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HomeMy WebLinkAboutCAG2019-078 - Insurance Certificate - Seattle Foundation - Liability Insurance 09/01/2019-09/01/2020--A,CORD^SEATFOU.Ol CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DDiYYYY) 812912019 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLYANDCONFERSNORIGHTSUPONTHECERTIFICATEHOLDER,THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIESBELOW THIS CERTIFICATE OF TNSURANCE DOES NOT CONSTTTUTE A CONTRACT BETWEEN THE ISSU|NG INSURER(S), AUTHORTZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: lf the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy, certain policies may require an endorsement, A statement on endorsement(s),this certificate does not confer rights to the certificate holder in lieu of such PRODUCER Hub lnternational Northwest LLC P.O. Box 3018 Bothell, WA 98041 CONTACTNAMF: f#3.nf.. *t, (425) 4894500 fid, H,r, (42s) 485.8489 .com INSURER{S'I AFFORDING COVFRAGF NAIC # tNsuRERA :Ohio Gasualtv lnsurance Comoanv 24074 INSURED Seattle Foundation 1601 Fifth Avenue Suite 1900 Seattle, WA 98101 rNsuRER B:American Fire and Casualtv Comoanv 24066 INSTJRER C : INSURER D : INSURER E : INSURER F THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOWHAVEBEENISSUEDTOTHEINSUREDNAMEDABOVEFORTHEPOLICYPERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREINISSUBJECTTOALLTHETERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ADDI. INCh SUBFINSRTYPE OF INSURANCE POLICY NUMBER POLICY EXPIMMbD,ffi LIMITS FACH OCCIJRFIFN(:F 1,000,000q DAMAGE TO RENTEDPPtrnrlqFq rFr ^^^r'FAn'E\ 1,000,000 MtrD trXP /Anw ^ne naF^n\15,000 PFRSONAI I Ail/ IN II IPV l,ooo,ooo$ GENERAL AGGREGATE $ 2,000,000 PRODIJCTS - COMP/OP AGG $ 2,000,000 A COMMERCIAL GENERAL LIABILITY xCLAIMS-MADE OCCUR x APPLIES PER: LOC LIMIT x PRO- JECT x BKO57307343 91112019 91112020 $ e 1,000,000 BODILY lN.lLlRY {Pcr ncron}g BODII Y lN.ltlRY /Pcr r.ci.lantl s PROPERTY DAMAGE $ B AUTOMOBILE LIABILITY ANYAUTO OWNED AUTOS ONLY HIRED AUTOS ONLY SCHEDULED AUTOS NON-OWNED AUTOS ONLYxx x BAA57307343 9tlt20't9 9/'112020 $x trAEH OEEI IRRFNEtr 10,000,000$x UMBRELI-A LIAB EXCESS LIAB OCCUR CLAIMS-MADE AGGREGATE 10,000,000$ A DED x RETENTION X ESO57307343 9t1t2019 9t1t2020 $ PERSTATI ITF OTH-FR E.L. EACH ACCIDENT s E.L. DISEASF - FA FMPI OYFF s WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNEFYEXECUTIVE OFFICEFYMEMBER EXCLUDED?(Mandatory ln NH) lfyes, describe under DESCRIPTION OF OPERATIONS t'alow Y/NE N/A E I DISEASF - POI ICY I IMIT s DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additlonal Remarts Schsdul€, may bo attached lf more spaco is required)Certificate Holder is included as additional insuied as reipects General Liability fer-policy form CGS810. City of Kent Housing & Human Svcs 220 Ath Avenue South Kent, WA 98032 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE wlLL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE @ 1988-2015 ACORD CORPORATION. All rights reserved. The AGORD name and logo are registered marks of AGORD ACORD 25 (2016/03) COMMHRCIAL GENERA'L LIABILITY cG 88 10 04 13 THIS ENDOR$E$TENT CHANGES THg POLICY. PLEASE READ IT CAREFULLY. COMMHRCIAL GENERAL LIABILITY EXTENSION This endorsement modifies insurance provided under the following; COMMERCIAL GENERAL LIABILITY COVERAGHFART INSEX suBJqcl, NON.OWNED AIRCRAFT NON-OWNED WATERCRAFT PROPERTY DAMAGE LIA,BILITY . HLEVATORS EXTENCIED DAMAGfr To PR0PERTY RENTED To you {Tenant's property Damage} MEDICAL PAYMENTS EXTENSION EXTENS'ON OF SUPPLEMENTARY PAYMENTS .COVERAGES AAND B ADDITIONAL IN$UREDS . BY CONTRA,CT, AGRESMf;NT OR PERfriIIT PR]MARY AND HON.CONTRIBUTCIRY. ADtrITIONA,L INSURED EXTENSION ADDITIONAL INSURED$ - EXTENDEO PROTECTION CF YOUR "LIMITS OF INSURANCE" WHO lS AN INSURED -INCIDENTAL MEDICAL ERROR$/MALPRACTICE rq,ND WHO ISAN IN$URED . FELLO!\IEMPLOYHF EXTENSION . MANAGHMENT EMPLOYEES NEWLY FORMED ORADDINOilALLY ACQUIRED ENTITIES FAILURS TO DISCLOSE HAZARDS A.ND PRIOR OCCURRENCE$ KNOWLEDGE OF OCCURREf\|CE, OFFENSE, CLATM OR SUIT LIBERALIZATION CI.AUSE BOOILY INJURY REDEFINED EXTENDHD PROPERTY DAMAGE WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAIN$T OTHERS TO US . WHEN RFQUIRED IN A CONTR.ACT OR AGREEMENT WTH YOU o 2fi3liberty Mutuat lnsurance lncludes copyrighted rnaterial of lnsurance Services Office, lnc., with its permission. pAG-E 2 2 2 2 3 5 3 5 6 6 7 7 7 7 7 I I cG 88 10 04 13 Fage 1 of I : With respect to coverage afforded by this endorsement, the provisions of the policy apply unless modified by the endorsernent. .{.. NONSWNED AIRCRAFT Under Paragraph 2. Exclueions of $ection I - Coverage A - Bodily lnjury And Property Damage Liability, exclusion g. Aircraft, Auto Or Watercraft does not apply to an aircraft provided; 1. lt is noi owned by any insured; 2. lt is hired, chartered or loaned with a trained paid crew; 3- The pilot in command holds a currently effective certifrcate, issued by the duly constltuted authorlty of the United States of America or Canada, designating her or him a commercial or airline pilot; and 4. lt is not being used to carry persons or property for a charge. However, the insurance afforded by this provision does not apply if there is available to the insured other valid and collectible insurance, whether primary, excess (other than insurance wriiten to apply specificalty in exces$ of this policy), contingent or on any other ba$is, that would also apply to the loss covered under this provision. B. NON.OWNED WATERCR,AFT Under Paragraph 2. Exclusions of $ection I . Coverage A - Bodily lnjury And Property Damage Liability, Subparagraph (2) of exclusion g. Aircraft, Auto Or Watercraft is replaced by the following: This exclusion does not apply to: (2) A watercraft you do not own that is: (a) Less than 52 feet long; and (b) Not being used to carry persons or property for a charga. C. PROPERTYDAMAGS TIABILITY.ELEVATORS 1. Under Paragraph ?. Exclusions of Section I - Coverage A - Bodily lnJury And Property Damaga Liabil- ity, Subparagraphs {3}, (4) and {6} of exclusion j. Damage To Properly do not apply if such "property damage" results from the use of elevators. For the purpose of this provision, elevators do not include vehicfe lifts. Vehicle lifts are lifts or hoists used in automobile service or repair operations. 2. The fotlowing is added to Section lV ' Commercial General Liability Conditlons, Condition 4. Other lnsurance, Paragraph b. Excess Insurance: The insurance afforded by this provision of this endorsement is excess over any property insurance, whether primary, excess, contingent or on any other basis. D- HXTENDED PAMAGE TOPROPERTYRENTED TOYOU (Tenant's Property Damage) lf Damage To Premises Rented To You is not otherwise excluded from this Coverage Part: {. Under Paragraph 2. Exclusions of $ection I . Coverage A - Bodily lnjury and Froperty Damage Llabllity: a. The fourth from the last paragraph of exclusion j. Damage To Property is replaced by the follow- ing: Paragraphs (1), (3) and {4} of this exclusion do not apply to "property damage" {other than damage by fire, lightning, explosion, smoke, or leakage {rorn an automatic fire protection system} to: (i} Premises rented to you for a period of 7 or fewer consecutive days; or (ii) Contents that you rent or lease as part of a premises rentat or lease agreernent for a period of more than 7 days. Paragraphs t{}, (3} and (4} of this exclusion do not apply to "property damage" to contents of premisos rented to you for a period of 7 or fewer consecutive days. A separate limit of insurance applies to this coverage as described in Saction lll . Limits of lnsuranco. @ 2013 Liberty Mutual lnsurance lncludes copyrighted material of lnsurance Services Oi{ice, lnc., with its permission. q E N cG 88 10 04 t3 Page 2 of I b. The last paragraph ol subseciion 2. Exclusions is replaced by the following: Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke or leakage from automatic fire prolection systems to premises while rentad to you or temporarily occupied by you with permission of the owner. A separate limit of in$urance applies to Damage To Premises Rented To You as described in $ection lll - Limits Of lnsurance. 2. Paragraph 6. under Section lll - Limits Of tnsuranEe is replaced by the foliowing: 6. Subject to Paragraph 5. above, the Damage To Premises Rented To You Limit is the most we will pay under Coverage A for darnages because of "property damage" to: a, Any one premise: (1) While rentod to you; or (2) While rented to you or ternporarily occupied by you with permission of the owner for darnage by fire, lightning, explosion, smoke or leakage from automatic proteciion sys- tems; or b. Contents that you rent or lea$e a$ parl of a premises rental or lease agreement. 3. As regards coverage provided by this provision o. EXTENDED DAMAGE To pRopERw RENTeD To YOU {Tenant's Property Damage) - Paragraph g.a. of Definitions is replaced with the following: I'a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by {ire, lightning, explosion, smoke, or leakage from automattc fire prot€ction systems to premises while rented to you or temporarily occupied by you with the permission of the owner, or for damage to contents of such premises that are included in your premises rental or lease agreemeni, is not an *insured contract". E. MEDICAL PAYMENTS EXTENSION tf Goverage G Medical Payments is not otherwise excluded, the Medical Payments provided by this policy are amended as follows: Under Paragraph l. lnsuring Agreement of Section I - Coverage C . Medical Payments, $ubparagraph {b) of Paragraph a. is replaced by the following: (b) The expense$ are incurred and reported within three years of the date of the accident; and F. EXTENSION OFSUPPLf;MENTARY PAYMENTS .COVER.AGESA.AND B 1, Under Supplementary Payments - Coverages A and B, Paragraph 1.b. ie replaced by the following: b, Up to $3,000 for cost of bail bonds required because of accidents ar traffic law violations arising out of the use of any vehicle to which the Bodily lnjury Liability Coverage applies, We do not have to furnish these bonds. 2" Paragraph 1.d. is replaced by the following: d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of lhe claim or "suit", including actual loss of earnings up to $500 a day because of time off from work. G, ADT}ITION.AL IHSURED$ . BY CONTRACT, AOREEMENT OR PHRMIT t. Paragraph 2. under Section ll - Who ls An lneured is amended to include as an insured any person or organization whom you have agreed to add as an additional insured in a written contract, written agreement or permit. Such person or organization is an additional insured but only with respect io liability for "bodily injury", "property damage" or "personal and advertising injury" caused in whole or in part by: a. Your acls or omissions, or the acts or omissions of those acting on your behalf, in the performance of your on going operations for ihe additional insured that are the subject of the wriiten contract or written agreement provided that ths "badily injury" or "property damage" occurs, or the "per- sonal and advertising injury" is commitied, subsequent to ihe signing of sueh written contract or written agreemenl or @ 20t3 Liberty Mutual lnsurance lncludes copyrighted material of lnsurance Services Ofriee, lnc,, with its permisslon.cG 88 10 04 13 Page 3 of I I b. Premises or facilities rented by you or used by you; or c. The maintenance, operation or use by you o{ equipment rented or leased to you by such person or organization; or d. Operalions perlormed by you or on your behalf for which the state or political subdiyision has issued a permit subject to the following additional provisions: (1) This insurance does not apply to "bodily injury", "property damage", or "personal and ad- vertising injury" arising oul of the operations performed for the state or political subdivision; (2) This insurance doe6 not apply to "bodily inJury" or "property damage" included within the "cornpleted operations hazard". (3) lnsulance applles to premises you own, rent, or control but only with respect to the iollowing hazards; {a} The existence, rnaintenance, repair, construction, erection, or removal of advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoist away openings, sidewalk vaults, street banners, or decorations and similar expo- sures; or (bi The construction, erection, or removal of elevators; or (c) The ownership, maintenance, or use of any elevators covered by this insurance. However: I' The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. lf coverage provided to the additional insured is required by a contract or agreomsnt, the insur- ance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. With respect to Paragraph 1.a. above, a person's or organization's status as an additional insured under this endorsement ends when: t{} All work, lncluding materials, parts or equipment furnished in connection with such work, on the projoct (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured{s) at the location of the covered operations has been completed; or 12) That portion of "your work" out af which the injury or damage arises has been put to its intended use by any percon or organization other than another contractor or subcontractor engaged in performing operations for a p*ncipal as a part of the same project. With respect to Paragraph 1.b, above, a person's or organization's status as an additional insured under this endorsement ends when their written cpntract or written agreement with you for such premises or facilities ends, With respects to Paragraph {.c. above, this insurance does not apply to any "occurrence" which takes place after the equipment rental or lease agreement has expired or you have returned such equipment to the lessor. The insurance provided by this endorsement applies only if the written contract or written agreement is signed prior to the "bodily injury" or "property damage". We have no duty to defend an additional insured under this endorsement until we receive written notice of a "suit" by the additional insured as required in Paragraph b. of Condition 2. Duties ln the Event Of Occurrence, Offense, Claim Or Suit under Section lV - Commercial General Liability Gondi- tions. @ 2013Liberty Mutual lnsurance lndudes copyrighted material of lnsurance Services Office, lnc., with its permission.GG88 10 04 13 Page 4 af I E 2. With respect to the insuranee provided by this endorsernent, the following are added to Paragraph 2. Exclusions under Section I * Coverage A - Bodily lnjury And Property Damage Liability: This insurance does not apply ta: a. "Bodity injury" or "properly damage" arising from the sole negligence of the additionat insured. b. "Bodily inJury" or 'property damage" that occurs prior to you commencing operations at the localion where such "bodily injury" or "property damage" occurs. c. "Bodily injury", "property darnage" or "personal and advertising injury', arising out of the render- ing of, or the failure to render, any professional architectural, engineering or surveying services, including; (1) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or (2) Supervisory, inspection, architectural orengineering activities. This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occur- rence" which causod the "bodily injury" or ''property damage", or the otfense which caused the "personal and advertising injury", involved the rendering of, or the failure to render, any professional architectural, engineering orsurveying services. d. "Bodily injury" or "property damage" occurring after: {1} All work, including materiats, parts or equipment furnished in connection with such work, sn the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured{s) at the location of the covered operations has been completed; or t2) That portion of ''your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcantractor engaged in performing operations for a principal as a part of the same project. e. Any person or organization speciiically designated as an additional insured for ongoing operations by a separate ADbITI0NAL lNsuRHo -owNERS, LESSEES OR CONTRACTORS endorsement is- sued by us and made a part of this policy. 3. With respect to the insurance afforded to these addiiional insureds, the following is added to $ection lll - Limits Of lnsurance: lf coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: a. Required by the contract or agreement; or b. Available under the applicable Limits of lnsurance shown in ihe Declarations; whichever is less. This endorsement shall not increase the appticable Limits of lnsurance shown in the Declaratio ns, H. PRIMARY ANO NON.CONTRIBUTORY ADDITIONAL INSURED EXTEHSION This provision applies to any person or organization who qualifies as an additisnal insured under any form or endorsement under this policy. Gondition 4. Othar lnsurance of $EGTION lV . COMMERCIAL GENERAL LIABILIW GONDITOHS is amend- ed as follows: a. The following is added to Paragraph a. Primary lnsurance: lf an additional insured's policy has an Other lnsurance provision making its policy excess, and you have agreed in a written contract or written agreement to provide the additional insured coverage on a primary and noncontributory basls, this policy shall be primary and we will not seek contribution from the addiiional insured's policy for damages we cover. @ 20'13 Liberty Msiual lnsuranc€ lncludes copyrighted material of lnsurance $ervices Ofllce, lnc., with its permission.cG 88 10 04 13 Page 5 of I rc b. The following is added to Paragraph b. Excess Insurafice: When a written contract or written agreement, other than a premises lease, facilities rental contract or agreement, an equipment rental ot lease contract or agreement, or permit issued by a state or political subdivision between you and an additional insured does not reguire this insurance to be primary or primary and non-contributory, this insurance is excegs over any other insurance for which the addF tional insured is designated as a Named lnsured. Regardless of the writtefi agreement between you and an additional insured, this insurance is excess over any other insurance wheiher primary, excessi coniingent or on any other basis for which the additional insured has been added as an additional insured on other policies. I. ADDITIONAL INSUREDS . EXTENDED PROTECTION OF YOUR "LIMIT$ OF IN$URANCE' This provision applies to any person or organization who qualilies as an additional insured under any form or endorsement under this policy. 1. The following is added io Ccndition 2. Duties ln Tho Event Of Occurrence, 0ffense, Glaim or $uit: An additional insured under ihis endorsement will as soon as practicable: a. Give written notice of an "occurrence" or an offense that may result in a claim or osuit" under this insurance 1o us; b. Tender the defense and indemnity of any clairn or nsuit* to all insurers whom also have insurance available to the additional insured; and G. Agree to make available any other insurance whioh ihe additional insured has for a loss we cover under this Coverage Fart, d. We have no duty to defend or indemnify an additional insured und*r this endorsement until we receive written notice of a "sulf' by the additional insured. 2" The limits of insurance applicable to the additional insured are those specifled in a written contract or written agreement or the limits of insurance as stated in the Declarations of this policy and defined in Section lll - Llmits of lnsurance of thls pollcy, whichever are less. These lirnits are Inclusive of and not in addition to the limits of insurance available under this policy. J. WHO ISAN INSURED -INCIDENTAL MEPrcA,L ERRORS/MALPRACTIC€ WHO IS AN INSURED . FELLOWEMPTOYEE HXTENSION . MANAGEMENT HilIFLOYEE$ Paragraph 2.a-{1) of $ection ll-Who IsAn lnsured is replaced with the following: {1} 'Bodily injury" or "personal and advertising injury": (a) To ycu, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability company), to a co-"employee" while in the course of his or her employ- ment or performing duties retaied to the canduct of your business, or to your othef "volunteer workers" while performing duties related to the conduct of your business; {b} To the spouse, child, parent, brother or sister of that colemployee" or "volunteer workefl as a consequence of Paragraph {1) (a) above; {c} For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in Paragraphs {{} {a) or (b} above; or (d) Atising out af his or her provlding or failing to provide professional health care services. However, if you are not in the business of providing professional health care $ervi6es or providing profes* sional health care perconnel to others, or if coverage for providing professional health care ser- vices is not othenrulse excluded by separate endorsement, this provision {Paragraph (d})does not apply. Paragraphs {a} and {b) above do not apply to "bodily injury" or "personal and adverlising injury" caused by an "employee" who is acting in a supervisory capacity for you. Supervisory capacity as used herein means the "employee'$" job responsibilities assigned by you, includes the direct supervislon of other "emplcy- ees" of yours. However, none of these "employees' are insureds for "bodily injury" or "personal and @ 2013Liberty Mutual lnsurancs Includes copyrighted material of lnsurance Services Office, tnc,, with its permission.cG 88 ,t0 04 13 Page 6 of I advertising injury" arising out of their willful conduct, which is de{lned as the purposeful or willful intent to cause "bodily injury" or *'persoflal and advertising injury", or caused in whole or in part by their intoxica- tion by liquor or conlrolled substances, The coverage provided by provision J, is excess over any other valid and collectable insurance available to your "employee", K. NEWLY FORMEtr ORADDITIONALLY ACQUIRFD ENTITIES Paragraph 3- of Section ll . Who ls An Insured is replaced by lhe following: 3. Any organization you newly acquire or form and over which you maintain ownership or majority interest, will qualify as a Named lnsured if there is no other similar insurance available to that organization, However: a. Coverage under this provision is afforded only until the expiration of the policy perlod in which the entity was acquired or formed by you; b. Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and c. Coverage B does not apply to "personal and advertising injury" arising out of an offense comrnitted before you acquired or formed the organization. d. Records and descriptions of operations must be maintained by the first Named lnsured. No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability cornpany that is not shown as a Named lnsured in the Declarations or qualifies as an insured under this provision. L. FAILURHTO DISCLOSH HAZARDS AND PRIOROGCURRENCE$ Under Section lV - Commercial General Liability Conditions, the following is added to Condition 6. Repre. sentations: Your failure to disclose all haaards or prior "eccurrqncesn existing as of the inception date of the policy shall not prejudice the coverage afforded by this policy provided such failure to disclose aft hazards or prior "occurrences" is not intentional. M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT Under Sectian lV - Cornmerclal General Liabllity Conditions, lhe following is added to Condition ?. Duties ln The Evant of Occurr€nce, Offense, Claim Or Suit: Knowledge of an "occurrence", offense, claim or "suit" by an agent, servant or "employee" of any insured shall not in itself constitute knowledge of the insured unless an insured listed under Paragraph {. of Sectlon Il -Who lsAn lnsured or a person who has been designated by them to receive reports of "occurfefices", offen$es, claims or "suits" shall have received such notice from the agent, servant or "employee". N. LIBERALIZATION CLAUSE lf we revise this Commercial General Liability Extension Hndorsement to provide more coverage without additional Premium charge, your policy will automatically provide the coverage as of ihe day the revision is effective in your state. O. BODILY INJURY REDEFINED Under Section V. Definitions, Definition 3. is replaced by lhe following: 3, "Bodily lnjury" mean$ physical injury, sickness or disease sustained by a person. This include$ mental anguish, mental injury, shock, fright or death that results from such physical injury, sick- ness or disease. o 2013 Liberty Mutual lnsurance lncludes copyrighted material of lnsuranse $ervices Office, lnc,, with its permissioncG8810M13 Page 7 of 8 F. EXTENDEO PROPERTYDAMAGE Exclusion a. of COVERAGE A. BODILY INJURY A,ND PROPERTY DAMAGE LIA,BILITY is replaced by the following; a. Expected Or lntended lnjury "Bodity injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily tnjury" or "property damage' resulting trom the use of reasonable force to protect person$ or property, O. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TCI US . WHEN REQUIRED IN A CONTRACT ORAGREEMENT WTH YOU Under Section tV . Ccmmercial General Liability Conditions, the following is added io Condition L Trans- fer Of Rights Of Recovery Against Others To Us: We waive any right of recovery we rnay have against a person or organization because of payments we rnake for injury or damago arising out of your ongoing operations or "your work" done under a coniract with that person or organization and included in the "produc'ts-completed operations hazard" provided: 1. You and that person or organization have agreed in writing in a contract or agreement that you waive such rights against that person or organization; and 2. The injury or damage occurs subsequent to the execution ol the written contract or written agree- ment. o 2013 Liberty Mutuai lnsurance lncludes copyrighted rnateriaf of lnsurance Services O$ice, lnc., with its permlssion,GG 88 t0 04 13 Page I of I