o o v �o �o ` a� b w E r6 N 7 c 1 c c 0 O^ c i 0 oC cn — c a U n old OiT N I CN 7�o r E� MUO ❑ J w CN W F z Q� Jai wri 3S cn 3S Id 61 N 3S ny 617 LU M 3S Id 817 2008 EAST VALLEY HIGHWAY SUMNER, WASHINGTON 98390 (253) 833-2544 (253) 863-8136 FAX (253) 863-5951 Contractors # CC-01 PETERB1187NZ Project Name: 100TH AVE SE AT SE 224 ST (A) JAN 2022 BID DATE: 01/19/2022 PAY ITEM DESCRIPTION QUANTITY UNIT UNIT PRICE EXTENSION Site A: 100th Ave SE @ SE 224th St A101 Removing Guardrail 75.00 L.F. 8.28 621.00 Al02 Install New Type 1 Guardrail 75.00 L.F. 55.66 4,174.50 6' Wood Al03 Project Temporary Traffic Control 1.00 L.S. 1,337.64 1,337.64 3 WAY FLAGGING TOTAL QUOTE Name: HUNTER JIN CITY OF KENT Phone: 253-856-5668 Email: HJIN@KENTWA.GOV This quote contains the following exclusions/qualifications: PRICING INCLUDES TAXES **Price does not include traffic control unless specified. **Prices include material & installation, bond and insurance. **This quote sheet to become part of any subcontract agreement. **Any deletion or change to above bid items must be agreed to prior to bid opening. **Beam Guardrail is available in 12.5' and 6.25' lengths **Prices are good if contract is received within 30 days after award of job, after 30 days prices must be renegotiated. IF ACCEPTED PLEASE SIGN AND FAX BACK TO 253-863-5951 NO WORK WILL BE PERFORMED WITHOUT PROPER AUTHORIZATION By: Title: Company Name: Address: Date: Phone: Fax: 6,133.14 Peawea Fwiflw, lac, 2008 EAST VALLEY HIGHWAY SUMNER, WASHINGTON 98390 (253) 833-2544 (253) 863-8136 FAX (253) 863-5951 Contractors # CC-01 PETERB1187NZ Project Name: KENT KANGLEY RD EAST OF 144TH AVE SE (B) JAN 2022 BID DATE: 01/19/2022 PAY ITEM DESCRIPTION QUANTITY UNIT UNIT PRICE EXTENSION Site B: Kent Kangley Rd East Of 144th Ave SE 13101 Removing Guardrail 62.50 L.F. 9.95 621.88 13102 Install New Type 1 — Guardrail 37.50 L.F. 104.63 3,923.63 6' Wood (INCLUDES TYPE 2 TRANSITION SECTION 13103 TL2 SKT Type 1 Wood Post (25') 1.00 EACH 3,473.93 3,473.93 13104 Project Temporary Traffic Control 1.00 L.S. 738.10 738.10 (RIGHT LANE CLOSURE TOTAL QUOTE Name: HUNTER JIN CITY OF KENT Phone: 253-856-5668 Email: HJIN@KENTWA.GOV This quote contains the following exclusions/qualifications: **Price does not include traffic control unless specified. **Prices include material & installation, bond and insurance. **This quote sheet to become part of any subcontract agreement. **Any deletion or change to above bid items must be agreed to prior to bid opening. **Beam Guardrail is available in 12.5' and 6.25' lengths **Prices are good if contract is received within 30 days after award of job, after 30 days prices must be renegotiated. IF ACCEPTED PLEASE SIGN AND FAX BACK TO 253-863-5951 NO WORK WILL BE PERFORMED WITHOUT PROPER AUTHORIZATION By: Date: Phone: Title: Fax: Company Name Address: 8,757.53 2008 EAST VALLEY HIGHWAY SUMNER, WASHINGTON 98390 (253) 833-2544 (253) 863-8136 FAX (253) 863-5951 Contractors # CC-01 PETERB1187NZ Project Name: RE/TH RD WEST OF KENT-DES MO/NES RD (D) JAN 2022 BID DATE: 01/19/2022 PAY ITEM DESCRIPTION QUANTITY UNIT UNIT PRICE EXTENSION Site D: Reith Rd West of Kent -Des Moines Rd D101 Removing Existing Damaged 50.00 L.F. 12.43 621.50 Guardrail D102 Install New Type 1 Guardrail - 6' 37.50 L.F. 73.68 2,763.00 Wood D103 Install New Type 1 Anchor 1.00 EACH 1,543.00 1,543.00 D104 Project Temporary Traffic Control 1.00 L.S. 642.35 642.35 RIGHT LANE CLOSURE TOTAL QUOTE Name: HUNTER JIN CITY OF KENT Phone: 253-856-5668 Email: HJIN@KENTWA.GOV This quote contains the following exclusions/qualifications: **Price does not include traffic control unless specified. **Prices include material & installation, bond and insurance. **This quote sheet to become part of any subcontract agreement. **Any deletion or change to above bid items must be agreed to prior to bid opening. **Beam Guardrail is available in 12.5' and 6.25' lengths **Prices are good if contract is received within 30 days after award of job, after 30 days prices must be renegotiated. IF ACCEPTED PLEASE SIGN AND FAX BACK TO 253-863-5951 NO WORK WILL BE PERFORMED WITHOUT PROPER AUTHORIZATION By: Title: Company Name: Address: Date: Phone: Fax: 5,569.85 Peawea FwIfxw, lac, 2008 EAST VALLEY HIGHWAY SUMNER, WASHINGTON 98390 (253) 833-2544 (253) 863-8136 FAX (253) 863-5951 Contractors # CC-01 PETERB1187NZ Project Name: SE 256TH ST AT 148TH AVE S (C) JAN 2022 BID DATE: 01/19/2022 PAY ITEM DESCRIPTION QUANTITY UNIT UNIT PRICE EXTENSION Site C: SE 256th St at 148th Ave S. C101 Removing Existing Damaged 45.00 L.F. 13.82 621.90 Guardrail C102 Install New Type 1 Guardrail - 6' 12.50 L.F. 81.26 1,015.75 Wood C103 Install New Type 1 Anchor 1.00 EACH 1,543.00 1,543.00 C104 Install New Type B Thrie Beam 1.00 EACH 792.33 792.33 Transition Section C105 Install New Type 1 Convex Radius 1.00 EACH 977.35 977.35 Section C106 Project Temporary Traffic Control 1.00 L.S. 1,563.68 1,563.68 (3 WAY FLAGGING) TOTAL QUOTE Name: HUNTER JIN CITY OF KENT Phone: 253-856-5668 Email: HJIN@KENTWA.GOV This quote contains the following exclusions/qualifications: **Price does not include traffic control unless specified. **Prices include material & installation, bond and insurance. **This quote sheet to become part of any subcontract agreement. **Any deletion or change to above bid items must be agreed to prior to bid opening. **Beam Guardrail is available in 12.5' and 6.25' lengths **Prices are good if contract is received within 30 days after award of job, after 30 days prices must be renegotiated. IF ACCEPTED PLEASE SIGN AND FAX BACK TO 253-863-5951 NO WORK WILL BE PERFORMED WITHOUT PROPER AUTHORIZATION By: Title: Company Address: Date: Phone: Fax: 6,514.01 EXHIBIT B INSURANCE REQUIREMENTS FOR SERVICE CONTRACTS Insurance The Contractor shall procure and maintain for the duration of the Agreement, insurance against claims for injuries to persons or damage to property which may arise from or in connection with the performance of the work hereunder by the Contractor, their agents, representatives, employees or subcontractors. A. Minimum Scope of Insurance Contractor shall obtain insurance of the types described below: 1. Commercial General Liability insurance shall be written on ISO occurrence form CG 00 01 and shall cover liability arising from premises, operations, independent contractors, products-completed operations, personal injury and advertising injury, and liability assumed under an insured contract. The City shall be named as an insurance policy with respect to the work performed for the City using ISO additional insured endorsement CG 20 10 11 85 or a substitute endorsement providing equivalent coverage. 2. Automobile Liability insurance covering all owned, non-owned, hired and leased vehicles. Coverage shall be written on Insurance Services Office (ISO) form CA 00 01 or a substitute form providing equivalent liability coverage. If necessary, the policy shall be endorsed to provide contractual liability coverage. 3.coverage as required by the Industrial Insurance laws of the State of Washington. B. Minimum Amounts of Insurance Contractor shall maintain the following insurance limits: 1.Commercial General Liability insurance shall be written with limits no less than $2,000,000 each occurrence, $2,000,000 general aggregate and a $2,000,000 products-completed operations aggregate limit. 2. Automobile Liability insurance with a minimum combined single limit for bodily injury and property damage of $1,000,000 per accident. EXHIBIT B (Continued) C. Other Insurance Provisions The insurance policies are to contain, or be endorsed to contain, the following provisions for Automobile Liability and Commercial General Liability insurance: 1. respect the City. Any Insurance, self-insurance, or insurance pool coverage maintained by the City shall be excess o insurance and shall not contribute with it. 2. shall not be cancelled by either party, except after thirty (30) days prior written notice by certified mail, return receipt requested, has been given to the City. 3. The City of Kent shall be named as an additional insured on all policies (except Professional Liability) as respects work performed by or on behalf of the contractor and a copy of the endorsement naming the City as additional insured shall be attached to the Certificate of Insurance. The City reserves the right to receive a Commercial General Liability insurance shall also contain a clause stating that coverage shall apply separately to each insured against whom claim is made or suit is brought, except with respects to the D. Acceptability of Insurers Insurance is to be placed with insurers with a current A.M. Best rating of not less than A:VII. E. Verification of Coverage Contractor shall furnish the City with original certificates and a copy of the amendatory endorsements, including but not necessarily limited to the additional insured endorsement, evidencing the insurance requirements of the Contractor before commencement of the work. F. Subcontractors Contractor shall include all subcontractors as insureds under its policies or shall furnish separate certificates and endorsements for each subcontractor. All coverages for subcontractors shall be subject to all of the same insurance requirements as stated herein for the Contractor. 01/25/2022 HENTSCHELL & ASSOC INC 1436 S. Union Ave. Tacoma WA 98405-1925 Sue Martin (253) 272-1151 (253) 272-1225 SueM@hentschell.com Petersen Brothers, Inc. 2008 East Valley Hwy Sumner WA 98390 The Charter oak Fire Insurance Company 25623 Travelers Ind Co Of CT 25682 Travelers Property and Casualty Co of America 25674 Great American Insurance Company 16691 ****2021-2022 GL AU UM XS A Employers Liability (Stop Gap) Limited Jobsite Pollution CGD173 CGD211 (01/04) Y Y DT-CO-526D9518-PHX-21 11/01/2021 11/01/2022 1,000,000 300,000 10,000 1,000,000 2,000,000 2,000,000 B CA9948 810-0L622021-21-26G 11/01/2021 11/01/2022 1,000,000 C 10,000 CUP-4R705623-2126 11/01/2021 11/01/2022 1,000,000 1,000,000 See Below for Excess A DT-CO-526D9518-PHX-21 11/01/2021 11/01/2022 1,000,000 1,000,000 1,000,000 D Excess Liability - Following Form Occurrence Form TUE0196246 11/01/2021 11/01/2022 Limit per Occurrence $5,000,000 Limit per Aggregate $5,000,000 [Job #: PBI 22-011 Job Type: ] RE: Replaced damaged Guardrail; (Kent Kangley Rd east of 144th Ave SE; 100th Ave SE west of SE 224th St; SE 256th St and 148th Ave S; Reith Rd west of Kent Desmoines Rd) City of Kent is included as additional insureds. Certificate Holder is included in Blanket Additional insured as required by written contract or agreement as attached forms listed below: General Liability: CGD 246 (04/19) Blanket Additional Insured including Completed Operations. CGT100 (02/19) Primary Non-Contributory.; CGD 316 (02/19) Blanket Waiver of Subrogation CGD211((01/04) Per Project Aggregate.;Automobile: CAT353 (02/15) Additional Insured & Waiver. Auto Extension CAT499 (02/16) Additional Insured Primary Non Contributory. Umbrella: EU0001 (7/16) Excess Liability Following Form. City of Kent Public Works Department 400 West Gowe Kent WA 98032 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. INSURER(S) AFFORDING COVERAGE INSURER F : INSURER E : INSURER D : INSURER C : INSURER B : INSURER A : NAIC # NAME:CONTACT (A/C, No):FAX E-MAILADDRESS: PRODUCER (A/C, No, Ext):PHONE INSURED REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. OTHER: (Per accident) (Ea accident) $ $ N / A SUBR WVD ADDL INSD THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. $ $ $ $PROPERTY DAMAGE BODILY INJURY (Per accident) BODILY INJURY (Per person) COMBINED SINGLE LIMIT AUTOS ONLY AUTOSAUTOS ONLY NON-OWNED SCHEDULEDOWNED ANY AUTO AUTOMOBILE LIABILITY Y / N WORKERS COMPENSATION AND EMPLOYERS' LIABILITY OFFICER/MEMBER EXCLUDED? (Mandatory in NH) DESCRIPTION OF OPERATIONS below If yes, describe under ANY PROPRIETOR/PARTNER/EXECUTIVE $ $ $ E.L. DISEASE - POLICY LIMIT E.L. DISEASE - EA EMPLOYEE E.L. EACH ACCIDENT EROTH-STATUTEPER LIMITS(MM/DD/YYYY)POLICY EXP(MM/DD/YYYY)POLICY EFFPOLICY NUMBERTYPE OF INSURANCELTRINSR DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) EXCESS LIAB UMBRELLA LIAB $EACH OCCURRENCE $AGGREGATE $ OCCUR CLAIMS-MADE DED RETENTION $ $PRODUCTS - COMP/OP AGG $GENERAL AGGREGATE $PERSONAL & ADV INJURY $MED EXP (Any one person) $EACH OCCURRENCE DAMAGE TO RENTED $PREMISES (Ea occurrence) COMMERCIAL GENERAL LIABILITY CLAIMS-MADE OCCUR GEN'L AGGREGATE LIMIT APPLIES PER: POLICY PRO-JECT LOC CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) CANCELLATION AUTHORIZED REPRESENTATIVE ACORD 25 (2016/03) © 1988-2015 ACORD CORPORATION. All rights reserved. CERTIFICATE HOLDER The ACORD name and logo are registered marks of ACORD HIRED AUTOS ONLY COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BUSINESS AUTO EXTENSION ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. However, coverage for any injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover- age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered. A. BROAD FORM NAMED INSURED B. BLANKET ADDITIONAL INSURED C. EMPLOYEE HIRED AUTO D. EMPLOYEES AS INSURED E. SUPPLEMENTARY PAYMENTS — INCREASED LIMITS F. HIRED AUTO — LIMITED WORLDWIDE COV- ERAGE — INDEMNITY BASIS G. WAIVER OF DEDUCTIBLE — GLASS PROVISIONS A. BROAD FORM NAMED INSURED The following is added to Paragraph A.1., Who Is An Insured, of SECTION II — COVERED AUTOS LIABILITY COVERAGE: Any organization you newly acquire or form dur- ing the policy period over which you maintain 50% or more ownership interest and that is not separately insured for Business Auto Coverage. Coverage under this provision is afforded only un- til the 180th day after you acquire or form the or- ganization or the end of the policy period, which- ever is earlier, B. BLANKET ADDITIONAL INSURED The following is added to Paragraph c. in A.1., Who Is An Insured, of SECTION II — COVERED AUTOS LIABILITY COVERAGE: Any person or organization who is required under a written contract or agreement between you and that person or organization, that is signed and executed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period, to be named as an addi- tional insured is an "insured" for Covered Autos Liability Coverage, but only for damages to which H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF USE — INCREASED LIMIT I. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES — INCREASED LIMIT J. PERSONAL PROPERTY K. AIRBAGS L. NOTICE AND KNOWLEDGE OF ACCIDENT OR LOSS M. BLANKET WAIVER OF SUBROGATION N. UNINTENTIONAL ERRORS OR OMISSIONS this insurance applies and only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured provision contained in Section It. C. EMPLOYEE HIRED AUTO 1. The following is added to Paragraph A.1., Who Is An Insured, of SECTION II — COV- ERED AUTOS LIABILITY COVERAGE: An "employee" of yours is an "insured" while operating an "auto" hired or rented under a contract or agreement in an "employee's" name, with your permission, while performing duties related to the conduct of your busi- ness. 2. The following replaces Paragraph b. in B.S., Other Insurance, of SECTION IV — BUSI- NESS AUTO CONDITIONS: b. For Hired Auto Physical Damage Cover- age, the following are deemed to be cov- ered "autos" you own: (1) Any covered "auto" you lease, hire, rent or borrow; and (2) Any covered "auto" hired or rented by your "employee" under a contract in an "employee's" name, with your CA T3 53 0215 © 2015 The Travelers Indemnity Company. All rights reserved. Page 1 of 4 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL AUTO permission, while performing duties (a) With respect to any claim made or "suit" related to the conduct of your busi- brought outside the United States of ness. America, the territories and possessions However, any "auto" that is leased, hired, of the United States of America, Puerto rented or borrowed with a driver is not a Rico and Canada: covered "auto". (i) You must arrange to defend the "in- D. EMPLOYEES AS INSURED sured" against, and investigate or set- The following is added to Paragraph A.1., Who Is tle any such claim or ""suit" and keep An Insured, of SECTION II —COVERED AUTOS us advised of all proceedings and as LIABILITY COVERAGE: tions. Any "employee" of yours is an "insured" while us- (ii) Neither you nor any other involved "insured" ing a covered "auto" you don't own, hire or borrow will make any settlement without our consent. in your business or your personal affairs. E. SUPPLEMENTARY PAYMENTS —INCREASED (iii) We may, at our discretion, participate LIMITS in defending the "insured'" against, or in the settlement of, any claim or 1. The following replaces Paragraph A.2.a.(2), "suit". of SECTION II — COVERED AUTOS LIABIL- (iv) We will reimburse the "insured" for ITY COVERAGE: sums that the "insured" legally must (2) Up to $3,000 for cost of bail bonds (in- pay as damages because of "bodily cluding bonds for related traffic law viola- injury" or "property damage" to which tions) required because of an "accident" this insurance applies, that the "in - we cover. We do not have to furnish sured" pays with our consent, but these bonds. only up to the limit described in Para- 2. The following replaces Paragraph A.2.a.(4), graph C., Limits Of Insurance, of of SECTION II — COVERED AUTOS LIABIL- SECTION II — COVERED AUTOS ITY COVERAGE: LIABILITY COVERAGE. (4) All reasonable expenses incurred by the (v) We will reimburse the "insured" for "insured" at our request, including actual the reasonable expenses incurred loss of earnings up to $500 a day be- with our consent for your investiga- cause of time off from work. tion of such claims and your defense F. HIRED AUTO — LIMITED WORLDWIDE COV- of the "insured" against any such "suit", but only up to and included ERAGE — INDEMNITY BASIS within the limit described in Para - The following replaces Subparagraph (5) in Para- graph C., Limits Of Insurance, of graph B.7., Policy Period, Coverage Territory, SECTION II — COVERED AUTOS of SECTION IV — BUSINESS AUTO CONDI- LIABILITY COVERAGE, and not in TIONS: addition to such limit. Our duty to (5) Anywhere in the world, except any country or make such payments ends when we jurisdiction while any trade sanction, em- have used up the applicable limit of bargo, or similar regulation imposed by the insurance in payments for damages, United States of America applies to and pro- settlements or defense expenses. hibits the transaction of business with or (b) This insurance is excess over any valid within such country or jurisdiction, for Cov- and collectible other insurance available ered Autos Liability Coverage for any covered to the "insured" whether primary, excess, "auto" that you lease, hire, rent or borrow contingent or on any other basis. without a driver for a period of 30 days or less (c) This insurance is not a substitute for re- and that is not an "auto" you lease, hire, rent „ "employees", quired or compulsory insurance in any or borrow from any of your country outside the United States, its ter - partners (if you are a partnership), members ritories and possessions, Puerto Rico and (if you are a limited liability company) or Canada. members of their households. Page 2 of 4 © 2015 The Travelers Indemnity Company, All rights reserved. CA T3 53 42 15 Includes copyrighted material of Insurance Services Office, Inc. with its permission. You agree to maintain all required or compulsory insurance in any such coun- try up to the minimum limits required by local law. Your failure to comply with compulsory insurance requirements will not invalidate the coverage afforded by this policy, but we will only be liable to the same extent we would have been liable had you complied with the compulsory in- surance requirements. (d) It is understood that we are not an admit- ted or authorized insurer outside the United States of America, its territories and possessions, Puerto Rico and Can- ada. We assume no responsibility for the furnishing of certificates of insurance, or for compliance in any way with the laws of other countries relating to insurance. G. WAIVER OF DEDUCTIBLE — GLASS The following is added to Paragraph D., Deducti- ble, of SECTION III — PHYSICAL DAMAGE COVERAGE: No deductible for a covered "auto" will apply to glass damage if the glass is repaired rather than replaced. H. HIRED AUTO PHYSICAL DAMAGE — LOSS OF USE —INCREASED LIMIT The following replaces the last sentence of Para- graph A.4.b., Loss Of Use Expenses, of SEC- TION III — PHYSICAL DAMAGE COVERAGE: However, the most we will pay for any expenses for loss of use is $65 per day, to a maximum of $750 for any one "accident". I. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES — INCREASED LIMIT The following replaces the first sentence in Para- graph AA.a., Transportation Expenses, of SECTION III — PHYSICAL DAMAGE COVER- AGE: We will pay up to $50 per day to a maximum of $1,500 for temporary transportation expense in- curred by you because of the total theft of a cov- ered "auto" of the private passenger type. J. PERSONAL PROPERTY COMMERCIAL AUTO (2) In or on your covered "auto". This coverage applies only in the event of a total theft of your covered "auto". No deductibles apply to this Personal Property coverage, K. AIRBAGS The following is added to Paragraph B.3., Exclu- sions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Exclusion 3.a. does not apply to "loss" to one or more airbags in a covered "auto" you own that in- flate due to a cause other than a cause of "loss" set forth in Paragraphs A.1.b. and A.1.c., but only: a. If that "auto" is a covered "auto" for Compre- hensive Coverage under this policy; b. The airbags are not covered under any war- ranty; and c. The airbags were not intentionally inflated. We will pay up to a maximum of $1,000 for any one "loss". L. NOTICE AND KNOWLEDGE OF ACCIDENT OR LOSS The following is added to Paragraph A.2.a., of SECTION IV — BUSINESS AUTO CONDITIONS: Your duty to give us or our authorized representa- tive prompt notice of the "accident" or "loss!' ap- plies only when the "accident" or "loss" is known to: (a) You (if you are an individual); (b) A partner (if you are a partnership); (c) A member (if you are a limited liability com- pany); (d) An executive officer, director or insurance manager (if you are a corporation or other or- ganization); or (e) Any "employee" authorized by you to give no- tice of the "accident" or "loss M. BLANKET WAIVER OF SUBROGATION The following replaces Paragraph A.5., Transfer Of Rights Of Recovery Against Others To Us, of SECTION IV — BUSINESS AUTO CONDI- TIONS: The following is added to Paragraph AA., Cover- 5. Transfer Of Rights Of Recovery Against age Extensions, of SECTION III — PHYSICAL Others To Us DAMAGE COVERAGE: We waive any right of recovery we may have Personal Property against any person or organization to the ex- tent required of you by a written contract We will pay up to $400 for "loss" to wearing ap- signed and executed prior to any "accident" parel and other personal property which is: or "loss", provided that the "accident" or "loss" (1) Owned by an "insured"; and arises out of operations contemplated by CA T3 53 0215 ©2015 The Travelers Indemnity Company. All rights reserved. Page 3 of 4 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL AUTO such contract. The waiver applies only to the The unintentional omission of, or unintentional person or organization designated in such error in, any information given by you shall not contract. prejudice your rights under this insurance. How- N. UNINTENTIONAL ERRORS OR OMISSIONS ever this provision does not affect our right to col - The following is added to Paragraph B.2., Con- lect additional premium or exercise our right of cealment, Misrepresentation, Or Fraud, of cancellation or non -renewal. SECTION IV — BUSINESS AUTO CONDITIONS: Page 4 of 4 © 2015 The Travelers Indemnity Company. All rights reserved. CA T3 53 02 15 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMM RCI L G NERAL IAB L TYE A E L I I T IS ENDORSEMENT CHANGES T E POLICY. PL ASE READ IT CAREFULLY.H H E BLANKET ADDITIONAL INSURED Thi e dorseme t m dfie i surance provded under he f l o ing:s n n o i s n i t o l w COMM RCI L G NERAL IAB LI Y COVERA E PARTE A E L I T G Any "bodily injury", "property dam ge" oa r "pe sonal injury arising out o the provdi g,r " f i nThe fol owing i added tol s or fa l re to provde, any pro e sionali u i f s: arch te tural engineer ng o surv yingi c , i r eAny person o o gan zat on that yo agree in ar r i i u se v ce , ncl ding:r i s i uwrit en con ract or agreem nt to in lude a ant t e c s addi ional i sured o thi Cov rage Part i at n n s e s n The preparin , approvng, or fa li g tog i i n i sured, ut onlyn b :prepa e or approv , ma s, shopr e p drawi gs, opin on , reports, surv y ,n i s e sWi h re pe t to l abiity fo "bodily injury ot s c i l r " r fi l orders or change orders, or theed"prope ty dam ge that o curs, or fo "perso alr a " c r n prepa i g, approvng, or fa l n tor n i i i gi ju y ca sed by an o fe se that is commttedn r " u f n i , prepa e or app ov , drawings andr r esubsequent to the signing of that contract or ag ee ent and while tha pa t o the contra t or m t r f c r spe i i a io s; andc f c t n ag ee ent s in e fe t; andr m i f c Su ervso y, in pe t on, archi ect ral op i r s c i t u rIf a d only to the ex ent that such injury o, n t , r engineerin a t v t e .g c i i i sdama e is ca sed by a ts o omssio s o yo og u c r i n f u r Any "bodi y inju y or "prope ty dam gel r " r a "y ur subco tra tor in the perfo m nce o "y uo n c r a f o r caused by "y ur work an in luded in theo " d cwork to which the wri ten cont a t or agreemen" t r c t "produ ts-com leted o erat on hazardc p p i s "appl e . Such person or organiza ion doe noi s t s t un ess the wri ten cont a t o ag ee entl t r c r r mqualfy a an ad itional in ured with re pect toi s d s s the independent a t o omssions o such spe i i a ly requi esc s r i f c f c l r y u to provde sucho i pe son or organizationr .cov rage fo that addi ional in ured durine r t s g the oli y pe iod.p c rThe i surance provded to such ad it onal insured isn i d i subje t o he olo ing p ovsions:c t t f l w r i The ad itional insured m st com ly with thed u p If the Limt o In uran e o thi Cov rage Part fo lowi g dutiei s f s c f s e l n s: shown in the De laratio s ex eed the m nim mc n c i u Giv us wri ten no i e as soon a pra tica lee t t c s c bl mt requi ed by the written co tra t oi i s r n c r o an "o cur en e o an o fe se whi h m yf c r c " r f n c aag ee ent, the i surance provded to ther m n i re ult i a clai . To t e ex en possible suchs n m h t t ,addi ional insured wil be limted to sucht l i no ice should in l de:t c um nim m required limts. Fo the purpo e oi u i r s s f de ermnin whether thi limtatio applie , thet i g s i n s How, when an where the "o cur en ed c r c "m nim m im t requi ed by the wri ten co tra t oi u l i s r t n c r or o fe se too pla e;f n k cag ee ent will be co sidered to include ther m n The nam s and addre se o any inj rede s s f um nim m limts o any Umb el a o Ex essi u i f r l r c pe sons an witne se ; andr d s sl ab lty cov rage requi ed fo the addi ionali i i e r r t i sured by that writ en cont a t o agreem nt.n t r c r e The nature and lo ation o any inj ry oc f u rThi provsion will not increa e the lim t os i s i s f dama e ari ing out o the "o cur en eg s f c r c "i suran e de cribed in Se tion c s c n Limt Ofi s or o fe se.f nIn urance.s If a cla m is ma e or "sui " i brought agai sti d t s nThe insurance provded to such addi ionali t the ad it onal nsuredd i i :i sured does not ap ly o:n p t Pa e 1 o 2g f COMM RCI L G NERAL IAB LITYE A E L I Im e ia ely re ord the spe i i s o them d t c c f c f Te der the de ense and i dem i y o anyn f n n t f cla m or "suit an the date re eiv d; and cla m or "sui " to any provderi " d c e i t i o othef r i suran e which woul cov r such addi ionaln c d e tNo i y us a soo a practi able and seet f s n s c i sured fo a lo s we cov r. Howev r, thisn r s e eto it that we re eiv wri ten noti e o thec e t c f condi ion doe not a f ct whethe thet s f e rcla m or "suit a soon a pra ti ablei " s s c c .i suran e provded to such addi io aln c i t nIm e ia ely send us cop es o all legalm d t i f i sured i prima y to ot er insurancen s r hpape s receiv d in conne t on with the clair e c i m av ila le to such addi ional insured whi ha b t cor "sui ", coopera e wit us in thet t h cov r that person or organi ation a ae s z si v stigat on o se tlem nt o the claim on e i r t e f r name i sured a de cribed i Paragraphd n s s n ,de e se against the "sui ", and o herwisef n t t Ot e In uran e o Se tionh r s c , f c Com e cialm rcom ly wit all polcy o ditio s.p h i c n n Ge eral Liabilty ondit on .n i C i s Pa e 2 o 2g f COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT- POLLUTION EXCLUSION - INCLUDING LIMITED OVERAGE FOR POLLUTION COSTS - CONTRACTORS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART I=01TlL*41Z6' 1. The following replaces Paragraph 1.a.(2) of SECTION I - COVERAGES - COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE LIABILITY and of SECTION I - COVERAGES - COVERAGE B - PERSONAL AND ADVERTISING INJURY LIABILITY: (2) our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B, medical expenses under Coverage C or "limited covered pollution costs" under Coverage D. 2. The following replaces Paragraph (1) of Exclusion f., Pollution, in Paragraph 2. of SECTION I - COVERAGES - COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE LIABILITY: (1) "Bodily injury" or "property damage" arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of "pollutants": (a) At or from any premises, site or location which is or was at any time owned, occupied or managed by, or rented or loaned to, any insured. However, this subparagraph does not apply to: (i) "Bodily injury" if sustained within a building and caused by smoke, fumes, vapor or soot produced by or originating from equipment that is used to heat, cool or dehumidify the building, or produced by or originating from equipment that is used to heat water for personal use by the building's occupants or their guests; "Bodily injury" or "property damage" for which you may be held liable, if you are a contractor and the owner or lessee of such premises, site or location has been added to your policy as an additional insured with respect to your ongoing operations performed for that additional insured at that premises, site or location and such premises, site or location is not and never was owned, occupied or managed by, or rented or loaned to, any insured, other than that additional insured; or (iii) "Bodily injury" or "property damage" arising out of heat, smoke or fumes from a "hostile fire' (b) At or from any premises, site or location which is or was at any time used by or for any insured or others for the handling, storage, disposal, processing or treatment of waste; (c) If such "pollutants" are or were at any time transported, handled, stored, treated, disposed of, or processed as waste by or for (i) Any insured; or (ii) Any person or organization for whom you may be legally responsible; (d) At or from any premises, site or location on which any insured or any contractors or subcontractors working directly or indirectly an any insured's behalf are or were at any time performing operations to test for, monitor, dean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, "pollutants'; or (e) If any of such discharge, dispersal, seepage, migration, release or escape of "pollutants" resulted in "bodily injury" or "property damage" that occurred, in whole or in part, prior to the policy period. Any continuation, change or resumption of such "bodily injury" or "property damage" during or after the policy period will be deemed to have occurred prior to CG D1 73 02 19 © 2017 The Travelers Indemnity Company. All rights reserved. Page 1 of 5 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY the policy period. However, this subparagraph does not apply to "bodily injury" or "property damage" included in the "products -completed operations hazard". Paragraphs (1)(a), (b) and (c) of this exclusion do not apply to "bodily injury" or "property damage" arising only out of the discharge, release or escape of any "pollutant" if such discharge, release or escape: (1) Is either: (a) At or from any premises, site or location (other than at or from an "underground tank") which is owned, occupied or managed by, or rented or loaned to, you during the policy period; or (b) From a pipe containing sewage; (2) Commences abruptly during the policy period and after the effective date of the Amendment - Pollution Exclusion - Including Limited Coverage For Pollution Costs -Contractors endorsement; (3) Ends within seven consecutive days after its abrupt commencement; (4) Becomes known to an insured listed under Paragraph 1. of Section II - Who Is An Insured, or to an "employee" authorized by you to give or receive notice of any "occurrence" or claim, and is reported to us, within 30 days after its abrupt commencement; and (5) Does not arise out of any intentional violation of any governmental law, regulation or rule by you or anyone acting on your behalf. All "bodily injury" or "property damage" described in this exception will be deemed to occur at the time such discharge, release or escape abruptly commences. 3. The following replaces Paragraph (2) of Exclusion f., Pollution, in Paragraph 2. of SECTION I - COVERAGES - COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE LIABILITY: (2) "Pollution costs". 4. The following replaces Exclusion n., Pollution - Related, in Paragraph 2. of SECTION I - COVERAGES - COVERAGE B - PERSONAL AND ADVERTISING INJURY LIABILITY: n. Pollution Costs "Pollution costs". 5. The following is added to SECTION I - COVERAGES: COVERAGE D - LIMITED COVERAGE FOR POLLUTION COSTS 1. Insuring Agreement a. We will pay those sums that you become legally obligated to pay as "limited covered pollution costs" to which this insurance applies. We will have the right and duty to defend you against any "suit' seeking those "limited covered pollution costs". However, we will have no duty to defend you against any "suit" seeking "limited covered pollution costs" to which this insurance does not apply. We may at our discretion investigate any discharge, release or escape of "pollutants" and settle any claim or "suit" that may result. But: (1) The amount we will pay for "limited covered pollution costs" will be included within, and not in addition to, the limits of insurance that apply to Coverage A; and (2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages or B, medical expenses under Coverage C or "limited covered pollution costs" under Coverage D. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments. b. This insurance applies to "limited covered pollution costs" only if the "pollutants" for which the "limited covered pollution costs" are incurred also cause "bodily injury" or "property damage" covered under Coverage A that: (1) Arises out of a dispersal, seepage, migration, release or escape of "pollutants" at or from any premises, site or location on which any insured or any contractors or subcontractors working directly or indirectly on any insured's behalf are performing operations if the "pollutants" are brought an or to the premises, site or Page 2 of 5 Q 2017 The Travelers Indemnity Company. All rights reserved. CG DI 73 02 19 Includes copyrighted material of Insurance Services office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY location in connection with such operations by such insured, contractor or subcontractor; or (2) Is within the exception to exclusion f. of Coverage A that requires the discharge, release or escape of "pollutants" to: (a) Be either: (i) At or from any premises, site or location (other than at or from an "underground tank") which is owned, occupied or managed by, or rented or loaned to, you during the policy period; or (ii) From a pipe containing sewage; (b) Commence abruptly during the policy period and after the effective date of the Amendment - Pollution Exclusion - Including Limited Coverage For Pollution Costs - Contractors endorsement; (c) End within seven consecutive days after its abrupt commencement; (d) Become known to an insured listed under Paragraph 1. of Section II -Who Is An Insured, or to an "employee" authorized by you to give or receive notice of any "occurrence" or claim, and be reported to us, within 30 days after its abrupt commencement; and (e) Not arise out of any intentional violation of any governmental law, regulation or rule by you or anyone acting on your behalf. 2. Exclusion This insurance does not apply to "limited covered pollution costs" which you are obligated to pay by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability that you would have to pay "limited covered pollution costs" in the absence of the contract or agreement. 6. The following is added to SECTION II - WHO IS AN INSURED: Paragraph 3. is the only part of this section that applies to Section I - Coverage D. For the purposes of Coverage D, similar coverage as used in Paragraph 3. of this section includes any pollution liability coverage. 7. The following is added to SECTION III - LIMITS OF INSURANCE: For the purposes of any aggregate limit and the Each Occurrence Limit, "limited covered pollution costs" under Coverage D will be deemed to be damages because of "property damage" under Coverage A. 8. The following is added to Paragraph 3., Legal Action Against Us, of SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS: With respect to "limited covered pollution costs", no person or organization has a right under this Coverage Part: a. To join us as a party or otherwise bring us into a "suit" asking for "limited covered pollution casts" from you; or b. To sue us on this Coverage Part unless all of its terms have been fully complied with. With respect to "limited covered pollution costs", a person or organization may sue us to recover on an agreed settlement or on a final judgment against you, but we will not be liable for "limited covered pollution costs" that are not payable under the terms of this Coverage Part or that are in excess of the applicable limit of insurance. As used in this provision, an agreed settlement means a settlement and release of liability signed by us, by you and by the claimant or the claimant's legal representative. 9. The following is added to Paragraph 4., Other Insurance, of SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS: If valid and collectible other insurance is available to you for a loss we cover under Coverage D of this Coverage Part, this insurance is excess over any of the other insurance, whether primary, excess, contingent or on any other basis. We will have no duty under Coverage ❑ to defend you against any "suit" if any other insurer has a duty to defend you against that "suit". If no other insurer defends, we will undertake to do so, but we will be entitled to your rights against all those other insurers. CG D'I 73 02 19 ® 2017 The Travelers Indemnity Company. Al rights reserved. Page 3 of 5 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY We will pay only our share of the amount of the loss, if any, that exceeds the sum of: (1) The total amount that all such other insurance would pay for the loss in the absence of this insurance: and (2) The total of all deductible and self -insured amounts under all such other insurance. 10. The following is added to Paragraph 8., Transfer Of Rights Of Recovery Against Others To Us, of SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS: With respect to "limited covered pollution costs", if you have agreed in a contract or agreement to waive your rights of recovery against any person or organization, we waive our right of recovery against such person or organization, but only for payments we make because of "limited covered Pollution Costs" incurred for a discharge, release or escape of "pollutants" that commences abruptly after the execution of the contract or agreement. 11. The following replaces the definition of "suit" in the DEFINITIONS Section: "Suit" means a civil proceeding in which damages because of "bodily injury" "property damage", "personal injury" or "advertising injury" to which this insurance applies, or in which "limited covered pollution costs" to which this insurance applies, are alleged. "Suit" includes: a. An arbitration proceeding in which such damages are claimed and to which the insured must submit or does submit with our consent; b. Any other alternative dispute resolution proceeding in which such damages are claimed and to which the insured submits with our consent; c. An arbitration proceeding in which such "limited covered pollution costs" are claimed and to which you must submit or d❑ submit with our consent; and d. Any other alternative dispute resolution proceeding in which such "limited covered pollution costs" are claimed and to which you submit with our consent. 12. The following is added to the DEFINITIONS Section: "Limited covered pollution costs": a. Means any cost or expense to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or assess the effects of, "po I lutants". b_ Does not include: (1) Any punitive or exemplary damages or the portion of any multiplied damage award that exceeds the amount multiplied; (2) Any statutory or administrative fine or penalty; (3) Any salary of, or benefit for, any of your "employees", any of your partners or members (if you are a partnership or joint venture), any of your managers (if you are a limited liability company), any of your trustees (if you are a trust), or any of your "executive officers" or directors (if you are an organization other than a partnership, joint venture, limited liability company ortrust); (4) Any cost or expensefor: (a) The repair, replacement, enhancement, restoration or maintenance of any premises, site or location which is or was at any time owned, occupied or managed by, or rented or loaned to, you; or (b) The prevention of injury to a person or damage to another's property; (5) Any cost or expense to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or assess the effects of, "pollutants", if such work or operations began while such "pollutants" are or were; (a) At any premises, site or location which is or was at any time owned, occupied or managed by, or rented or loaned to, you; or (b) On or in personal property in your care, custody or control; or (c) At that particular part of any property that must be restored, repaired or replaced because "your work" was incorrectly performed on it; or (6) Any cost or expense to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or assess the effects of, "pollutants" on or in any of your "employees", after the actual, alleged or threatened absorption, ingestion or inhalation of such "pollutants" by any of Page 4 of 5 Q 2017 The Travelers Indemnity Company. All rights reserved. CG D1 73 02 19 Includes copyrighted material of Insurance Services office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY your "employees" arising out of and in the course of: (a) Employment by you; or (b) Performing duties related to the conduct of your business. "Pollution costs" means any loss, cost or expense arising out of any: a. Request, demand, order or statutory or regulatory requirement that any insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to or assess the effects of, "pollutants"; or b. Claim or suit by or on behalf of any governmental authority or any other person or organization because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing, or in any way responding to, or assessing the effects of, "pollutants". "Underground tank" means any one or combination of tanks (including any connected pipe or pump), the volume of which (including the volume of all connected underground pipes or pumps) is 10% or more: a. Beneath the surface cf the ground outside of a building or structure; b. Beneath the lowest basement floor of a building or structure; c. Otherwise covered with earthen materials; or d. Beneath the surface of the water. Underground pipes or pumps means all underground piping or pumps, including valves, elbows, joints, flanges and flexible connectors attached to any one or a combination of tanks. However, "underground tank" does not include the part cf any tank (including the part of any connected pipe or pump) containing sewage. CG ❑1 73 OZ 19 @ 2017 The Travelers Indemnity Company. All rights reserved. Page 5 of 5 Includes copyrighted material of Insurance Services Office, Inc. with its permission. COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY DESIGNATED PROJECT(S) GENERAL AGGREGATE LIMIT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designated Project Designated Project(s): General Aggregate(s): EACH "PROJECT" FOR WHICH YOU HAVE AGREED, GENERAL AGGREGATE IN A WRITTEN CONTRACT WHICH IS IN EFFECT LIMIT SHOWN ON THE DURING THIS POLICY PERIOD, TO PROVIDE A DECLARATIONS. SEPARATE---GENERAL-AGGREGATE LIMIT, PROVIDED THAT THE CONTRACT IS SIGNED AND EXECUTED BY YOU BEFORE THE "BODILY INJURY" OR "PROPERTY DAMAGE" OCCURS, A. For all sums which the insured becomes legally obligated to pay as damages caused by `occur- rences" under COVERAGE A. (SECTION 1), and _for all medical expenses -caused -by accidents -un- der COVERAGE C (SECTION I), which can be attributed only to operations at a single desig- nated "project" shown in the Schedule above: 1. A separate Designated Project General Ag- gregate Limit applies to each designated "pro- ject", and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations; -unless separate Designated Project General Aggregate(s) are sched- uled above. 2. The Designated Project General Aggregate Limit is the most we will pay for the sum of all damages under COVERAGE A., except damages because of "bodily injury" or "prop- erly damage" included in the "products - completed operations hazard", and for medi- cal expenses under COVERAGE C, regard- less of the number of: a. Insureds; b. Claims made or "suits" brought; or c. Persons or organizations making claims or bringing "suits". 3. Any payments made under COVERAGE A. for damages or under COVERAGE C. for medical expenses shall reduce the Desig- nated_- Project_ General--Aggregate--Limit-Tar that designated "project". Such payments shall not reduce the General Aggregate Limit shown in the Declarations nor shall they re- duce any other Designated Project General Aggregate Limit for any other designated "project" shown in the Schedule above. 4. The limits shown in the Declarations for Each Occurrence, Damage To-Prerttises-(tented To You and Medical Expense continue to apply. However, instead of being subject to the General Aggregate Limit shown in the Declarations, such limits will be subject to the applicable Designated Project General Ag- gregate Limit. B. For all sums which the insured becomes legally obligated to pay as damages caused by "occur- rences" under COVERAGE A. (SECTION 1), and for all medical expenses caused by accidents un- der COVERAGE C. (SECTION 1), which cannot be attributed only to operations at a single desig- nated "project" shown in the Schedule above: CG D2 11 01 04 Copyright, The Travelers Indemnity Company, 2004 Page 1 of 2 COMMERCIAL GENERAL LIABILITY 1. Any payments made under COVERAGE A. for damages or under COVERAGE C. for medical expenses shall reduce the amount available under the General Aggregate Limit or the Products -Completed Operations Ag- gregate Limit, whichever is applicable; and 2. Such payments shall not reduce any Desig- nated Project General Aggregate Limit. C. Part 2. of SECTION III - LIMITS OF INSURANCE is deleted and replaced by the following: 2. The General Aggregate Limit is the most we will pay for the sum of: a. Damages under Coverage B; and b. Damages from 'occurrences" under COVERAGE A (SECTION 1) and for all medical expenses caused by accidents under COVERAGE C (SECTION 1) which cannot be attributed only to operations at a single designated "project` shown in the SCHEDULE above. D. When coverage for liability arising out of the "products -completed operations hazard" is pro- vided, any payments for damages because of "bodily injury" or "property damage" included in the "products -completed operations hazard" will reduce the Products -Completed Operations Ag- gregate Limit, and not reduce the General Aggre- gate Limit nor the Designated Project General Aggregate Limit. E. For the purposes of this endorsement the Defini- tions Section is amended by the addition of the following definition: "Project" means an area away from premises owned by or rented to you at which you are per- forming operations pursuant to a contract or agreement. For the purposes of determining the applicable aggregate limit of insurance, each "project" that includes premises involving the same or connecting lots, or premises whose con- nection is interrupted only by a street, roadway; waterway or right-of-way of a railroad shall be considered a single "project". F. The provisions_ _ofSEC TION_III — LIMITS OF INSURANCE not otherwise modified by this en- dorsement shall continue to apply as stipulated. Page 2 of 2 Copyright, The Travelers Indemnity Company, 2004 CG D2 11 01 04 014618 UMBRELLA EXCESS FOLLOW -FORM AND UMBRELLA LIABILITY INSURANCE THIS POLICY, IN PART, PROVIDES FOLLOW -FORM LIABILITY COVERAGE. COVERAGE WILL APPLY ON A CLAIMS -MADE BASIS WHEN FOLLOWING CLAIMS -MADE UNDERLYING INSURANCE. COVERAGE WILL APPLY ON A DEFENSE -WITHIN -LIMITS BASIS WHEN FOLLOWING UNDERLYING INSURANCE UNDER WHICH DEFENSE EXPENSES ARE PAYABLE WITHIN, AND NOT IN ADDITION TO, THE LIMITS OF INSURANCE. WHEN FOLLOWING SUCH UNDERLYING INSURANCE, PAYMENT OF DEFENSE EXPENSES UNDER THIS POLICY WILL REDUCE, AND MAY EXHAUST, THE LIMITS OF INSURANCE OF THIS POLICY. Various provisions in this policy restrict coverage_ Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy, the words "you" and "your" refer to the Named Insured shown in the Declarations and any other person or organization qualifying as a Named Insured under this policy. The words "we", "us" and "our" refer to the company providing this insurance. The word "insured" means any person or organization qualifying as such under SECTION II — WHO IS AN INSURED. Other words and phrases that appear in quotation marks have special meaning. Refer to SECTION VI — DEFINITIONS. SECTION I — COVERAGES A. COVERAGE A — EXCESS FOLLOW -FORM LIABILITY 1. We will pay on behalf of the insured those sums, in excess of the. "applicable underlying limit", that the insured becomes legally obligated to pay as damages to which Coverage A of this insurance applies, provided that the "underlying insurance" would apply to such damages but for the exhaustion of its applicable limits of insurance. If a sublimit is specified in any "underlying insurance", Coverage A of this insurance applies to damages that are in excess of that sublimit only if such sublimit is shown for that "underlying insurance" in the Schedule Of Underlying Insurance. 2. Coverage A of this insurance is subject to the same terms, conditions, agreements, exclusions and definitions as the "underlying insurance", except with respect to any provisions to the contrary contained in this insurance. 3. The amount we will pay for damages is limited as described in SECTION III — LIMITS OF INSURANCE, 4. For the purposes of Paragraph 1. above: a. The applicable limit of insurance stated for the policies of "underlying insurance" in the Schedule Of Underlying Insurance will be considered to be reduced or exhausted only by the following payments: (1) Payments of judgments or settlements for damages that are covered by that "underlying insurance". However, if such "underlying insurance" has a policy period which differs from the policy period of this Excess Follow -Form And Umbrella Liability Insurance, any such payments for damages that would not be covered by this Excess EU 00 01 07 16 Q 2016 The Travelers Indemnity Company. All rights reserver- Page 1 of 22 UMBRELLA T. WAIVER OR TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US 1. If the insured has rights to recover all or part of any payment we have made under this insurance, those rights are transferred to us and the insured must do nothing after loss to impair them. At our request, the insured will bring suit or transfer those rights to us and help us, and with respect to Coverage A, the "underlying insurer", enforce them. If the insured has agreed in a contract or agreement to waive that insured's right of recovery against any person or organization, we waive our right of recovery against that person or organization, but only for payments we make because of an "event" that takes place or is committed subsequent to the execution of that contract or agreement by such insured. 2. Reimbursement of any amount recovered will be made in the following order: a. First, to any person or organization (including us or the insured) who has paid any amount in excess of the applicable limit of insurance; b. Next, to us; and c. Then, to any person or organization (including the insured and with respect to Coverage A, the "underlying insurer") that is entitled to claim the remainder, if any, 3. Expenses incurred in the process of recovery will be divided among all persons or organizations receiving amounts recovered according to the ratio of their respective recoveries. U. TRANSFER OF YOUR RIGHTS AND DUTIES UNDER THIS INSURANCE 1. Your rights and duties under this insurance may not be transferred without our written consent except in the case of death of an individual Named Insured. 2. If you die, your rights and duties will be transferred to your legal representative but only while acting within the scope of duties as your legal representative. Until your legal representative is appointed, anyone having proper temporary custody of your property will have your rights and duties but only with respect to that property. V. UNINTENTIONAL OMISSION OR ERROR The unintentional omission of, or unintentional error in, any information provided by you which we relied upon in issuing this policy will not prejudice your rights under this insurance. However, this provision does not affect our right to collect additional premium or to exercise our rights of cancellation or nonrenewal in accordance with applicable insurance laws or regulations. W. WHEN LOSS IS PAYABLE If we are liable under this insurance, we will pay for injury, damage or loss after: 1. The insured's liability is established by: a. A court decision; or b. A written agreement between the claimant, the insured, any "underlying insurer" and us; and 2. The amount of the "applicable underlying limit" or "self -insured retention" is paid by or on behalf of the insured. SECTION VI — DEFINITIONS A. With respect to all coverages of this insurance: 1. "Applicable underlying limit" means the sum of: a. The applicable limit of insurance stated for the policies of "underlying insurance" in the Schedule Of Underlying Insurance subject to the provisions in Paragraphs 4.a.(1), (2) and (3) of COVERAGE A — EXCESS FOLLOW -FORM LIABILITY of SECTION I — COVERAGES; and b. The applicable limit of insurance of any "other insurance" that applies. The limits of insurance in any policy of "underlying insurance" will apply even if: a. The "underlying insurer" claims the insured failed to comply with any term or condition of the policy; or b. The "underlying insurer" becomes bankrupt or insolvent. 2. "Auto hazard" means all "bodily injury" and "property damage" to which liability insurance afforded under an auto policy of "underlying insurance" would apply but for the exhaustion of its applicable limits of insurance. 3. "Electronic data" means information, facts or programs stored as or on, created or used on, or transmitted to or from computer software (including systems and applications software), hard or floppy disks, CD-ROMs, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment. 4. "Event" means an "occurrence", offense, accident, act, error, omission, wrongful act or loss. Page 16 of 22 © 2016 The Travelers Indemnity Company. All rights reserved. EU 00 01 07 16 COMM RCI L G NERAL IAB LI YE A E L I T T IS ENDORSEMENT CHANGES T E POLICY. PL ASE READ IT CAREFULLY.H H E XTEND ENDORSEMENT FOR CONTRACTORS Thi e dorseme t m dfie i surance provded under he f l o ing:s n n o i s n i t o l w COMM RCI L G NERAL IAB LI Y COVERAG PA TE A E L I T E R Thi endorsem nt broadens cov rage. Howev r cov rage fo anys e e e , e r i ju y, dama e o me i al ex ense descri ed in any o the provn r g r d c p s b f i ion o ths e dorseme t may bs s f i n n e ex luded orc l mted by anothe endorsem n to this Cov rage Pa t, and the e ci i r e t e r s ov rage broadening provsions do no ap ly toe i t p the ex en tha cov rage is ex l ded or limted by such an ent t t e c u i dorsem n . The fo lo ing li ti g i a ge t l w s n s eneral cov rage de cript on only Read al the provsions o thi endorse s i . l i f s em nt and the re t o y ur pol cy ca e ulle s f o i r f y to de ermne r gh s, dut es, and wha i and s not cov red.t i i t i t s i e Wh I An Insured Unnam d Subsid arieo s e i s In i ental Medcal Mal racti ec d i p c Bla ket Addit onal Insured Gov rnme taln i e n Bla ket Wa v r f Sub ogationn i e O r En it e Pe m t Or Au ho iza ions Re ati g Tot i s r i s t r t l n Co tra tua Liab l ty Rai roadn c l i i l sOpe atio sr n Da a e To Premse Ren ed o Youm g i s t T An o ganizat on o he than a pa tnership, jo ntr i t r r i v nture or l m ted liab l ty company; ore i i i i A rust;t The fol owing is ad ed tol d a indi a ed in i s nam o the docum n s thas c t t e r e t t :gov rn it stru ture.e s c Any o yo r sub idiar e , o her than a pa tnershi ,f u s i s t r p jo n v nture o limted liabilty com any, that ii t e r i i p s no shown as a Nam d Insured in thet e De la ation i a am d In ured f:c r s s N e s i The fol owing is ad ed tol dYo are the so e owner o , o ma ntai anu l f r i n :ownership intere t o mo e than 50% in, suchs f r Any gov r men al enti y tha ha issued a permte n t t t s isubsidia y on the fi st day o the polcy perio ;r r f i d or authoriza ion wit re pe t to ope ationst h s c rand pe fo med by yo or on your behal and that your r u fSu h subsidiary i not an in ured undec s s r are required by any o dinance, law, buil ing coder dsi ila o her n urance.m r t i s or written cont act or agreeme t to incl de a anr n u s No such subsidiary i a insured fo "bodily inju ys n r r "addi ional i sured on thi Cov rage Pa t is at n s e r n or "property dama e" tha o curred, o "perso al i sured, but only wi h re pg t c r n n t s e t to liabii y fo "bodilyc l t r i ju y", "prope ty dam ge" or "perso al andn r r a nand a v rt sing i ju y" caused by an o fe sed e i n r f n adv rti ing inj ry" ari ing ou o uch operatio s.e s u s t f s ncom i ted:mt The in uran e provded to such gov r men als c i e n tBe o e you ma ntai ed an ownership intere tf r i n s en ity doe not apply o:t s to mo e than 50% i such ub idiary; orf r n s s Any "bodi y inju y , "property dama e ol r " g " rAf e the date, i any duri g the poli y periot r f , n c d "pe sonal and adv rti ing injury" a i ing o t or e s rs u fthat yo no longer ma ntain a ownershiu i n p operatio s perfo m d fo the gov r men aln r e r e n ti tere t o ore han 50% n such subsi ia y.n s f m t i d r en ity ort ;Fo purpose o Pa agraphr s f r o Se tionf c Who Any "bodily inj ry or "property dam geu " a "Is An Insured, ea h such subsidiary wil bec l i clu ed in the "products-co ple edn d m tdeem d to e de ignated in the Declarat on a :e b s i s s operatio s hazard".n Pa e 1 o 3g f COMM RCI L G NERAL IAB LI YE A E L I T pharma eutcal co m t ed by o wi h thec i s m i t , r t k owledge o co sent o , the n uredn r n f i s .The fo lo i g repla e Pa agraphl w n c s r o thef de i i ion o "o cur en e in thef n t f c r c "The fol owing i a ded to thel s d Se tion:c Se tio :c n An a t o omssio com i ted i provdinc r i n mt n i g "In i ental m dcal se v ce " m a s:c d e i r i s e nor fa l ng to provde "incidental me icai i i d l Medcal surgi al dental laborato y, x rayi , c , , r -se v ce ", fi st a d o "Good Sam rtanr i s r i r a i or nur ing se vce or treatm n , advce os r i e t i rse v ce " to a person, unle s yo are ir i s s u n i struction o the related fur i hi g on , r n s n fthe busine s or o cupat on o provdins c i f i g fo d or bev rages; oro epro e sional heath a e se vce .f s l c r r i s The furni hing o di pensing o dru s os r s f g rThe fo lowi g rep a es the la t paragraph ol n l c s f m dcal dental o surgi al supplie oe i , , r c s rPa ag aphr r of appl a ce .i n s: The fol o ing i added to Parag aphl w s r ,Unle s yo a e in the business or o cupatios u r c n , ofo provdi g pro e sional healt ca e se v ce ,f i n f s h r r i s Pa ag aphsr r ,,and abov doe not apply to :"bodily injury" arising out of provdin o aiing o rov de:i g r f l t p i Thi i surance i ex e s ov r any v li ans n s c s e a d d "In i ental me ica se v ce " by any oc d d l r i s f col e ti le othe in urance whether prim ry,l c b r s , a y ur "em loyee " who is a nu se, nurseo p s r ex e s, conti gent o on any other ba is, thatc s n r s a sistant, em rgen y me i al techni ias e c d c c n i av ilab e to any o your "em loy es" fos a l f p e ror arame ic; orp d "bo ily injury that ari e ou o provding od " s s t f i r fa l n to provde "i cidental medi al servce "i i g i n c i sFrst ai or "Good Sama itan se v ce " byi d r r i s a y o y u "em loyee " o " to any perso to the ex ent notn f o r p s r n t subje t tocv lunteero Pa ag aphr r o Se t onf c i Who Is Anworkers", other than an employed or v lunteer do tor. Any such "em loyee "o c p s In ured.s or "v lu teer wo kers" provding o fa l ngo n r i r i i to provde fi st aid or "Good Sama i ani r r t The fo lowing is a ded to Paragraphl d ,se v ce " during thei work hou s fo your i s r r r ,wil be deem d to be a t ng wi hin thel e c i t ofsco e o thei em loym nt by yo op f r p e u r pe fo m n dutie rela ed to the co du tr r i g s t n c : o yo r busine s.f u s If the insured has a ree in a cont act og d r r The fo lo i g repla e the la t se tence ol w n c s s n f ag ee ent to waiv that i sured' righ or m e n s t f Pa ag aphr r of re ov ry against any person o o gan zat on, wec e r r i i :waiv our right o e ov ry again t uch pe son oe f r c e s s r r organi ation, but only fo pay ents we ma ez r m kFo the purpo e o dete m nin ther s s f r i g be ause o :c fapplcable Ea h Occurrence Limt, al relatedi c i l a t or omssions com i ted i provdi g oc s i mt n i n r "Bo ily i ju y" o "property dam ge" thatd n r r afa l n to prov de "inci ental me icai i g i d d l o curs; oc rse v ce ", fi st a d o "Good Sam rtanr i s r i r a i "Pe so al and adv rti ing inj ry" ca sed byr n e s u use v ce " to any one perso wil be deeme tor i s n l d an o fe se hat i com it edf n t s m t ;be one "o currence".c The fo lowi g ex lu ion i added to subsequent to the ex cution o thel n c s s e f cont a t or c r Pa ag aphr r ,, of ag ee ent.r m :The fol o ing repla e Pa agraphl w c s r o thef de i i ion o "insured cont act" i thef n t f r n Se tion:c"Bo ily inju y or "property dama e" ari ingd r " g s ou o the v ola ion o a penal stat te ot f i t f u r Any ea em nt or l cense agreem nt;s e i e ordi ance rela i g to the sale on t n f Pa e 2 o 3g f COMM RCI L G NERAL IAB LITYE A E L I Pa ag aphr r o the de init o o "i suredf f i n f n Any premse whi e rented to yo oi s l u r cont a t i ther c " n Se tion is tem ora i y o cupied by you wi h pe m ssionc p r l c t r i de eted. o he owne ; orl f t r The co tent o any premi e whi e suchn s f s s l premse i rented to yo , i y u rent suchi s s u f oThe fol owing repla e the de i ition o "premsel c s f n f i s premse fo a period o sev n or fewei s r f e rdama e in heg " t Se tionc :conse utiv day .c e s"Pre i e dama e m a s "property dama e" to:m s s g " e n g Pa e 3 o 3g f COMM RCI L G NERAL IAB LI YE A E L I T COMMERCIA GENERA LIA ILITY COVERA E FORML L B G Va i u pro i i n in thi poi y re tri t co e a e Re dr o s vs o s s l c s c v r g . a The "bo iy inur " o "pro e ty da a e idl j y r p r m g " s th e tre poi y ca e uly to de e mn ri ht , dute a d ca se bye n i l c r f l t r i e g s i s n u d a "o cur e ce th tn c r n " a t k s pl cea e a wha s a d s no co e e . i he "co e a e t rri o y ;t i n i t v r d n t v r g e t r " Thro g o t ths poi y th wo ds "y u a d "y ur" re eu h u i l c e r o " n o f r The "bo iy inu y o "pro e ty da a edl j r " r p r m g " to th Na e Insure sho n i the De l ra i ns, a d o cur d ri ge m d d w n c a t o n c s u n t e p lcy pe i d; a dh oi r o n a y o he pe so o o g nz t o quai yng a a Na en t r r n r r a i a i n lf i s m d Pri r to th poi y pe i d, no in ure l steo e l c ro s d i dIn ure und r thi poi y The wo ds "we , "us" a ds d e s lc . r " n un e Pa a ra hd r r g p o Se t of c i n Who Is"o r re e o t e co pa y p o i i g hi i sura ceu " f r t h m n r vdn t s n n .An In ure a d no "e pl y e a t o i es d n m o e " u h r z d The wo d "i sure " m a s a y pe so o o ga i a i n by y u tor n d e n n r n r r nz t o o gi e o re ev no i e ov r c i e t c f an qu lfyng a such unde Se t oai i s r c i n Who Is An "o curre ce o cl i kn w tha the "bo iyc n " r am e t dl I sure . i j r " o "pro e ty da a e ha o cur e ,n d n u y r p r m g " d c r d i whoe o in pa t If such a li te i suren l r r . s d n dOt e wo ds a d phr se tha a p a in quo a i nh r r n a s t p e r t t o o a t o i e "e pl y e k e , pri r to ther u h r z d m o e " n w om rk ha e spe i l m a i g. Re e to Se ti na s v c a e nn f r c o poi y pe i d th t the "bo iy i j ry ol c r o , a dl nu " rDe i i i ns.f nt o "pro e ty da a e o cur e , th n a yp r m g " c r d e n co ti u t o , cha g o re um ti n o suchn n a i n n e r s p o f "bo iy inur " o "pro e ty da a e du i gdl j y r p r m g " r n o a t r th poi y pe i d wil be de m d tor f e e l c r o l e e ha e be n no n pri r t h p l cy pe i dv e k w o o t e oi ro . "Bo iy i j ry o "pro e ty da a e whi hdl nu " r p r m g " cWe wil pa th se sum tha th i surel y o s t e n d o cur duri g th poi y pe i d a d wa no ,c s n e lc r o n s tb co e le al o lga e to pa a da a ee m s g ly b i t d y s m g s pri r to the poi y pe i d kn w to ha eo l c ro , o n vb ca se o "bo iy i j ry o "pro e ty da a ee u f dl n u " r p r m g "o curre by a y i sure l ste n e a a ra hc d n n d i d u d r P r g pto whi h ths in ura ce a pi s. We wil ha ec i s n p le l v o Se t of c i n Who Is An Insure o a yd r nth rig t a d du y to de e d the i sure a anste h n t f n n d g i "e pl y e a t o i e by y u to gi e o re evm o e " u h r z d o v r c i ea y "sui " se kn th se da a e . Ho e e ,n t e i g o m g s w v r no i e o a "o cur e ce o cl i , n l d s a yt c f n c r n " r am i c u e nwe wil ha e no dut to de e d the i surel v y f n n d co ti u t o , cha g o re um t o o than n a i n n e r s p i n f ta anst a y "sui " se kn da a e fo "bo iyg i n t e i g m g s r dl "bo iy i j ry o "pro e ty da a e a t r thdl nu " r p r m g " f e ei j ry o "pro e ty da a e to whi h thinu " r p r m g " c s e d f he poi y p ri d.n o t lc e oi sura ce do s no a py We m y a o rn n e t p l . a , t u di cre i n, in e t ga e a y " wil bes to v s i t n lo cur e cec r n ""Bo iy i j ry o "pro e ty da a edl nu " r p r m g "a dn se te a y cl i r "sui " th t a e ul . Bu :t l n am o t a m y r s t t de m d to ha e be n kn wn to ha e o curr de e v e o v c e a the e rle t ti e whe a y in ure l stet a i s m n n s d i dThe a o n we wil pa fo da a e ism u t l y r m g s un e Pa a ra hd r r g p o Se ti nf c o Who Is Anl mte a de cri e i Se toi i d s s b d n c i n Li i smt In ure o a y "e pl y e a t o i e by y u tos d r n m o e " u h r z d oOf I sur n e ndn a c ; a gi e o re ev no i e o a "o cur e ce ov r c i e tc f n c r n " r cl i :amOur right and duty to defend end when we ha e use up th a pi a l li i ov d e p l c be mt f Re o t al o a y pa t o the "bo iyp r s l, r n r , f dli sur n e i the pa m nt o j d m n s on a c n y e f u g e t r i j ry o "pro e ty da a e to us o a ynu " r p r m g " r nse tl m n s und r Co e a et e e t e v r g s or or o h r i sure ;t e n rm dca x e se un e o e a ee i l e p n s d r C v r g . Re ev s a wri t n o v rb l de a d oc i e t e r e a m n rNo o he o l g t o o l a ii y to pa sum ot r bi a i n r i bl t y s r cl i fo da a e be a se o the "bo iyam r m g s c u f dlpe f r a t o se vce i co e e unl ssr o m c s r r i s s v r d e i j ry o "pro e t a a e ; rnu " r p r y d m g " oe plci l pro i e fo und r Sup l m n a yx i t y vd d r e pe e t r Payments. Be o e a a e by a y o he m a s thac m s w r n t r e n t "bo iy inur " o "pro e ty da a e hadl j y r p r m g " sThi in ura ce a pi s to "bo iy i j ry a ds s n p l e dl n u " n o curre o a be un t ccurc d r h s g o o ."pro e ty d m ge o l fp r a a " ny i : Pa e 1 o 21g f COMM RCIAL E ERAL IAB LITYE G N L I Da a e be a se o "bo iy i j ry i cl dem g s c u f dl nu " n u An sta u e o di a ce o e ua i n ea i gy t t , r n n r r g l t o r l t n da a e clam d by a y pe so r rga i a i n to the sae gi t, dim g s i e n r n o o nz to l , f strbu i n o usi t o r e of fo ca e l ss o se vce o de th re ul i g a aco oir r , o f r i s r a s t n t l h l c e e a e .b v r g s a y tm ro he "bo iy i j r ".n i e f m t dl nu y Thi e cl sio a pi s o l i y u a e in thes x u n p l e ny f o r bu i e s o m n f ct rng di tri u i g sel n ,s n s f a u a u i , s b t n , li g se vng o furnshi g aco oi be e a e . F rr i r i n l h lc v r g s oThi i sura ce d e no p l os n n o s t a py t :th pur o e o thi e cl sio , pe mt i g ae p s s f s x u n r i t n pe so to bri g aco oi be e a e o y urr n n l h l c v r g s n o "Bo iy i j ry o "pro e ty d m ge e pe te o pre i e , fo co sum tidl nu " r p r a a " x c d r ms s r n p o o y u pren n o r mse ,i s i t nd d fro th sta d on o th i sure . whehe o non e e m e n p i t f e n d t r r t a fe is cha g d o a li e see r e r c n is Thi e cl sio do s no a pl to "bo iy inu y re ure fo suchs x u n e t p y dl j r " q i d r a ti i y is no by it efc vt , t s l o "pro e ty da a e re ul i g fro the use o co si e e th bu ir p r m g " s t n m f n d r d e s ne s o sel n , ss f li g e vn or i g r re so a l f rce t p o e t pe so s o p o e t . fu ni hi g l o oia n be o o r t c r n r r p r y r s n ac h l c be e a e .v r g s "Bo iy i j ry o "pro e ty da a e fo whi h An o l g t o o thedl n u " r p r m g " r c y bi a i n f i sure un e an d d r wo k r 'r e s th i sure is o lga e to pa da a e by co p nsa i n di a ie n d bi t d y m g s m e to , s bl t be e i s ori y n f t re so o th a sum to o l a ii y i a un m l y e t co pea n f e s p i n f i b lt n e p o m n m n a i n l w o as to a r n siml ry i a co tr ct o a r e e t. Thi e cl sio do s no l w.n a r g e m n s x u n e t a a pl o la i i y f r a a e :p y t i blt o d m g s Tha t e i sure o l a e i t e a se cet h n d w ud h v n h b n "Bo iy i j r " todl nu y :o h co t a t o gr e e t; of t e n r c r a e m n r An "e pl y e o the i sure a i in o t om o e " f n d r s g u fAssum d in a co tr ct o a re m nt th t ie n a r g e e a s a d n th co r e o :n i e u s fa "i sure co t a t , pro i e th t thn n d n r c " vd d a e Em l y e t y th i sure ; opo m n b e n d r"bo iy inu y o "pro e ty da a e o curdl j r " r p r m g " c s subse u n to t e e e uto o t e co t a tq e t h x c i n f h n r c Pe f r i g dute rea e to ther o mn i s l t d o a r e e t. Soey fo th purp se o co du t f he i sure 'sr g e m n l l r e o s f n c o t n d b sin ss; ou e r l a ii y a sum d in a "i sure co t a t",i blt s e n n d n r c The spo se chid pa e t bro h r o sisteu , l , r n , t e r rre so a l a t rne s' fe s a d ne e sa ya n be t o y e n c s r o tha "e pl y e a a co se ue ce of t m o e " s n q n fl t g ti n e p nse i curr d by o f r a tyi i a o x e s n e r o a p r Pa a r pr g a h a o eb v .o h r th n a i sure wil be de m d to bet e a n n d l e e Thi e cl si n a ple whe he th in ure m ys x u o p i s t r e s d ada a e be a se o "bo iy i j ry om g s c u f dl nu " r be l a l s a e po e r n ny o he a a i yi be a n m l y r o i a t r c p c t"pro e ty d m g ", ro i e th tp r a a e p vd d a :a d t a y o lga i n to sha e da a e wi h on o n b i to r m g s t rLi bl t to such pa ty fo , o fo thea i i y r r r r re a so e ne ese who m st pa da a ep y m o l u y m g sco t o , th t pa t ' de e se ha asos f a r ys f n s l be a se o he i j r .c u f t n u ybe n a sum d in the sa e "i suree s e m n d Thi e cl si n do s no a py to l a ii ys x u o e t p l i b ltco tr ct"; ndn a a a sum d by the i sure un e a "i sures e n d d r n n dSu h a t r e s' fe s a d l t g t oc t o n y e n i i a i n co tr ct .n a "e pe se a e fo de e se o th t pa tx n s r r f n f a r y a anst a ci i o at rn t v di putg i vl r l e a i e s e "Bo iy inu y o "pro e ty da a e a i i gdl j r " r p r m g " rs nre outo pro e dng in whi hs l i n c e i c o t o the a t a, al g d o th e te eu f c u l le e r r a n dda a e to whi h th s in ura cem g s c i s n di cha ge di pe sa, se p g , mgr t o ,s r , s r l e a e i a i na ple a e al ge .p i s r l e d ree se o e ca e o "pol t n s":l a r s p f l u a t At o fro a y pre i e , sit or m n ms s e r"Bo iy i j ry o "pr p rt da a e fo whi hdl n u " r o e y m g " r c l ca i n whi h i o wa a a y ti eo to c s r s t n ma y i sure a e h l i be b e so o :n n d m y b ed l a l y r a n f o ne o o cupi d by o re t d ow d r c e , r n e r Ca si g o co t i utn to the i t xca i nu n r n r b i g n o i to l a e to a y i sure . Ho e e , th so n d , n n d w v r i o n e so ;f a y p r n subp ra ra h o s n t ppy t :a g p d e o a l o The furnshi g o aco oi be e a e to ai n f l h l c v r g s "Bo iy inu y i sustan d wit i adl j r " f i e hn pe so und r the l g l dri kng a e or n e e a n i g r bul i g a d ca se by sm k ,i dn n u d o e u de he i f u n e o l o o; on r t n l e c f ac h l r fu e , v po o so t pro uce bym s a r r o d d o o i i a i g fro e upm n th tr r gn t n m q i e t a Pa e2 o 21g f COMM RCI L G NERAL IAB LI YE A E L I T i use to he t co l o de u i i y to pe f rm th no m l ee tris d a , o r h mdf r o e r a l c ca,l th bul i g o pro u e by o hy ra lc o m cha i a fun ti ne i dn , r d c d r d ui r e n c l c o s o i i a i g fro e upm n tha isrgn t n m q i e t t ne e sa y fo th o e a i n oc s r r e p r to f use to he t wa e fo pe so ad a t r r r n l "m bie e ui m n " o it pa t , ifo l q p e t r s r s use by th buidi gs o cup n s oe l n ' c a t r such fues, l b i a t o o h rl u r c n s r t e th i u sts;er g e o e a i g fl i s e ca e fro ap r t n u d s p m v hi l pa t de i n d to hod, sto ee c e r s g e l r"Bo iy i j ry o "pro e tydl nu " r p r o re ev the . Thi e ce ti nr c i e m s x p oda a e fo whi h y u m y bem g " r c o a do s no a pl if the "bo iy i j rye t p y dl n u "hed li be if y u a e a co tr ct rl a l , o r n a o o "pro e ty da a e a i e o t or p r m g " rs s u fa d the o ne o le se o suchn w r r s e f th in e ti n l di cha ge di pe sae t n o a s r , s r lpre i e , sit o l ca i n ha be nms s e r o t o s e o r l a e o the fues, l b i a tr ee s f l u r c n sa de to y ur poi y a ad d o lc s n o o h r o e a i g fl i s, o i suchr t e p r t n ud r fadditional insured with respect to y ur o g i g o e a i ns pe fo m d fu l , lu ri a t o o he oo n on p r t o r r e es b c n s r t r p r t ne a i g fo th t a dt o a i sure a tha fl i s a e bro gh o or a d i i n l n d t t ud r u t n r to the pre i e , sit o l ca i n a d suchms s e r o t o n pre i e , sit o l ca i n wit thems s e r o t o h pre i e , sit o l ca i n is noms s e r o t o t i t nt th t th y be di cha g d,n e a e s r e a d ne e wa o n d o o cupi dn v r s w e r c e di pe se o ree se a pa t os r d r l a d s r f by o re te o l a e to a y, r n d r o n d , n th o e a i n beng pe fo m d bye p r t o s i r r e i sure , o he tha tha a dt o an d t r n t d i i n l such in ure , co t a to ors d n r c r i sure ; on d r subco t a to ;n r c r "Bo iy i j ry o "pro e tydl n u " r p r "Bo iy inj ry o "pro e tydl u " r p rda a e a i i g o t o he t,m g " rs n u f a da a e sustan d wit i am g " i e hnsm k o fu e fro a "ho tieo e r m s m s l bul i g a d ca se by th ree sei dn n u d e l afi e ;r "o ga e , fum s o v po s frof s s e r a r m At o fro a y pre i e , sit or m n ms s e r m te i l bro g t in o th t bul i ga ras u h t a i dn l ca i n whi h i o wa a a y ti eo to c s r s t n m i o n cti n wi h pe a i ns benn c n e o t o r t o i g use by o fo a y i sure o o h rs f rd r r n n d r t e o pe f r e by y u o o y u e afr o m d o r n o r b h lth ha dlng sto a e dispo a,e n i , r g , s l by a co tr ct r r subco t a to ; on a o o n r c r rpro e sin r re tm n o w stec s g o t a e t f a ;"Bo iy inj ry o "pro e tydl u " r p rIf such "pol t n s" a e o we e a a yl u a t r r r t n da a e a i i g o t o he tm g " rs n u f a ,ti e tra spo t d, ha de , sto e ,m n r e n l d r d sm k o fu e fro a "ho tieo e r m s m s ltr a e , di po e o , o pro e se ae t d s s d f r c s d s fi e ; rr " owa te by o o :s r f r At o fro a y pre i e , sit or m n ms s e rAn nsure ; oy i d r l ca i n o whi h a y in ure o a yo to n c n s d r nAn pe so o o g nz to foy r n r r a i a i n r co tr ct rs o subco t a t r wo kngn a o r n r c o s r iwho y u m y be le alm o a g ly di e t y o i di e t y o a y i sure 'r c l r n r c l n n n dsre po si l ;s n b e be af a e o we e a a y ti eh l r r r t n m At o fro a y pre i e , sit or m n ms s e r pe fo mng o e a i n to te t fo ,r r i p r t o s s r l ca i n o whi h a y in ure o a yo to n c n s d r n m ni o , cl a up, re o e co t i ,o t r e n m v , n anco tr ct rs o subco t a t r wo kngn a o r n r c o s r i tr a , de o i y o ne tr lz , o in a ye t t xf r u ai e r ndi e t y o i di e t y o a y i sure 'sr c l r n r c l n n n d wa re po d to o a se s th e fe tsy s n , r s s e f cbe af a e pe fo mng o e a i n if theh l r r r i p r t o s o , "pol t n s".f l u a t"pol t n s" a e bro gh o o to thel u a t r u t n r An l ss, co t o e p n e a i in o t oy o s r x e s r s g u fpre i e , si e o l ca i n i co n ct oms s t r o t o n n e i n a yn :wi h such o e a i n by such in ure ,t p r t o s s d co tr ct r o sub o tr ct r. Ho e e ,n a o r c n a o w v r Re ue t, de a d o de o sta ut ry oq s m n , r r r t o rth s subp ra ra h o s n t ppy t :i a g p d e o a l o re ua o y re ui e e t t a a y in ureg l t r q r m n h t n s d "Bo iy inj ry o "pro e tydl u " r p r o o he s te t fo , m ni o , cle n up,r t r s r o t r a da a e a i i g o t o the e ca em g " rs n u f s p r m v , co t i , tre t de o i y oe o e n an a , t xf r o fues, lub i a t o ot ef l r c n s r h r ne t ai e o in a y wa re po d to ou r l z , r n y s n , r o e a i g fl i s whi h a e ne d dp r t n u d c r e e a se s t e e fe t o , "pol t n s"; rs s h f c s f l u a t o Pa e 3 o 21g f COMM RCIAL E ERAL IAB LITYE G N L I Cl i o sui by o o be af o a yam r t r n h l f n The o e a i n o a y o the m chi e yp r t o f n f a n r go e nm n a a t o i y o a y o he o e ui m n lste in Pa av r e t l u h rt r n t r r q p e t i d r gra hp pe so o o ga i a i n b ca se o or n r r nz t o e u f r o the de i i i n o "m bief f nt o f o l te ti g fo , m nt rng cl a i g up, e ui m n "; rs n r o i o i , e nn q p e t o re o i g, con ani g, tre tngm vn t i n a i ,An ar ra t t a s:i c f h t id to i yng o ne t ai i g, o i a ye xf i r u r l zn r n n Cha t re i h a pio o a y i sure ;r e d wt l t t n n dwa re po di g to o a se sin they s n n , r s s g e fe t o , "pol t n s".f c s f l u a t No w e y a y i sure ; a dt o n d b n n d n No ben use to ca r a y pe so ot i g d r y n r n r pro e ty f r ha g .p r o a c r e"Bo iy inu y o "pro e t da a e a i i g o tdl j r " r p r y m g " rs n u o th o n r hi , m i t na ce use orf e w e s p an e n , e tr stm nt to o he s o a y ar ra t "a t " on u e t r f n i c f , u o r "Bo iy inu y o "pro e ty da a e a i i g o tdl j r " r p r m g " rs n uw te cra t o n d o o e a e by o re t d oa r f w e r p r t d r n e r o :fl a e to a y in ure . Use in l d s o e a i no n d n s d c u e p r t o The tra spo t to o "m bie e upm n "n r a i n f o l q i e ta d "l a i g r no dn ".n o dn o u l a i g by a "a t " o ne o o e a e by on u o w d r p r t d rThi e cl si n a pi s e e if the clams x u o p l e v n i s re t d r l a e o a y i sure ; on e o o n d t n n d ra anst a y i sure al g ne l g nce o o h rg i n n d le e gi e r t e The use o "m bie e ui m nt i , o whief o l q p e " n r lwro g on i th supe vsio , hirngn d i g n e r i n i ,i pra ti e fo , o whie beng pre a e fo ,n c c r r l i p r d re pl y e t tr i i g o m ni o i g o o he s bym o m n , an n r o t rn f t r a y pre rr n e ra i g, spe d, de oi i n,n a a g d c n e m lt oth t in ure , if th "o cur e ce whi h ca sea s d e c r n " c u d o stun i g a tvtyr t n c i i .th "bo iy i j ry o "pro e ty d m ge i v l ee dl nu " r p r a a " n ov d th o ne shi , m i t na ce use oe w r p an e n , r e t ust e t to o he s o a y ar ra t "a t " on r m n t r f n i c f , u o r "Bo iy inu y o "pro e ty da a e a i i g o tdl j r " r p r m g " rs n uwa e cra t tha is o ne o o e a e by ot r f t w d r p r t d r o :fre t d r o n d o a y i sure .n e o l a e t n n d Wa , i cl di g u d cl r d o ci i a ;r n u n n e a e r vl w rThi e cl sio o s no a pl t :s x u n d e t p y o Wa lk a t o by a mlta y fo ce in l dngr i e c i n i i r r , c u iA wa e cra t whie a ho e o pre i e y ut r f l s r n ms s o a to i hi d ri g o de e dng a an t ac i n n n e n r f n i g i s no n r e tw o r n ;a t a o e pe t d a t ck by a yc u l r x c e t a , n A a e cra t y u o n t o n ha s: go e n e t so e egn ow t r f o d o w t t i v r m n , v r i r o he a t o it r u h rty usin ii a y pe so n l o t e ge t ; og mlt r r n e r o h r a n s r50 fe t o g o l ss; nde l n r e a In urr cto , re elo , re outo , usurp ds e i n b li n v l i n eNo ben use to ca r a y pe so ot i g d r y n r n r po e , o a ti n ta e by go e n e t lw r r c o k n v r m n apro e ty f r ha g ;p r o a c r e a t o i y in hi d ri g o de e dng a anstu h r t n e n r f n i g iPa kn a "a t " o , o o the wa s ne tr i g n u o n r n y x a y o he en f t s .to pre i e y u o n o re t, pro i e the, ms s o w r n vd d "a t " i no o n d by o re t d o l a eu o s t w e r n e r o n d to y u r he i sure ; "Pro e ty d m ge too o t n d p r a a " : Li bl t a sum d unde a y "i surea i i y s e r n n d Pro e ty y u o n, re t, o o cup ,p r o w n r c y co tr ct fo he o ne shi , m i t na ce o i cl di g a y co ts o en a " r t w r p an e n r n u n n s r x e se i cu rep n s n r d use o ar ra t o a e cra t by y u, o a y o he pe so , o g ni a if i c f r w t r f ;o r n t r r n r a z t o on r e t t , fo re ar, re l ce e tn i y r p i p a m n ,"Bo iy inu y o "pro e ty da a e a i i gdl j r " r p r m g " rs n e ha ce e t, re to a i n o m i t na cen n m n s r t o r an e no t o :u f o such pro e t fo a y re so , in l dngf p r y r n a n c u iThe op ra i n o m chi e y ore to f a n r pre e ti n o i j ry to a pe so o da a ev n o f nu r n r m ge ui m n th t i a t ch d to o pa tq p e t a s t a e , r r to a o he 's p o e t ;n t r r p r yo , a la d v hi l th t wo l quai y af n e c e a ud lf s Pre i e y u sel, gi e a a o a a d n ifms s o l v w y r b n o ,"m bie e upm n " un e th d fi i i no l q i e t d r e e nt o th "pro e ty da a e a i e o t o a ye p r m g " rs s u f no "m bie e ui m nt i such la df o l q p e " f n pa t o h se pr mse ;r f t o e i sv hi l we e no subj ct to ae c e r t e co p l o y o fi a ci l re po si ii ym us r r n n a s n b lt Pro e ty l a e o y u;p r o n d t o l w, o o he m t r v hcl in ura cea r t r o o e i e s n Pe so a pro e t i th ca e custo y or n l p r y n e r , d rl w, whe e i is li e se o pri ci ala r t c n d r n p ly co tr l o t e i sure ;n o f h n dga a e ; rr g d o Pa e4 o 21g f COMM RCI L G NERAL IAB LI YE A E L I T Tha pa t cul r pa t o re l pro e t o a ci e t l phy ica inu yt r i a r f a p r y n c d n a s l j r to "y ur pro u t"o d c or whi h y u o a y co tr ct rs o "y ur wo k a t r it ha be n putc o r n n a o r o r " f e s e to it in e des t n d subco t a t r wo kn di e t y o i dre tl usen r c o s r i g r c l r n i c y . o y u be af a e pe f rmn o e a i ns, ifn o r h l r r o i g p r to th "pro e ty da a e a i e o t o tho ee p r m g " rs s u f s o e a i n ; rp r t o s o Da a e cl i e fo a y l ss, co t o e pe sem g s am d r n o s r x n Tha pa ti ul r pa t o a y pro e t that r c a r f n p r y t i cu re by y u o o h r fo th l ss o usen r d o r t e s r e o f , m st be re to e , re are o re l ceu s r d p i d r pa d wi hd a a, re al i spe t o , re art r w l c l, n c i n p i , b ca se "y ur wo k wa i co re t ye u o r " s n r c l re l ce e t a j stm nt re o a o di po ap a m n , du e , m v l r s s l pe fo m d o i .r r e n t o :f "Y u ro uct";o r p dPa a r p sr g a h ,a dn o ths e cl si n dof i x u o no a py to "pre i e da a e . A se a a et p l ms s m g " p r t "Y u o k ; ro r w r " ol mt o i sura ce a pi s to "pre i e da a ei i f n n p le ms s m g ""Im are p o e t ";p i d r p r ya de crib d in Pa a r ps s e r g a h o Se ti nf c o i such pro u t, wo k o pro e t is wit dra nf d c r , r p r y h wLi i s O nsura cemt f I n . o re al d fro th m rk t o fro use by a yr c le m e a e r m nPa a ra hr g p o hs e cl sio o s no a pl if t i x u n d e t p y f pe so o o g nz to be a se o a k o n or n r r a i a i n c u f n w rth pre i e a e "y ur wo k a d we e ne ee ms s r o r " n r v r suspe te de e t de i i ncy in de u cy oc d f c , f c e , a q a ro cupe , re t d r ed fo e t l by y uc i d n e o h l r r n a o .da g ro s co di i n i tn e u n to n i .Pa a r p sr g a h ,,a dn o th sf i e cl sio do no a pl to li bl t a sum dx u n t p y a i i y s e "Bo iy inu y a i i g o t o "pe so a a ddl j r " rs n u f r n l nun e sid tr ck a re m ntd r a e a g e e . a v rtsi g i j ry .d e i n nu "Pa a ra hr g p o ths e cl sio do s no a plf i x u n e t p y to "pro e ty da a e i cl de in th "pro uct -p r m g " n u d e d s co pe e p ra i n h z r ".m l t d o e t o s a a d Da a e a i i g o t o th lo s o , lo s o usem g s rs n u f e s f s f o , da a e to co ru t o o , i a ii y to a ce s,f m g , r p i n f n bl t c s o i a ii y t a i ua e "ee t o i d t ".r n bl t o m np l t l c r nc a a"Pro e ty da a e to "y ur pr d ct a i i g o tp r m g " o o u " rs n u o t o ny p rt o i .f i r a a f t Ho e e , thi e cl si n do s no a py tow v r s x u o e t p l l a ii y fo a a e b ca se o "bo iy i j r ".i blt r d m g s e u f dl nu y "Pro e ty d "p r a a e to y ur wo k a i i g o t om g " o r " rs n u f i o a y pa t o it a d i cl d d i he "pro uct -t r n r f n n u e n t d s "Bo iy inu y o "pro e ty da a e a i i g o tdl j r " r p r m g " rs n uco pe e p ra i n h z r ".m l t d o e t o s a a d o a y a tu l o al g d voa i n o a y l w thaf n c a r le e i l t o f n a t Thi e cl si n do s no a pl if th da a es x u o e t p y e m g d re tri ts o pro i i s the se dng tr n mt i gs c r hbt n i , a s i tn wo k o th wo k o t o whi h th da a er r e r u f c e m g o dstri utn f "un oi i e co m ni a i n".r i b i g o s lc t d m u c t o a i e wa pe fo m d o y ur be af by ars s s r r e n o h l subco tr cto .n a r "Bo iy inu y o "pro e ty da a e a i i g o tdl j r " r p r m g " rs n u o a y a ce s to o di cl sure o a y pe so 'f n c s r s o f n r ns"Pro e ty da a e to "i p i e pro e t " op r m g " m ar d p r y r o o g ni a i n' co f de ti l or pe so ar r a z t o s n i n a r n lpro e ty th t ha no be n ph si al inu e ,p r a s t e y c ly j r d i f rm to .n o a i na i i g o t o :rs n u f A de e t de i i n y in d qu cy orf c , f c e c , a e a "Bo iy inu y o "pro e ty da a e a i i gdl j r " r p r m g " rs nda g ro s co di i n in "y ur pro uct on e u n t o o d " r o t o th a t a o al g d pre e ce ou f e c u l r l e e s n r"y ur o k ; ro w r " o a t a, al ge o th e t ne di pe sa oc u l le d r r a e d s r l fA dea o fal r by y u o a y n a t ngl y r iu e o r n o e c i a be to , a be to fi e s o pro u tss s s s s s b r r d co y ur be af to pe fo m a co t a t on o h l r r n r c r co tann a be to , pro i e th t then i i g s s s vd d aa re m nt i cco d nce wt t t rm .g e e n a r a i h i s e s "bo iy i j ry o "pro e ty da a e idl n u " r p r m g " sThi e cl si n do s no a pl to the l ss o ses x u o e t p y o f u ca se o co t i ut d to by the ha a d usu d r n r b e z r oo o h r pro e t a i in o t o sudd n a df t e p r y r s g u f e n pro e ti s o sbe to .p r e f a s s Pa e 5 o 21g f COMM RCIAL E ERAL IAB LITYE G N L I "Bo iy inu y o "pro e ty da a e a i i g e pl y e t- ea e pra tdl j r " r p r m g " rs n m o m n r l t d c i e de cri ec s s b d in o t o th a t a o al g d pre e ce o Pa a r pu f e c u l r l e e s n r r g a h ,, ro a o e i dre te .b v s i c d a t a, al ge o th e t ne di pe sa oc u l le d r r a e d s r l f Thi e cl si n a ple whe he th in ure m ys x u o p i s t r e s d a a y soi , li ui , ga e us o th r a ir i a tn l d q d s o r e m l r t n be l a l s a e po e r n ny o he a a i yi be a n m l y r o i a t r c p c t o co t mna t, i cl di g sm k , v po s,r n a i n n u n o e a r a d t a y o lga i n to sha e da a e wit on o n b i to r m g s h r so t fu e , a i s, ak ls, che i as a do , m s c d l ai mc l n re a so e ne ese who m st pa da a ep y m o l u y m g s wa te a d th t a e pa t o a y cl i os , n a r r f n am r be a se o he "bo iy i j r ".c u f t dl nu y "sui " whi h aso al ge a y "bo iy i j ryt c l le s n dl n u "Ex l si nsc u o th o gr u h do no a py to "pre i et p l ms so "pro e ty da a e de cri e inr p r m g " s b d da a e . A se a a e li i o i sura ce a pi s tom g " p r t mt f n n p l ePa a r pr g a h a o eb v ."pre i e da a e a de cri e in Pa a r pms s m g " s s b d r g a h of Se ti nc o Li i s O nsur n emt f I a c .An l ss, co t o e p nse a i in o t oy o s r x e r s g u f a yn : Re ue t, de a d o de o sta ut ry oq s m n , r r r t o r re ua o y re ui e e t tha a y i sureg l t r q r m n t n n d o o he s te t fo , m ni o , cle n up,r t r s r o t r a We wil pa th se sum tha th i surel y o s t e n d re o e co t i , tre t de o i y om v , n an a , t xf r be o e le al o lga e to pa a da a ec m s g ly b i t d y s m g s ne t ai e o i a y wa re po d to ou r lz , r n n y s n , r be a se o "pe so a a d a v rtsi g inur " toc u f r n l n d e i n j y a se s the e f ct o , a be to ,s s f e s f s s s whi h ths i sura ce a ple . We wil ha e thec i n n p i s l v a be to fi e s o pro uct co t i i gs s s b r r d s n ann ri ht a d du y to de e d t e i sure a anst a yg n t f n h n d g i n a be to ; rs s s o "sui " se kn th se da a e . Ho e e , we wilt e i g o m g s w v r l ha e no dut to de e d the in ure a an t a yv y f n s d g i s nCl i o sui by o o be af o a yam r t r n h l f n "sui " se kn da a e fo "pe so a a dt e i g m g s r r n l ngo e n e t l a t o i y o a y o h rv r m n a u h r t r n t e a v rtsi g inur " to whi h thi i sura ce do sd e i n j y c s n n epe so o o ga i a i n be a se or n r r nz to c u f no a py We m y at o r di cre i nt p l . a , u s to ,te ti g fo , m nt rng cl a i g up,s n r o i o i , e nn i v sti a e a y o fe se a d se te a y clam on e g t n f n n t l n i rre o i g, con ani g, tre tngm vn t i n a i ,"sui " th t a e ul . Bu :t a m y r s t tde o i yng o ne t ai i g o in a yt xf i r u r l zn , r n wa re po di g to o a se sin they s n n , r s s g The a o n we wil pa fo da a e ism u t l y r m g s e fe t o , a be to , a be to fi e s o l mte a de cri e if c s f s s s s s s b r r i i d s s b d n Se t oc i n Li i smt pro uct co t i i g a be to . Of I sura ce a dd s n ann s s s n n ; n Ou rig t a d dut to de e d e d whe wer h n y f n n n ha e use up th a pi a l li i ov d e p l c be mt f"Bo iy i j r " todl nu y : i sur n e i the pa m nt o j d m n s on a c n y e f u g e t rA e so ri in ut o nyp r n a s g o f a : se tl m n s und r Co e a et e e t e v r g s or orRe usa o e po h t e so ;f l t m l y t a p r n m di a x e se un e o e a ee c l e p n s d r C v r g .Te mna i n o tha pe so 'sr i to f t r n No o he o l g t o o l a ii y to pa sum ot r bi a i n r i bl t y s re pl y e t rm o m n ; o pe f r a t o se vce i co e e unl ssr o m c s r r i s s v r d eEm l y e t rea e pra t ce poi ypo m n - l t d c i , l c ,e pl ci l pro i e fo un e Su pe e t ryx i t y vd d r d r p l m n aa t o o i si n, such a co rci n,c r ms o s e o Pa m nt .y e sde o i n, e au ti n re ssi nm n ,m t o v l a o , a g e t Thi i sura ce a ple to "pe so a a ds n n p i s r n l ndi cipi e fal re to pro o e os l n , i u m t r a v rti i g inur " ca se by a o fe se a i i gd e s n j y u d n f n rs na v nce ha a sm n , humla i nd a , r s e t ii t o , o t o y u bu i e s but o l i th o f nse wau f o r s n s ny f e f e sdi crimna i n, li e, sl nd r voa i ns i t o b l a e , i l t o co mt e in th "co e a e te rt r " du i g thm i t d e v r g r i o y r n eo th pe so 's rig t o pri a yf e r n h f v c , poi y p ri d.l c e om l ci us pro e uto o fase a re t,ai o s c i n r l r s de e t o o i p i o m n a pi d t ot n i n r m r s n e t p l e o r di e t d a tha pe so , re a dl ss or c e t t r n g r e f Thi i sura ce d e no p l os n n o s t a py t :whehe such pra ti e poi y a t ot r c c , lc , c r o i si n o curs, i a pi d o isms o c s p l e r co mt e be o e duri g o a t r them i t d f r , n r f e "Pe so a a d a v rtsin inur " ca se by or n l n d e i g j y u d rti e o t a e so 's e po m nt rm f h t p r n m l y e ; o a th di e ti n o the i sure wi h thet e r c o f n d t The spo se chid pa e t bro h r o sisteu , l , r n , t e r r k o l d e th t the a t wo l voa e the rig tn we g a c u d i l t h s o tha pe so a a co se u nce o "bo iyf t r n s n q e f dl o a o h r a d wo l i f i t "pe so a a df n t e n ud n l c r n l n i j ry to tha pe so a who a y o thenu " t r n t m n f a v rtsi g i j r ".d e i n n u y Pa e6 o 21g f COMM RCI L G NERAL IAB LI YE A E L I T Thi e cl si n do s no a pl to "pe so a a anst a ci i o as x u o e t p y r n l g i vl r l e n t v di putt r a i e s e i j ry ca se b ai i u p o e uto . re ou i n pro e di g inu " u d y m l c o s r s c i n s l to c e n n whi hc da a e to whi h th s in ura cem g s c i s n a ple a e al ge .p i s r le d "Pe so a a d a v rtsin inu y a i i g o t or n l n d e i g j r " rs n u f o a o wri te pu lca i n i cl di g pubi a i n "Adv rt sinr l r t n b i t o , n u n l c t o e i g i j ry a i i g o t on u " rs n u f a bre ch oa f by ee tro i m a s, o a e i l f do e by o t co tr ctl c nc e n f m t ra, i n r a n a . th di e ti n o th i sure wi h kno l d e oe r c o f e n d t we g f i s f l i yt as t . "Adv rtsin inur " a i i g o t o th fal re oe i g j y rs n u f e i u f go ds, pro uct o se vce to co fo m wi ho d s r r i s n r t "Pe so a a d a v rtsin nu y a i i g o t a y sta e e t o quar n l n d e i g i j r " rs n u n t m n f l t o pe foi y r r rm n e m dea c a o o a o wri t n pu lca i n in l dn i o r "a v rtse ef r l r t e b i t o , c u i g n y u d e i m nt ." pu lca i n by ee t o i m a s, o m t ri lb i t o l c r nc e n f a e a who e fi st pu lca i n to k pl ce be o es r b i t o o a f r "Adv rtsin inu y a i i g o t o the wro ge i g j r " rs n u f nth b gi ni g o t e p lcy pe i d re e n n f h oi r o ; o de cri to o the pri e o go ds, pro uct os p i n f c f o d s r"Ad e t si g i j ry a i i g ou ofv r i n n u " rs n t se vce sta e n y ur "a v rtse e t .r i s t d i o d e i m n "i f i ge e t o co y i ht "ti l " o "sl g n"n r n m n f p r g , t e r o a i y ur "a v rtse e t who e fi stn o d e i m n " s r i f i ge e t i y ur "a v rt se e t wa "Pe so a a d a v rtsinn r n m n n o d e i m n " s r n l n d e i g inu y a i i g o tj r " rs n u of co mt e be o e the be i nn o the a y a t a o al g d i fm i t d f r gn i g f n c u l r le e n ri ge e t o voan m n r i l t o oi n f poi y p ro . a y o th fol wi g ri h s o la s, o a yl c e i d n f e l o n g t r w r n o h rt e "pe so a a d a v rtsi g inur " al ge i a yr n l n d e i n j y le d n n cl i o "sui " th t aso al ge a y sucham r t a l l e s n"Pe so a nd a v rtsi g i j ry a i i g o t o ar n l a d e i n nu " rs n u f i f i ge e t r i l t o :n r n m n o voa i ncri i a a t co mt e by o a the di e ti n omn l c m i t d r t r c o f Co y i h ;p rg tth i sure .e n d Pa e tt n ; Tra e d e s;d r s"Pe so a a d a v rtsin inur " fo whi h ther n l n d e i g j y r c i sure ha a sum d l a ii y in a co t a t on d s s e i b lt n r c r Tra e n m ;d a e a re m nt Thi e cl sio do s no a pl tog e e . s x u n e t p y Tra e a kd m r ;la ii y f r a a e :i blt o d m g s Tra e se re ; od c t rTha the i sure o l a e i h a se cet n d w ud h v n t e b n Ot e n el ctu l p o e t i h s o a s.h r i t le a r p r y rg t r l wo h co t a t o gr e e t rf t e n r c r a e m n ; o Thi e cl sio d e no p l os x u n o s t a py t :Be a se o "pe so a inu y a sum d byc u f r n l j r " s e y u in a co t a t o a re m nt th t i ao n r c r g e e a s n "Ad e t si g i j ry a i i g o t o a y a tu lv r i n nu " rs n u f n c a "i sure co tr ct , pro i e th t then d n a " vd d a o al g d i fri g m n o voa i n or le e n n e e t r i l t o f "pe so a inu y i ca se by a o f n er n l j r " s u d n f e s a o h r's co y i h , "ti l " o "sl g n" in t e p rg t te r o a n co mt e sub e ue t to th e e uto om i t d s q n e x c i n f y ur "a v rtse e t ; ro d e i m n " o th co t a t o a re m n . Soey fo thee n r c r g e e t l l r An o h r "pe so a a d a v rtsin inu yy t e r n l n d e i g j r "pu po e o li blty a sum d by y u i ar s s f a i i s e o n n al ge in a y clam o "sui " th t asole d n i r t a l"i sure co t a t , re so a l a t r e s'n d n r c " a n be t o n y al ge a y such i f i ge e t o voa i nle s n n r n m n r i l tofe s a d ne e sa y l t ga i n e pe see n c s r i i to x n s o a o h r' co y i ht "ti l " o "sl g n" if n t e s p r g , t e r o a ni cu re by o fo a pa ty o he th n an r d r r r t r a n y ur "a v rtse e t .o d e i m n "i sure wil be de m d to be da a en d l e e m g s be a se o "pe so a i j ry , ro i e h t:c u f r n l n u " p vd d t a Li bl t to such pa t fo , o fo tha i i y r y r r r e co t o , th t pa t ' de e se ha asos f a r ys f n s l "Pe so a a d a v rt si g inur " ca se by ar n l n d e i n j y u d nbe n a sum d by y u in th sa ee s e o e m o fe se co mt e by a i sure who ef n m i t d n n d s"i sure o t a t ; ndn d c n r c " a bu i e s i :s n s s Su h a t r e s' fe s a d l t g t oc t o n y e n i i a i n Ad e t si g "b o d a ti g" o pu lshi g;v r i n , r a c s n r b i ne pe se a e fo de e se o th t pa tx n s r r f n f a r y Pa e 7 o 21g f COMM RCIAL E ERAL IAB LITYE G N L I De ig i g o de e mnn con e t o ne tr lzn , o i a y wa es nn r t r i i g t n f u ai i g r n n y r spo di g on n t , ro we sit s f r o he s; r a se si g th e fe ts o , "pol t n s".b e o t r o s s n e f c f l u a t An In e n t se rch, a ce s, co t nt ot r e a c s n e r se vce p o i e .r i r vd r "Pe so a nd a v rtsi g i j ry a i i g o t o :r n l a d e i n nu " rs n u f Ho e e , thi e cl si n do s no a py tow v r s x u o e t p l Wa , i cl dn n e l re r i i w rr n u i g u d c a d o c vl a ;Pa a ra hr g p s ,a dn o th d fi i i n ff e e nt o o Wa lk a t o by a mlta y fo ce in l dngr i e c i n i i r r , c u i"pe so a i j ry .r n l nu "a to i hi d ri g o de e dng a an t ac i n n n e n r f n i g i s nF r t e p rp se o hs e cl sio :o h u o s f t i x u n a t a o e pe t d a t ck by a yc u l r x c e t a , n Cre t n a d pro uci g co re po de ce go e nm nt so e egn o oa i g n d n r s n n v r e , v r i r t e a t o i yh r u h rt wri t n in the co d ct o y u busin ss, usin ii a y pe so n lt e n u f o r e g mlt r r n e o t e ge t ; or o h r a n s r bul t ns, fi a ci l o a n a re o t , ol e i n n a r n u l p r s r In urre to , re elo , re outo , usurp ds c i n b li n v l i n ene sle te s a o t y u go ds, pro u ts ow t r b u o r o d c r po e , o a ti n ta e by go e n e t lw r r c o k n v r m n ase vce wil no be co si e e ther i s l t n d r d a th ri y i hi d rng o de e di g a anstu o t n n e i r f n n g ibu i e s o u lshi g; a ds n s f p b i n n a y o he en f t s . The pl ci g o fra e , bo d rs o l n s, oa n f m s r e r i k r a v rtsin , fo y u o o he s a y he e od e i g r o r t r n w r n "Pe so a a d a v rtsin inu y a i i g o t or n l n d e i g j r " rs n u fth Int rn t wil no , by i sef, be co si e ee e e l t t l n d r d a y a tu l o al ge voa i n o a y l w th tn c a r l e d i l t o f n a ath bu i e s o a v rtsi g "bro dca ti ge s n s f d e i n , a s n "re tri ts o pro i i s the se dng tr n mt i gs c r hbt n i , a s i tno pu lshi g.r b i n o dstri utn f "un oi i e co m ni a i n".r i b i g o s lc t d m u c t o "Pe so a a d a v rtsin inu y a i i g o t or n l n d e i g j r " rs n u f a ee tro i cha r o o bule i bo rd then l c nc t o m r l t n a "Pe so a a d a v rtsin inu y a i i g o t or n l n d e i g j r " rs n u fi sure ho ts o o ns, o o e whi h then d s r w r v r c a y a ce s to o di cl sure o a y pe so ' on c s r s o f n r ns ri sure x rci e co t o.n d e e s s n r l o ga i a i n' co fi e t a o pe so ar nz t o s n d n i l r r n l i f rm t o .n o a i n "Pe so a a d a v rtsin inu y a i i g o t or n l n d e i g j r " rs n u f "Pe so a a d a v rtsin nu y a i i g o tr n l n d e i g i j r " rs n uth una t o i e use o a o he 's na e oe u h rz d f n t r m r o the a tu l o al ge pre e ce o a t a,f c a r l e d s n r c u lpro uct in y ur - al a d e s, o an n m od o e m i d r s d m i a e r al ge r hre t n d i pe sa o a be to ,le d o t a e e ds r l f s s sm ta a , o a y o he siml r ta ti s to msl ae t g r n t r i a c c i e d a be to fi e s o pro u ts co t i i gs s s b r r d c n anna o h rs p t nta usto e s.n t e ' o e i l c m r a be to , pro i e th t th "pe so a a ds s s vd d a e r n l n a v rtsin inur " i ca se o co trbu ed e i g j y s u d r n i t d to by t e h z rd us pro e ti s o sbe to .h a a o p r e f a s s"Pe so a a d a v rtsin inu y a i i g o t or n l n d e i g j r " rs n u f "Pe so a a d a v rtsin nu y a i i g o tr n l n d e i g i j r " rs n uth a tu l al ge o th e te e di cha g ,e c a, l e d r r a n d s r e o the a tu l o al ge pre e ce o a t a,f c a r l e d s n r c u ldi pe sa, se pa e mgra i n, ree se os r l e g , i t o l a r al ge o th e t ne di pe sa o a y soi ,le d r r a e d s r l f n lde ca e o "pol t n s" a ny tm .s p f l u a t t a i e l q i , ga e us o th rm l ir i a t oi u d s o r e a r t n r co ta i a t i cl di g sm k , v po s,n mn n , n u n o e a r An o s, o t o x e se a i in ut o nyy l s c s r e p n r s g o f a :so t fu e , a i s, ak ls, che i as a do , m s c d l ai mc l n wa te a d th t a e pa t o a y cl i os , n a r r f n am rRe ue t, de a d o de o sta ut ry oq s m n , r r r t o r "sui " whi h aso al ge a y "pe so a a dt c l l e s n r n l nre ua o y re ure e t th t a y in ure og l t r q i m n a n s d r a v rtsin inu y de cri e i Pa a r phd e i g j r " s b d n r g ao h r te t fo , m nt r cl a up re o et e s s r o i o , e n , m v ,a o eb v .co tan tre t de o i y o ne t ai e o inn i , a , t xf r u r lz , r An l ss, co t o e p n e a i in o t oy o s r x e s r s g u fany way respond to, or assess the effects o , "pol t n s"; r a yf l u a t o n : Cl i o sui by o o be af o a yam r t r n h l f n Re ue t, de a d o de o sta ut ry oq s m n , r r r t o r re ua o y re ui e e t tha a y i sureg l t r q r m n t n n dgovernmental authority or any other person o o g nz ti n be a se o te ti g fo , o o he s te t fo , mr r a i a o c u f s n r r t r s r o i o , cle n up,n t r a m ni o i g, cl a i g up, re o i g re o e co t i , tre t de oo t r n e nn m vn ,m v , n an a , t xfy oi r co tann , tre t ng de o i yng or ne t ai e o i a y wa re pon i i g a i , t xf i u r lz , r n n y s nd to o, r Pa e8 o 21g f COMM RCI L G NERAL IAB LI YE A E L I T a se s the e f ct o , a be to ,s s f e s f s s s Be a se o y u pe a i ns;c u f o r o r to a be to fi e s o pro uct co t i i gs s s b r r d s n ann pro i e ha :vd d t ta be to ; rs s s o The a ci e t ta e pl ce in th "co e a ec d n k s a e v r gCl i o sui by o o be af o a yam r t r n h l f n te rt r " a d uri g t e p lcy pe i dr i o y n d n h oi r o ;go e n e t l a t o i y o a y o h rv r m n a u h r t r n t e The e pe se a e i cu re a d re o t d tox n s r n r d n p r epe so o o ga i a i n be a se or n r r nz to c u f us wit i o e y a o the da e o thehn n e r f t fte ti g fo , m nt rng cl a i g up,s n r o i o i , e nn a ci e t nc d n ; a dre o i g, con ani g tre t ngm vn t i n , a i , de o i yng o ne t ai i g o in a yt xf i r u r l zn , r n The inur d pe so submt to e a i a i nj e r n i s x mn to , wa re po di g to o a se sin the a o r e pe se by phy i i ny s n n , r s s g t u x n , s c a s o o r hocef u c i e fe t o , a be to , a be to fi e s o a o t n s were so a lf c s f s s s s s s b r r s f e a a n by re ui eq r . pro uct co t i i g a be to .d s n ann s s s We wil m k th se pa m nt re a de s ol a e e y e s g r l s f fa l . The e pa m nt wil no e ce d theut s y e s l t x e a plca l li i o i sura ce We wil pap i be mt f n n . l y"Pe so a nur " tor n l i j y :re so a l x e se f r:a n be e p n s oA e so ri in ut o nyp r n a s g o f a :Frst ad a mni te e a the ti e o ai i d i s r d t m f nRe u a o e po ha p rso ;f s l t m l y t t e n a ci e tc d n ; Te mna i n o tha pe so 'sr i to f t r n Ne e sa y m dca, surgi a, X-ra a dc s r e i l c l y ne pl y e t rm o m n ; o de t l se vce , in l dn pro the in a r i s c u i g s tc Em l y e t rea e pra t ce poi y de i e ; npo m n - l t d c i , l c , vc s a d a t o o i si n, such a co rci n,c r ms o s e o Ne e sa y a b l n e ho pi a,c s r m ua c , s t lde o i n, e au ti n re ssi n e tm t o v l a o , a g m n ,pro e si n l nu si g a d un r l se vce .f s o a r n n f e a r i sdi cipi e fa l re to pro o e ors l n , iu m t a v nce ha a sm n , humla i nd a , r s e t ii t o , We wil n t a e pe se fo "bo iy i j r ":l o p y x n s r dl nu ydi crimna i n, li e, sl nd r voa i ns i t o b l a e , i l t o o th pe so 's rig t o pri a yf e r n h f v c , m l ci us pro e uto o fase a re t,ai o s c i n r l r s To a y i sure , x e t "v l n e r o k rs".n n d e c p ou t e w r ede e t o o i p i o m n a pi d t ot n i n r m r s n e t p l e o r di e t d a tha pe so , re a de s or c e t t r n g r l s f whehe such pra ti e poi y a t ot r c c , lc , c r To a pe so hi e to do wo k fo o o be af or n r d r r r n h l f o i si n o curs, i a pi d o isms o c s p l e r a y i sure r t na t f ny i sure .n n d o a e n o a n d co mt e be o e duri g o a t r them i t d f r , n r f e ti e o t a e so 's e po m nt rm f h t p r n m l y e ; o To a pe so inu e o th t pa t o pre i er n j r d n a r f ms sThe spo se chid pa e t bro h r o sisteu , l , r n , t e r r y u o n o re t tha th pe so no m lyo w r n t e r n r alo th t pe so a a co se u nce of a r n s n q e f o cupi s.c e"pe so a i j ry to th t pe so a whor n l n u " a r n t m a y o the e pl y e t rea e pra ti en f m o m n - l t d c c s To a pe so , whehe o no a "e pl y e or n t r r t n m o e " fde cri e in Pa a ra hs b d r g p ,, or a y i sure , i be e i s f r t e "bo iy i j r " a en n d f n f t o h dl nu y rabove is directed. pa a l o m st be pro i e und r a wo k r 'y be r u vd d e r e sThi e cl si n a ple w e he th in ure m ys x u o p i s h t r e s d a co p nsa i n o di a ii y be e i s la o am e to r s b lt n f t w rbe l a l s a e po e r n ny o he a a i yi be a n m l y r o i a t r c p c t si i a a .ml r l wa d t a y o lga i n to sha e da a e wi h on o n b i t o r m g s t r repay someone else who must pay damages be a se o he "pe so a nj ry .c u f t r n l i u "To a pe so i j re whie pra t ci g in tr ct ngr n nu d l c i n , s u i o pa t ci a i g i a y phy ica e e ci e or r i p tn n n s l x r s s r ga e , po t , o a he i co te ts.m s s r s r t l t c n s We wil pa m dca e pe se a de cri el y e i l x n s s s b d In l d d wi hi the "pro uct -co pe ec u e t n d s m l t dbeo o "bo iy i j r " ca se b n cci e tl w f r dl nu y u d y a a d n : o e a i n h z r ".p r t o s a a dOn p e i e y u o n r e tr ms s o w o r n ; On wa s ne t to pre i e y u o n o re ty x ms s o w r n ; or Ex l de u d r o e a ec u d n e C v r g . Pa e 9 o 21g f COMM RCIAL E ERAL IAB LITYE G N L I a sum d by th in ure in th sa e "i sures e e s d e m n d co tr ct ;n a "We wil pa , wi h re pe t to a y cl i wel y t s c n am The al ga i ns i th "sui " a d t e i f r a i nl e t o n e t n h n o m toi v stga e o se tl , o a y "sui " a anst n i suren e i t r t e r n t g i a n d we k o a o t th "o cur e ce o o f n e a en w b u e c r n " r f e s rwe d fe de n : such th t no co flct a p a s to e i t be we na n i p e r xs t eAl e pe se we i curl x n s n .th i t re ts o the i sure a d the i t re ts oe n e s f n d n n e s f th i de nt ee n m i e ;Up to $2 50 fo th co t o bal bo ds re ure, 0 r e s f i n q i d b ca se o a ci e ts o tra f c l w voa i ne u f c d n r f i a i l to s The in e nt e a d the i sure a k us tod m i e n n d s a i i g o t o the use o a y v hi l to whi hrs n u f f n e c e c co du t a d co t o th de e se o than c n n r l e f n f t th Bo iy Inj ry Li bl t Co e a e a pi s. Wee dl u a i i y v r g p l e i d m i e a an t such "sui " a d a re than e nt e g i s t n g e t do no h v t u ni h h se bo ds.t a e o f r s t e n we ca a si n th sa e co n e to de e d thn s g e m u s l f n e i sure nd th i d m i e ; ndn d a e n e n t e aThe co t o bo ds to ree se a ta hm n s, buts f n l a t c e t itonly for bond amounts within the applicable lim The i d m i e :n e n t e o i sura ce We do no ha e to furnsh th sef n n . t v i e Ag e s i w i i g or e n r tn t :bo d .n s Co p r t wi h us in th in e ti a i n,o e a e t e v s g t o Al re so a l e pe se in urre by thel a n be x n s c d se te e t o d fe se o h "sui ";t l m n r e n f t e t i sure a o r re ue t to a sist us in then d t u q s s Im e i t l se d us co i s o a ym d a ey n pe f ni v stga i n o de e se o th cl i o "sui ",n e i to r f n f e am r t d m nd , no i e , sum o se o e ae a s t c s m n s r l g li cl di g a t a l ss o e rnn s up to $5 0 an u n c u l o f a i g 0 pa e s re ev d in co ne to wi h thep r c i e n c i n tda e a se o tm ff fro o ky b c u f i e o m w r ."sui ";t Al co rt co ts ta e a anst th i sure in thel u s x d g i e n d No i y an o h r insure who et f y t e r s "sui ". Ho e e , th se pa m nt do no in l dt w v r e y e s t c u e co e a e i a al be to th i de nt ev r g s v ia l e n m i e ; a t rne s' fe s o a t rn y ' e pe se ta et o y e r t o e s x n s x d a dn a anst h i sure .g i t e n d Co p r t wi h us wi h re pe t too e a e t t s c Preu g e t i t re t a a d d a anst the co rdi a i g o he a plcaj d m n n e s w r e g i o n t n t r p i be i sura cel n n i sure o tha pa t o th j d m n we pa . If a al bl o tn d n t r f e u g e t y v ia e t he i de nt e nn m i e ; a d we m k a o f r to pa the a plca l li i oa e n f e y p i be mt f Pro i e u wt ri t n ut o i a i n tovd s s i h w t e a h rz t o :i sura ce we wil no pa a y preu g e tn n , l t y n j d m n Ob an re o ds a d o h r i f r a i nt i c r n t e n o m toi te e t ba e o tha pe i d o ti e a t r then r s s d n t ro f m f e rea e t h "sui "; ndl t d o t e t ao fe .f r Co du t a d co t o th de e se o t en c n n r l e f n f hAl i t re t o the fu l a o n o a y ju g e tl n e s n l m u t f n d m n i d m i e n uch "sui ".n e nt e i s tth t a crue a t r e tr o th j d m n a da c s f e n y f e u g e t n So lo g a th a o e co dto s a e m t a t r e s'n s e b v n i i n r e , t o n yb fo e we ha e pad, o f r d to pa , oe r v i f e e y r fe s in urr d by us in th de e se o thae c e e f n f tde o it d in co rt th pa t o th ju g e t thap s e u e r f e d m n t i de nt e ne e sa y l tga i n e pe se in urren m i e , c s r i i t o x n s c di wt i h a plca l lmt o n ura ces i h n t e p i be i i f i s n . by us a d ne e sa y l t g ti n e p nse in urre byn c s r i i a o x e s c dThe e pa m n s wil no re u e the l mts os y e t l t d c i i f th i d m i e a o r re u st wil be pad ae n e nt e t u q e l i si sur n en a c .Su pe e t ry Pa m n s. No wi h ta dn thep l m n a y e t t t s n i gIf we de e d a i sure a anst a "sui " a d af n n n d g i t n n pro i i n o Pa a ra hvs o s f r g p o Se t of c i ni d m i e o the in ure i aso na e a a pa tn e nt e f s d s l m d s r y Co e a e Co e a ev r g s v r g Bo iy Inj ry Andl u dto the "sui ", we wil de e d tha i d m i e if al ot l f n t n e nt e l f Pro e ty Da a e Li bii y o Pa a ra hp r m g a lt r r g p ofth f lo i g o dt o s a e m te ol wn c n i i n r e :Se ti nc o Co e a e Co e a ev r g s v r g Pe so ar n l An Adv rtsin Inj ry Li bii y such pa m nt wild e i g u a lt , y e s lThe "sui " a anst the i d m i e se kt g i n e n t e e s no be de m d to be da a e fo "bo iy i j ry ,t e e m g s r dl n u "da a e fo whi h the in ure ha a sum dm g s r c s d s s e "pro e ty da a e o "pe so a inu y , a d wil nop r m g " r r n l j r " n l tth la i i y o th i d m i e in a co t a t oe i blt f e n e nt e n r c r re u e t e l mts o n ura ced c h i i f i s n .a re m nt th t s a "i sure o t a t ;g e e a i n n d c n r c " Thi i sura ce a ple t uch la ii y a sum ds n n p i s o s i b lt s e Ou o l g t o to de e d a in ure ' in e nt er bi a i n f n n s ds d m i e by t e i sure ;h n d a d to pa fo a t rne s' fe s a d ne e sa yn y r t o y e n c s r l t g ti n e pe se a Sup l m n a y Pa m n si i a o x n s s p e e t r y e tThe o lga i n to de e d o the co t o thb i t o f n , r s f e e ds wh nn e :de e se o , tha i d m i e , ha aso be nf n f t n e n t e s l e Pa e10 o 21g f COMM RCI L G NERAL IAB LI YE A E L I T We ha e use up the a plca l lmt o wo k rs" whie pe fo mng duv d p i be i i f r e l r r i ti se i sur n e in th pa m nt o j d m n s, rea e to the co d ct on a c e y e f u g e t l t d n u f y uro se te e t o m dca x e se ; r bu i e s;t l m n s r e i l e p n s o s n s To th spo se chid pa e t, bro he oe u , l , r n t r rThe co dto s se fo t a o e o the te m on i i n t r h b v , r r s f si te o tha co "e pl y e os r f t - m o e " rth a r e e t de cri e i a a ra he g e m n s b d n P r g p a o eb v , "v l n e r wo k r" a a co se u nceou t e r e s n q ea e n o ge e .r o l n r m t o a a r pf P r g a h a o eb v ; F r whi h th re i a y o lga i n too c e s n bi t oIf y u re d si n t d n th De l ra i ns a :o a e g a e i e c a to s sha e da a e wi h o re a so e ner m g s t r p y m oAn in i i ua, y u a d y u spo se a edvd l o n o r u r ese who m st pa da a e be a sel u y m g s c ui sure s, but o l wit re pe t to the co du tn d ny h s c n c o the inur de cri e in Pa a ra hf j y s b d r g po usin ss o hi h o re t e soe o n r.f a b e f w c y u a h l w e or a o e rb v ; oA pa tn rshi o jon v n ure y u a e ar e p r i t e t , o r n Ari i g o t o hi o he pro i i g os n u f s r r vd n ri sure . Y ur m m e s, y u pa t e s, a dn d o e b r o r r n r n falng to pro i e pro e sio a he l hi i vd f s n l atth i spo se a e aso in ure s, bu o l wi her u s r l s d t ny t ca e se vce .r r i sr spe t o t e co du t f o r u i e s.e c t h n c o y u b s n s Unl ss y u a e in th busin ss oe o r e e rA li i e l a ii y co pa y y u a e a i sure .mt d i blt m n , o r n n d o cup ti n o pro i i g pro e sio a he l hc a o f vdn f s n l atY u m m e s a e aso i sure s, bu o l wi ho r e b r r l n d t ny t ca e se vce , Pa a ra hr r i s r g p s ,,re pe t to th co d ct o y ur busin ss. Y us c e n u f o e o r a dn a o e do no a pl to "bo iy i j r "b v t p y dl nu ym na e s a e i sure s, but o l wi h re pe t ta g r r n d ny t s c o a i i g o t o pro i i g o fal n to pro i ers n u f vd n r i i g vdth i u i s a y ur a a e s.er d te s o m n g r fi st ad o "Go d Sa a i a se vce " byr i r o m rt n r i s An o ga i a i n o he th n a pa t e shi , j i tr nz t o t r a r n r p on a y o y ur "e pl y e " o "v l n e rn f o m o e s r ou t e v nt r o l mte l a ii y co p ny y u a e ae u e r i i d i b lt m a , o r n wo k rs", o h r tha a e po e or e t e n n m l y d r i sure . Y u "e e u i e o fi e s" a d di e t rsn d o r x c t v f c r n r c o v l n e r do t r. Any such "e pl y e " oou t e c o m o e s r a e in ure s, but o l wi h re pe t to th ir s d n y t s c er "v l n e r wo k rs" pro i i g o fa lng toou t e r e vd n r ii d ti s a y ur o fi e s o di e t rs. Y uu e s o f c r r r c o o r pro i e fi st ad o "Go d Sa a i avd r i r o m r t n st ck od r a e aso i sure s, but o l wi ho h l e s r l n d ny t se vce " du i g ther wo k ho rs fo y ur i s r n i r u r o re pe t o t er la ii y a sto k od rs.s c t h i i bl t s c h l e wil be de m d to be a tn wi hi thel e e c i g t n sco e o ther e pl y e t by y u op f i m o m n o rA tr st, y u a e a in ure . Y u tru te s a eu o r n s d o r s e r pe f r i g dute rea e to the co d ct or o mn i s l t d n u faso in ure s, but o l wit re pe t to th il s d n y h s c er y ur usin ss.o b ed ti s a t u te s.u e s r s e "Pro e ty d m ge to pr p rt :p r a a " o e yEa h f he fol wi g i aso a i sure :c o t l o n s l n n d Own d, o cupe r se ye c i d o u d b ;Y ur "v l n e r wo k rs" o l whie pe fo mngo ou t e r e ny l r r i Re t d to in the ca e custo y on e , r , d rdu i s rea e to the co du t o y ur busin ss,t e l t d n c f o e co tr l o , o o e whi h phy ican o f r v r c s lo y u "e pl y e ", o h r th n et e y ur o r m o e s t e a i h r o r co tr l i b i g e e ci e fo a yn o s en x r s d r n"e e u i e o f ce s" (i y u a e a o ga i a i nx c t v f i r f o r n r nz t o pu po e b ;r s yo h r tha a pa t e shi , j i t v n u e o l mt dt e n r n r p on e t r r i i e l a ii y co p ny o y u a a e s (i o re ai blt m a ) r o r m n g r f y u a y u, a y o y u "e pl y e ", "v l n e ro n f o r m o e s ou t el mte l a ii y co pa y , but o l fo a tsi i d i bl t m n ) ny r c wo k rs", a y pa t e o m m e i o rer e n r n r r e b r (f y u awi hi the sco e o ther e po m n by y u ot n p f i m l y e t o r a pa t e shi o jon v n u e , o a yr n r p r i t e t r ) r nwhie pe f rmn du i s rea e to the co d ctl r o i g te l t d n u m m e (i y u a e a li i e l a ii ye b r f o r mt d i bl to y ur busin ss. Ho e e , no e o th sef o e w v r n f e co pa y .m n )"e pl y e " o "v l n e r wo k rs" a em o e s r ou t e r e r An pe so (o he tha y ur "e pl y e oy r n t r n o m o e " ri sur d f r:n e s o "v l n e r wo k r"), o a y o g nz t o , whieou t e r e r n r a i a i n l "Bo iy i j r " o "pe so a nur ":dl nu y r r n l i j y a tn s y u e l e ta e m na e .c i g a o r r a s t a g r To y u, to y u pa t e s o e be s (io o r r n r r m m r f An pe so o o g nz to ha i g pro ey r n r r a i a i n vn p ry u a e a pa t e shi o j i t v n u e ,o r r n r p r on e t r )te po a y custo y o y ur pro e ty if y u di ,m r r d f o p r o eto y u m m e s (if y u a e a li i eo r e b r o r mt d bu nl :t o yl a ii y co p n ), to a co "e pl y ei blt m a y - m o e "Wit re pe t to li bl t a i i g o t o theh s c a i i y rs n u fwhie in th co rse o hi o hel e u f s r r m i t na ce o se o t a r p rt ; a dan e n r u f h t p o e y ne pl y e t o pe fo mng dutem o m n r r r i i s rea e to the co du t o y ul t d n c f o r Untl y u l ga re r se t t v ha be ni o r e l p e n a i e s e bu i e s, o to y u o h r "v l n e r a pon e .s n s r o r t e ou t e p i t d Pa e 11 o 21g f COMM RCIAL E ERAL IAB LITYE G N L I Y u l g l re re e t tv if y u di , but o lo r e a p s n a i e o e ny Ari e o t o th o n r hi , m i te a ce os s u f e w e s p an n n r wi h re pe t to duti s as such. Tha use o t a a t o ny pre i et s c e t f h t p r f a ms s l a e o y u.e s d t o re re e ta i e wil ha e al y u rig t a dp s n tv l v l o r h s n The i sura ce pro i e to such pre i e o ne ,n n vd d ms s w rdu i s un e hi Co e a e Pa tt e d r t s v r g r .m na e o l sso i sube t to the fo l wnga g r r e r s j c lo i An pe so o o ga i a i n tha , wi h y u pro i io s:y r n r r nz t o t t o r vs n e pre s o im le co se t, et e use o isx s r p i d n n i h r s r The lmts o i sura ce pro i e to suchi i f n n vd dre po sibe fo the use o a wa e cra t th t y us n l r f t r f a o pre i e o ne , m na e o le so wil be thems s w r a g r r s r ldo no o n th t s:t w a i mnm m l mt th t y u gre d o p o i e i hei i u i i s a o a e t r vd n t 50 fe t o g r e s; a d wri t n co t a t o a r e e t, o the le l n o l s n t e n r c r g e m n r i i smt sho n i he De l ra i ns, hi he e a e l ss.w n t c a t o w c v r r eNo beng use to ca ry a y pe so ot i d r n r n r pro e ty f r ha g .p r o a c r e The in ura ce pro i e to such pre i es n vd d ms s o ne , m na e r e so o s no a pl t :w r a g r o l s r d e t p y oAn o g nz t o y u ne l a qure o fo m o h ry r a i a i n o wy c i r r , t e th n a pa t e shi , jon v nt r o l mt d l a ii ya r n r p i t e u e r i i e i b lt An "bo iy inu y o "pro e ty da a ey dl j r " r p r m g " co p ny a d o whi h y u a e t e soe o n r o i th t o cur , o "pem a , n f c o r h l w e r n a c s r rso a a d a v rti in l n d e s ng whi h y u m i t i a o ne shi in e e t o m r i j ry ca se byc o an an n w r p t r s f o e nu " u d a o fe se tha in f n t s th n 50 , wil qu lfy a a Na e nsure f t e e i co mt e , ft r oa % l ai s m d I d i h r s m i t d a e y u e se to bec a t na t na e n i no o h r siml r in ura ce a al bl to tha th t re i e ; rt e i a s n v ia e t a p ms s o o ga i a i n o e e :r nz t o . H w v r St u tu a ate a i ns, ne co stru ti n or c r l l r to w n c o r Co e a e und r thi pro i i n i a f rde o l de oi i n o e a iv r g e s vs o s f o d ny m l t o p r to s pe fo m dn r r e by o or n un i th 180t da a t r y u a qure o fo m th be af o such p e i e ot l e h y f e o c i r r e h l f r ms s wn r, m na e re a g r o o ga i a i n o the e d o the poi y pe i d, l sso .r nz t o r n f lc ro e r whi he e s e rle ;c v r i a i r An pe so o o g nz t o th t is a e ui m nty r n r r a i a i n a n q p e Co e a ev r g do s no a pl to "bo iy inu y o l sso nd t a o a ee t p y dl j r " r e r a h t y u h v gr e i w i t n coa e d n a r t e ntr cta "pro e ty da a e th t o curre be o e y u o a re m nt to in l dp r m g " a c d f r o r g e e c u e a a a dt o as n d i i n l i sure on d n a q i e r f rm d he o ga i a i n nd ths Co e a e Pa t is ac u r d o o e t r nz to ; a i v r g r n i sure , bun d t o l wi hny t re pe t to l a ii y fo "bo iy i j ry , "pro e tys c i bl t r dl nu " p rCo e a ev r g do s no a py to "pe so a a de t p l r n l n da a e , r "pe so a nd a v rtsi g i j ry th t:m g " o r n l a d e i n nu " aa v rtsin i j ry a i i g o t o a o f n ed e i g nu " rs n u f n f e s co mt e be o e y u a q i e o fo m d them i t d f r o c u r d r r e Is "bo iy i j ry o "pro e ty da a e th tdl n u " r p r m g " a o ga i a i n o cur , o i "pe so a a d a v rtsi g inu yr nz t o . c s r s r n l n d e i n j r " ca se by a o fe se tha is co mt e ,u d n f n t m i t dF r th pu po e o Pa a r po e r s s f r g a h o Se tof c i n subse u nt to the si nng o tha co tr ct oq e g i f t n a rWho Is An In ure , e ch such o ga i a i n wil bes d a r nz t o l a re m nt a dg e e ; nde m d o b e ig a e n t e De l ra i n a :e e t e d s n t d i h c a t o s s Is ca se , in whoe o i pa t, by y u a ts ou d l r n r o r c rAn o g nz to , o he tha a pa t e shi , jonr a i a i n t r n r n r p i t o i si n in the m i t n nce o e a i n o usems o s an e a , p r t o rv nt r r i i e i bii y co pa y re u e o lmt d l a l t m n ; o o e upm n l a e to y u by such e up e tf q i e t e s d o q i m n l sso .e rA rust;t The in ura ce pro i e t such qup e t l sso ss n vd d o e i m n e r ia in i a e in it na e o the do um nt thas dc t d s m r c e s t subj ct to t e fol wi g p o i i n :e h l o n r vs o sgo e n i s str ct rev r t u u . The lmts o i sura ce pro i e to suchi i f n n vd dAn pe so o o g nz t o th t i a pre i ey r n r r a i a i n a s ms s e ui m n e so wl e t e mnm m l mt t aq p e t l s r il b h i i u i i s h to ne , m n g r o l sso a d th t y u ha e a re dw r a a e r e r n a o v g e y u a r e to pro i e i the wri te co tr ct oo g e d vd n t n n a ri a wri t n co t a t o a re m nt to i cl d a an t e n r c r g e e n u e s n a re m nt o the li i s sho n i thg e e , r mt w n ea di i n l in ure o th s Co e a e Pa t is ad t o a s d n i v r g r n De l ra i ns, hi h v r a e l ss.c a t o w c e e r ei sure , but o l wit re pe t to li bl t fo "bo iyn d ny h s c a i i y r dl The i sura ce pro i e to such e up e tn n vd d q i m ni j ry , "pro e ty da a e o "pe so a a dnu " p r m g " r r n l n l sso do s no a pl to a y "bo iy i j ry oe r e t p y n dl n u " ra v rtsin nur " th t:d e i g i j y a "pro e ty da a e th t o curs, o "pe so ap r m g " a c r r n l Is "bo iy i j ry o "pro e ty da a e th t a d a v rt sin inur " cadl n u " r p r m g " a n d e i g j y u e by a o fe ses d n f n th t i co mt e , a t r the e ui m nt l a ea s m i t d f e q p e e soccurs, or is "personal and advertising injury" e pi e .x r sca se by a o fe se tha is co mt e ,u d n f n t m i t d subse u nt to the si nng o tha co tr ct oq e g i f t n a r No pe so o o ga i a i n is a in ure wi h re pe t tor n r r nz to n s d t s ca re m nt a dg e e ; n th co du t o a y curre t o pa t pa t e shi , jone n c f n n r s r n r p i t Pa e12 o 21g f COMM RCI L G NERAL IAB LI YE A E L I T v nt r o l mt d l a ii y co pa y tha is no sho n ae u e r i i e i b lt m n t t w s The a o n sho n fo th Da a e Tom u t w r e m g a Na e In ure in the De l ra i n . Thi pa a ra h Pre i e Re tm d s d c a t o s s r g p ms s n e To Y u Li i i thd o mt n e do s no a pl to a y such pa t e shi , jon v nt re o De l rae t p y n r n r p i t e u r c a t o s o hi Co e a e Pai n f t s v r g rt o; r l mte l a ii y co pa y tha o h rwi e quai i s a ai i d i blt m n t t e s l f e s n $3 0 0 0 if no a o nt i sho n fo the0 , 0 m u s w r i sure n e e t on d u d r S c i n Who I A nsure .s n I d Da a e To Pre i e Re t d To Y u Li i im g ms s n e o mt n th De l ra i ns o hs Co e a e Pa te c a to f t i v r g r . Su j ct to Pa a r pb e r g a h a o e the M dcab v , e i lThe Li i s o Insura ce sho n i th De l ra i nsmt f n w n e c a t o Ex e se Li i i th m st we wil pa und rp n mt s e o l y ea d th rul s beo fi the m st we wil pan e e l w x o l y Co e a ev r g fo al m di a e p nse be a se or l e c l x e s c u fr ga de s o he nu be f:e r l s f t m r o "bo iy i j r " su tan d y a y o e p rso .dl nu y s i e b n n e nIn ure s;s d The Li i s o Insura ce o thi Co e a e Pa t a plmt f n f s v r g r p yCl i s m de o "sui s" bro gh ; oam a r t u t r se a a ey to e ch co se utv a n a pe i d a d to a yp r t l a n c i e n u l r o n n re ani g pe i d o l ss th n 12 m nt s, sta tn wi hm i n ro f e a o h r i g tPe so s o o ga i a i n m kng cl i s or n r r nz t o s a i am r th be i nn o the poi y pe i d sho n i thee gn i g f lc ro w nbri gng "sui s".n i t De l ra i ns, une s the poi y pe i d is e t nd d a t rc a t o l s l c ro x e e f eThe Ge e a Agg e a e Lmt s t e m st e wil p yn r l r g t i i i h o w l a i sua ce fo a a di i n l pe i d o le s th n 12s n r n d t o a r o f s afo he sum o :r t f m nt s. In th t ca e th a dt o a pe i d wil beo h a s , e d i i n l r o lM di a x e se un e o e a ee c l e p n s d r C v r g ;de m d pa t o h l st re e i g e i d o urp se oe e r f t e a p c d n p ro f r p o s f de e mnng th Lmts o nsura cet r i i e i i f I n .Da a e unde Co e a em g s r v r g , e ce t da a ex p m g s be a se o "bo iy i j ry o "pro e ty da a ec u f dl n u " r p r m g " i cl d d in th "pro uct -co pe e o e a i nsn u e e d s m l t d p r t o ha a d ; ndz r " a Da a e u d r Co e a em g s n e v r g .Ba k up cy o i sov ncy o th i sure o o thn r t r n l e f e n d r f eThe Pro u ts-Co pl t d Ope a i ns Aggr g ted c m e e r t o e a i sure ' e ta e wil no rei v us o o r o lga i nn ds s t l t l e e f u b i t o sLi i i th m st we wil pa un e Co e a emt s e o l y d r v r g for un e hi Co e a e Pa td r t s v r g r .da a e be a se o "bo iy inu y a d "pro e tym g s c u f dl j r " n p r da a e i cl de i the "pro uct -co pe em g " n u d n d s m l t d o e a i n h z rd .p r t o s a a " Y u m st se to i th t we a e no i i d a so no u e t a r t f e s oSu j ct to Pa a r pb e r g a h a o e th Pe so a Andb v , e r n l a pra ti a l o a "o cur e ce o a o f n es c c be f n c r n " r n f e sAd e t si g Inu y Li i is the m st we wil pav r i n j r mt o l y whi h m y re ul i a clam To the e t nc a s t n i . x e tun e Co e a ed r v r g fo the sum o al da a er f l m g s po si l , no i e sho l n l d :s b e tc ud i c u ebe a se o al "pe so a i j ry a d "a v rt sinc u f l r n l nu " n d e i g Ho , whe a d whe e the "o cur e ce ow n n r c r n " ri j ry sustan d y a y o e pe so r r a i a i nnu " i e b n n r n o o g nz t o . o fe se t o l cef n o k pa ;Su j ct to Pa a r pb e r g a h or a o e whi he eb v , c v r The na e a d a dr sse o a y inur dm s n d e s f n j ea ple , the Ea h Occurr n e Li i i th m st wep i s c e c mt s e o pe so s a d i n sse ; ndr n n wt e s awil p y fo he sum o :l a r t f The na ur a d l ca i n o a y i j ry ot e n o t o f n n u rDa a e u d r Co e a em g s n e v r g ; nda da a e a i i g o t o th "o cur e ce om g rs n u f e c r n " rM di a x e se un e o e a ee c l e p n s d r C v r g ;o fe sef n .be a se o al "bo iy i j ry a d "pro e ty da a ec u f l dl nu " n p r m g "If a cl i i m de o "sui " i bro g t a anstam s a r t s u h g ia i i g o t o a y o e "o cur e ce .rs n u f n n c r n "a y i sure , y u u t:n n d o m sF r the pur o e o de e mni g the a plca lo p s s f t r i n p i be Im e i t l re o d th spe i i s o them d a ey c r e c f c fEa h Occurr n e Li i , al rea e a t oc e c mt l l t d c s r cl i r "sui " a d he da e r cev d ndam o t n t t e i e ; ao i si n co mt e i pro i i g o falng toms o s m i t d n vdn r i i No i y us a so n a pr ct ca l .t f s o s a i b epro i e fi st ad o "Go d Sa a i a se vce " tovd r i r o m rt n r i s a y o e pe so wil be de m d to be o en n r n l e e n Y u m st se to i tha e r cev ri t n o i eo u e t t w e i e w t e n t c"o cur e ce .c r n "o h cl i o "sui " a so n a pra t ca l .f t e am r t s o s c i b e Su j ct to Pa a r pb e r g a h a o e th Da a e Tob v , e m g Y u a d ny o he n ov d n ure m st:o n a t r i v l e i s d u Pre i e Re t d To Y u Li i i the m st we wilms s n e o mt s o l Im e i t l se d us co i s o a ym d a ey n pe f npa und r Co e a ey e v r g fo da a e be a se or m g s c u f de a d , no i e , sum o se o le am n s t c s m n s r g l"pre i e da a e to a y o e pre i e . Thems s m g " n n ms s pa e s re ev d in co ne ti n wit thp r c i e n c o h eDa a e To Pre i e Re t d To Y u Li i wl em g ms s n e o mt i l b :cl i r "sui ";am o t Pa e 13 o 21g f COMM RCIAL E ERAL IAB LITYE G N L I Au h ri e us to o tan re o d a d o h rt o z b i c r s n t e An e e u i e o f ce o di e to ox c t v f i r r r c r f i f rm to ; a y o h r r a i a i n rn o a i n n t e o g nz t o ; o Co p r t wi h us i th in e ti a i n oo e a e t n e v s g t o r A ruste f ny t u t;t e o a r s se te e t o the cl i o de e se a anstt l m n f am r f n g i th t is y u pa t e , jon v n u ea o r r n r i t e t rth "sui "; nde t a m m e , m na e o ru te ; re b r a g r r t s e o Assi t us, upo o r re ue t, i thes n u q s n An e po e a t o i e by suchy m l y e u h rz de fo ce e t o a y ri h a an t a yn r m n f n g t g i s n pa t e shi , j i t v n ure li i er n r p on e t , mt dpe so o o ga i a i n whi h m y be l a lr n r r nz to c a i be l a ii y co p ny trust or ot ei blt m a , h rto th i sure be a se o inu y o da a ee n d c u f j r r m g o ga i a i n to gi e no i e o ar nz t o v t c f nto whch hi i sura ce m y aso a pyi t s n n a l p l ."o cur e ce o o fe sec r n " r f n . No in ure wil e ce t a th t in ure 's o ns d l , x p t a s d w No i e to us o such "o cur e ce ot c f c r n " rco t, v l nt riy m k a pa m n , a sum a ys ou a l a e y e t s e n o fe se wil be de m d to be gi e a so nf n l e e v n s oo l g ti n o in ur a y e pe se o h r tha fobi a o , r c n x n , t e n r a pra ti a l i it is gi e i go d fath as c c be f v n n o i sfi st i , wi h u o r o se t.r ad t o t u c n n so n a pra ti a l to y u wo k r 'o s c c be o r r e s co p nsa i n in ure . Thi a pi s o l ifm e to s r s p l e n yThe fol wi g pro i io s a py to Pa a ra hl o n vs n p l r g p y u subse ue tl gi e no i e to us o theo q n y v tc fa o e bu o l fo pur o e o th in ura ceb v , t ny r p s s f e s n "o cur e ce o o fe se a so n ac r n " r f n s o spro i e un e t i Co e a e Pa t o y u o a yvd d d r h s v r g r t o r n pra t ca l a t r a y o th pe so sc i be f e n f e r ni sure l ste i Pa a r pn d i d n r g a h or o Se ti nf c o de cri e in Pa a ra hs b d r g p or a o eb vWho I A nsure :s n I d di co e s tha th "o cur e ce o o fe ses v r t e c r n " r f nNo i e to us o such "o cur e ce ot c f c r n " r m y re ul in sum to whi h the in ura cea s t s c s no fe se m st be gi e a so n af n u v n s o s pro i e un e ths Co e a e Pa t m yvd d d r i v r g r apra t ca l o l a t r th "o cur e ce oc i be ny f e e c r n " r a pl .p y o fe se is k o n to y u (i y u a e af n n w o f o r n Ho e e , i thi poi y i cl de a e do se e tw v r f s lc n u s n n r m ni dvdu l , a y o y u pa tn rs orn i i a) n f o r r e th t pro i e li i e co e a e fo "bo iy i j rya vd s mt d v r g r dl nu "m m e s who i a in i i u l (if y u a e ae b r s n d vd a o r o "pro e ty da a e o pol ti n co ts a i i gr p r m g " r l u o s r s npa t e shi o jon v n ure , a y o y ur n r p r i t e t ) n f o r o t o a di cha ge ree se o e ca e ou f s r , l a r s p fm na e s who is a in i i u l (i y u a e aa g r n d vd a f o r "pol t n s" whi h co t i s a re ui e e t thal u a t c n an q r m n tl mte li blty co p n ), a y o y ui i d a i i m a y n f o r th di cha ge ree se o e ca e o "pol t n s"e s r , l a r s p f l u a t"e e u i e o f ce s" o di e to s (i y u a ex c t v f i r r r c r f o r m st be re o te to us wi hn a spe i i n m eu p r d t i c f c u b ra o g nz t o o h r tha a pa t e shi ,n r a i a i n t e n r n r p o da s a t r i s a ru t co m n e e t, thsf y f e t b p m e c m n ij i t v nt re o li i e l a ii y co pa y ,on e u , r mt d i bl t m n )Pa a r pr g a h do s n t a fe t t a e ure e t.e o f c h t r q i m na y o y ur tr ste s who is a i dvdu l (ifn f o u e n n i i a y u a e a trust) o a y "e pl y eo r r n m o e " No pe so o o g nz t o ha a ri h und r th sr n r r a i a i n s g t e ia t o i e by y u to gi e no i e o au h r z d o v tc f n Co e a e P rtv r g a :"o cur e ce o o fe sec r n " r f n . To jon us a a pa t o o h r i e bri g us i ti s r y r t e ws n n oIf y u a e a pa t e shi , jon v n ureo r r n r p i t e t ,a "sui " a ki g o d m ge f o n n ure ; ot s n f r a a s r m a i s d rl mte li blty co pa y o tru t, a d no ei i d a i i m n r s n n To sue us o ths Co e a e Pa t unl ss al on i v r g r e l fo y ur pa t e s, jon v nt r m m e s,f o r n r i t e u e e b r i s t rm ha e be n ul co pi d i ht e s v e f l y m l e wt .m na e s o t u te s a e i di i u l , o i ea g r r r s e r n vd as n t c to us o such "o cur e ce o o f nse m stf c r n " r f e u A pe so o o ga i a i n m y sue us to re o e or n r r nz to a c v r nbe gi e a so n a pra ti a l o l a t rv n s o s c c be ny f e a a r e se te e t o o a fi a ju g e t a anstn g e d t l m n r n n l d m n g i th "o cur e ce o o fe se i k o n ye c r n " r f n s n w b :a in ure ; but we wil no be li be fo da a en s d l t a l r m g s th t a e no pa a l und r th te m o thsa r t y be e e r s f iAn ndvdu l w o i :y i i i a h s Co e a e Pa t o tha a e i e ce s o thev r g r r t r n x s f A pa t e o m m e o a yr n r r e b r f n a plca l l mt o in ura ce An a r e se tl m np i be i i f s n . g e d t e e t pa t e shi r on e t r ;r n r p o j i t v n u e m a s a se tl m n a d ee se o i bl t ig e ye n t e e t n r l a f l a i i y s n d b us, the i sure , a d the cl i a t o th clam n 'n d n am n r e i a tsA m na e o a y l mte l a ii ya g r f n i i d i b lt l ga e r se ta i ee l r p e n t v .co p nym a ; Pa e14 o 21g f COMM RCI L G NERAL IAB LI YE A E L I T Tha i in ura ce fo "pre i et s s n r ms s da a e ;m g "If v ld a d col cti l o h r i sura ce is a al bl oai n l e be t e n n v ia e t If th lo s a i e o t o thee s r s s u fth i sure fo a lo s we co e unde Co e a ee n d r s v r r v r g s m i t na ce o use o arcra tan e n r f i f ,or o ths Co e a e Pa t o r o lg t o s a ef i v r g r , u bi a i n r "a t s" o wa e cra t to the e t ntu o r t r f x el mte a de cri e i a a ra hi i d s s b d n P r g p s a dn beo .l w no subj ct to a y e cl sio i th st e n x u n n iAs use a y he e in ths Co e a e Pa t o h rd n w r i v r g r , t e Co e a e Pa t th t a ple tov r g r a p i si sura ce m a s in ura ce o th fun i g on n e n s n , r e dn f arcra t "a t s" o w t rcra ti f , u o r a e f ;l sse , ha s p o i e y hr u h o o b haf o :o s t t i r vd d b , t o g r n e l f Tha is in ura ce a al bl to at s n v ia eAn t e i sura ce co pa yo h r n n m n ;pre i e ow e , m na e orms s n r a g r Us o n f ur ff la e n ura ce co pa i s,r a y o o a i i t d i s n m n e l sso th t quai i s a a in uree r a lf e s n s d e ce t whe th No cum l t o o Ea hx p n e n ua i n f c un e Pa a ra hd r r g p o Se t of c i n Occurr n e Li i pro i io o Pa a ra he c mt vs n f r g p of Who Is An Insure , e ce t whed x p n Se ti nc o Li i s Of Insura ce o th Nomt n r e n Pa a r pr g a h beo ppi s; rl w a l e o cum l ti n o Pe so a a d Adv rt sin Inurua o f r n l n e i g j y Tha is i sura ce a al be to at n n v i a l nLi i pro i io o Pa a ra hmt vs n f r g p o Se ti nf c o e ui m n l sso th t quai i s aq p e t e r a lf e sLi i s o In ura ce a pi s be a se thmt f s n p l e c u e a in ure unde Pa a r pn s d r r g a h ofAm n m n No Cum l t o Of Ea he d e t n ua i n c Se ti nc o Who Is An Insure ,dOccurr n e Li i Of Li bii y And Noe c mt a l t n e ce t whe Pa a ra hx p n r g p beol wCum l t o Of Pe so a A d Ad e tsi g Inj ryua i n r n l n v r i n u a ple .p i sLi i e do se e t i i cl de n ths poi ymt n r m n s n u d i i l c ;An o the o h r i sura ce whehey f t e n n , t rAn i k e e ti n gro p; oy r s r t n o u r pri a y e ce s, co tn e t o o a ym r , x s n i g n r n n o h r ba is, tha i a al bl to tht e s t s v ia e eAny self-insurance method or program, in i sure whe the i sure is an d n n d nwhich case the insured will be deemed to be th p o i e f o h r i sura ce a di i n l i sure , o is a y oe r vd r o t e n n .d t o a n d r n th re i sure tha do s no qu lfy a an d t e t ai sOt e in ura ce do s no in l d um relh r s n e t c u e b l a na e i sure , un e such o h rm d n d d r t ei sura ce o e ce s in ura ce th t wa bo g tn n , r x s s n , a s u h i sura cen n .spe i i al to a py in e ce s o th Li i s oc f c l y p l x s f e mt f Whe ths i sura ce i e ce s, we wiln i n n s x s lIn ura ce sho n in the De l ra i ns o thss n w c a t o f i ha e no dut und r Co e a ev y e v r g s or toCo e a e P rtv r g a . de e d th i sure a anst a y "sui " i a yf n e n d g i n t f nAs use a y he e in ths Co e a e Pa t o h rd n w r i v r g r , t e o h r in ure ha a du y to de e d thet e s r s t f ni sure m a s a pro i e o o h r in ura ce Asn r e n vd r f t e s n .i sure a an t tha "sui ". If no o h rn d g i s t t t euse in Pa a ra hd r g p beo , in ure m a s al w s r e n i sure de e d , we wil un e t k t o son r f n s l d r a e o d ,pro i e f n ura cevd r o i s n .bu we wil b ntt e t h i sure ' ri h st l e e i l d o t e n ds g t a anst l h se o h r nsur r .g i al t o t e i e s Whe thi in ura ce i e ce s o e o h rn s s n s x s v r t eThi insura ce is pri a y ex e t whes n m r c p n i sura ce we wil pa o l o r sha e o then n , l y ny u r fPa a r pr g a h beo a ple . If ths i sura ce il w p i s i n n s a o nt o the lo s, i a y th t e ce d them u f s f n , a x e spri a y o r o l g ti n a e no a f cte une sm r , u bi a o s r t f e d l s sum o :fa y o th o h r i sura ce is aso pri a yn f e t e n n l m r . The to a a o nt tha al such o h rt l m u t l t eThe , we wil sha e wi h al t a o he n ura cen l r t l h t t r i s n i sur n e wo l pa fo th lo s i thn a c u d y r e s n eby t e m th d e cri e n Pa a r ph e o d s b d i r g a h beo ,l w a se ce o hi i sura ce nb n f t s n n ; a de ce t h n a a ra hx p w e P r g p beo ppi s.l w a l e The to a o al de u ti l a d seft l f l d c be n l - i sure a o nt unde al th t o h rn d m u s r l a t e Thi i sura ce i e ce s o e :s n n s x s v r i sur n en a c . We wil sha e the re anng l ss, if a yl r m i i o n ,An o the o he in ura ce whehey f t r s n , t r wi h a y o he in ura ce th t i not n t r s n a s tpri a y e ce s, co tn e t o o a ym r , x s n i g n r n n de cri e in thi Ex e s Insura ces b d s c s no h r b si :t e a s pro i i n a d wa no bo g t spe i i al tvs o n s t u h c f c l y oTha is Fi e Exe d d Co e a et r , t n e v r g ,a pl i e ce s o the Li i s o In ura cep y n x s f mt f s nBul e ' Ri k In tal t o Risk oid rs s , s la i n r sho n i th De l r t o s o thi Cov r gw n e c a a i n f s e a esi i a o e a e fo "y ur o k ;ml r c v r g r o w r "Pa tr . Pa e 15 o 21g f COMM RCIAL E ERAL IAB LITYE G N L I The sta e e t in th De l ra i ns a et m n s e c a t o r a cura e a d co pe ec t n m l t ;If al o the o he i sura ce pe mt co t i utol f t r n n r i s n r b i n by e u l sha e , w il fol w t i m t o l oq a r s e wl lo hs e h d as .Tho e sta e e ts a e ba e upos t m n r s d n Und r ths a pr a h e ch in ure co t i ut s re re e t ti n y ue i p o c a s r n rb e p s n a o s o a e to us; nm d a d e ua a o n s untl it ha pad it a plca lq l m u t i s i s p i b e We ha e i sue ths poi y i rei n e up nv s d i l c n la c ol mt o in ura ce o no e o th l ss re ans,i i f s n r n f e o m i y ur e re e ta i ns.o r p s n t owhi he e o e fi st.c v r c m s r The uni te ti n l o i sio o , o uni t n i na e ron n o a ms n f r n e to l r rIf a y o th o h r i sura ce do s no pe mtn f e t e n n e t r i i , a y i f rm ti n pro i e by y u whi h we rei dn n n o a o vd d o c l eco trbu i n by e u l sha e , we wil co t i utn i t o q a r s l n r b e up n i issui g ths poi y wil no preu i e y uo n n i lc l t j dc o rby l mt . Und r ths m t o , e ch i sure 'si i s e i e h d a n r ri ht unde th s in ura ce Ho e e , thi pro i i ng s r i s n . w v r s vs osha e is ba e o the ra i o i s a pi a l i ir s d n to f t p l c be lmt do s no a f ct o r ri h to col ct a di i n le t f e u g t le d t o ao in ura ce to th to a a plca l li i s of s n e t l p i be mt f pre i m o to e e ci e o r rig t o ca cel t o omu r x r s u h s f n la i n ri sura ce o l nsure s.n n f al i r no re e a i cco d nce wt ppi a l n ura cen n w l n a r a i h a l c b e i s n l ws o e ul t o s.a r r g a i n If y u spe i i al a re i a wri t n co t a t oo c f c l y g e n t e n r c r Ex e t wi h re pe t to the Li i s o In ura ce a dc p t s c mt f s n , na re m nt tha the i sura ce a fo d d to ag e e t n n f r e n a y ri h s o du i s spe i i al a sig e i thsn g t r t e c f c l y s n d n ii sure un e hi Co e a e Pa t m st p l nn d d r t s v r g r u a py o Co e a e Pa t to the fi st Na e Insure , th sv r g r r m d d ia pri a y ba i , o a pri a y a d no -m r s s r m r n n i sura ce a ple :n n p i sco trbu o y ba is, ths i sura ce is pri a y ton i t r s i n n m r As i e ch Na e In ure we e the o lf a m d s d r nyo h r in ura ce th t i a al bl o such i suret e s n a s v ia e t n d Na e n ure ; ndm d I s d awhi h o e s such n ure a a n m d i sure ,c c v r i s d s a e n d Se a a ey to e ch in ure a an t who cl ip r t l a s d g i s m ama d we wil no sha e wi h th t o h r in ura cen l t r t a t e s n ,i m d o "sui " i b o g ts a e r t s r u h .pro i e ha :vd d t t The "bo iy i j ry o "pro e ty da a e fodl nu " r p r m g " r whi h co e a e i so gh o cur ; ndc v r g s u t c s a If the i sure ha ri h s to re o e al o pa t o a yn d s g t c v r l r r f nThe "pe so a a d a v rt sin i j ry for n l n d e i g n u " r pa m n we ha e m d unde thi Co e a e Pa ty e t v a e r s v r g r ,whi h co e a e is so gh i ca se by ac v r g u t s u d n th se ri ht a e tra sfe re t us. he i sure usto g s r n r d o T n d mo fe se t a i co mt e ;f n h t s m i t d do no hng a te l ss to i p i th m At o r re u st,t i f r o m ar e . u q esubse u nt to the si nng o tha co tr ct oq e g i f t n a r th i sure wil bri g "sui " o tra sfe tho e ri h se n d l n t r n r s g ta re m nt by y ug e e o .to us a d h l s e f rce t e .n ep u n o h m We wil co p t al p e i m f r hs Co e a el m u e l r mu s o t i v r g If we d ci e n t o r n w hs Co e a e P rt e wile d o t e e t i v r g a , w lPa t i cco d nce wt ur ue a d a e .r n a r a i h o r l s n r t s m i o dei e to th fi st Na e In ure sho n inal r lv r e r m d s d wPre i m sho n in ths Co e a e Pa t amu w i v r g r s th De l ra i n wri te no i e o the no r n wae c a to s t n tc f n e e la v nce pre i m i a de o i pr mum o l . Ad a mu s p s t e i ny t no l ss th n 0 da s be o e t e e pi a i n da et e a 3 y f r h x r t o t .th clo e o e ch a dt pe i d we wil co p te s f a u i r o l m u e If no i e is m ie , pro f o m i i g wil be suffi i nt c al d o f al n l c e tth e rn d pre i m fo th t pe i d a d se de a e mu r a ro n n pro f f o i eo o n tc .no i e t th fi st Na e I sure . The du da et c o e r m d n d e t fo a di a d re ro pe ti e p e i m i t e d tr u t n t s c v r mu s s h a e "shown as the due date on the bill. If the sum of Ad e tse e t" m a s a no i e th t s br a ca t ov r i m n e n tc a i o d s r pu lshe to the ge e a pubi o spe i i m rb i d n r l l c r c f c athe advance and audit premiums paid for the k te poi y pe i d is gre te tha the e rn dl c r o a r n a e se m nt a o t y ur go ds, pro u ts o ser i eg e s b u o o d c r vc s fo th purp se o a t a ti g custo e s or e o f t r c n m r rpremium, we will return the excess to the first Na e nsure . supp rt r . o h p r o e o hi de i i i nm d I d o e s F r t e u p s s f t s f nto : The fi st Na e In ure m st k e re o d or m d s d u e p c r s f No i e th t a e publshe i cl de m t rat c s a r i d n u a e i l th in o m t o we ne d fo pre i m pl ce o the Int rn t o oe f r a i n e r mu a d n e e r n siml r ee tr ncia l c o i co p t ti n a d se d us co i s a such t m sm u a o , n n pe t i e m a s o co m ni a i n; a de n f m u c to n a wem y re u st.s a q e Re a di g we sit s, o l tha pa t o a we si eg r n b e ny t r f b t th t is a o t y u go d , pro u ts o se vcea b u o r o s d c r r i s fo th pur o e o a t a t ng custo e s or e p s s f t r c i m r rBy a ce ti g t i p l cy o gre :c p n hs oi , y u a e supp rt r i co si e e a a v rtse e to e s s n d r d n d e i m n . Pa e16 o 21g f COMM RCI L G NERAL IAB LI YE A E L I T "Ad e t si g i j ry :v r i n nu "In by o wit a y o he ee t o i m a s o, r h n t r l c r nc e n f co m nca i n such a th In e n t, if tham u i t o , s e t r e tM a s inur ca se by o e o m re o thee n j y u d n r o f m te i l i p r f:a ra s a t ofol wi g o fe se :l o n f n s Ra i o tee i i n pro r m i g bengdo r l vs o g a mn iOra o writ e pubi a i n incl di gl r t n l c t o , u n tr n mt e ;a s i t dpu lca i n by ee t o i m a s, o m t ri lb i t o l c r nc e n f a e a i y ur "a v rt se e t th t sla d rs on o d e i m n " a n e r Ot e en e tan e t e uca i n lh r t r i m n , d t o a,l b l a pe son or or a i a i n ori es r g nz t o i structi n l m si o ne s pro r m i gn o a, u c r w g a mndi pa a e a pe so ' o o ga i a i nss r g s r ns r r nz t o 'ben ra smt e ; oi g t n i t d rgo ds, pro u ts o se vce , pro i e thao d c r r i s vd d t th clam i m d o he "sui " i b o g t bye i s a e r t t s r u h Ad e t si g tra smt e wi h a y o suchv r i n n i t d t n f a pe so o o g ni a i n h t cl i s to ha er n r r a z to t a am v pro ra mn .g m i g be n sla d re o li ee , o tha clam toe n e d r b l d r t i s "Co e a e t rri o y m a s:v r g e t r " e nha e ha it go ds, pro uct o se vcev d s o d s r r i s di pa a e ;s r g d The Uni e Sta e o Am ri a (i cl di g i st d t s f e c n u n t te rt re a d po se si ns), Pue t Ri o a dr i o i s n s s o r o c nOra o writ e pubi a i n incl di gl r t n l c t o , u n Ca a an d ;pu lca i n by ee t o i m a s, o m t rab i t o l c r nc e n f a e i l i o r "a v rtse e t th t:n y u d e i m n " a In e na i na wa e s o arspa e but o l if thet r to l t r r i c , ny Ap ro ri t s a pe so ' na e v i ep p a e r ns m , oc ,i j ry o da a e o curs in th co rse o tra enu r m g c e u f v l ph t gr p r i e e s; oo o a h o l k n s r o tra spo t t o be w e a y pl ce in l d dr n r a i n t e n n a s c u e i Pa a r pn r g a h a o e rb v ; oUnre so a l pl ce a pe so in aa n b y a s r n fase lgh ; rl i t o Al o h r pa t o th wo l if th i j ry ol t e r s f e rd e n u r da a e a i e o t o :m g rs s u fIn rng m nt o co y i ht "ti l " o "sl g n"f i e e f p r g , t e r o a i y u "a v rt se e t , pro i e tha thn o r d e i m n " vd d t e Go ds o pro uct m d o sod by y u ino r d s a e r l o cl i i m d o th "sui " i bro gh by aam s a e r e t s u t th te ri o y de cri e i Pa a r pe r t r s b d n r g a hpe so o o ga i a i n tha clamr n r r nz to t i s a o eb v ;o ne shi o such co y i ht "ti l " ow r p f p r g , te r The a ti i i s o a pe so who e ho e i ic vte f r n s m s n"sl g n .o a "th te ri o y de cri e i Pa a r pe r t r s b d n r g a hIn l d s "bo iy inur " ca se by o e o m rc u e dl j y u d n r o e a o e but i a a fo a sho t ti e o y urb v , s w y r r m n oo the o f n e de crib d in Pa a ra hf f e s s s e r g p bu i e s; rs n s oa o eb v ."Pe so a a d a v rtsin i j ry o fe ser n l n d e i g n u " f n s"Au o m a s:t " e n th t ta e pl ce th o g th In e ne oa k a r u h e t r t r A l nd m t r v hcl , tral r o se i r iea o o e i e ie r mt al r si i a l ct o i m a s o o m nca i nml r ee r nc e n f c m u i to ; de i n d fo tra e o pubi ro ds, i cl di gs g e r v l n l c a n u n pro i e the insure ' re po siblty to pavd d ds s n ii ya y a t che a hi e y o qupm n ; rn t a d m c n r r e i e t o da a e is de e mn d in a "sui " o th m rt im g s t r i e t n e e i s n An o he la d v hcl th t is sub e t to ay t r n e i e a j c th te ri o y de cri e i Pa a r pe r t r s b d n r g a h a o e o ib v , r n a co p l o y o fi a ci l re po si ii y la , om us r r n n a s n b lt w r se te e t we a re ot l m n g e t . o h r m to v hi l i sura ce l w, whe e i it e o r e c e n n a r t s "El ct o i da a m a s in o m t o , fa t oe r n c t " e n f r a i n c s rl ce se r ri ci al a a e .i n d o p n p ly g r g d pro ra s sto e a o o , cre te o use o , og m r d s r n a d r d n rHo e e , "a t " do s no in l d "m biew v r u o e t c u e o l tr n mt e to o fro co pu e so tw r (i cl dnga s i t d r m m t r f a e n u ie ui m n ".q p e t sy te s a d a pi a i ns so tw r ) ha d o fl p ys m n p l c t o f a e , r r o p "Bo iy i j r " m a s:dl nu y e n di ks, CD-ROM , ta e , dri e , cels, da as s p s v s l t pro e sin de i e o a y o h r m di whi h a ec s g vc s r n t e e a c rPh si a ha m i cl di g si kn ss o di e sey c l r , n u n c e r s a , use i h ee t o i al co t ol d e ui m n .d wt l c r n c l y n r le q p e tsustan d y a pe so ; oi e b r n r M nt l a g i h, i j ry o i l e s, o e o i n le a n u s n u r l n s r m t o a "Em l y e i cl de a "l a e wo k r". "Em l y epo e " n u s e s d r e po e " di tre s, re ul i g a a y ti e fro suchs s s tn t n m m do s n t i cl d "te po a y wo k r .e o n u e a m r r r e " ph si a h rm i k e s o di e sey c l a , s c n s r s a ."Ex cut v o f ce " m a s a pe so hodi g a y oe i e f i r e n r n l n n f"Bro dca ti g m a s tra smttn a y a do oa s n " e n n i i g n u i r th o fi e po ito s cre te by y u cha t r,e f c r s i n a d o r r evsua a e i l fo ny p r o ei l m t r a r a u p s :co sti u i n bya s o a y o h r siml r go e nngn t t o , l w r n t e ia v r i do um n .c e tBy ra i o ee i io ; odo r t l vs n r Pa e 17 o 21g f COMM RCIAL E ERAL IAB LITYE G N L I "Go d Sa a i a se vce " m a s a y e e g n y tr ck , ro db do m r t n r i s e n n m r e c a s a e s, tu n l und r a sn e, e p s or m di a se vce fo whi h no co p n a i n is cro sin ;e c l r i s r c m e s t o s g de a d d r e ev dm n e o r c i e .Tha i d m i i s a a chi e t, e gne r ot n e nf e n r t c n i e r "Ho ti e fi e m a s a fi e whi h be o e surv y r o i j ry o a as l r " e n r c c m s e o f r n u r d m g ri in ut o :e a s g o f un o tr l a l o bre k o t fro whe e i wac n ol b e r a s u m r t s Pre a i g a pr vng o fal n top rn , p o i , r ii gi t nd d o b .n e e t e pr pa e or ap r v , m p , shoe r p o e a s p "Im are pro e t " m a s ta gbl pro e t , o he dra i g , o ip i d p r y e n n i e p r y t r wn s pno s, re o ts, survi n p r e s,y th n "y ur pro uct o "y ur wo k , tha ca n t be fi l o d rs, cha ga o d " r o r " t n o ed r e n e o d rs o ra i gsr e r d wn use r s l ss use u e a se a d pe i i a i ns; rd o i e f l b c u : n s c f c t o o It i co po a e "y ur pro uct o "y ur wo kn r r t s o d " r o r "Gi i g di e t o s o i stru ti n , ovn r c i n r n c o s r th t is kn wn o th ug t to be de e t v , fal ng to gi e th m ifa o r o h f c i e ii v e , th t is thea de i i n , n de u te o a g ro s; o pri a y ca se o the inu y of c e t i a q a r d n e u r m r u f j r r da a em g ; orY u ha e fa l d to ful il the te m o a co tr cto v ie f l r s f n a Und r whi h the i sure , if a a chi e t,e c n d n r t cor agreement; e gi e r o surv y r, a sum s l a ii y fon n e r e o s e i bl t ri such pro e t ca be re to e to use by t ef p r y n s r d h a inu y o da a e a i in o t o then j r r m g r s g u fre ar, re l ce e t, a j stm nt o re o a o "y urp i pa m n du e r m v l f o i sure 's re de i g o fal r to re den d n r n r iu e n rpro uct o "y ur wo k o y u fu fil n t e te m od " r o r " r o r l l i g h r s f pro e si n l se vce , in l dn ho e lstef s o a r i s c u i g t s i dth co t a t o gr e e t.e n r c r a e m n i Pa a r pn r g a h a o e a d sup r i o yb v n e vs r , "In ure co t a t m a s:s d n r c " e n i spe t o , a chi e tu a o e gne ri gn c i n r t c r l r n i e n a tvti s.c i i eA co t a t fo a l a e o pre i e . Ho e e ,n r c r e s f ms s w v r th t po t o o t e co t a t fo a l a e oa r i n f h n r c r e s f "Le se wo k r" m a s a pe so l a e o y u ba d r e e n r n e s d t o y a pre i e tha in e nf e a y pe so oms s t d m i i s n r n r l bo l a in fi m unde a a r e e t be we n y ua r e s g r r n g e m n t e o o ga i a i n fo "pre i e da a e i no ar nz to r ms s m g " s t n a d the la o le si g fi m to pe f rm dute rea en b r a n r , r o i s l t d "i sure o tr ct ;n d c n a "to the co d ct o y ur bu i e s. "Le se wo k r"n u f o s n s a d r e do s n t i cl d "te p ra y wo k r .e o n u e a m o r r e "A i e ra k a re m n ;s d t c g e e t "Lo di g o unl a i g" m a s th ha di g oa n r o d n e n e n l n fAn e se e t o li e se a re m nt e ce t iny a m n r c n g e e , x p pro e typ r :co ne ti n wi h co stru ti n o de oi i nn c o t n c o r m lt o o e a Af e i is m v d fro th pl ce whe e i isp r t r t o e m e a r tti n o o i hn 5 e t o a ro do s n r wt i 0 f e f a r i a ;l a ce t d fo m v m n i t o o t a arcra tc p e r o e e t n o r n o n i f ,An o lga i n, a re ure by o dna ce tob i t o s q i d r i n ,wa e cra t r "a t ";t r f o u oi d m i y a m nci ai y e ce t i co ne ti nn e nf u i p lt , x p n n c o wi h o k f r a m ni i ai yt w r o u c p l t ;Whi e i is i o o a arcra t wa e cra t ol t n r n n i f , t r f r "a t "; ru o oAn ee a o ant na ce a re m ntl v t r m i e n g e e ; Whi e i is ben m v d fro a arcra tl t i g o e m n i f ,Tha pa t o a y o he co t a t o a re m ntt r f n t r n r c r g e e wa e cra t o "a t " to th pl ce whe e i ist r f r u o e a r tp r ann to y ur busi e s (i cl di g ae t i i g o n s n u n n fi al ei e e ;n l y d l v r di de nfi a i n o a m ni i ai y i co ne t on m i c to f u c p l t n n c i n wi h wo k pe f r e fo a m nci ai y und rt r r o m d r u i p lt ) e bu "l a i g o unl a i g do s no i cl de thet o dn r o dn " e t n u whi h y u a sum th to t li bl t o a o h r m v m nt oc o s e e r a i i y f n t e o e e f pro e ty by m a s op r e n f a m ch ncae a i l pa t to pa fo "bo iy inur ", "pro e ty de i e o h r tha a har y y r dl j y p r vc , t e n n tr ck tha i no a ta hed u , t s t t c d da a e o "pe so a i j ry t a thi d pe som g " r r n l nu " o r r n to t e arcra t w t rcra t o "a t ".h i f , a e f r u o o o ga i a i n To t la ii y m a s a li bltyr r nz t o . r i b lt e n a i i "M bie e upm n " m a s a y o the fol wi go l q i e t e n n f l o nth t wo l be i po e by l w i t e a se ce oa ud m s d a n h b n f ty e o la d v hi l s, i cl di g a y a ta hep s f n e c e n u n n t c da y co t a t r g e m ntn n r c o a r e e .m chi e y o e ui m nta n r r q p e : Pa a r pr g a h do s no i cl de th t pa t o a ye t n u a r f n Bul o e s, fa m m chi e y fo ki ts a d o h rl d z r r a n r , r l f n t eco tr ct o a re m n :n a r g e e t v hi l s de i n d fo use pri ci al o f pubie c e s g e r n p ly f l c Tha i d m i i s a ral o d fo "bo iy ro d ;t n e n f e ir a r dl a s i j ry o "pro e ty da a e a i i g o t onu " r p r m g " rs n u f Ve i l s m i t i e fo use soey o o ne t tohc e an an d r l l n r xco stru ti n o de oi i n o e a i ns,n c o r m l t o p r t o pre i e y u wn r e tms s o o o r n ;wi hi 50 fe t o a y ral o d pro e t a dt n e f n ir a p r y n Ve i l s t a t a e n ra l r t e ds;hc e h t r v l o c we r aa fe t ng a y ral o d bri g o tre tl ,f c i n ir a d e r s e Pa e18 o 21g f COMM RCI L G NERAL IAB LI YE A E L I T Ve i l s, whehe sel -pro el d o no ,hc e t r f p le r t An a t o o i si n co mt e in pro i i g oc r ms o m i t d vdn r m i tan d pri a iy to pro i e m blty to falng to pro i e fi stan i e m r l vd o i i i i vd r ad o "Go d Sai r o m ri aa t n pe m ne t y m u t d:r a n l o n e se vce " to a pe so , une s y u a e i ther i s r n l s o r n bu i e s o occup ti n of pro i i gs n s r a o vdnPo e cra e , sho es, l a e s, di g rs ow r n s v l o d r g e r pro e sio a e l h ca e se vce .f s n l h at r r i sdril ; ol s r "Pe so a a d a v r i i g i j ry m a s "pe so ar n l n d e t s n n u " e n r n lRoad construction or resurfacing e ui m n such a gra e s, scra e s o i j ry o "a v rt sin nq p e t s d r p r r nu " r d e i g i j r ".u y rol rs;l e "Pe so a nur ":r n l i j yVe i l s no de crib d i Pa a r phc e t s e n r g a h ,,M a s i j ry o he tha "a v rtsin inu y ,e n n u , t r n d e i g j r "or a o e th t a e no sef pro el d a d a eb v a r t l - p le n r ca se by o e o m r o th fo l wngu d n r o e f e lo im i t i e pri a iy to pro i e m bl t toan an d m r l vd o i i y o fe se :f n spe m n n l a ta he e up e t of ther a e t y t c d q i m n fol wi g t p s:l o n y e F l e a re t, de e t o r m ri o m n ;as r s t n i n o i p s n e t Ai co pr sso s, pum s a d ge e a o s,r m e r p n n r t r M l ci us pr se uto ;ai o o c i ni cl dng spra i g, wedng buidngn u i yn l i , l i cl a i g ge ph si a e pl ra i n, l gh i ge n n , o y c l x o to i tn The wro gf l e i to fro , wro gf l e trn u vc i n m n u n y a d el se vci g e ui m nt rn w l r i n q p e ; o i t , o in a i n o the ri h o pri a en o r v s o f g t f v t o cup ncy o a ro m dwel n o pre i ec a f o , li g r ms sChe ry pi k rs a d si i a de i e use tor c e n ml r vc s d th t a pe so o cupe , pro i e tha thea r n c i s vd d trase o o e o k rs;i r l w r w r e wro g u vcto , wro g u nt y o n a i nn f l e i i n n f l e r r i v s oVe i l s no de crib d i Pa a r phc e t s e n r g a h ,,o the ri h o pri a e o cupa cy isf g t f v t c nora o e m i tan d pri a i y fo pu po eb v an i e m r l r r s s co mt e by o o be af o the o ne ,m i t d r n h l f w ro h r tha th tra spo t t o o pe so s ot e n e n r a i n f r n r l ndo d o le so o tha ro m dwelng oa l r r s r f t o , li rca g .r o pre i e ;ms sHo e e , sef pro el d v hcl s wi h thw v r l - p le e i e t e Ora o writ e pubi a i n incl di gl r t n l c t o , u nfol wi g ty e o pe m n nty at a hel o n p s f r a e l t c d pu lca i n by ee t o i m a s, o m t rab i t o l c r nc e n f a e i le ui m nt a e no "m bie e upm n " bu wilq p e r t o l q i e t t l th t sl nd r o l b l a pe so oa a e s r i es r n rbe co si e e "a t s":n d r d u o o ga i a i n o di pa a e a pe so 's or nz t o r s r g s r n rEq i m nt de ig e ri a i y f r:u p e s n d p m r l o o ga i a i ns go d , pro u ts o se vce ,r n z t o ' o s d c r r i sSn w r m v lo e o a;pro i e t a the cl i i m d r he "sui "vd d h t am s a e o t t i bro g t by a pe so o o g nz ti n thas u h r n r r a i a o tRo d m i t na ce but noa an e n , t co stru ti n o r surfa i g; o cl i s to ha e be n sl nd r d o i en c o r e c n r am v e a e e r lb l d, oe r th t cl i s to ha e ha i s go ds, pro u tsa am v d t o d cSt e t l a i g;r e c e n n o se vce di pa a e ; or r i s s r g d rChe ry pi ke s an siml r de i er c r d ia vc s Ora o wri te publca i n, in l dnl r t n i to c u i gm un e o a t m bie o truck cha siso t d n u o o l r s pu l ca i n by ee tr nc m a s, o m t ri lb i t o l c o i e n f a e aa d se t ase o o e o k rs; a dn u d o r i r l w r w r e n th t:aAi co pr sso s, pum s a d ge e a o s,r m e r p n n r t r i cl di g spra i g wedi g buidi gn u n yn , l n , l n Ap ro ri t s a pe so ' na e v i ep p a e r ns m , oc , cl a i g ge ph si a e pl ra i n, l gh i ge n n , o y c l x o to i tn ph t gr p r i e e s; oo o a h o l k n s ra d el se vci g e ui m ntn w l r i n q p e .Unre so a l pl ce a pe so in aa n b y a s r nHo e e , "m bie e up e t do s no i cl de a yw v r o l q i m n " e t n u n fase lgh .l i tl nd v hcl th t is sube t to a co puso y oa e i e a j c m l r r In l d s "bo iy inur " ca se by o e o m rc u e dl j y u d n r o efinancial responsibility law, or other motor vehicle i sura ce l w, whe e i is l ce se o pri ci al o the o f n en n a r t i n d r n p l y f f e s s de crib d in Pa a ra hs e r g p ga a e . Such la d v hcl s a e co sid rer g d n e i e r n e d a o eb v . "a t s".u o "Pol t n s" m a a y soi , l qud ga e u ol u a t e n n ld i i , s o s r"Occurr n e m a s:e c " e n th rm l irrt n o co t mn nt i cl di g sm k ,e a i a t r n a i a , n u n o e v po , so t, fu e , a i s, ak l s, che i as a da r o m s c d l ai mc l nA a ci e t, i cl di g co ti uo s o re e t dn c d n n u n n n u r p a e wa te Wa te in l d s m te i l to be re y l d,s . s c u e a ras c c ee po ure to substa t al th sa e ge e ax s n i l y e m n r l re o di i n d o r cl i e .c n t o e r e am dha m ul co di i n ; rr f n to s o Pa e 19 o 21g f COMM RCIAL E ERAL IAB LITYE G N L I "Pre i e da a e m a s: co tr ct cal fo wo k a m re th nms s m g " e n n a l s r r t o a o e j b i en o s t .Wit re pe t to th fi st pa a ra h o theh s c e r r g p f e ce ti n in Ex l siox p o s c u n o Se ti nf c o Whe tha pa t o the wo k do e a an t r f r n tCo e a ev r g Bo iy Inur And Pro e tdl j y p r y j b si e ha be n put to it i t nd do t s e s n e e Da a e Li blty "pro e ty da a e to a ym g a i i , p r m g " n use b ny p r o o rg nz t o th ry a e s n r o a i a i n o e pre i e whie re t d to y u fo a pe i d oms s l n e o r ro f th n an th r co tr ct r ora o e n a o se e o fe e co se utv da s, in l dng thev n r w r n c i e y c u i subco t a t r wo kn o th sa en r c o r i g n e m co te ts o uch re i e ; rn n f s p ms s o proe tj c . Wit re pe t to th e ce to to Ex l si nsh s c e x p i n c u o Wo k tha m y ne d se vce m i t na cer t a e r i , an e n ,th o gr u h i he l st a a ra h o a a r pn t a p r g p f P r g a h co r ct o , re ar o re l ce e t, bu w i hr e i n p i r pa m n t h co Se ti nf c o Co e a ev r g Bo iy Inj ry Anddl u i o h rwi e co pl t , wil be tre t d as t e s m e e l a e sPro e ty Da a e La ii y "pro e ty d m ge top r m g i b lt , p r a a "co pe e .m l t da y pre i e whie re t d t y u fo a pe i d on ms s l n e o o r ro f Do s no in l d "bo iy inu y o "pro e tye t c u e dl j r " r p rm re th n se e co se utv da s, o whieo a v n n c i e y r l da a e a i i g o t o :m g " rs n u fte p ra i y o cupe by y u wi h pe mssio om o r l c i d o t r i n f th o n r, ca se ye w e u d b :The tr n po t ti n o pro e t , unl ss thea s r a o f p r y e i j ry o da a e a i e o t o co dt o nnu r m g r s s u f a n i i n iFrei ;o on a v hcl no o n d o o e a e byr e i e t w e r p r t dEx l si n;po o y u, a d tha co di i n wa cre t d by theo n t n to s a e " o h t e i l b nyf t a v hc e y aLightning; l a i g o unl a i g"o dn r o dn i sure ;n dSm k re ul i g fro fi e e pl sio oo e s t n m r , x o n r l g t i g ri h nn ; o The e i te ce o to l , uni stal dxs n f os n l e e ui m nt o ab nd n d o unuseq p e r a o e r dWa e .t r m te i l ; ra ras oBu "pre i e da a e un e thi Pa a r pt ms s m g " d r s r g a h Pro uct o o e a i n fo whi h thd s r p r t o s r c edo s no in l d "pro e ty da a e to a ye t c u e p r m g " n cl ssi i a i n, li te i th De l ra i ns oa f c t o s d n e c a to rpre i e ca se b :ms s u d y i a poi y Sche ue sta e th t pro uct -n l c d l , t s a d sRup u e bu sti g o o e a i n o pre suret r , r n , r p r to f s co pe e o e a i n a e subj ct to them l t d p r to s r erei f e i e ;l e d vc s Ge e a g re a e Li i .n r l A g g t mt Rup u e o bu sti g due to e p nsio ot r r r n x a n r "Pro e ty d m ge m a s:p r a a " e nswel n o th co t n s o a y buidn oli g f e n e t f n l i g r Ph si a inu y to ta gi l pro e t , in l dng aly c l j r n be p r y c u i lstru tu e ca se b r e ul i g r m w t r;c r u d y o r s t n f o a e re ul i g l ss o use o th t pro e t . Al suchs t n o f f a p r y lorl ss o use wil be de m d to o cur t t e t m fo f l e e c a h i e o Ex l si n o ste m bol r , ste m pi e ,po o f a ie s a p s th p y i a nu y t a ca se t re h s c l i j r h t u d i ; o ste m e gi e o te m t r i e .a n n s r s a u b n s Lo s o use o ta gi l pro e ty tha i nos f f n b e p r t s t ph si al inur d Al such l ss o use wil bey c ly j e . l o f l"Products-completed operations hazard": de m d to o cur a the ti e o th "o curre cee e c t m f e c n "In l d s al "bo iy inur " a d "pro e tyc u e l dl j y n p r th t a se ta c u d i .da a e o cur i g a a fro pre i e y um g " c r n w y m ms s o F r the purp se o ths in ura ce "ee t o i da ao o s f i s n , l c r nc t "o n o re t a d a i in o t o "y ur pro uct ow r n n r s g u f o d " r i n t a gbl ro e t .s o t n i e p p r y"y ur o k e ce t:o w r " x p "Sl g n :o a "Pro uct th t a e stil in y ur phy icad s a r l o s l M a s a phr se th t o h r u e fo he pu p see n a a t e s s r t r opossession; or o t ra ti g a t n i n n t er d e t sin .f a t c n t e to i h i a v r i gWo k tha ha no y t be n co pe e or t s t e e m l t d r Do s no in l d a phra e use a , o in thee t c u e s d s r ,a a d n d. Ho e e , "y ur wo k wil beb n o e w v r o r " l na e o :m fde m d co pl t d a th e rle t o thee e m e e t e a i s f fol wi g i e :l o n t m s An pe so o o g nz to , o he th n y u;y r n r r a i a i n t r a o orWhe al o th wo k cal d fo i y un l f e r le r n o r co tr ct ha b e o pe e .n a s e n c m l t d An busin ss, o a y o th pre i e ,y e r n f e ms s go ds, pro uct , se vce o wo k o a yo d s r i s r r , f nWhe al o th wo k to be do e a then l f e r n t pe so r r a i a i n t e ha o .r n o o g nz t o , o h r t n y uj b sit ha be n co pl t d i y uo e s e m e e f o r Pa e20 o 21g f COMM RCI L G NERAL IAB LI YE A E L I T "Sut m a s a civl pro e dn i whi h da a ei " e n i c e i g n c m g s Y uo ; be a se o "bo iy inu y , "pro e ty da a e oc u f dl j r " p r m g " r Ot e s t a i g nd r y u a e rh r r d n u e o r n m ; o"pe so a a d a v rt si g i j ry to whi h thir n l n d e i n nu " c s A pe so o or a i a i n who er n r g nz t o si sura ce a ple a e al ge . "Sut i cl de :n n p i s r le d i " n u s bu i e s o a se s y u ha e a qure ;s n s r s t o v c i d An a bt a i n pro e di g i whi h suchr i r t o c e n n c a dn da a e a e clam d a d to whi h th in urem g s r i e n c e s d Co t i e s (o he tha v hi l s), m t ri l ,n an r t r n e c e a e asm st submt o do s sub i wi h o r co se tu i r e mt t u n n ;pa t o e upm n furnshe i co ne ti nr s r q i e t i d n n c oorwi h uch g o s o ro uct .t s o d r p d s An o he al e n ti e di put re outoy t r t r a v s e s l i n In l d s:c u epr ce di g in whi h such d m ge a e cl i eo e n c a a s r am d Wa ra ti s o re re e ta i ns m de a a yr n e r p s n t o a t na d to whi h th in ure submts wit o rn c e s d i h u ti e wi h re pe t to the fi n ss, quai ym t s c t e l t ,co se t.n n du a ii y pe fo m n e o use o "y urr b lt , r r a c r f o"Te p ra y wo k r m a s a pe so who im o r r e " e n r n s pro uct ; ndd " afu ni he to y u to substi ut fo a pe m ne tr s d o t e r r a n The pro i i g o o fal re to pro i evd n f r i u vd"e pl y e o l a e o to m e se so a o sho tm o e " n e v r e t a n l r r -wa ni g o n tr cto s.r n s r i s u i nte m w r l a o di i n .r o ko d c n t o s Do s no i cl de v ndng m chne o o h re t n u e i a i s r t e"Ti l " m a s a na e o lt r r r a tsti o kt e e n m f a i e a y o r i c w r .pro e ty re t d to o l ca e fo the use op r n e r o t d r f"Unsoi i e co m nca i n m a s a yl c t d m u i to " e n n o h r b t no sodt e s u t l .co m nca i n in a y fo m tha th re i i nt om u i t o , n r , t e c pe f "Y u o k :o r w r "such co m nca i n di no spe i i al re ue t tom u i t o d t c f c l y q s M a s:e nre ev .c i e Wo k o o e a i n pe f rm d by y u o or r p r to s r o e o r n"Vou t e wo k r m a s a pe so who i no y ul n e r r e " e n r n s t o r y ur e af; a do b h l n"e pl y e , a d who do a e hi o he wo k a dm o e " n n t s s r r r n a t a th di e ti n o a d wi hi the sco e oc s t e r c o f n t n p f M te i l , pa t o e upm n furnshe ina ras r s r q i e t i ddu i s de e mn d by y u a d is no pad a fe ,t e t r i e o , n t i e co ne ti n wi h uch w r o pe a i n .n c o t s o k r o r to ssaa y o o he co pe sa i n by y u o a y n esel r r t r m n to o r n o e l In l d s:c u efo her o k p r o m d f r o .r t i w r e f r e o y u Wa ra ti s o re re e ta i ns m de a a yr n e r p s n t o a t n"Y u ro uct :o r p d "ti e wi h re pe t to the fi n ss, quai ym t s c t e l t ,M a s:e n du a ii y pe fo m n e o use o "y urr b lt , r r a c r f o An go d o pro uct , o h r th n re l wo k ; a dy o s r d s t e a a r " n pro e ty m n f ct r d sod ha de ,p r , a u a u e , l , n l d The pro i i g o o fal re to pro i evd n f r i u vddi trbu e r dspo e f ys i t d o i s d o b :wa ni g o n tr cto s.r n s r i s u i n Pa e 21 o 21g f COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET ADDITIONAL INSURED - PRIMARY AND NON-CONTRIBUTORY WITH OTHER INSURANCE - CONTRACTORS This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM PROVISIONS 1. The following is added to Paragraph c. in A.1., Who Is An Insured, of SECTION II — COVERED AUTOS LIABILITY COVERAGE: This includes any person or organization who you are required under a written contract or agreement, that is signed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period, to name as an additional insured for Covered Autos Liability Coverage, but only for damages to which this insurance applies and only to the extent of that person's or organization's liability for the conduct of another "insured". 2. The following is added to Paragraph B.S., Other Insurance of SECTION IV — BUSINESS AUTO CONDITIONS: Regardless of the provisions of paragraph a. and paragraph d. of this part 5. Other Insurance, this insurance is primary to and non-contributory with applicable other insurance under which an additional insured person or organization is a named insured when a written contract or agreement with you, that is signed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period, requires this insurance to be primary and non- contributory. CA T4 99 02 16 © 2016 The Travelers Indemnity Company. All rights reserved. Page 1 of 1 Includes copyrighted material of Insurance Services Office, Inc. with its permission. 1/21/22, 12:16 PM about:blank State of Washington Department of Labor & Industries Prevailing Wage Section - Telephone 360-902-5335 PO Box 44540, Olympia, WA 98504-4540 Washington State Prevailing Wage The PREVAILING WAGES listed here include both the hourly wage rate and the hourly rate of fringe benefits. On public works projects, worker's wage and benefit rates must add to not less than this total. A brief description of overtime calculation requirements are provided on the Benefit Code Key. Journey Level Prevailing Wage Rates for the Effective Date: 1 /21 /2022 County_ Trade Job Classification Wage Holiday Overtime Note *Risk Class King Asbestos Abatement Workers Journey Level $54.62 5D 1 H View King Boilermakers Journey Level $70.79 5N 1C View King Brick Mason Journey Level $63.32 7E 1 N View King Brick Mason Pointer -Caulker -Cleaner $63.32 7E 1 N View King Building Service Employees Janitor $26.28 5S 2F View King Building Service Employees Traveling Waxer/Shampooer $26.63 5S 2F View King Building Service Employees Window Cleaner (Non -Scaffold) $29.98 5S 2F View King Building Service Employees Window Cleaner (Scaffold) $30.98 5S 2F View King Cabinet Makers (In Shop). Journey Level $22.74 1 View King Carpenters Acoustical Worker $68.24 7A 4C View King Carpenters Bridge, Dock And Wharf $68.19 7A 4C View Carpenters King Carpenters Carpenter $68.19 7A 4C View King Carpenters Floor Finisher $68.19 7A 4C View King Carpenters Floor Layer $68.19 7A 4C View King Carpenters Scaffold Erector $68.19 7A 4C View King Cement Masons Application of all Composition $67.41 7A 41J View Mastic King Cement Masons Application of all Epoxy $66.91 7A 41J View Material King Cement Masons Application of all Plastic $67.41 7A 41J View Material King Cement Masons Application of Sealing $66.91 7A 41J View Compound King Cement Masons Application of Underlayment $67.41 7A 41J View King Cement Masons Building General $66.91 7A 41J View King Cement Masons Composition or Kalman Floors $67.41 7A 41J View King Cement Masons Concrete Paving $66.91 7A 41J View King Cement Masons Curb Et Gutter Machine $67.41 7A 41J View King Cement Masons Curb Et Gutter, Sidewalks $66.91 7A 41J View King Cement Masons Curing Concrete $66.91 7A 41J View about:blank 1/18 1 /21 /22, 12:16 PM about:blank King King King King King King King King King King King King King Cement Masons Cement Masons Cement Masons Cement Masons Cement Masons Cement Masons Cement Masons Cement Masons Cement Masons Cement Masons Cement Masons Cement Masons Cement Masons King Cement Masons King Cement Masons King Cement Masons King Cement Masons King King King King King King King King King King King King King King King King King King King King King King King Cement Masons Divers Et Tenders Divers Et Tenders Divers Et Tenders Divers Et Tenders Divers Et Tenders Divers Et Tenders Divers Et Tenders Divers Et Tenders Divers Et Tenders Dredge Workers Dredge Workers Dredge Workers Dredge Workers Dredge Workers Dredge Workers Dredge Workers Drywall Applicator Drywall Tapers Electrical Fixture Maintenance Workers Electricians - Inside Electricians - Inside Electricians - Inside Finish Colored Concrete Floor Grinding Floor Grinding/Polisher Green Concrete Saw, self - powered Grouting of all Plates Grouting of all Tilt -up Panels Gunite Nozzleman Hand Powered Grinder Journey Level Patching Concrete Pneumatic Power Tools Power Chipping Et Brushing Sand Blasting Architectural Finish Screed Et Rodding Machine Spackling or Skim Coat Concrete Troweling Machine Operator Troweling Machine Operator on Colored Slabs Tunnel Workers Bell/Vehicle or Submersible Operator (Not Under Pressure) Dive Supervisor/Master Diver Diver On Standby Diver Tender Manifold Operator Manifold Operator Mixed Gas Remote Operated Vehicle Operator/Technician Remote Operated Vehicle Tender Assistant Engineer Assistant Mate (Deckhand) Boatmen Engineer Welder Leverman, Hydraulic Mates Oiler Journey Level Journey Level Journey Level $67.41 7A 4U View $67.41 7A 4U View $66.91 7A 4U View $67.41 7A 4U View $66.91 7A 4U View $66.91 7A 4U View $67.41 7A 4U View $67.41 7A 4U View $66.91 7A 4U View $66.91 7A 4U View $67.41 7A 4U View $67.41 7A 4U View $67.41 7A 4U View $67.41 7A 4U View $66.91 7A 4U View $67.41 7A 4U View $67.41 7A 4U View $67.41 7A 4U View $122.49 7A 4C View $86.04 7A 4C View $122.49 7A 4C 8V View $81.04 7A 4C View $73.60 7A 4C View $73.60 7A 4C View $78.60 7A 4C View $73.60 7A 4C View $68.64 7A 4C View $73.62 5D 3F View $73.05 5D 3F View $73.62 5D 3F View $75.03 5D 3F View $76.53 5D 3F View $73.62 5D 3F View $73.05 5D 3F View $67.54 5D 1 H View $67.91 5P 1 E View $33.19 5L 1 E View Cable Splicer $94.22 7C 4E View Cable Splicer (tunnel) $101.27 7C 4E View Certified Welder $91.00 7C 4E View about:blank 2/18 1/21/22, 12:16 PM about:blank King Electricians - Inside Certified Welder (tunnel) $97.74 7C 4E View King Electricians - Inside Construction Stock Person $44.78 7C 4E View King Electricians - Inside Journey Level $87.80 7C 4E View King Electricians - Inside Journey Level (tunnel) $94.22 7C 4E View King Electricians - Motor Shop Journey Level $47.53 5A 1 B View King Electricians - Powerline Cable Splicer $82.39 5A 4D View Construction King Electricians - Powerline Certified Line Welder $75.64 5A 4D View Construction King Electricians - Powerline Groundperson $49.17 5A 4D View Construction King Electricians - Powerline Heavy Line Equipment $75.64 5A 4D View Construction Operator King Electricians - Powerline Journey Level Lineperson $75.64 5A 4D View Construction King Electricians - Powerline Line Equipment Operator $64.54 5A 4D View Construction King Electricians - Powerline Meter Installer $49.17 5A 4D 8W View Construction King Electricians - Powerline Pole Sprayer $75.64 5A 4D View Construction King Electricians - Powerline Powderperson $56.49 5A 4D View Construction King Electronic Technicians Journey Level $57.07 7E 1 E View King Elevator Constructors Mechanic $100.51 7D 4A View King Elevator Constructors Mechanic In Charge $108.53 7D 4A View King Fabricated Precast Concrete All Classifications - In -Factory $18.25 5B 1 R View Products Work Only King Fence Erectors Fence Erector $46.29 7A 4V 8Y View King Fence Erectors Fence Laborer $46.29 7A 4V 8Y View King Flaggers Journey Level $46.29 7A 4V 8Y View King Glaziers Journey Level $72.41 7L 1y View King Heat Et Frost Insulators And Journey Level $82.02 15H 11 C View Asbestos Workers King Heating Equipment Mechanics Journey Level $91.83 7F 1 E View King Hod Carriers 8t Mason Tenders Journey Level $57.31 7A 4V 8Y View King Industrial Power Vacuum Journey Level $14.49 1 View Cleaner King Inland Boatmen Boat Operator $61.41 5B 1 K View King Inland Boatmen Cook $56.48 5B 1 K View King Inland Boatmen Deckhand $57.48 5B 1 K View King Inland Boatmen Deckhand Engineer $58.81 5B 1 K View King Inland Boatmen Launch Operator $58.89 5B 1 K View King Inland Boatmen Mate $57.31 5B 1 K View King Inspection/Cleaning/Sealing Of Cleaner Operator, Foamer $31.49 1 View Sewer Et Water Systems By Operator Remote Control King Inspection/Cleaning/Sealing Of Grout Truck Operator $14.49 1 View Sewer Et Water Systems By Remote Control about:blank 3/18 1/21/22, 12:16 PM about:blank King Inspection/Cleaning/Sealing Of Head Operator $24.91 1 View Sewer Et Water Systems By Remote Control King Inspection/Cleaning/Sealing Of Technician $19.33 1 View Sewer Et Water Systems By Remote Control King Inspection/Cleaning/Sealing Of Tv Truck Operator $20.45 1 View Sewer Et Water Systems By Remote Control King Insulation Applicators Journey Level $68.19 7A 4C View King Ironworkers Journeyman $78.53 7N 10 View King Laborers Air, Gas Or Electric Vibrating $54.62 7A 4V 8Y View Screed King Laborers Airtrac Drill Operator $56.31 7A 4V 8Y View King Laborers Ballast Regular Machine $54.62 7A 4V 8Y View King Laborers Batch Weighman $46.29 7A 4V 8Y View King Laborers Brick Pavers $54.62 7A 4V 8Y View King Laborers Brush Cutter $54.62 7A 4V 8Y View King Laborers Brush Hog Feeder $54.62 7A 4V 8Y View King Laborers Burner $54.62 7A 4V 8Y View King Laborers Caisson Worker $56.31 7A 4V 8Y View King Laborers Carpenter Tender $54.62 7A 4V 8Y View King Laborers Cement Dumper -paving $55.62 7A 4V 8Y View King Laborers Cement Finisher Tender $54.62 7A 4V 8Y View King Laborers Change House Or Dry Shack $54.62 7A 4V 8Y View King Laborers Chipping Gun (30 Lbs. And $55.62 7A 4V 8Y View Over) King Laborers Chipping Gun (Under 30 Lbs.) $54.62 7A 4V 8Y View King Laborers Choker Setter $54.62 7A 4V 8Y View King Laborers Chuck Tender $54.62 7A 4V 8Y View King Laborers Clary Power Spreader $55.62 7A 4V 8Y View King Laborers Clean-up Laborer $54.62 7A 4V 8Y View King Laborers Concrete Dumper/Chute $55.62 7A 4V 8Y View Operator King Laborers Concrete Form Stripper $54.62 7A 4V 8Y View King Laborers Concrete Placement Crew $55.62 7A 4V 8Y View King Laborers Concrete Saw Operator/Core $55.62 7A 4V 8Y View Driller King Laborers Crusher Feeder $46.29 7A 4V 8Y View King Laborers Curing Laborer $54.62 7A 4V 8Y View King Laborers Demolition: Wrecking Et Moving $54.62 7A 4V 8Y View (Incl. Charred Material) King Laborers Ditch Digger $54.62 7A 4V 8Y View King Laborers Diver $56.31 7A 4V 8Y View King Laborers Drill Operator (Hydraulic, $55.62 7A 4V 8Y View Diamond) King Laborers Dry Stack Walls $54.62 7A 4V 8Y View King Laborers Dump Person $54.62 7A 4V 8Y View King Laborers Epoxy Technician $54.62 7A 4V 8Y View about:blank 4/18 1/21/22, 12:16 PM about:blank King Laborers Erosion Control Worker $54.62 7A 4V 8Y View King Laborers Faller Et Bucker Chain Saw $55.62 7A 4V 8Y View King Laborers Fine Graders $54.62 7A 4V 8Y View King Laborers Firewatch $46.29 7A 4V 8Y View King Laborers Form Setter $54.62 7A 4V 8Y View King Laborers Gabian Basket Builders $54.62 7A 4V 8Y View King Laborers General Laborer $54.62 7A 4V 8Y View King Laborers Grade Checker Et Transit Person $57.31 7A 4V 8Y View King Laborers Grinders $54.62 7A 4V 8Y View King Laborers Grout Machine Tender $54.62 7A 4V 8Y View King Laborers Groutmen (Pressure) Including $55.62 7A 4V 8Y View Post Tension Beams King Laborers Guardrail Erector $54.62 7A 4V 8Y View King Laborers Hazardous Waste Worker (Level $56.31 7A 4V 8Y View A) King Laborers Hazardous Waste Worker (Level $55.62 7A 4V 8Y View B) King Laborers Hazardous Waste Worker (Level $54.62 7A 4V 8Y View C) King Laborers High Scaler $56.31 7A 4V 8Y View King Laborers Jackhammer $55.62 7A 4V 8Y View King Laborers Laserbeam Operator $55.62 7A 4V 8Y View King Laborers Maintenance Person $54.62 7A 4V 8Y View King Laborers Manhole Builder-Mudman $55.62 7A 4V 8Y View King Laborers Material Yard Person $54.62 7A 4V 8Y View King Laborers Motorman -Dinky Locomotive $55.62 7A 4V 8Y View King Laborers nozzleman (concrete pump, $57.31 7A 4V 8Y View green cutter when using combination of high pressure air Et water on concrete Et rock, sandblast, gunite, shotcrete, water blaster, vacuum blaster) King Laborers Pavement Breaker $55.62 7A 4V 8Y View King Laborers Pilot Car $46.29 7A 4V 8Y View King Laborers Pipe Layer (Lead) $57.31 7A 4V 8Y View King Laborers Pipe Layer/Tailor $55.62 7A 4V 8Y View King Laborers Pipe Pot Tender $55.62 7A 4V 8Y View King Laborers Pipe Reliner $55.62 7A 4V 8Y View King Laborers Pipe Wrapper $55.62 7A 4V 8Y View King Laborers Pot Tender $54.62 7A 4V 8Y View King Laborers Powderman $56.31 7A 4V 8Y View King Laborers Powderman's Helper $54.62 7A 4V 8Y View King Laborers Power Jacks $55.62 7A 4V 8Y View King Laborers Railroad Spike Puller - Power $55.62 7A 4V 8Y View King Laborers Raker - Asphalt $57.31 7A 4V 8Y View King Laborers Re-timberman $56.31 7A 4V 8Y View King Laborers Remote Equipment Operator $55.62 7A 4V 8Y View King Laborers Rigger/Signal Person $55.62 7A 4V 8Y View about:blank 5/18 1/21/22, 12:16 PM about:blank King Laborers Rip Rap Person $54.62 7A 4V 8Y View King Laborers Rivet Buster $55.62 7A 4V 8Y View King Laborers Rodder $55.62 7A 4V 8Y View King Laborers Scaffold Erector $54.62 7A 4V 8Y View King Laborers Scale Person $54.62 7A 4V 8Y View King Laborers Sloper (Over 20") $55.62 7A 4V 8Y View King Laborers Sloper Sprayer $54.62 7A 4V 8Y View King Laborers Spreader (Concrete) $55.62 7A 4V 8Y View King Laborers Stake Hopper $54.62 7A 4V 8Y View King Laborers Stock Piler $54.62 7A 4V 8Y View King Laborers Swinging Stage/Boatswain $46.29 7A 4V 8Y View Chair King Laborers Tamper Et Similar Electric, Air $55.62 7A 4V 8Y View Et Gas Operated Tools King Laborers Tamper (Multiple Et Self- $55.62 7A 4V 8Y View propelled) King Laborers Timber Person - Sewer (Lagger, $55.62 7A 4V 8Y View Shorer Et Cribber) King Laborers Toolroom Person (at Jobsite) $54.62 7A 4V 8Y View King Laborers Topper $54.62 7A 4V 8Y View King Laborers Track Laborer $54.62 7A 4V 8Y View King Laborers Track Liner (Power) $55.62 7A 4V 8Y View King Laborers Traffic Control Laborer $49.50 7A 4V 9C View King Laborers Traffic Control Supervisor $52.45 7A 4V 9C View King Laborers Truck Spotter $54.62 7A 4V 8Y View King Laborers Tugger Operator $55.62 7A 4V 8Y View King Laborers Tunnel Work -Compressed Air $142.82 7A 4V 9B View Worker 0-30 psi King Laborers Tunnel Work -Compressed Air $147.85 7A 4V 9B View Worker 30.01-44.00 psi King Laborers Tunnel Work -Compressed Air $151.53 7A 4V 9B View Worker 44.01-54.00 psi King Laborers Tunnel Work -Compressed Air $157.23 7A 4V 9B View Worker 54.01-60.00 psi King Laborers Tunnel Work -Compressed Air $159.35 7A 4V 9B View Worker 60.01-64.00 psi King Laborers Tunnel Work -Compressed Air $164.45 7A 4V 9B View Worker 64.01-68.00 psi King Laborers Tunnel Work -Compressed Air $166.35 7A 4V 9B View Worker 68.01-70.00 psi King Laborers Tunnel Work -Compressed Air $168.35 7A 4V 9B View Worker 70.01-72.00 psi King Laborers Tunnel Work -Compressed Air $170.35 7A 4V 9B View Worker 72.01-74.00 psi King Laborers Tunnel Work-Guage and Lock $57.41 7A 4V 8Y View Tender King Laborers Tunnel Work -Miner $57.41 7A 4V 8Y View King Laborers Vibrator $55.62 7A 4V 8Y View King Laborers Vinyl Seamer $54.62 7A 4V 8Y View King Laborers Watchman $42.08 7A 4V 8Y View about:blank 6/18 1/21/22, 12:16 PM about:blank King Laborers Welder $55.62 7A 4V 8Y View King Laborers Well Point Laborer $55.62 7A 4V 8Y View King Laborers Window Washer/Cleaner $42.08 7A 4V 8Y View King Laborers - Underground Sewer General Laborer Et Topman $54.62 7A 4V 8Y View Et Water King Laborers - Underground Sewer Pipe Layer $55.62 7A 4V 8Y View Et Water King Landscape Construction Landscape $42.08 7A 4V 8Y View Construction/Landscaping Or Planting Laborers King Landscape Construction Landscape Operator $75.50 15J 11G 8X View King Landscape Maintenance Groundskeeper $17.87 1 View King Lathers Journey Level $67.54 5D 1 H View King Marble Setters Journey Level $63.32 7E 1 N View King Metal Fabrication (In Shop). Fitter/Certified Welder $40.39 151 11 E View King Metal Fabrication (In Shop). General Laborer $28.86 151 11 E View King Metal Fabrication (In Shop). Mechanic $41.78 151 11 E View King Metal Fabrication In Shop). Welder/Burner $37.64 151 11 E View King Millwright Journey Level $69.64 7A 4C View King Modular Buildings Cabinet Assembly $14.49 1 View King Modular Buildings Electrician $14.49 1 View King Modular Buildings Equipment Maintenance $14.49 1 View King Modular Buildings Plumber $14.49 1 View King Modular Buildings Production Worker $14.49 1 View King Modular Buildings Tool Maintenance $14.49 1 View King Modular Buildings Utility Person $14.49 1 View King Modular Buildings Welder $14.49 1 View King Painters Journey Level $47.70 6Z 2B View King Pile Driver Crew Tender $62.69 7A 4C View King Pile Driver Crew Tender/Technician $62.69 7A 4C View King Pile Driver Hyperbaric Worker - $85.00 7A 4C View Compressed Air Worker 0-30.00 PSI King Pile Driver Hyperbaric Worker - $90.00 7A 4C View Compressed Air Worker 30.01 - 44.00 PSI King Pile Driver Hyperbaric Worker - $94.00 7A 4C View Compressed Air Worker 44.01 - 54.00 PSI King Pile Driver Hyperbaric Worker - $99.00 7A 4C View Compressed Air Worker 54.01 - 60.00 PSI King Pile Driver Hyperbaric Worker - $101.50 7A 4C View Compressed Air Worker 60.01 - 64.00 PSI King Pile Driver Hyperbaric Worker - $106.50 7A 4C View Compressed Air Worker 64.01 - 68.00 PSI King Pile Driver Hyperbaric Worker - $108.50 7A 4C View Compressed Air Worker 68.01 - 70.00 PSI about:blank 7/18 1/21/22, 12:16 PM about:blank King Pile Driver Hyperbaric Worker - $110.50 7A 4C View Compressed Air Worker 70.01 - 72.00 PSI King Pile Driver Hyperbaric Worker - $112.50 7A 4C View Compressed Air Worker 72.01 - 74.00 PSI King Pile Driver Journey Level $68.64 7A 4C View King Plasterers Journey Level $64.14 7Q 1 R View King Plasterers Nozzleman $67.64 7Q 1 R View King Playground 8t Park Equipment Journey Level $14.49 1 View Installers King Plumbers &t Pipefitters Journey Level $93.69 6Z 1G View King Power Equipment Operators Asphalt Plant Operators $76.77 15J 11G 8X View King Power Equipment Operators Assistant Engineer $72.30 7A 11 H 8X View King Power Equipment Operators Barrier Machine (zipper) $76.09 15J 11G 8X View King Power Equipment Operators Batch Plant Operator: concrete $76.09 15J 11G 8X View King Power Equipment Operators Boat Operator $76.87 7A 11 H 8X View King Power Equipment Operators Bobcat $72.20 15J 11G 8X View King Power Equipment Operators Brokk - Remote Demolition $72.20 15J 11G 8X View Equipment King Power Equipment Operators Brooms $72.20 15J 11G 8X View King Power Equipment Operators Bump Cutter $76.09 15J 11G 8X View King Power Equipment Operators Cableways $76.77 15J 11G 8X View King Power Equipment Operators Chipper $76.09 15J 11G 8X View King Power Equipment Operators Compressor $72.20 15J 11G 8X View King Power Equipment Operators Concrete Finish Machine - $72.20 15J 11G 8X View Laser Screed King Power Equipment Operators Concrete Pump - Mounted Or $75.50 15J 11G 8X View Trailer High Pressure Line Pump, Pump High Pressure King Power Equipment Operators Concrete Pump: Truck Mount $76.77 15J 11G 8X View With Boom Attachment Over 42 M King Power Equipment Operators Concrete Pump: Truck Mount $76.09 15J 11G 8X View With Boom Attachment Up To 42m King Power Equipment Operators Conveyors $75.50 15J 11G 8X View King Power Equipment Operators Cranes Friction: 200 tons and $79.20 7A 11 H 8X View over King Power Equipment Operators Cranes, A -frame: 10 tons and $72.30 7A 11 H 8X View under King Power Equipment Operators Cranes: 100 tons through 199 $77.63 7A 11 H 8X View tons, or 150' of boom (including jib with attachments) King Power Equipment Operators Cranes: 20 tons through 44 $76.19 7A 11 H 8X View tons with attachments King Power Equipment Operators Cranes: 200 tons- 299 tons, or $78.44 7A 11 H 8X View 250' of boom including jib with attachments King Power Equipment Operators Cranes: 300 tons and over or $79.20 7A 11 H 8X View 300' of boom including jib with about:blank 8/18 1 /21 /22, 12:16 PM about:blank King Power Equipment Operators King Power Equipment Operators King Power Equipment Operators King King King King King King King King King King King King King King King King King King King King King King King King King about:blank Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators Power Equipment Operators attachments Cranes: 45 tons through 99 $76.87 7A tons, under 150' of boom(including jib with attachments) Cranes: Friction cranes through $78.44 7A 199 tons Cranes: through 19 tons with $75.60 7A attachments, a -frame over 10 tons Crusher $76.09 15J Deck Engineer/Deck Winches $76.09 15J (power) Derricks, On Building Work $76.77 15J Dozers D-9 Et Under $75.50 15J Drill Oilers: Auger Type, Truck $75.50 15J Or Crane Mount Drilling Machine $77.53 15J Elevator and man -lift: $72.30 7A permanent and shaft type Finishing Machine, Bidwell And $76.09 15J Gamaco Et Similar Equipment Forklift: 3000 lbs and over with $75.60 7A attachments Forklifts: under 3000 lbs. with $72.30 7A attachments Grade Engineer: Using Blue $76.09 15J Prints, Cut Sheets, Etc Gradechecker/Stakeman $72.20 15J Guardrail Punch $76.09 15J Hard Tail End Dump $76.77 15J Articulating Off- Road Equipment 45 Yards. Et Over Hard Tail End Dump $76.09 15J Articulating Off -road Equipment Under 45 Yards Horizontal/Directional Drill $75.50 15J Locator Horizontal/Directional Drill $76.09 15J Operator Hydralifts/Boom Trucks Over $75.60 7A 10 Tons Hydralifts/boom trucks: 10 $72.30 7A tons and under Leverman $78.44 7A Loader, Overhead, 6 Yards. But $76.77 15J Not Including 8 Yards Loaders, Overhead Under 6 $76.09 15J Yards Loaders, Plant Feed $76.09 15J Loaders: Elevating Type Belt $75.50 15J Locomotives, All $76.09 15J 11H 8X View 11G 11G 11G 11G 11G 11G 11H 11G 11H 11H 11G 11G 11G 11G 11G 11G 11G 11H 11H 11H 11G 11G 11G 11G 11G 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 8X View 9/18 1/21/22, 12:16 PM about:blank King Power Equipment Operators Material Transfer Device $76.09 15J 11G 8X View King Power Equipment Operators Mechanics: all (Leadmen - $77.63 7A 11 H 8X View $0.50 per hour over mechanic) King Power Equipment Operators Motor Patrol Graders $76.77 15J 11G 8X View King Power Equipment Operators Mucking Machine, Mole, Tunnel $76.77 15J 11G 8X View Drill, Boring, Road Header And/or Shield King Power Equipment Operators Oil Distributors, Blower $72.20 15J 11G 8X View Distribution Ft Mulch Seeding Operator King Power Equipment Operators Outside Hoists (elevators and $75.60 7A 11 H 8X View manlifts), Air Tuggers, Strato King Power Equipment Operators Overhead, bridge type: 100 $77.63 7A 11 H 8X View tons and over King Power Equipment Operators Overhead, bridge type: 45 tons $76.87 7A 11 H 8X View through 99 tons King Power Equipment Operators Pavement Breaker $72.20 15J 11G 8X View King Power Equipment Operators Pile Driver (other Than Crane $76.09 15J 11G 8X View Mount) King Power Equipment Operators Plant Oiler - Asphalt, Crusher $75.50 15J 11G 8X View King Power Equipment Operators Posthole Digger, Mechanical $72.20 15J 11G 8X View King Power Equipment Operators Power Plant $72.20 15J 11G 8X View King Power Equipment Operators Pumps - Water $72.20 15J 11G 8X View King Power Equipment Operators Quad 9, Hd 41, D10 And Over $76.77 15J 11G 8X View King Power Equipment Operators Remote Control Operator On $76.77 15J 11G 8X View Rubber Tired Earth Moving Equipment King Power Equipment Operators Rigger and Bellman $72.30 7A 11 H 8X View King Power Equipment Operators Rigger/Signal Person, $75.60 7A 11 H 8X View Bellman(Certified) King Power Equipment Operators Rollagon $76.77 15J 11G 8X View King Power Equipment Operators Roller, Other Than Plant Mix $72.20 15J 11G 8X View King Power Equipment Operators Roller, Plant Mix Or Multi -lift $75.50 15J 11G 8X View Materials King Power Equipment Operators Roto-mill, Roto-grinder $76.09 15J 11G 8X View King Power Equipment Operators Saws - Concrete $75.50 15J 11G 8X View King Power Equipment Operators Scraper, Self Propelled Under $76.09 15J 11G 8X View 45 Yards King Power Equipment Operators Scrapers - Concrete 8t Carry All $75.50 15J 11G 8X View King Power Equipment Operators Scrapers, Self-propelled: 45 $76.77 15J 11G 8X View Yards And Over King Power Equipment Operators Service Engineers: equipment $75.60 7A 11 H 8X View King Power Equipment Operators Shotcrete/Gunite Equipment $72.20 15J 11G 8X View King Power Equipment Operators Shovel, Excavator, Backhoe, $75.50 15J 11G 8X View Tractors Under 15 Metric Tons King Power Equipment Operators Shovel, Excavator, Backhoe: $76.77 15J 11G 8X View Over 30 Metric Tons To 50 Metric Tons King Power Equipment Operators Shovel, Excavator, Backhoes, $76.09 15J 11G 8X View Tractors: 15 To 30 Metric Tons King Power Equipment Operators Shovel, Excavator, Backhoes: $77.53 15J 11G 8X View about:blank 10/18 1/21/22, 12:16 PM about:blank Over 50 Metric Tons To 90 Metric Tons King Power Equipment Operators Shovel, Excavator, Backhoes: $78.33 15J 11G 8X View Over 90 Metric Tons King Power Equipment Operators Slipform Pavers $76.77 15J 11G 8X View King Power Equipment Operators Spreader, Topsider Et $76.77 15J 11G 8X View Screedman King Power Equipment Operators Subgrader Trimmer $76.09 15J 11G 8X View King Power Equipment Operators Tower Bucket Elevators $75.50 15J 11G 8X View King Power Equipment Operators Tower Crane: over 175' through $78.44 7A 11 H 8X View 250' in height, base to boom King Power Equipment Operators Tower crane: up to 175' in $77.63 7A 11 H 8X View height base to boom King Power Equipment Operators Tower Cranes: over 250' in $79.20 7A 11 H 8X View height from base to boom King Power Equipment Operators Transporters, All Track Or Truck $76.77 15J 11G 8X View Type King Power Equipment Operators Trenching Machines $75.50 15J 11G 8X View King Power Equipment Operators Truck crane oiler/driver: under $75.60 7A 11 H 8X View 100 tons King Power Equipment Operators Truck Mount Portable Conveyor $76.09 15J 11G 8X View King Power Equipment Operators Welder $76.87 7A 11 H 8X View King Power Equipment Operators Wheel Tractors, Farmall Type $72.20 15J 11G 8X View King Power Equipment Operators Yo Yo Pay Dozer $76.09 15J 11G 8X View King Power Equipment Operators- Asphalt Plant Operators $76.77 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Assistant Engineer $72.30 7A 11 H 8X View Underground Sewer Et Water King Power Equipment Operators- Barrier Machine (zipper) $76.09 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Batch Plant Operator, Concrete $76.09 15J 11G 8X View Underground Sewer 8t Water King Power Equipment Operators- Boat Operator $76.87 7A 11 H 8X View Underground Sewer Et Water King Power Equipment Operators- Bobcat $72.20 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Brokk - Remote Demolition $72.20 15J 11G 8X View Underground Sewer Et Water Equipment King Power Equipment Operators- Brooms $72.20 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Bump Cutter $76.09 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Cableways $76.77 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Chipper $76.09 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Compressor $72.20 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Concrete Finish Machine - $72.20 15J 11G 8X View Underground Sewer Et Water Laser Screed King Power Equipment Operators- Concrete Pump - Mounted Or $75.50 15J 11G 8X View Underground Sewer 8t Water Trailer High Pressure Line about:blank 11/18 1/21/22, 12:16 PM about:blank Pump, Pump High Pressure King Power Equipment Operators- Concrete Pump: Truck Mount $76.77 15J 11G 8X View Underground Sewer Et Water With Boom Attachment Over 42 M King Power Equipment Operators- Concrete Pump: Truck Mount $76.09 15J 11G 8X View Underground Sewer Et Water With Boom Attachment Up To 42m King Power Equipment Operators- Conveyors $75.50 15J 11G 8X View Underground Sewer 8t Water King Power Equipment Operators- Cranes Friction: 200 tons and $79.20 7A 11 H 8X View Underground Sewer Et Water over King Power Equipment Operators- Cranes, A -frame: 10 tons and $72.30 7A 11 H 8X View Underground Sewer 8t Water under King Power Equipment Operators- Cranes: 100 tons through 199 $77.63 7A 11 H 8X View Underground Sewer Et Water tons, or 150' of boom (including jib with attachments) King Power Equipment Operators- Cranes: 20 tons through 44 $76.19 7A 11 H 8X View Underground Sewer Et Water tons with attachments King Power Equipment Operators- Cranes: 20 tons through 44 $76.19 7A 11 H 8X View Underground Sewer 8t Water tons with attachments King Power Equipment Operators- Cranes: 200 tons- 299 tons, or $78.44 7A 11 H 8X View Underground Sewer Et Water 250' of boom including jib with attachments King Power Equipment Operators- Cranes: 300 tons and over or $79.20 7A 11 H 8X View Underground Sewer 8t Water 300' of boom including jib with attachments King Power Equipment Operators- Cranes: 45 tons through 99 $76.87 7A 11 H 8X View Underground Sewer 8t Water tons, under 150' of boom(including jib with attachments) King Power Equipment Operators- Cranes: Friction cranes through $78.44 7A 11 H 8X View Underground Sewer Et Water 199 tons King Power Equipment Operators- Cranes: through 19 tons with $75.60 7A 11 H 8X View Underground Sewer 8t Water attachments, a -frame over 10 tons King Power Equipment Operators- Crusher $76.09 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Deck Engineer/Deck Winches $76.09 15J 11G 8X View Underground Sewer Et Water (power) King Power Equipment Operators- Derricks, On Building Work $76.77 15J 11G 8X View Underground Sewer 8t Water King Power Equipment Operators- Dozers D-9 Et Under $75.50 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Drill Oilers: Auger Type, Truck $75.50 15J 11G 8X View Underground Sewer 8t Water Or Crane Mount King Power Equipment Operators- Drilling Machine $77.53 15J 11G 8X View Underground Sewer 8t Water King Power Equipment Operators- Elevator and man -lift: $72.30 7A 11 H 8X View Underground Sewer Et Water permanent and shaft type King Power Equipment Operators- Finishing Machine, Bidwell And $76.09 15J 11G 8X View Underground Sewer 8t Water Gamaco Et Similar Equipment King Power Equipment Operators- Forklift: 3000 lbs and over with $75.60 7A 11 H 8X View Underground Sewer Et Water attachments about:blank 12/18 1/21/22, 12:16 PM about:blank King Power Equipment Operators- Forklifts: under 3000 lbs. with $72.30 7A 11 H 8X View Underground Sewer Et Water attachments King Power Equipment Operators- Grade Engineer: Using Blue $76.09 15J 11G 8X View Underground Sewer Et Water Prints, Cut Sheets, Etc King Power Equipment Operators- Gradechecker/Stakeman $72.20 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Guardrail Punch $76.09 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Hard Tail End Dump $76.77 15J 11G 8X View Underground Sewer Et Water Articulating Off- Road Equipment 45 Yards. Et Over King Power Equipment Operators- Hard Tail End Dump $76.09 15J 11G 8X View Underground Sewer Et Water Articulating Off -road Equipment Under 45 Yards King Power Equipment Operators- Horizontal/Directional Drill $75.50 15J 11G 8X View Underground Sewer Et Water Locator King Power Equipment Operators- Horizontal/Directional Drill $76.09 15J 11G 8X View Underground Sewer Et Water Operator King Power Equipment Operators- Hydralifts/boom trucks: 10 $72.30 7A 11 H 8X View Underground Sewer Et Water tons and under King Power Equipment Operators- Hydralifts/boom trucks: over $75.60 7A 11 H 8X View Underground Sewer Et Water 10 tons King Power Equipment Operators- Leverman $78.44 7A 11 H 8X View Underground Sewer Et Water King Power Equipment Operators- Loader, Overhead, 6 Yards. But $76.77 15J 11G 8X View Underground Sewer Et Water Not Including 8 Yards King Power Equipment Operators- Loaders, Overhead Under 6 $76.09 15J 11G 8X View Underground Sewer Et Water Yards King Power Equipment Operators- Loaders, Plant Feed $76.09 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Loaders: Elevating Type Belt $75.50 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Locomotives, All $76.09 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Material Transfer Device $76.09 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Mechanics: all (Leadmen - $77.63 7A 11 H 8X View Underground Sewer Et Water $0.50 per hour over mechanic) King Power Equipment Operators- Motor Patrol Graders $76.77 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Mucking Machine, Mole, Tunnel $76.77 15J 11G 8X View Underground Sewer Et Water Drill, Boring, Road Header And/or Shield King Power Equipment Operators- Oil Distributors, Blower $72.20 15J 11G 8X View Underground Sewer Et Water Distribution Et Mulch Seeding Operator King Power Equipment Operators- Outside Hoists (elevators and $75.60 7A 11 H 8X View Underground Sewer Et Water manlifts), Air Tuggers, Strato King Power Equipment Operators- Overhead, bridge type: 100 $77.63 7A 11 H 8X View Underground Sewer Et Water tons and over King Power Equipment Operators- Overhead, bridge type: 45 tons $76.87 7A 11 H 8X View Underground Sewer Et Water through 99 tons King Power Equipment Operators- Pavement Breaker $72.20 15J 11G 8X View about:blank 13/18 1/21/22, 12:16 PM about:blank Underground Sewer Et Water King Power Equipment Operators- Pile Driver (other Than Crane $76.09 15J 11G 8X View Underground Sewer Et Water Mount) King Power Equipment Operators- Plant Oiler - Asphalt, Crusher $75.50 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Posthole Digger, Mechanical $72.20 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Power Plant $72.20 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Pumps - Water $72.20 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Quad 9, Hd 41, D10 And Over $76.77 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Remote Control Operator On $76.77 15J 11G 8X View Underground Sewer Et Water Rubber Tired Earth Moving Equipment King Power Equipment Operators- Rigger and Bellman $72.30 7A 11 H 8X View Underground Sewer Et Water King Power Equipment Operators- Rigger/Signal Person, $75.60 7A 11 H 8X View Underground Sewer Et Water Bellman(Certified) King Power Equipment Operators- Rollagon $76.77 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Roller, Other Than Plant Mix $72.20 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Roller, Plant Mix Or Multi -lift $75.50 15J 11G 8X View Underground Sewer Et Water Materials King Power Equipment Operators- Roto-mill, Roto-grinder $76.09 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Saws - Concrete $75.50 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Scraper, Self Propelled Under $76.09 15J 11G 8X View Underground Sewer Et Water 45 Yards King Power Equipment Operators- Scrapers - Concrete Et Carry All $75.50 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Scrapers, Self-propelled: 45 $76.77 15J 11G 8X View Underground Sewer Et Water Yards And Over King Power Equipment Operators- Service Engineers: equipment $75.60 7A 11 H 8X View Underground Sewer Et Water King Power Equipment Operators- Shotcrete/Gunite Equipment $72.20 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Shovel, Excavator, Backhoe, $75.50 15J 11G 8X View Underground Sewer Et Water Tractors Under 15 Metric Tons King Power Equipment Operators- Shovel, Excavator, Backhoe: $76.77 15J 11G 8X View Underground Sewer Et Water Over 30 Metric Tons To 50 Metric Tons King Power Equipment Operators- Shovel, Excavator, Backhoes, $76.09 15J 11G 8X View Underground Sewer Et Water Tractors: 15 To 30 Metric Tons King Power Equipment Operators- Shovel, Excavator, Backhoes: $77.53 15J 11G 8X View Underground Sewer Et Water Over 50 Metric Tons To 90 Metric Tons King Power Equipment Operators- Shovel, Excavator, Backhoes: $78.33 15J 11G 8X View Underground Sewer Et Water Over 90 Metric Tons King Power Equipment Operators- Slipform Pavers $76.77 15J 11G 8X View about:blank 14/18 1/21/22, 12:16 PM about:blank Underground Sewer Et Water King Power Equipment Operators- Spreader, Topsider Et $76.77 15J 11G 8X View Underground Sewer Et Water Screedman King Power Equipment Operators- Subgrader Trimmer $76.09 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Tower Bucket Elevators $75.50 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Tower Crane: over 175' through $78.44 7A 11 H 8X View Underground Sewer Et Water 250' in height, base to boom King Power Equipment Operators- Tower crane: up to 175' in $77.63 7A 11 H 8X View Underground Sewer Et Water height base to boom King Power Equipment Operators- Tower Cranes: over 250' in $79.20 7A 11 H 8X View Underground Sewer Et Water height from base to boom King Power Equipment Operators- Transporters, All Track Or Truck $76.77 15J 11G 8X View Underground Sewer Et Water Type King Power Equipment Operators- Trenching Machines $75.50 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Truck Crane Oiler/Driver: 100 $76.19 7A 11 H 8X View Underground Sewer Et Water tons and over King Power Equipment Operators- Truck crane oiler/driver: under $75.60 7A 11 H 8X View Underground Sewer Et Water 100 tons King Power Equipment Operators- Truck Mount Portable Conveyor $76.09 15J 11G 8X View Underground Sewer 8t Water King Power Equipment Operators- Welder $76.87 7A 11 H 8X View Underground Sewer Et Water King Power Equipment Operators- Wheel Tractors, Farmall Type $72.20 15J 11G 8X View Underground Sewer Et Water King Power Equipment Operators- Yo Yo Pay Dozer $76.09 15J 11G 8X View Underground Sewer Et Water King Power Line Clearance Tree Journey Level In Charge $55.03 5A 4A View Trimmers King Power Line Clearance Tree Spray Person $52.24 5A 4A View Trimmers King Power Line Clearance Tree Tree Equipment Operator $55.03 5A 4A View Trimmers King Power Line Clearance Tree Tree Trimmer $49.21 5A 4A View Trimmers King Power Line Clearance Tree Tree Trimmer Groundperson $37.47 5A 4A View Trimmers King Refrigeration Et Air Journey Level $88.51 6Z 1 G View Conditioning Mechanics King Residential Brick Mason Journey Level $63.32 7E 1 N View King Residential Carpenters Journey Level $36.44 1 View King Residential Cement Masons Journey Level $46.64 1 View King Residential Drywall Applicators Journey Level $68.19 7A 4C View King Residential Drywall Tapers Journey Level $36.36 1 View King Residential Electricians Journey Level $48.80 1 View King Residential Glaziers Journey Level $28.93 1 View King Residential Insulation Journey Level $28.18 1 View Applicators King Residential Laborers Journey Level $29.73 1 View about:blank 15/18 1/21/22, 12:16 PM about:blank King Residential Marble Setters Journey Level $27.38 1 View King Residential Painters Journey Level $23.47 1 View King Residential Plumbers Et Journey Level $93.69 6Z 1G View Pipefitters King Residential Refrigeration Et Air Journey Level $88.51 6Z 1G View Conditioning Mechanics King Residential Sheet Metal Journey Level $91.83 7F 1 E View Workers King Residential Soft Floor Layers Journey Level $51.91 5A 3J View King Residential Sprinkler Fitters Journey Level $53.04 5C 2R View .(Fire Protection). King Residential Stone Masons Journey Level $63.32 7E 1 N View King Residential Terrazzo Workers Journey Level $57.71 7E 1 N View King Residential Terrazzo/Tile Journey Level $24.39 1 View Finishers King Residential Tile Setters Journey Level $21.04 1 View King Roofers Journey Level $57.30 5A 3H View King Roofers Using Irritable Bituminous $60.30 5A 3H View Materials King Sheet Metal Workers Journey Level (Field or Shop) $91.83 7F 1 E View King Shipbuilding Et Ship Repair New Construction Boilermaker $39.58 7V 1 View King Shipbuilding Et Ship Repair New Construction Carpenter $39.58 7V 1 View King Shipbuilding Et Ship Repair New Construction Crane $39.58 7V 1 View Operator King Shipbuilding Et Ship Repair New Construction Electrician $39.58 7V 1 View King Shipbuilding Et Ship Repair New Construction Heat Et Frost $82.02 15H 11 C View Insulator King Shipbuilding Et Ship Repair New Construction Laborer $39.58 7V 1 View King Shipbuilding Et Ship Repair New Construction Machinist $39.58 7V 1 View King Shipbuilding Et Ship Repair New Construction Operating $39.58 7V 1 View Engineer King Shipbuilding Et Ship Repair New Construction Painter $39.58 7V 1 View King Shipbuilding Et Ship Repair New Construction Pipefitter $39.58 7V 1 View King Shipbuilding Et Ship Repair New Construction Rigger $39.58 7V 1 View King Shipbuilding Et Ship Repair New Construction Sheet Metal $39.58 7V 1 View King Shipbuilding Et Ship Repair New Construction Shipfitter $39.58 7V 1 View King Shipbuilding Et Ship Repair New Construction $39.58 7V 1 View Warehouse/Teamster King Shipbuilding Et Ship Repair New Construction Welder / $39.58 7V 1 View Burner King Shipbuilding Et Ship Repair Ship Repair Boilermaker $47.45 7X 4J View King Shipbuilding Et Ship Repair Ship Repair Carpenter $47.35 7X 4J View King Shipbuilding Et Ship Repair Ship Repair Crane Operator $45.06 7Y 4K View King Shipbuilding Et Ship Repair Ship Repair Electrician $47.42 7X 4J View King Shipbuilding Et Ship Repair Ship Repair Heat Et Frost $82.02 15H 11 C View Insulator King Shipbuilding Et Ship Repair Ship Repair Laborer $47.35 7X 4J View King Shipbuilding Et Ship Repair Ship Repair Machinist $47.35 7X 4J View King Shipbuilding Et Ship Repair Ship Repair Operating Engineer $45.06 7Y 4K View about:blank 16/18 1/21/22, 12:16 PM about:blank King Shipbuilding Et Ship Repair Ship Repair Painter $47.35 7X 4J View King Shipbuilding Et Ship Repair Ship Repair Pipefitter $47.35 7X 4J View King Shipbuilding Et Ship Repair Ship Repair Rigger $47.45 7X 4J View King Shipbuilding Et Ship Repair Ship Repair Sheet Metal $47.35 7X 4J View King Shipbuilding Et Ship Repair Ship Repair Shipwright $47.35 7X 4J View King Shipbuilding Et Ship Repair Ship Repair Warehouse / $45.06 7Y 4K View Teamster King Sign Makers Et Installers Journey Level $53.62 0 1 View .(Electrical) King Sign Makers Et Installers (Non- Journey Level $34.43 0 1 View Electrical). King Soft Floor Layers Journey Level $51.91 5A 3J View King Solar Controls For Windows Journey Level $14.49 1 View King Sprinkler Fitters (Fire Journey Level $87.99 5C 1X View Protection). King Stage Rigging Mechanics (Non Journey Level $14.49 1 View Structural), King Stone Masons Journey Level $63.32 7E 1 N View King Street And Parking Lot Sweeper Journey Level $19.09 1 View Workers King Surveyors Assistant Construction Site $75.60 7A 11 H 8X View Surveyor King Surveyors Chainman $72.30 7A 11 H 8X View King Surveyors Construction Site Surveyor $76.87 7A 11 H 8X View King Surveyors Drone Operator (when used in $72.30 7A 11 H 8X View conjunction with survey work only) King Telecommunication Technicians Journey Level $57.07 7E 1 E View King Telephone Line Construction - Cable Splicer $38.27 5A 2B View Outside King Telephone Line Construction - Hole Digger/Ground Person $25.66 5A 2B View Outside King Telephone Line Construction - Telephone Equipment Operator $31.96 5A 2B View Outside (Light) King Telephone Line Construction - Telephone Lineperson $36.17 5A 2B View Outside King Terrazzo Workers Journey Level $57.71 7E 1 N View King Tile Setters Journey Level $57.71 7E 1 N View King Tile, Marble Et Terrazzo Finisher $48.54 7E 1 N View Finishers King Traffic Control Stripers Journey Level $50.51 7A 1 K View King Truck Drivers Asphalt Mix Over 16 Yards $69.95 15J 111 8L View King Truck Drivers Asphalt Mix To 16 Yards $69.11 15J ill 8L View King Truck Drivers Dump Truck $69.11 15J ill 8L View King Truck Drivers Dump Truck Et Trailer $69.95 15J ill 8L View King Truck Drivers Other Trucks $69.95 15J ill 8L View King Truck Drivers - Ready Mix Transit Mix $69.95 15J ill 8L View King Well Drillers Et Irrigation Pump Irrigation Pump Installer $17.71 1 View Installers King Well Drillers Et Irrigation Pump Oiler $14.49 1 View about:blank 17/18 1 /21 /22, 12:16 PM about:blank Installers King Well Drillers Et Irrigation Pump Well Driller $18.00 1 View Installers about:blank 18/18