HomeMy WebLinkAboutES10-045 - Amendment - #12 - LifeWise Assurance Company - Stop Loss Insurance Policy - 01/01/2021ApprovalOriginator:Department:
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Authorized to Sign:
Director or Designee Mayor
Date of Council Approval:
Grant? Yes No
Type:Review/Signatures/RoutingDate Received by City Attorney:
Comments:
Date Routed to the Mayor’s Office:
Date Routed to the City Clerk’s Office:Agreement InformationVendor Name:Category:
Vendor Number:Sub-Category:
Project Name:
Project Details:
Agreement Amount:
Start Date:
Basis for Selection of Contractor:
Termination Date:
Local Business? Yes No*
Business License Verification: Yes In-Process Exempt (KCC 5.01.045)
If meets requirements per KCC 3.70.100, please complete “Vendor Purchase-Local Exceptions” form on Cityspace.
Notice required prior to disclosure?
Yes No
Contract Number:
Agreement Routing Form
For Approvals, Signatures and Records Management
This form combines & replaces the Request for Mayor’s Signature and Contract Cover Sheet forms.
(Print on pink or cherry colored paper)
Visit Documents.KentWA.gov to obtain copies of all agreementsadccW22373_1_20
Budget Account Number:
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Dir Asst:
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rev. 200821
FOR CITY OF KENT OFFICIAL USE ONLY
(Optional)
* Memo to Mayor must be attached
OK to sign 3/19/2021, TW.
AMENDMENT NO. 12
To be attached to and made part of Policy WA 518212 issued to City of Kent as Policyholder
It is hereby agreed the Policy shall be amended as follows
Effective January 1, 2021.
The following Section has been replaced
Section 1, Declarations.
The following Rider renews for the 2021 Policy Year:
o Specific Advance Funding Rider.
All other terms and conditions of the contract remain unchanged
LifeWise Assurance Company
Name and Title of Officer
Signature of Officer
ffO*n";- )- q{^Iil.=
Michael L. Krutt
President
LifeWise Assurance CompanyDate of Signature
1 . Sign and return copy to LifeWise Assurance Company2. Retain copy with Your Policy.
PSL-soo wAAM (9-18)Amendment
Dana Ralph, Mayor
03/22/2021
This Declarations for Policy Number WA 518212 apply to the Policy Term January 1,2021throughDecember 31, 2021 in its entirety.
SECTION 1 - DECLARATIONS
A. POLICY INFORMATION
1. Policy Number WA518212
2. Policyhotder City of Kent
3. Policy Term January 1,2}21through December 31,2021
4. Covered Underlying plan City of Kent,s Health plan
5. Claim Administrator premera Blue Cross
B. SPECIFIC BENEFIT SCHEDULE
For all Eligible Losses except those to which a Special Risk Limitation applies:
1. Covered Loss Basis
Covered Services lncurred from January 1 , 2o1o through December 91 , zo2j and paid fromJanuary 1,2021 through December 31,2021
lf an Eligible Claim Expense is denied by the Covered Underlying plan and that denial issub.sequently reversed by an lndependent Review Organizatibn tf nO), the date such EligibleClaim Expense was originally denied by the Covered -Underlying'plan
will be considered the"Paid" date under the above referenced policy.
2. Covered Services include
Medical
Prescription Drug
3. Number of Covered Units
Composite 721
4. Specific Deductibte per participant $200,000
(Please note: Specific deductible per Participant sha// not exceed the .esser of S%o ofexpected ctaims or $100,000).
5. specific Payable percentage (in excess of specific Deductible) 100%
6. Maximum specific Benefit in excess of the specific Deductible
Per Policy Term
Per Lifetime
Unlimited
Unlimited
1PSL-500 wA (e-18)
G. AGGREGATE BENEFIT SCHEDULE
For all Eligible Losses except those to which a Special Risk Limitation applies:
1. Covered Loss Basis
Covered Services lncurred from January 1,2010 through December 31 ,2021and paid from
January 1, 2021 through December 31, 2021.
lf an Eligible Claim Expense is denied by the Covered Underlying Plan and that denial is
subsequently reversed by an lndependent Review Organization (lRO), the date such Eligible
Claim Expense was originally denied by the Covered Underlying Plan will be considered the
"Paid" date under the above referenced policy.
2. Covered Services include
Medical
Prescription Drug
3. Number of Covered Units
Composite 72j
4. Aggregate Payable Percentage in excess of Deductible lOOo/o
5. Aggregate Corridor 2e0o/o
(Please note: Aggregate Conidor wilt never be /ess than 120o/o of expected claims).
6. Minimum Aggregate Deductible
The greater of:
A. 927,916,630;or
B. The sum of Aggregate Monthly Factors, multiplied by the corresponding number of
Covered Units used to calculate premium in the first month of the Policy Term, multiplied
by the number of months in the policy Term, multiplied by g5%.
7. Annual Aggregate Deductible
ls equal to the greater of A or B, where:
A = The sum of the Monthly Aggregate Deductible Amounts applicable to each Policy Month
in the Policy Term
B = The Minimum Aggregate Deductible
Please Note: Annual Aggregate Deductible cannot be finatized untit the Monthty Aggregate
Deductibb Amounts are calculated for each Policy Month of the Poticy Term.
8. Aggregate Monthly Factor per Covered Unit
Composite
9. Maximum Aggregate Eligible Loss per participant
10. Maximum Aggregate Benefit per policy Term
$3,226.61
$200,000
$1,000,000
2PSL-s00 WA (9-18)
D. PREMIUM
Specific Monthly Premium Rate
Composite $128.79
Specific Rate Guarantee Period 12 Months
Aggregate Monthly Premium Rate Per Covered Unit
Composite $0.02
Aggregate Rate Guarantee Period 12 Months
The Specific Monthly Premium Rate and the Aggregate Monthly Premium Rate apply only to this
Policy Term.
E. SPECIAL RISK LIMITATIONS
Disabled / hospital confined, actively at work, activity of daily
living, cognitively impaired, or similar requirements waived
Retirees lncluded
Other:
Lasered lndividual
Member lD: 60015680802
Specific Deductible: $300,000
F. AFFILIATE
Name
None
Covered rlvino Plan
Yes
Yes
Yes
3PSL-500 WA (9-18)
7 LifeWise
Assurance Company
Elfect¡ve Oâb:
Group Nahe:
Gbup Number:
Agsncy Neme:
1t'I2021
City of Kent
1014212
Cùrrcnt Enrcltmêht
Employees 721
1933
Proposed rates ¡n this opl¡on are conl¡ngenl upon the lasering ofthg follow¡ng memberal levels shown abovê forcontract
pa¡d dales. Diagnosis code on largè claims report is âs shown bdil:
. $300,000 Laser on MemberA - COMMON VARIABLE IMMUNODEFICIENCY
/uþ z/.r"t¿
Deduct¡ble
Deductible
Producls Coveaed
Covered
Conlrâcl Bâsis
Spec¡fic
Mâxiñuh
Prcmium (PEPM)
Laabilily Protection
Basis
Plan I
Expected Claim (PEP¡r)
Rètunding
12 Month Paid Contracl (Renewal Year)
$200,000
N/A
Unlimited Annual/Lifelìñe
lncluded
N/AÍ r 5.70
N/A
12 Month Paid Contract (Renewal Year)
2000/o
$1,000,000
¡0.02
¡23,817,918
Medical/Rx
$1376.44
lu 7t2 Aa
12 Monlh Pa¡d Conlract (Renewâl Year)
$200,000
N/A
lncluded
l.l/A
¡128.79
N/A
MedicaVRx
12 Monlh Paid Contact (Renewal Year)
2000/.
$1,000,000
¡0.02
127,9'16,630
$1,613.30
fVedicaUfu
0.00/,
o oo/"
0.0%
o oo/.