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HomeMy WebLinkAboutCAG2020-128 - Original - Rainier Title - Matelich Property - Mill Creek Reestablishment Project - 04/30/2020 Agreement Routing Form ��,KcNT For Approvals,Signatures and Records Management WASHINGTON This form combines&replaces the Request for Mayor's Signature and Contract Cover Sheet forms. (Print on pink or cherry colored paper) Originator: Cheryl Rolcik-Wilcox Department. Public Works Date Sent. 4/29/20 Date Required: 5/1/20 a :0 Authorized Director or Designee Date of ° 4/21/20 a to Sign: Council aMayor Approval: Budget 13-3002/D20086 Grant? Yes ❑✓ No Account Number. Type: N/A Vendor Category. Name: Rainier Title g ry: Purchase/Sale = Vendor Sub-Category ° Number: EProject Mill Creek Reestablishment Project A. Name: ° M. Project C Details: Buyer packet from Rainier Title for Matelich property on Frager Rd. E Agreement $280,000 Basis for 0 Amount. Selection of all L Contractor: 171 Start Date: Termination Date: Notice required prior to Yes No Contract Number: disclosure? Date Received by City Attorney: Comments: 11711 O April 29, 2020 �, N 41 L 3 it R a1 Date Routed to the Mayor's Office: f 0 in 'T 12-0 air Date Routed to the City Clerk's Office: ar Date Sent to Originator: Visit Documents.KentWA.gov to obtain copies of all agreements adccW22373_6_19 (253)216-0240 (P)/(425)329-2194(F)/kentescrow@rainiertitle.com Rainier Title, LLC-Kent F_ \ 20435 72nd Ave. S., Bldg. 3 Ste 155 ._._r Kent,WA 98032 RAI N I E RTITL E ALTA ID#108364 5 (253)216-0240 (P)P) (425)329-2194(F) kentescrow@rainiertitle.com April 29, 2020 City of Kent 220 Fourth Avenue South Kent, WA 98032 Re: Escrow Number: 749372RT Property Address: XXX Frager Road S., Kent, WA 98032 Thank you for choosing Rainier Title. In connection with your transaction, the following documents are enclosed for your review and signature. To ensure timely processing, we request the enclosed forms be completed and returned to our office without delay. Please return the signed documents via fax to 425-329-2183 or email them to epro(a)rainiertitle.com. 1 Closing Agreement and Escrow Instructions Please review, return page 1 with signature(s) WITHIN 48 HOURS and retain pages 2-5. 2. Buyer Disclosure and Information Please complete and return WITHIN 48 HOURS. SIGNING APPOINTMENT: We will be contacting you a few days prior to closing to set up an appointment to sign your closing documents. Typically the signing is at least 24 to 72 hours prior to actual closing date. Please bring with you your photo ID (drivers license or passport) for identification purposes. This appointment usually takes an hour, and we will give you directions to our office for your convenience when we call. You are welcome to park here at our building with our compliments. FUNDS TO CLOSE: Funds will need to be deposited in the following way: We will accept a cashier's check one business day prior to closing, drawn from a local bank, payable to Rainier title or a wire transfer. Please note that Cash and/or ACH Deposits cannot be accepted *CAUTION* Our wire instructions are attached. Please do NOT use any wire instructions which differ from the attached. Our instructions rarely change so you should be suspicious if you receive new or revised instructions. We will advise you of the amount due when we set your appointment. Always verify the amount of funds to close directly with us prior to sending any wire. Closing a real estate transaction requires teamwork. We are honored to be a member of this team and look forward to working with you toward a smooth and timely closing. If you have any questions regarding your transaction, please don't hesitate to contact us. Sincerely, Your Rainier Title Closing Team Escrow Assistant: Escrow Closer: Elizabeth Noel Jennie Graddon Phone: (253) 216-0244 Phone: (253)216-1024 Email: elizabethn@rainiertitle.com Email:jennieg@rainiertitle.com Office Maps: http://www.rainiertitle.com Privacy Policy: http://www.rainiertitle.com/privacVpolicV Revised 04-01-16 (253)216-0240 (P)/(425)329-2194(F)/kentescrow@rainiertitle.com Revised 04-01-16 Please complete and return via: Email: eproArainiertitle.com or Fax 425-329-2183 (253)216-0240 (P)/(425)329-2194(F)/kentescrow@rainiertitle.com Closing Agreement and Escrow Instructions Buyer: City of Kent Seller: Andrew J. Matelich and Ruth M. Matelich and Timothy I. Matelich Escrow Number: 749372RT Property Address: XXX Frager Road S., Kent, WA 98032 NOTICE TO PARTIES The services of the Closing Agent under these instructions will be performed by a person certified as a Limited Practice Officer under the Admission to Practice Rule 12, adopted by the Washington State Supreme Court. Under that rule, Limited Practice Officers may only select, prepare and complete certain documents on forms which have been approved for their use. You are further advised that: • The Limited Practice Officer is not acting as the advocate or representative of either(or any) of the parties. • The documents prepared by the Limited Practice Officer will effect the legal rights of the parties • The parties' interests in the document may differ. • The parties have the right to be represented by lawyers of their own selection. • The Limited Practice Officer cannot give legal advice as to the manner in which the documents affect the parties. BY SIGNING THESE INSTRUCTIONS, EACH PARTY ACKNOWLEDGES: I have been specifically informed that the Closing Agent is forbidden by law from offering any advice concerning the merits of the transaction or the documents that will be used to close the transaction. The Closing Agent has not offered any legal advice or referred me to any named attorney, but has clearly requested that I seek legal counsel if I have any doubt concerning the transaction or these instructions. I have had adequate time and opportunity to read and understand these instructions (pages 1-5) and all other existing documents referred to in these instructions. BUYERS: Date: City of Kent By: Dana Ralph, Mayor Page 1 of 5 Revised 04-01-16 PLEASE RETAIN FOR YOUR RECORDS (253)216-0240 (P)/(425)329-2194(F)/kentescrow@rainiertitle.com The undersigned buyer and seller(referred to herein as "the parties") hereby designate and appoint Rainier Title, LLC. (referred to herein as"the closing agent")to act as their closing and escrow agent according to the following agreements and instructions. IT IS AGREED,AND THE CLOSING AGENT IS INSTRUCTED,AS FOLLOWS: Terms of Sale. The terms and conditions of the transaction which is the subject of these instructions (referred to herein as "the transaction") are set forth in the parties' Purchase and Sale Agreement, Earnest Money Agreement, or other written agreement, and any attachments, amendments or addenda to that agreement (referred to herein as "the parties' agreement"), which is made a part of these instructions by this reference. If the Purchase and Sale Agreement provides that a commission is due at closing, the Company will require payment of the commission according to the broker's demand, which will be furnished at the closing agent's request. Any changes to the parties' agreement will be made a part of these instructions, without further reference, when signed by the parties and delivered to the closing agent. These instructions are not intended to amend, modify or supersede the terms and conditions of the parties' agreement and if there is any conflict or inconsistency between these instructions and the parties' agreement, the terms and conditions of the parties' agreement shall control. Description of Real Property. The real property which is the subject of the transaction (referred to herein as "the property") is identified in the parties' agreement. The documents required to close the transaction must contain the "legal description" of the property. If the parties' agreement does not yet contain the correct legal description, the parties or the real estate agent should obtain an addendum setting forth the legal description as soon as possible and deliver it to the closing agent. Closing Date. Unless otherwise described in the parties' agreement, the closing date shall be considered to be the date on which the legal documents are recorded and the funds are available for disbursement. Documents. The closing agent is instructed to select, prepare, complete, correct, receive, hold, record and deliver documents as necessary to close the transaction. The closing agent may request that certain documents be prepared or obtained by the parties or their attorneys, in which case the parties shall deliver the requested documents to the closing agent before the closing date. Execution of any document will be considered approval of its form and content by each party signing such document. Deposits and Disbursements of Funds. Before the closing date, each party shall deposit with the closing agent all funds required to be paid by such party to close the transaction, less any earnest money previously deposited with the real estate agent. The closing agent is authorized, but not required, to consider a lending institution's written commitment to deposit funds as the equivalent of a deposit of such funds, if all conditions of the commitment will be met on or before the closing date. All funds deposited with the closing agent shall be deposited in an escrow trust account with a bank doing business in the State of Washington. The parties hereby acknowledge that except as provided by Supreme Court Admission to Practice Rule 12.1 and 12.1 (h) adopted in 1995, the money deposited with closing agent by them in connection with this escrow will be further deposited into a non-interest bearing account with a financial institution ("the funds depository") whose deposits are covered by FDIC insurance. The parties further acknowledge that in calculating the amount of available insurance, the FDIC will consolidate moneys deposited under this escrow with all other funds of the undersigned which are on deposit with the funds depository. The parties do therefore release closing agent from any liability and assume all responsibility for any loss to themselves which may result from a lack of FDIC insurance in excess of$250,000.00. The parties acknowledge that the Closing Agent may receive incidental benefits from the financial institution based on the existence of its escrow trust account deposits. The closing agent shall not be required to disburse any funds deposited by check or draft until it has been advised by its bank that such check or draft has been honored. RCW 18.44.070 provides that an escrow agent shall not make disbursements until the next business day after the business day on which the funds are deposited unless the deposit is made in cash, by interbank electronic wire transfer, or in a form that permits conversion of the deposit to cash on the same day the deposit is made. All disbursements shall be made by the closing agent's check or, if the payee so instructs in writing, by electronic wire transfer. Settlement Statement. The closing agent is instructed to prepare a preliminary, estimated settlement statement showing all funds deposited for the account of each of the parties and the proposed disbursements from such funds. No funds shall be disbursed until the parties have examined and approved the settlement statement. Some items may be estimated, and the final amount of each estimated item will be adjusted to the exact amount required to be paid at the time of disbursement. The settlement statement will be subject to audit and any errors or omissions may be corrected at any time. If any monetary error is found, the amount will be immediately paid by the party liable for such payment to the party entitled to receive it. Page 2 of 5 Closing Agreement and Escrow Instructions Revised 04-01-16 PLEASE RETAIN FOR YOUR RECORDS (253)216-0240 (P)/(425)329-2194 fl/kentescrow@rainiertitle.com Pro-rations. Adjustments or pro-rations of real estate taxes, and other charges if any, which appear on the Title Report, shall be made on the basis of a 365 day year, unless the closing agent is otherwise instructed in writing. Title Insurance. The closing agent shall order or obtain copies and forward to the parties as applicable, a Preliminary Commitment for the Title Insurance on the property (referred to herein as "the title report"), together with copies of the exceptions noted thereon. The parties shall be responsible to review these items for accuracy, a verification of the legal description, and to determine their acceptability for purposes of closing. Verification of Existing Encumbrances. The closing agent is permitted to request a written statement from the holder of each existing encumbrance on the property, verifying its status, terms, balance owing and, if it will not be removed at closing, the requirements that must be met to obtain a waiver of any due-on-sale provision. The closing agent is authorized to rely upon such written statements in the performance of its duties, without liability or responsibility for their accuracy or completeness. The Closing Agent may further rely upon any verbal update to a written payoff statement provided by an existing lender and the borrower agrees to indemnify Closing Agent for payoff amounts which may be regarded as incomplete or inaccurate by the lender upon receipt. Disclosure of Information to Third Parties. The closing agent is authorized to furnish, upon request, copies of any closing documents, agreements or instructions concerning the transaction to the parties' designated attorneys, and to their real estate agent, relocation company, the designated lender, loan broker and title insurance company involved in the transaction. Records Retention. Unless otherwise prescribed by law, the closing agent may destroy after six (6) years from the closing date hereof, these and records, agreements and instruments relating to the closing of this transaction, including all documentation and accounting information, excluding however, any and all loan documents. Closing Agent's Fees and Expenses. The closing agent's fee is intended as compensation for the usual closing services as set forth in these instructions. If additional services are requested or required to comply with any change or addition to the parties' agreement or these instructions, or as a result of any party's assignment of interest or delay in performance, the parties agree to pay a reasonable additional fee for such services. The parties shall also reimburse the closing agent for any out-of-pocket costs and expenses incurred by it under these instructions, including but not limited to excessive fax costs, electronic wire transfer costs and courier fees. Cancellation. These instructions may be canceled by a written agreement, signed by all of the parties, and payment of the closing agent's fees, costs and expenses. Upon receipt of such agreement and payment, the closing agent shall return any money or documents then held by it to the parties that deposited the same, and shall have no further duties or responsibilities under these instructions. Inability to Comply With Instructions. If the closing agent receives conflicting instructions or determines, for any reason, that it cannot comply with these instructions by the date for closing specified in the parties' agreement or in any written extension of that date, it shall notify the parties, request further instructions, and in its discretion: (1) continue to perform its duties and close the transaction as soon as possible after receiving further instructions, or (2) if no conflicting instructions have been received, return any money or documents then held by it to the parties that deposited the same, less any fees and expenses chargeable to such party, or (3) commence a court action, deposit the money and documents held by it into the registry of the court, and ask the court to determine the rights of the parties. When the money and documents have been returned to the parties or deposited into the registry of the court, the closing agent shall have no further duties or responsibilities under these instructions. Disputes. Should any dispute arise between the parties, or any of them, and/or any other party, concerning the property or funds involved in the transaction, the closing agent may, at its sole discretion, hold all documents and funds in their existing status pending resolution of the dispute, or join or commence a court action, deposit the money and documents held by it with the court, and ask the court to determine the rights of the parties. Upon depositing said funds and documents with the court, the closing agent shall have no further duties or responsibilities under these instructions. The parties jointly and severally agree to pay the closing agent's costs, expenses and reasonable attorney's fees incurred in any lawsuit arising out of or in connection with the transaction or these instructions, whether such lawsuit is instituted by the closing agent, the parties, or any other person. Page 3 of 5 Closing Agreement and Escrow Instructions Revised 04-01-16 PLEASE RETAIN FOR YOUR RECORDS (253)216-0240 (P)/(425)329-2194(F)/kentescrow@rainiertitle.com Notices. Any notice, declaration or request made under these instructions shall be in writing, signed by the party giving such notice or making such declaration or request, and personally delivered or mailed to the closing agent and other parties. Amendments. Any amendment, addition or supplement to these instructions must be in writing, signed by the appropriate parties and delivered to the closing agent. Counterparts. These instructions may be executed in one or more counterparts with like effect as if all signatures appeared on one copy. IMPORTANT - READ CAREFULLY The following items must be completed by the parties, outside of escrow, and are not part of the closing agents' duties under these instructions. Inspection and Approval of the Property. Any required inspections or approvals of the property or of improvements, additions or repairs to the property will be arranged and completed by the parties, outside of escrow. The closing agent shall have no liability with respect to the physical condition of the property, or any buildings, improvements, plumbing, heating, cooling, electrical, septic or other systems on the property, and no responsibility to inspect the property, or to otherwise determine its physical condition, or to determine whether any required improvements, additions or repairs have been satisfactorily completed. Undisclosed Sewer Charges. Buyer and seller acknowledge that the subject property may be located within one of those participating cities or sewer districts which have entered into a special contractual relationship with the Metro Council which may allow Metro to levy a fee or charge an additional service fee. Buyer and Seller agree that any adjustment shall be handled outside of closing and Escrow Closer shall be held harmless with respect to any such "capacity charge". Real Estate Disclosure. A Residential Real Estate Sales Disclosure may be required to be furnished by the seller to the buyer before the closing of the sale of subject property in accordance with Title 64 RCW, enacted 1994 and as amended. Escrow Closer has not advised either party as to the scope of such disclosure or the parties' rights or duties thereunder, but has advised both parties to review these matters with their real estate agent or an attorney of their choice. Escrow Closer is hereby assured by the buyer that any disclosure required, including any disclosure relative to Farm and Timber, Asbestos or Lead Base Paint, has been received and the appropriate time has expired and Escrow Closer has no duty to independently confirm such receipt and time expiration by buyer. Personal Property. Any required inspections, approvals or transfers of possession of any owned or leased fixtures, equipment or other items of personal property included in the transaction, and payment of any personal property, sales or use taxes, will be completed by the parties outside of escrow. Unless otherwise instructed in writing, the closing agent shall have no responsibility with respect to such personal property and shall not be required to determine the status or condition of the title to, encumbrances upon, ownership, or physical condition of such personal property, nor to calculate, pro-rate, collect, prepare returns for or pay any personal property tax, sales tax or use tax arising from the transaction. Utilities. If the Purchase and Sale Agreement lists the names and addresses of public utilities which could claim a lien, the Closing Agent shall request statements for payment of final or estimated billings and is instructed to pay the amounts demanded by such designated public utilities. In the event such designated public utilities do not provide the payment information within the time allowances prescribed by law, Closing Agent shall have no further responsibility to the parties for the payment of said utilities, and shall not be required to pay them, and seller agrees to discharge said utilities outside of escrow. All other orders, cancellations, transfers, payments and adjustment of accounts for installation or service of water, sewer, garbage collection, electricity, gas, fuel oil, telephone, television cable and any other utilities for public services, including installation fees, will be completed by the parties outside of escrow. Unless specifically instructed in writing by one or more parties in accordance with State of Washington RCW 60.80, all orders, cancellations, transfers, payments and adjustments of accounts for water, sewer, garbage collection, electricity, gas, FUEL OIL, telephone, television cable and any other utilities or public services will be completed by the parties outside of escrow. Unless otherwise instructed, the closing agent shall have no responsibility to determine, collect, pay, pro-rate or adjust charges for installation or service for any utilities or public services, except to pro-rate existing recurrent assessments for public improvements if any, which may appear on the title report. Page 4 of 5 Closing Agreement and Escrow Instructions Revised 04-01-16 PLEASE RETAIN FOR YOUR RECORDS (253)216-0240 (P)/(425)329-2194(F)/kentescrow@rainiertitle.com Fire or Casualty Insurance. If a new policy of fire, hazard or casualty insurance on the property is necessary to close the transaction, the buyer will arrange for the policy to be issued, and will provide evidence of the required insurance coverage to the closing agent before the closing date, together with a paid premium receipt or an authorization to pay the premium through escrow. Possession of the Property. The transfer of possession of the property shall be arranged between the parties, or through their respective real estate agents, outside of escrow, and shall not be the responsibility of the closing agent. Collection Account. If any financing for the transaction will be provided by a private party, the parties are advised to open a collection account at a financial institution to receive and disburse payments to be made under the private promissory note or contract. The collection account shall be established by the parties outside of escrow and shall not be the responsibility of the closing agent. 1099-S Reporting of Sellers Proceeds. In compliance with the Tax Reform Act of 1986, Internal Revenue Code Sections 6045(e), 6676, 6722, 6723, and 7203 and as further amended, seller shall provide all information necessary, including Seller's Taxpayer Identification Number (TIN), for the preparation of a Form 1099-S as required by the Internal Revenue Service in connection with the closing and completion of the transaction. Closing agent reserves the right not to close the escrow if adequate information to complete Form 1099-S is not provided by the seller. Foreign Investment in Real Property Tax Act. If any seller is, or may be, a non-resident alien or a foreign corporation, partnership, trust or estate for the purposes of United States income taxation, the parties are advised to consult with their attorneys before the closing date to determine their responsibilities and liabilities, if any, under the Foreign Investment in Real Property Tax Act (Section 1445 et seq. of the Internal Revenue Code). The closing agent is not required to verify the nationality or foreign status of any of the sellers, or to withhold, report or pay any amounts due under such act, unless directed by the parties in writing. However, the closing agent may request additional information or documentation concerning sellers' foreign status, and the parties agree to cooperate by providing such information and documentation. Approvals and Permits. The parties are advised to consult with their attorneys to determine whether any building, zoning, subdivision, septic system, or other construction or land use permits or approvals will be required, either before or after the closing date. The closing agent shall have no responsibility with respect to any such permit or approval, and shall have no liability arising from the failure of any party to obtain, or from the refusal of any governmental authority to grant, any such permit or approval. Condominiums and Common Interest Communities. A seller may be required to deliver a resale certificate or public offering statement to the buyer of a condominium unit prior to closing in accordance with RCW Chapter 64.34, known as the Condominium Act. A seller may be required to deliver a public offering statement or resale certificate to the buyer of property within certain common interest communities prior to closing in accordance with Senate Bill 6175, known as the Washington Uniform Common Interest Ownership Act. Compliance with Certain Laws. The parties are advised to consult with their attorneys to determine their rights and responsibilities, if any, under the Consumer Protection Act, Truth-in-Lending Act or other similar laws. The Closing Agent shall have no responsibility for the parties' compliance, nor any liability arising from the failure of any party to comply, with any such law. Additional Agreements, Instructions and Disclosures: Any additional instructions noted below or attached by addenda are hereby incorporated into these instructions and made a part hereof. If the Closing Agent has received all instructions, funds and documents to complete recording prior to the Closing Date of the Purchase and Sale Agreement, and if the title policy will be issued with an Effective Date no later than the Closing Date, the Closing Agent is authorized to complete the closing of the transaction until and unless the authority is withdrawn by one of the parties or a lender financing the transaction. Page 5 of 5 Closing Agreement and Escrow Instructions Revised 04-01-16 Please complete and return via: Email: epro(cDrainiertitle.com or Fax 425-329-2183 (253)216-0240 (P)/(425)329-2194(F)/kentescrow@rainiertitle.com Buyer Disclosure & Information Escrow Number: 749372RT Property Address: XXX Frager Road S., Kent,WA 98032 Please indicate how you plan to hold title to the property: ❑ Unmarried person(s) ❑ Married Couple ❑ Married Person, purchasing separate Please note, if you are married and purchasing as your separate estate, your spouse may be required to sign a number of closing documents. ❑ Buyers are Registered Washington State Domestic Partners ❑ Pending Divorce (if you checked this, please call our office ASAP!) ® Other Please provide your spouses name: N/A Do you plan to occupy the property as your primary residence after closing? ❑ Yes ® No If No, please indicate your mailing address: 220 4th Avenue S. Kent WA 98032 Address City State Zip Continue... Page 1 of 2 Buyer Disclosure and Information Revised 04-01-12 (253)216-0240 (P)/(425)329-2194 fl/kentescrow@rainiertitle.com Please complete and return via: Email: epro(a-)_rainiertitle.com or Fax 425-329-2183 Buyer Disclosure & Information Escrow Number: 749372RT Property Address: XXX Frager Road S., Kent,WA 98032 Mortgage Company/Broker you are using: N/A Loan Officer's Name: N/A Phone#: N/A Loan Officer's Email: N/A We will obtain a 1st loan: Yes ❑ No ® We will obtain a 2nd loan: Yes ❑ No ® No Lender involved — Paying Cash Are you participating in a 1031 Tax Deferred Exchange? No ® Yes ❑ If YES— Name of Facilitator: Phone#: Contact Name: Fax#: ® Will be in town to sign all of my documents ❑ Will NOT be in town to sign — Please overnight documents to the following address: Address City State Zip Buyer 1 Name (print): City of Kent Email: crolcik-wilcox@kentwa.gov Home #: Work#: 253-856-5571 Cell #: Current Address: Street City State Zip SS# N/A Buyer 2 Name (print): N/A Email: N/A Home #: N/A Work#: N/A Cell #: N/A Current Address: Street City State Zip SS# N/A Page 2 of 2 Buyer Disclosure and Information Revised 04-01-12 Rainier Title, LLC-Kent 20435 72nd Ave. S., Bldg. 3 Ste 155 �j s _ice Kent,WA 98032 RAIN 1 ERTITLE ALTA ID#1083645 (253)216-0240 (P)P) (425)329-2194(F) kentescrow@rainiertitle.com Date: 4/29/2020 KEYBANK WIRE TRANSFER INSTRUCTIONS If you are authorizing funds to be wired to escrow for closing, please direct the transfer as follows: Bank: Keybank 1301 5th Avenue 24th Floor Seattle, WA 98101 Account Name: Rainier Title, LLC Account Number: 479681268427 ABA/ Bank Routing Number: 125000574 SWIFT code for international wires KEYBUS33 WIRE DETAILS MUST INCLUDE THE FOLLOWING REFERENCE INFORMATION OR BE SUBJECT TO REJECTION Our Escrow Number: 749372RT Transactee Name: City of Kent Property Address: XXX Frager Road S., Kent, WA 98032 FUNDS MUST BE WIRED: ACH/Electronic Deposits are NOT accepted and will be rejected by our bank. These instructions are for the purpose of sending wire transfers only. Other forms of payment may cause a closing delay. **BE AWARE! Online banking fraud is on the rise. If you receive an email amending our wire transfer instructions,please call our office immediately to verify the information prior to sending funds. Our wire instructions rarely change so any deviation should be considered suspicious.** Page I of 2 Buyer Disclosure and Information Revised 04-01-12 - GOOD FUNDS REQUIRED RAINIERTITLE FOR CLOSING WHAT ARE GOOD FUNDS? Good Funds are funds which are immediately available to the titl%scrow company upon deposit. Depending on the type of funds deposited, a waiting period may apply before the transaction can close and funds can be disbursed. ACCEPTED BANK WIRES: We encourage all customers to send funds via wire transfer. These funds are available for immediate credit and can be disbursed the quickest, thereby ensuring a timely closing. Closing funds must be wired if the total is more than $250,000. CASHIER'S CHECKS: When a bank issues a cashier's check they first verify the funds are available in the account. Cashier's checks are considered good funds once they have been deposited and cleared. This takes between 1 and 3 days depending on the issuing bank. Cashier's checks must be issued in Washington State or they will be treated like a personal check and can delay closing. NOT ACCEPTED ACH TRANSFERS: ACH transfers are not the same as a bank wire. Both are completed electronically. However, ACH transfers can be recalled up to 90 days after completion and without our approval. This does not meet the good funds requirement and is therefore not an acceptable form of funds. Our bank blocks these transfers and may not notify us. FOREIGN & VIRTUAL CURRENCIES: All funds must be converted to US Dollars prior to deposit to escrow. CASH: We are not able to properly secure cash deposits and do not accept cash. Call us today if you have questions! (888-828-0018) Page 2 of 2 Buyer Disclosure and Information Revised 04-01-12 American Land Title Association Commitment for Title Insurance-Adopted 08-01-2016 Form C.GU.1002 RAINIERTITLE COMMONWEALTH LAND TITLE INSURANCE COMPANY COMMITMENT FOR TITLE INSURANCE NOTICE IMPORTANT—READ CAREFULLY: THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLE INSURANCE POLICIES.ALL CLAIMS OR REMEDIES SOUGHT AGAINST THE COMPANY INVOLVING THE CONTENT OF THIS COMMITMENT OR THE POLICY MUST BE BASED SOLELY IN CONTRACT. THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGAL OPINION, OPINION OF TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THE PROCEDURES USED BY THE COMPANY TO DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANY SEARCH AND EXAMINATION, ARE PROPRIETARY TO THE COMPANY, WERE PERFORMED SOLELY FOR THE BENEFIT OF THE COMPANY, AND CREATE NO EXTRACONTRACTUAL LIABILITY TO ANY PERSON, INCLUDING A PROPOSED INSURED. THE COMPANY'S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSED INSURED IDENTIFIED IN SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THIS COMMITMENT. THE COMPANY HAS NO LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THIS COMMITMENT TO ANYOTHER PERSON. COMMITMENT TO ISSUE POLICY Subject to the Notice; Schedule B, Part I—Requirements; Schedule B, Part II—Exceptions; and the Commitment Conditions, Commonwealth Land Title Insurance Company, a Florida corporation (the "Company"), commits to issue the Policy according to the terms and provisions of this Commitment. This Commitment is effective as of the Commitment Date shown in Schedule A for each Policy described in Schedule A, only when the Company has entered in Schedule A both the specified dollar amount as the Proposed Policy Amount and the name of the Proposed Insured. If all of the Schedule B, Part I—Requirements have not been met within 180 days after the Commitment Date, this Commitment terminates and the Company's liability and obligation end. Countersigned by: Authorized Countersignature L nier Title, LLC pany Name t, WA , State This page is only a part of a 2016 AL TA®Commitment for Title Insurance. This Commitment is not valid without the Notice,the Commitment to Issue Policy,the Commitment Conditions,Schedule A,Schedule 8,Part I—Requirements,and Schedule 8,Part II—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association.All rights reserved. The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Page 1 COMMITMENT CONDITIONS 1. DEFINITIONS (a) "Knowledge" or"Known": Actual or imputed knowledge, but not constructive notice imparted by the Public Records. (b) "Land": The land described in Schedule A and affixed improvements that by law constitute real property. The term "Land" does not include any property beyond the lines of the area described in Schedule A, nor any right, title, interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, or waterways, but this does not modify or limit the extent that a right of access to and from the Land is to be insured by the Policy. (c) "Mortgage": A mortgage, deed of trust, or other security instrument, including one evidenced by electronic means authorized by law. (d) "Policy": Each contract of title insurance, in a form adopted by the American Land Title Association, issued or to be issued by the Company pursuant to this Commitment. (e) "Proposed Insured": Each person identified in Schedule A as the Proposed Insured of each Policy to be issued pursuant to this Commitment. (f) "Proposed Policy Amount": Each dollar amount specified in Schedule A as the Proposed Policy Amount of each Policy to be issued pursuant to this Commitment. (g) "Public Records": Records established under state statutes at the Commitment Date for the purpose of imparting constructive notice of matters relating to real property to purchasers for value and without Knowledge. (h) "Title": The estate or interest described in ScheduleA. 2. If all of the Schedule B, Part I—Requirements have not been met within the time period specified in the Commitment to Issue Policy, this Commitment terminates and the Company's liability and obligation end. 3. The Company's liability and obligation is limited by and this Commitment is not valid without: (a) the Notice, (b) the Commitment to Issue Policy; (c) the Commitment Conditions; (d) ScheduleA; (e) Schedule B, Part I—Requirements; and (f) Schedule B, Part II—Exceptions; and (g) a counter-signature by the Company or its issuing agent that may be in electronic form. 4. COMPANY'S RIGHT TOAMEND The Company may amend this Commitment at any time. If the Company amends this Commitment to add a defect, lien, encumbrance, adverse claim, or other matter recorded in the Public Records prior to the Commitment Date, any liability of the Company is limited by Commitment Condition 5. The Company shall not be liable for any other amendment to this Commitment. 5. LIMITATIONS OF LIABILITY (a) The Company's liability under Commitment Condition 4 is limited to the Proposed Insured's actual expense incurred in the interval between the Company's delivery to the Proposed Insured of the Commitment and the delivery of the amended Commitment, resulting from the Proposed Insured's good faith relianceto: (i) comply with the Schedule B, Part I—Requirements; (ii) eliminate, with the Company's written consent, any Schedule B, Part II—Exceptions;or (iii) acquire the Title or create the Mortgage covered by this Commitment. (b) The Company shall not be liable under Commitment Condition 5(a) if the Proposed Insured requested the amendment or had Knowledge of the matter and did not notify the Company about it in writing. (c) The Company will only have liability under Commitment Condition 4 if the Proposed Insured would not have incurred the expense had the Commitment included the added matter when the Commitment was first delivered to the Proposed Insured. This page is only a part of a 2016 AL TA®Commitment for Title Insurance, This Commitment is not valid without the Notice,the Commitment to Issue Policy,the Commitment Conditions:Schedule A;Schedule 8,Part[—Requirements,and Schedule S,Part II—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association.All rights reserved. Menic�" The use of this Form(or any derivative thereof)is restricted to ALTA licensees and LAND TInE NASSOCIATIONDI- E ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Ak Page 2 (d) The Company's liability shall not exceed the lesser of the Proposed Insured's actual expense incurred in good faith and described in Commitment Conditions 5(a)(i)through 5(a)(iii)or the Proposed Policy Amount. (e) The Company shall not be liable for the content of the Transaction Identification Data, if any. (f) In no event shall the Company be obligated to issue the Policy referred to in this Commitment unless all of the Schedule B, Part I—Requirements have been met to the satisfaction of the Company. (g) In any event, the Company's liability is limited by the terms and provisions of the Policy. 6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT (a) Only a Proposed Insured identified in Schedule A, and no other person, may make a claim under this Commitment. (b) Any claim must be based in contract and must be restricted solely to the terms and provisions of this Commitment. (c) Until the Policy is issued, this Commitment, as last revised, is the exclusive and entire agreement between the parties with respect to the subject matter of this Commitment and supersedes all prior commitment negotiations, representations,and proposals of any kind,whether written or oral,express or implied, relating to the subject matter of this Commitment. (d) The deletion or modification of any Schedule B, Part II—Exception does not constitute an agreement or obligation to provide coverage beyond the terms and provisions of this Commitment or the Policy. (e) Any amendment or endorsement to this Commitment must be in writing and authenticated by a person authorized by the Company. (f) When the Policy is issued, all liability and obligation under this Commitment will end and the Company's only liability will be under the Policy. 7. IF THIS COMMITMENT HAS BEEN ISSUED BY AN ISSUING AGENT The issuing agent is the Company's agent only for the limited purpose of issuing title insurance commitments and policies. The issuing agent is not the Company's agent for the purpose of providing closing or settlement services. 8. PRO-FORMA POLICY The Company may provide, at the request of a Proposed Insured, a pro-forma policy illustrating the coverage that the Company may provide.A pro-forma policy neither reflects the status of Title at the time that the pro-forma policy is delivered to a Proposed Insured, nor is it a commitment to insure. Issued by. COMMONWEALTH LAND TITLE INSURANCE COMPANY NOTE: THE POLICY COMMITTED FOR MAY BE EXAMINED BY INQUIRY AT THE OFFICE OF RAINIER TITLE 2722 Colby Ave; Suite 125, Everett, WA 98201 All notices required to be given the Company and any statement in writing required to be furnished the Company shall be addressed to it at P.O. Box 2029, Houston, Texas 77252-2029. This page is only a part of a 2016 ALTA®Commitment for Title Insurance. This Commitment is not valid without the Notice;the Commitment to Issue Policy;the Commitment Conditions,Schedule A,Schedule B,Part I—Requirements,and Schedule B,Part 11—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association.All rights reserved. �MERICAN The use of this Form(or any derivative thereof)is restricted to ALTA licensees and AND TITLE ASSOCIATION ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Page 3 A, ALTA COMMITMENT FOR TITLE INSURANCE SCHEDULE A FWNIERTITLE ISSUED BY RAINIER TITLE AGENT FOR COMMONWEALTH LAND TITLE INSURANCE COMPANY Transaction Identification Data for reference only: Issuing Agent: Rainier Title, LLC The Title Team ALTA Universal ID: 1114318 1501 4th Ave.,Suite 300 Seattle,WA 98101 File Number: 749372RT Toll Free:(888)929-1999 Property Address: XXX Frager Road S., Kent, WA 98032 Ph:(425)551-5501 Revision Number: THIRD REPORT Fax:(206)230-7779 Email:thetitleteamarainiertitle.com SCHEDULE A 1. Commitment Date: April 24, 2020 2. Policy or Policies to be issued: ALTA Standard Coverage Owner's Policy Amount: $280,000.00 (06/2006) Premium: $1,061.00 Rate:CW General Schedule Sales Tax: $106.10 Proposed Insured: City of Kent 3. The estate or interest in the Land described or referred to in this Commitment is: FEE SIMPLE 4. Title to the estate or interest in the Land is at the Commitment Date vested in: Andrew J. Matelich, Ruth M. Matelich and Timothy I. Matelich, each as a separate estate 5. The Land is described as follows: See attached Exhibit A Brenda Mcoy, By: Executive Vice President of Title COMMONWEALTH LAND TITLE INSURANCE COMPANY Agent Signature Agent Number: 140758.1.81.47 This page is only a part of a 2016 ALTA®Commitment for Title Insurance. This Commitment is not valid without the Notice;the Commitment to Issue Policy,the Commitment Conditions;Schedule A;Schedule B.Part I—Requirements;and Schedule B,Part II—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Schedule A—ALTA®Commitment for Title insurance(811116) Form:C.GU.1002 Copyright 2006-2016 American Land Title Association.All rights reserved. The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Page 4 of 19 ALTA COMMITMENT FOR TITLE INSURANCE COMMITMENT - EXHIBIT A RAINIERTITLE RAINIERISSUED BY TITLE AGENT FOR COMMONWEALTH LAND TITLE INSURANCE COMPANY File No.: 749372RT EXHIBIT 'A' Parcel A: That portion of Government Lot 11, Section 15, Township 22 North, Range 4 East, W.M., records of King County, Washington, described as follows: Beginning at the intersection of the centerline of the Kent-Des Moines Highway 60-foot right of way and the South line of E. Cooper Donation Claim; Thence Southerly along said centerline 130.29 feet to the intersection of the Northerly line extended West of a tract of land heretofore conveyed by instrument recorded under Recording Number 3289068 and 3350484, Thence South 89'19'47" East 265 feet; ; Thence North 01°02'04"West to the South line of E. Cooper Donation Claim Thence North 87°49'52"West 249 feet to the point of beginning; Except State Highway. Parcel B: That portion of Government Lot 11, Section 15, Township 22 North, Range 4 East, W.M., records of King County, Washington, described as follows: Beginning at the intersection of the centerline of the Kent-Des Moines Highway 60-foot right of way and the South line of E. Cooper Donation Claim; Thence Southerly along said centerline 130.29 feet to the intersection of the Northerly line extended West of a tract of land heretofore conveyed by instrument recorded under Recording Number 3289068 and 3350484; Thence South 89°19'47" East 265 feet to the point of beginning; Thence continuing South 89°19'47" East 236.99 feet more or less to the Northeast corner of said tract of land; Thence North 01°02'04"West on the Northerly extension of the East line of said tract of land 120 feet more or less to the South line of said Donation Claim; Thence North 87°49'52"West along said South line 237.26 feet; Thence South 01°02'04" East 124 feet more or less to the true point of beginning. Parcel C: That portion of Sections 14, 15, 22 and 23, Township 22 North, Range 4 East, W.M. in King County, Washington, lying East of the Kent-Des Moines Highway and West of the County Road, more particularly described as follows: Beginning at the Northeast corner of Section 22, Township 22 North, Range 4 East, W.M. in King County, Washington; Thence North 89' 30' East along the North line of said Section 22, produced, 14.72 feet to the center of County Road No. 76 "Frager Road"which point is hereby designated as the True Point of Beginning; Thence North 12' 21'45" East 59.02 feet along the centerline of said County Road No. 76; Thence North 14' 55' 30"West 66.77 feet along the centerline of said County Road; Thence North 52' 09' 00"West 300.76 feet along the centerline of said County Road to its intersection with the East line of the Enos Cooper Donation Claim; Thence South 12' 01' 30"West 47.81 feet along the East line of said Donation Claim to the Southeast corner of said Donation Claim; This page is only a part of a 2016 AL TA®Commitment for Title Insurance. This Commitment is not valid without the Notice,the Commitment to Issue Policy,the Commitment Conditions;Schedule A,Schedule B,Part I—Requirements,and Schedule B,Part II—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form. Exhibit A—ALTO)Commitment for Title Insurance(811116) Form.C.GU.1002 Copyright 2006-2016 American Land Title Association.All rights reserved. The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Page 5 of 19 Thence North 89' 47'48"West 1551.02 feet along the South line of said Donation Claim to its intersection with the centerline of the Kent-Des Moines Highway as established by Volume 26 of Commissioners' Records, page 493 and Volume 27 of Commissioners' Records, page 4, which intersection is on a highway curve to the right having a radius of 881.47 feet, Thence Southeasterly along the centerline of the said Kent-Des Moines Highway, a distance of 130.29 feet to its intersection with the North line of the Marshal W. Leet property as described in Deed recorded under Recording Numbers 3289068 and 3350584; Thence South 89' 47'48" East 501.99 feet along said North line to the Northeast corner of said Leet property; Thence South 2° 38' 04" East 287.55 feet along the East line of said Leet property to the Northwest corner of the A.M. Webb property, as conveyed by Deed recorded July 8, 1947 under Recording Number 3702926; Thence Easterly parallel to the South line of the Northeast quarter of said Section 22, 1170.47 feet, more or less, to the centerline of said County Road No. 76; Thence in a Northeasterly direction along the centerline of said County Road to the Point of Beginning; Except that portion thereof lying within said County Road No. 76 and Kent-Des Moines Highway; And except that portion lying Westerly of the Easterly margin of State Road No. 516 as condemned by the State of Washington in King County Superior Court Cause No.741401; And except that portion thereof described as follows: That portion of Government Lot 11, Section 15, Township 22 North, Range 4 East, W.M. in King County, Washington, described as follows: Beginning at the intersection of the centerline of the Kent-Des Moines Highway 60 foot right of way and the South line of E. Cooper Donation Claim, Thence Southerly along said centerline 130.29 feet to the intersection of the Northerly line extended West of a tract of land heretofore conveyed by instrument recorded under Recording Number 3289068; Thence South 89° 19' 47" East 265 feet; Thence North 01° 02' 04"West to the South line of E. Cooper Donation Claim; Thence North 87' 49' 52"West 249 feet to the point of beginning, Less State Highway; And except that portion thereof described as follows: Beginning at the intersection of the centerline of the Kent-Des Moines Highway 60 foot right of way and the South line of E. Cooper Donation Claim; Thence Southerly along said centerline 130.29 feet to the intersection of the Northerly line extended West of a tract of land heretofore conveyed by instrument recorded under Recording Numbers 3289068 and 3350484; Thence South 89' 19'47" East 265 feet to the Point of Beginning; Thence continuing South 89' 19'47" East 236.99 feet, more or less, to the Northeast corner of said tract of land; Thence North 01° 02' 04"West on the Northerly extension of the East line of said tract of land 120 feet, more or less, to the South line of said Donation Claim; Thence North 87' 49' 52"West along said South line 237.26 feet; Thence South 01° 02' 04" East 124 feet, more or less, to the point of beginning; Situate in the County of King, State of Washington. This page is only a part of a 2016 ALTA®Commitment for Title Insurance. This Commitment is not valid without the Notice,the Commitment to Issue Policy:the Commitment Conditions:Schedule A:Schedule B,Part[—Requirements,and Schedule B,Part ll—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form. Exhibit A—ALTA®Commitment for Title Insurance(811116) Form:C.GU.1002 Copyright 2006-2016 American Land Title Association.All rights reserved. The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Page 6 of 19 ALTA COMMITMENT FOR TITLE INSURANCE SCHEDULE B PART I ISSUED BY RAINIER TITLE AGENT FOR RAINIERTITLE COMMONWEALTH LAND TITLE INSURANCE COMPANY File No.: 749372RT SCHEDULE B, PART I Requirements All of the following Requirements must be met: 1. The Proposed Insured must notify the Company in writing of the name of any party not referred to in this Commitment who will obtain an interest in the Land or who will make a loan on the Land. The Company may then make additional Requirements or Exceptions. 2. Pay the agreed amount for the estate or interest to be insured. 3. Pay the premiums, fees, and charges for the Policy to the Company. 4. Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, or both, must be properly authorized, executed, delivered, and recorded in the Public Records. 5. Effective January 1, 1997, and pursuant to amendment of Washington state statutes relating to standardization of recorded documents, the following format and content requirements must be met. Failure to comply may result in rejection of the document by the recorder. First page or cover sheet: 3"top margin containing nothing except the returned address. 1" side and bottom margins containing no markings or seals Title(s) of documents Recording no. of any assigned, released or referenced document(s). Grantors names (and page no. where additional names can be found). Grantees names (and page no. where additional name can be found). Abbreviated legal description (Lot, Block, Plat Name or Section, Township, Range and Quarter, Quarter Section for unplatted). Said abbreviated legal description is not a substitute for a complete legal description which must also appear in the body of the document. Assessor's tax parcel number(s). Return address (in top 3" margin). ""A cover sheet can be attached containing the above format and data if the first page does not contain all required data Additional Pages: 1"top, side and bottom margins containing no markings or seals All Pages: No stapled or taped attachments. Each attachment must be separate page. All notary and other pressure seal must be smudged for visibility. Font size of 8 points or larger. END OF SCHEDULE B PART I This page is only a part of a 2016 ALTA®Commitment for Title Insurance. This Commitment is not valid without the Notice,the Commitment to Issue Policy:the Commitment Conditions,Schedule A,Schedule B,Part 1—Requirements,and Schedule B,Part ll—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Schedule B-I-Requirements—ALTA®Commitment for Title Insurance(811116) Form:C.GU.1002 Copyright 2006-2016 American Land Title Association.All rights reserved. � AME 0.ICAN The use of this Form(or any derivative thereof)is restricted to ALTA licensees and LAND TITLE ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Page 7 of 19 ALTA COMMITMENT FOR TITLE INSURANCE A, SCHEDULE B PART II ISSUED BY RAINIER TITLE, AGENT FOR RAINIERTITLE COMMONWEALTH LAND TITLE INSURANCE COMPANY File No.: 749372RT General Exceptions THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR LIMITATION CONTAINED IN ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT THAT THE SPECIFIC COVENANT, CONDITION, RESTRICTION, OR LIMITATION VIOLATES STATE OR FEDERAL LAW BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY, HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN. The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easement identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of the Company: A. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public Records or is created, attaches, or is disclosed between the Commitment Date and the date on which all of the Schedule B, Part I -Requirements are met. B. Defects, liens, encumbrances, adverse claims or other matters, if any, create, first appearing in the public records or attaching subsequent to the effective date hereof but prior to the date the proposed insured acquires of record for value the estate or interest or mortgage thereon covered by this commitment. Schedule B Exceptions appearing in ALTA Owner's Policy (6/17/06)—Standard Coverage and ALTA Loan Policy (6/17/06)—Standard Coverage: 1. Taxes or assessments which are not shown as existing liens by the public records. 2. (i) Unpatented mining claims; (ii) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (iii) water rights, claims or title to water; whether or not the matters described in (i), (ii), & (iii) are shown in the public records; (iv) Indian tribal codes or regulations, Indian treaty or aboriginal rights, including easements or equitable servitudes. 3. Rights or claims of parties in possession not shown by the public records. 4. Easements, claims of easements or encumbrances which are not shown by the public records. 5. Encroachments, overlaps, boundary line disputes, or other matters which would be disclosed by an accurate survey and inspection of the premises and which are not shown by the public records. 6. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records. 7. Any service, installation, connection, maintenance, tap, capacity, construction or reimbursement charges for sewer, water, electricity or other utilities, or for garbage collection and disposal. 8. Any titles or rights asserted by anyone, including but not limited to persons, corporations, governments, or other entities, to tidelands, or lands comprising the shores or bottoms of navigable rivers, lakes, bays, ocean or gulf, or lands beyond the line of the harbor or bulkhead lines as established or changed by the United States Government, or riparian rights, if any. 9 Minerals of whatsoever kind, subsurface and surface substances, including but not limited to coal, lignite, oil, gas, uranium, clay, rock, sand and gravel in, on, under and that may be produced from the Land, together with all rights, privileges, and immunities relating thereto, whether or not appearing in the Public Records or listed in Schedule B. The Company makes no representation as to the present ownership of any such interests. There may be leases, grants, exceptions or reservations of interests that are not listed. This page is only a part of a 2016 ALTA®Commitment for Title Insurance. This Commitment is not valid without the Notice;the Commitment to Issue Policy,the Commitment Conditions,Schedule A,Schedule B,Part 1—Requirements,and Schedule B,Part ll—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association.All rights reserved. AME- The use of this Form(or any derivative thereof)is restricted to ALTA licensees and LAND 11 ALTA members in good standing as of the date of use.All other uses are prohibited. ASSO141 Reprinted under license from the American Land Title Association. Page 8 of 19 ALTA COMMITMENT FOR TITLE INSURANCE SCHEDULE B PART II ISSUED BY RAINIER TITLE, AGENT FOR rFkAINIERTITLE COMMONWEALTH LAND TITLE INSURANCE COMPANY File No.: 749372RT General Exceptions Continued Schedule B Exceptions appearing in ALTA Owner's Policy (6/17/06)—Extended Coverage: 1. Taxes or assessments which are not shown as existing liens by the public records. 2. (i) Unpatented mining claims; (ii) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (iii) water rights, claims or title to water; whether or not the matters described in (i), (ii), & (iii) are shown in the public records; (iv) Indian tribal codes or regulations, Indian treaty or aboriginal rights, including easements or equitable servitudes. 3. Any service, installation, connection, maintenance, tap, capacity, construction or reimbursement charges for sewer, water, electricity or other utilities, or for garbage collection and disposal. 4. Any titles or rights asserted by anyone, including but not limited to persons, corporations, governments, or other entities, to tidelands, or lands comprising the shores or bottoms of navigable rivers, lakes, bays, ocean or gulf, or lands beyond the line of the harbor or bulkhead lines as established or changed by the Unites States Government, or riparian rights, if any. 5 Minerals of whatsoever kind, subsurface and surface substances, including but not limited to coal, lignite, oil, gas, uranium, clay, rock, sand and gravel in, on, under and that may be produced from the Land, together with all rights, privileges, and immunities relating thereto, whether or not appearing in the Public Records or listed in Schedule B. The Company makes no representation as to the present ownership of any such interests. There may be leases, grants, exceptions or reservations of interests that are not listed. Schedule B Exceptions appearing in ALTA Loan Policy (6/17/06) and ALTA Homeowner's Policy Of Title Insurance (12/02/13) 1 Minerals of whatsoever kind, subsurface and surface substances, including but not limited to coal, lignite, oil, gas, uranium, clay, rock, sand and gravel in, on, under and that may be produced from the Land, together with all rights, privileges, and immunities relating thereto, whether or not appearing in the Public Records or listed in Schedule B. The Company makes no representation as to the present ownership of any such interests. There may be leases, grants, exceptions or reservations of interests that are not listed. This page is only a part of a 2016 ALTA@ Commitment for Title Insurance. This Commitment is not valid without the Notice;the Commitment to Issue Policy;the Commitment Conditions,Schedule A,Schedule B.Part 1—Requirements,and Schedule 8,Part//—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association.All rights reserved. %11 The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Page 9 of 19 ALTA COMMITMENT FOR TITLE INSURANCE SCHEDULE B PART II ISSUED BY RAINIER TITLE AGENT FOR RAINIERTITLE COMMONWEALTH LAND TITLE INSURANCE COMPANY File No.: 749372RT Special Exceptions: 1. The Land is situated within the boundaries of local taxing authority of City of Kent. CAUTION: Washington has a graduated excise tax rate for sales occurring on or after 1/1/2020 for most properties, although a flat rate applies to properties formally classified and specially valued as timberland or agricultural land on the day of closing. The rate of real estate excise tax applicable to a sale prior to 1/1/2020, is 1.78%. The rate of real estate excise tax to a sale on or after 1/1/2020 for properties which are not formally classified and specially valued as timberland or agricultural land is: State portion: 1.10% on any portion of the sales price of$500,000 or less; 1.28% on any portion of the sales price above $500,000, up to $1,500,000; 2.75% on any portion of the sales price above $1,500,000, up to$3,000,000; 3.00% on any portion of the sales price above$3,000,000; Local portion: 0.50% on the entire sales price. An additional $5.00 State Technology Fee must be included in all excise tax payments. If the transaction is exempt, an additional $5.00 Affidavit Processing Fee is required. Any conveyance document must be accompanied by the official Washington State Excise Tax Affidavit. The applicable excise tax must be paid and the affidavit approved at the time of the recording of the conveyance documents. (NOTE: Real Estate Excise Tax Affidavits must be printed as legal size forms). 2. General taxes and charges: 1st half delinquent May 1, if not paid; 2nd half delinquent November 1, if not paid. Year: 2020 Amount billed: $28.17 Amount paid: $0.00 Amount unpaid: $28.17 Tax Account No.: 152204-9134-03 Levy code: 1457 Assessed value of land: $1,000.00 Assessed value of improvements: $0.00 Affects: Parcel A Based on the Treasurer's records, the name and address of the last taxpayer/owner is: Ruth Matelich 24200 Buena Vista Dr Black Diamond, WA 98010 This page is only apart of a 2016 ALTO®Commitment for Title Insurance. This Commitment is not valid without the Notice,the Commitment to Issue Policy,the Commitment Conditions,Schedule A,Schedule B.Part 1—Requirements;and Schedule 8,Part It—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association.All rights reserved. � AMERICAN The use of this Form(or any derivative thereof)is restricted to ALTA licensees and LAND TITLE ALTA members in good standing as of the date of use.All other uses are prohibited. ASSOCIATION Reprinted under license from the American Land Title Association. Page 10 of 19 3. General taxes and charges: 1st half delinquent May 1, if not paid; 2nd half delinquent November 1, if not paid. Year: 2020 Amount billed: $73.65 Amount paid: $0.00 Amount unpaid: $73.65 Tax Account No.: 152204-9137-00 Levy code: 1457 Assessed value of land: $5,000.00 Assessed value of improvements: 0.00 Affects: Parcel B Based on the Treasurer's records, the name and address of the last taxpayer/owner is: Ruth Matelich 24200 Buena Vista Dr Black Diamond, WA 98010 4. General taxes and charges: 1st half delinquent May 1, if not paid; 2nd half delinquent November 1, if not paid. Year: 2020 Amount billed: $2,392.85 Amount paid: $0.00 Amount unpaid: $2,392.85 Tax Account No.: 222204-9029-02 Levy code: 1526 Assessed value of land: $199,000.00 Assessed value of improvements: $0.00 Affects: Parcel C Based on the Treasurer's records, the name and address of the last taxpayer/owner is: Ruth Matelich 24200 Buena Vista Dr. Black Diamond, WA 98010 5. The legal description submitted has been modified to comply with the public records and to reflect the parties presumed intent. Closing instructions must indicate that the legal description has been reviewed and approved by all parties to this transaction. 6. We find no pertinent matters of record against the name(s) of the vested owners. 7. We find no conveyances within the last 36 months. NOTE: The Recording Nos. of the Deeds under which title is held are: 20060207000637, 20060207000639, 20060207000640, and 20070419002338; 8. Matters set forth by survey: Recorded: March 19, 1997 Recording No.: 9703199001 This page is only apart of a 2016 ALTA®Commitment for Title Insurance. This Commitment is not valid without the Notice,the Commitment to Issue Policy,the Commitment Conditions,Schedule A,Schedule 8,Part I—Requirements:and Schedule 8,Part II—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association.All rights reserved. � The use of this Form(or any derivative thereof)is restricted to ALTA licensees and LAND 1 1 ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Page 11 of 19 9. Matters set forth by survey: Recorded: April 1, 1997 Recording No.: 9704019002 10. Matters set forth by survey: Recorded: April 16, 2007 Recording No.: 20070416900011 11. Declaration of covenants and the terms and conditions thereof, preventing certain practices in the use of that portion of the land lying within 100 feet from a well, as disclosed by instrument recorded under Recording No. 20071010000519 End of Special Exceptions This page is only apart of a 2016 ALTA®Commitment for Title Insurance. This Commitment is not valid without the Notice,the Commitment to Issue Policy,the Commitment Conditions,Schedule A,Schedule 8,Part]—Requirements;and Schedule 8,Part 11—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association.All rights reserved. The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Page 12 of 19 ALTA COMMITMENT FOR TITLE INSURANCE SCHEDULE B PART II CONTINUED ISSUED BY RAINIER TITLE AGENT FOR RAINIERTITLE COMMONWEALTH LAND TITLE INSURANCE COMPANY File No.: 749372RT Schedule B Part II Continued A. The legal description contained herein has been derived from information submitted with the application and as available from the record title. Said description should be carefully reviewed to assure it meets the intention of the parties to this transaction. B. Any maps, plats or surveys attached to this commitment are provide solely for informational purposes and to assist in locating the property with reference to streets and other parcels. While it is believed to be correct, Rainier Title, LLC/Commonwealth Land Title Insurance Company, assumes no liability for any loss occurring by reason of reliance thereon. C. This office conforms to the Federal Privacy Laws. Please see attached Privacy Policy Notice D. Abbreviated Legal Description: Ptn NE 1/4 STIR 22-22-4 & Ptn SE 1/4 15-22-4 E. Property Address XXX Frager Road S., Kent, WA 98032 F. Investigation should be made to determine if there are any service, installation, maintenance or construction charges for sewer, water, telephone, gas, electricity or garbage and refuse collection. G. To help conserve natural resources, we will automatically issue the forthcoming original policy(ies) electronically. Please provide us with a current e-mail address for the new owner and/or lender prior to closing or by emailing thetitleteam(c-)rainiertitle.com. A hard copy version may be issued upon request. H. Notice: Please be aware that due to the conflict between federal and state laws concerning cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities I. This Company is required by Federal Law to collect certain additional information from you and the parties representing you regarding the purchase of real property. US Code Title 31-Sec 5326 authorizes the U.S Department of Treasury to collect information about certain transaction as specified in various geographic targeting orders for the purpose of preventing evasion of the Bank Secrecy Act. As a result of a Geographic Targeting Order ("GTO") issued by the United States Department of Treasury, Financial Crimes Enforcement Network ("FinCen"), on May 21, 2018 this transaction may be responsive to the requirements of the GTO. You may be required, as a condition of the issuance of the policy to provide additional information that will be reported to FinCEN. Please contact this company and provide the details of this transaction in order to comply with the GTO. If the transaction meets the reporting requirement, you will be asked to provide information on the identity of the parties to the transaction, which will be reported to FinCEN. This company is prohibited from issuing its policy if the transaction is reportable and the information is not provided for reporting. Additional exceptions and or requirements may be raised. Title 31-Section 5326, as implemented by Treasury orders, prohibits the Company from disclosing the specific terms of the GTO. This page is only apart of a 2016 ALTA®Commitment for Title Insurance. This Commitment is not valid without the Notice,the Commitment to Issue Policy;the Commitment Conditions,Schedule A;Schedule B,Part 1—Requirements;and Schedule B,Part 11—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association.All rights reserved. � AMkkl(AN The use of this Form(or any derivative thereof)is restricted to ALTA licensees and LAND T ALTA members in good standing as of the date of use.All other uses are prohibited. Assoc— ,, Reprinted under license from the American Land Title Association. Page 13 of 19 ALTA COMMITMENT FOR TITLE INSURANCE wrl SCHEDULE B PART II CONTINUED ISSUED BY TITLE AGENT FOR FMINIERTITLE COMMONWEALTH RAINIER TITLE INSURANCE COMPANY RECORDING We electronically record our files with the county. Please make excise tax checks payable to Rainier Title. Recording packages received with excise payable to the county will not be recorded the same day and will be walked on the following business day if released after the hard recording times below. Documents for Snohomish County should be delivered to our Everett office at 2722 Colby Avenue, Suite 125, Everett, WA 98201. Documents for King County should be delivered to our Seattle office at 1501 4ti Avenue, Suite 301, Seattle, WA 98101. Documents for Pierce County should be delivered to our University office at 3560 Bridgeport Way W., Suite 2F, University Place, WA 98466 Documents for Thurston County should be delivered to our University office at 3560 Bridgeport Way W., Suite 2F, University Place, WA 98466 Last Release Times: E-Record Hard Record King : 3:30pm 1:30pm Pierce: 3:45pm 2:00pm Snohomish: 3:30 pm Mon. - Thurs., 2:30 pm Fri. 2:00pm Mon. —Thurs., 1:00pm on Friday Thurston: 4:00pm for Deeds of Trust only 12:00pm Recording Fees charged by the county will be billed as follows: Deeds of Trust: $100.00 for the first page and $1.00 for each additional page. Deeds: $99.00 for the first page and $1.00 for each additional page. Please add $4.50 per document for electronic recording. Pierce County also charges an extra $0.50 banking fee on excise E-Recording transactions. Please include this fee in your excise check. $1.00 return mail fee for Snohomish County documents, and a$2.00 return mail fee for Pierce County documents that are hard recorded. This page is only a part of a 2016 AL TA®Commitment for Title Insurance. This Commitment is not valid without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A,Schedule 8,Part I—Requirements;and Schedule 8,Part ll—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form, Copyright 2006-2016 American Land Title Association.All rights reserved. The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. , Page 14 of 19 A, FWNIERTITLE File Number: 749372RT Parcels A and B: N t r Eh ls t d t t s S E t i NE 22.2244 t t t f t 6 1 1 iited to: it is attached.The Company assumes NO LIABILITY for any matter related to this sketch. Reference should be made to an accurate survey for further information. This page is only a part of a 2016 ALTO Commitment for Title Insurance. This Commitment is not valid without the Notice,the Commitment to Issue Policy;the Commitment Conditions,Schedule A;Schedule B,Part 1—Requirements;and Schedule B,Part II—Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association.All rights reserved. The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Page 15 of 19 RAINIERTITLE File Number: 749372RT Parcel C: N N9S rru-wER D C. Pi�1,38 ataza.: S 116 2Y*YdAi G_ Fraeger Rd_ 1 6� o-� This sketch is provided without charge,for your information.It is not intended to show all matters related to the property including,but not limited to: area,dimensions,easements,encroachments or location of boundaries.It is nota part of,nor does it modify,the commitment/policy to which it is attached.The Company assumes NO LIABILITY for any matter related to this sketch.Reference should be made to an accurate survey for further information. This page is only a part of a 2016 ALTA®Commitment for Title Insurance. This Commitment is not valid without the Notice;the Commitment to Issue Policy;the Commitment Conditions,Schedule A;Schedule B,Part I—Requirements;and Schedule B,Part 11—Exceptions,and a counter-signature by the Company or its issuing agent that may be in electronic form. Copyright 2006-2016 American Land Title Association.All rights reserved. ,,ME The use of this Form(or any derivative thereof)is restricted to ALTA licensees and 1—D TIM ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association. Page 16 of 119 FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Fidelity National Financial, Inc. and its majority-owned subsidiary companies(collectively, "FNF", "our"or"we")respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such information,and the choices you have about the use and disclosure of that information. Types of Information Collected We may collect two types of information from you: Personal Information and Browsing Information. Personal Information. FNF may collect the following categories of Personal Information: • contact information(e.g.,name,address, phone number,email address); • demographic information(e.g., date of birth,gender, marital status); • identity information(e.g. Social Security Number,driver's license, passport, and other government ID numbers); • financial account information; (e.g. loan or bank account information); and • other personal information necessary to provide products or services to you. Browsing Information. FNF may automatically collect the following types of Browsing Information when you access an FNF website,online service, or application(each an"FNF Website")from your Internet browser,computer, and/or mobile device: • Internet Protocol (or IP)address or operating system; • Browser version, language, and type; • domain name system requests; and • browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNF Website. How Personal Information is Collected We may collect Personal Information about you from: • information we receive from you on applications or other forms; • information about your transactions with FNF,our affiliates or or others; and • information we receive from consumer reporting agencies and/or government entities, either directly from these entities or through others. How Browsing Information is Collected If you visit or use an FNF Website, Browsing Information may be collected during your visit. Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing Information described above. We use Browsing Information for system administration, trouble shooting, fraid investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are logged into that account,the FNF Website may be able to link certain browsing activity to your user account. Other Online Specifics Cookies. When you visit an FNF Website, a"cookie"may be sent to your computer. A Cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the FNF Website. Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites. Do Not Track. Currently our FNF Websites do not respond to"Do Not Track"features enabled through your browser. Links to Other Sites. FNF Websites may contain links to other websites. FNF is not responsible for the privacy practices or the content of any of those other websites. We advise you to read the privacy policy of every website you visit. Use of Personal Information FNF uses Personal Information for three main purposes: • To provide products and services to you or in connection with a transaction involving you. • To improve our products and services. • To communicate with you about our, our affiliates',and third parties' products and services,jointly or independently. When Information Is Disclosed We may make disclosures of your Personal Information and Browsing Information in the following circumstances: • to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; • to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions; • to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you; • to law enforcement or authorities in connection with an investigation, or in response to subpoena or court order; or • in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws,or to protect the rights, property,or safety of FNF,its customers,or public. The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such a disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF,you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. Please see"Choice With Your Information"to learn the disclosures you can retract. Security of Your Information We maintain physical, electronic and procedural safeguards to guard your Personal Information. We limit access to nonpublic personal information about you to employees who need to know that information to do their job. When we provide Personal Information to others as discussed in this Privacy Notice, we expect that they process such information in the compliance with our Privacy Notice and in compliance with applicable privacy laws. Choices With Your Information If you do not want FNF to share your information with our affiliates to directly market to you, you may send an "opt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you. Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. For California Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties,except as permitted by California law. For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas,NV 89101; Phone number:(702)486-3132;email: BCPINFO@ag.state.nv.us. For Oregon Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you,other than as permitted by Vermont law, unless you authorize us to make those disclosures. Information From Children The FNF Websites are meant for adults and are not intended or designed to attract personsunder the age of eighteen (18).We do not collect Personal Information from any person that we know to be under the age of thirteen(13)without permission from a parent or guardian. International Users FNF's headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence for any of the purposes described in this Privacy Notice. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice. FNF Website Services for Mortgage Loans Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal Information collected through the Service Websites, except (1) as required or authorized by contract with the mortgage loan servicer or lender, or(2) as required by law or in the good-faith belief that such disclosure is necessary to comply with a legal process or applicable law,to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public. Your Consent To This Privacy Notice; Notice Changes By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The revised Privacy Notice, showing the new revision date, will be posted on the FNF Website. Each time you provide information to us following any amendment of this Privacy Notice, your provision of information to us will signify your assent to and acceptance of the terms of the revised Privacy Notice for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing for affiliate marketing, send your requests via email to privacy@fnf.com, by phone to (888) 934-3354, or by mail to: Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204 Attn: Chief Privacy Officer