HomeMy WebLinkAboutCAG2019-356 - Insurance Certificate - Puget Sound Training Center - 07/25/2019-07/25/2020 Coverage--PUGET-3
CERTIFICATE OF LIABILITY INSURANCED"DATE (MM/DD/YYYY)
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTTTUTE A CONTRACT BETWEEN THE |SSU|NG TNSURER(S), AUTHORTZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: lf the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
PRODUCER
HUB INSURANCE AGENCY
1102 Bronson Way North
P. O. Box 796
Renton, WA 98057-0796
Ruth Hubbard, CISR, CPIW
lnsurance Co
425-255-2486
nsu
24082to
bject to the terms and conditions
hts to the certificate holder in lieu
SUtf ROGA tsTION su of theWAIVED,ncertaipol
of such
R, CPIW
may require an endorsement, A statement on
INSURER B :
INSTJRER C :
INSURER D :
INSURER E:
INSIJRER F:
THIS IS TO CERTIFY THAT THE POLICIES OF INSUMNCE LISTED BELO'f./ HAVE I3EEN ISSUED TO iHE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OI-HER DOCUMENT WTH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES, LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR ryPE OF INSURANCE ADDt
INQN
SUBF POLICY NUMBER POLICY EFFrMMlhnwt POLICY EXPlMlttnn,wl LIMITS
FACH NCr:I IRRFNNF 1,000,000q
1,000,000s
MED EXP (Anv on€ oerson)15,000s
PFRSONAI & ANV IN.IIIRY Excludeds
GENERAL AGGRFGATF 2,000,000
PROnI lcTs (]NMP/OP AGG s 2,000,000
A COMMERCIAL GENERAL LIABILITY
XCLAIMS.MADE OCCUR
LIMIT
PRO-
JECT
X
PER:
LOC
X 8KW57913345 07t25t2019 07t25t2020
s
COMBINED SINGLE LIMIT g
BODItY lN.lLlRY fPer Dersonl s
R.)nll V lN ll IPY lPar,..idanl\s
g
AUTOMOBILE LIABILITY
ANYAUTO
O\A/NED
AUTOS ONLY
HIRED
AUTOS ONLY
SCHEDULED
AUTOS
NON-O\ /NED
AUTOS ONLY
x FANH NNNI IRPFNCF 1,000,000
X
UMBRELLA LIAB
EXCESS LIAB
OCCUR
CLAIMS-MADE AGGRFGATF 1,000,000g
A
DED RETENTION $
ES057913345 0712512019 07t25t2020
s
I PERI qTATI ITF I OtH-lFp
E.L. EACH ACCIDENT 1,000,000
F I DISFASF. FA FMPI OYFF 1,000,000
A WORKERS COMPENSATION
AND EMPLOYERS' LIABILIry
ANY PROPRIETOR/PARTNER/EXECUTIVE
OFFICER/MEMBER EXCLUDED?(Mandatory in NH)
lf yes, describs under
nFSCRIPTION .)F OPFFIATI.}NS hal^w
Y/NT N/A
8KW57913345
WA STOP GAP
07102120't9 07t02t2020
trt ntqFAQF - pnt taY I lltlT c 2;000,000
DESCRIPTIONOFOPERATIONS/LOCATIONS/VEHICLES (ACORDl0l,AdditionalRemarksSchedule,maybeattachedifmorespaceisrequired)
Gertificate holder is named as an additional insured as resoects to their
interest in all operations of the named insured subject to pblicy terms and
conditions. Foim CG8810 attached.
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVEREO IN
ACCORDANCE WITH THE POLICY PROVISIONS.City of Kent
Human Services Dept
220 Ath Avenue South
Kent, WA 98032-5895
CITYKEN
I fr,&{Jr/,J"}L
AIJTHORIZED REPRESENTATIVE
O 1988-2015 ACORD CORPORATION. All rights reserved
The ACORD name and logo ar-e registered marks of AQORD
AGORD 25 (2016t031
COMMERCIAL GENERAL LIABILITY
cc 88 10 04 13
THI9 ENDORSEM=NT CHANGfiS TTIE POLICY. PLEASE READ IT CARHFULLY
COMMERCI,AL GHNERAL LIABILITY EXTENSION
This endorsement modifies insurance provided under the foilowing:
COMMERCIAL GTNHRAL LIABILITY COVERAGE PART
INDFX.
$UgJECT
NON-OWNED AIRCfiAFT
NON-OWNED WATERCRAFT
FROPERTY ilAMAGE LIABILITY . ELEVATORS
EXTHNNED DAMAGE TO PROFERTY RENTED TO YOU (Tenant's Property Damago}
MHDICAL PAVMENTS EXTfiNSION
EXTEN$ION OFSUPPLEMENTARY PAYMENTS . COVERAGE$ A AND B
ADFITIONAL INSUREDS . BY CONTRACT, AGREEMENT OR PHRMIT
FR;MARY AND NON.CONTRIBUTORY. ADDITIONAL INSURED EXTENS'ON
ADNITIONAL INSURED$ . EXT*NDED PROTECTION OF YOUR "LIMITS OF INSURANCE"
WHO IS AN INSURED . INCIDENTAL MEDICAL ERRORS'MALPRACTICE AND WHO IS AN
INSURHD - FELLOW EMPLOYEE EXTENSION . MANA,GEMENT EMPLOYEES
NHWLY FORII4ED OR ADDITIANALLY ACQUIRED ENTITIES
FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES
KNOWLEDGE OF CICCURRHNCE, OFFENSE, CLAIM AR SUIT
LIBERALIZATION CLAUSE
BODILY INJURY REDEFINEil
EXTENDED PROPERTY OAMAGE
WAIVER OF TRANSFER CIF RIGHT$ OF RHCOVERY AGAI',IST OTHERS TO U$ .
WHEN REQUIREO IN A CONTKACT OR AGREEMENT WITH YOU
@ 2013Liherty Mulua! lnsurance
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Wlh respect to coverage afforded by this endorsernent, the provisions of tlre policy flpply unless rnodified by
the sndorsement,
A. NON-OWNED AIRCRAFT
Under Faragraph 2. Exclusions of Section I . Coverage A - Bodily tnjury And Proporty Damage Liability,
exclusion g. Aircraft, Auto Or Watercraft does not apply to an aircraft provided:
1. lt is not owned by any insured;
2, lt is hired, chartered or loaned with a trained paid crewi
3. The pilot in comnrand holds a currently effective certificate, issued by the duly corrstituted authority of
lhe United $tates of America or Canada, designating her or hin: a commercial or airline pilo[ and
4. lt is not being used to carry persons or prcperty for a charge.
However, the insurance afforded by this provision does nol apply if there is available to the lnsured other
valid and coltectible insurance, whether primary, excess {other llran insurance written lo apply specifisfilly
iil excess of this policy), contingent or on any oiher basis. that would alsc apply t* the loss covared under
lhis provisiorr.
NCIN.OWNED WATERCRAFT
Under Paragraph 2' Exclusions of $ection I - Coverage A - Bodily lnjury And Property Damage Liability,
Subparagraph {2) of exclusion g. Aircraft, Auto Or Watercraft is replaced by the following:
Tiris exclusion does nat apBly lo:
t2) A watercratt you do not own thilt i$:
(a) Less than 52 feet long; and
(b) Not being used to carry persons or property for a charge^
C. FROPFRTY DAMAGg LIABILITY - ELEVATORS
1. Under Faragraph 2" Exclusions of Section I " Coverage A - Bodily lnjury And Property Damage Liabil.
ity, Subp*ragraphs (31, {4} and t6) of exclusion j. Damage To Property do not apply if such "property
damage" results frotn the use of elevators. For lhe pilrpose of this provision, elevators do not include
vehicls lifts. Vehicle lifts are lifts or hoists used in autamobile service or repair operations.
2. The following is added to $ecticn lV - Commercial General Liability ,Conditions, Condition 4. Other
lnsurance, Paragraph b. Excess lnsurance:
The insurance afforded by this provision of this endorsernent is excecs over any property insurance.
whether primary, axcess, contingent or on any other basis.
D. EXTENDflD DA,MAGE TO PROPERTY RENTED TO YOU (Tenant's property Damage)
lf Damage To Premises Rented To Yot"t is not otlreruise excludeci from ttris Coverage Farl:
1' Under Pnragraph 2. Exclusions of Section l" coverage A - Bodily lnjury and Proporty Damsge Liability;
a. The fourlh frotn the lasl paragraplr of exclnsion j. Damage To Property is replaced by the follow
ing;
Paragraplrs {1}, {3} and {4} of tlris exclusion dc nol apply to "property damage" (olher than damage
by fire, lighlning, explosion, smoke, or leakago from an automatic fire protection systonr) lo:
(ll Promises rented to you for a period of 7 or fewer consecutive days; or
(ii) Contents that you rent or leaso as part of a prenrises relrtal or lease agreemenl for a period of
more than 7 days.
Paragraphs {f }, (3} and (4) of lhis exclusion do not apply to "property dflmage" to contents sf
premises renled to you for a period of 7 or fewer consecutive days.
A separate limit of insurance applies to this coverage as described in Section lll - Limits of
lnsurance.
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b. The last paragraph of subsection 2. Exelusions is replaced by the following:
Exclusions c. through n. do nol apply to damago by fire, lightning, explosion, smoke or leakago
from automatic fire protection syslems to premises while rented to you or temporarily occupied by
you with permission of the owner. A separate limit of insurance applies lo Damage To Premises
Rented To You as described in Section lll . Limits Of lnsurance-
2. Paragraph 6. under Section lll - Limits Of lnsurance is replaced by the following:
6" Subiect to Paragraph 5. above, the Damage To Premises Rented To You Lirnit is ths most ure vr,rill
pay under Goverage A lor damages because of "property damage" to:
a, Any one prernise;
{1} White rented t0 you; or
(f) While rented 1o you or ternporarily occupied lry you with perrnission of lhe owner for
damage by fire, lightning; explosion, smoke or leakage from autornatic protection sys-
tenrs; or
b. Gontents thflt you rent or lease as part of a premises rental or lease agreement.
3. As regards coverage provided by this provision D. EXTHNDED DAMAGE TO PROpEftTY RENTEO TO
YOU (Tenant's Property Damage) - Paragraph La. of Oefinitions is replaced with the following;
La. A conlract for a lease of premises. However. that portion of llre contract for a lease of premises
that indemnifies any porson or organieation for damage by fire, lightning, explosion, smoke, or
leakage from autornatic fire protection syst€ms ta premises while rented to you or temporarily
occupied by you with ihe perrrissiorr of tlre owner, or for damage to content$ of such premises
lhat are included in your prernises rental or lease agreement, is not an "ingured conlract".
H. MEDICAL PAYMENTS EXTENSION
lf Coverago C Medical Payments is not othenrise excluded, the Medieal Payments provided by this policy
are amended as follows:
Under Paragraph 1. lnsuring Agreement of Section I - Coverage C - Medical Fayments, Subparagraph
{b)of Paregraph a. is reptaced by the following:
{b} The expenses are incuned and reported within three years of the date ol lhe accident; and
F. EXTENSION OF SUPPTEMSNTARY PAYMENT$ - COVERAGH.S A ANN S
1. Under Supplementary Faymonts - Coverages A and B, Paragraph 1,b, is replaced by the following:
b. Up to $3,000 for cost of bail bonds required because of accidents or iraffic law violations arising
out of lhe use of any vehicle to which the Bodily lnjury Liabilily Coverage applies. We do not have
to furnish these bonds.
2, Paragraph 1,d. is replaeed by the following;
d. Al[ reasonable expenses incurred by tlre insured at our request to assist us in the invesiigation or
defense of the claim or "suit", includiilg actual loss of earnings up to $500 a day because of time
off from work.
G. ADPITIONAL INSUREDS . BY CONTRACT, AGREEMENT OR PERMIT
1. Paragraph 2, under $ection ll - Who ls An lnsured is amended io include as an insured any person or
organization whom you have agreed to add as an additional insured in a written contract, written
agreement or permit. Snch person or organization is an additional insureri but anly with respeot to
liability for "bodily injury", "propefiy damage" or "per$onal and adverti$ing injury" caused in whole
or in part by:
a. Your acts or onrissions, or the acts or omissions of those acting on your behalf, in the performance
of your on going operations for the additional insured lhat are the subject of the writlen conlract or
written agreenrent provided that thc "bodily injury" or "property darncgo" occur$, or the "per-
sonal and advertising injury" is committed, subsequont to the signing af such written contract or
wrilten agreenrent; or
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b- Premlses or facilities rented by you or used b.y you; orc' The maintenance, operation or use by you of equipment rented or leased to you by such person ororganiealion; or
d' operations performed. by you- or on your behalf for which the state or political subdivision hasissued a perrnit subject to the following addilional provisions:
(1) This i|isurance does not appry to "bodiry injury," ,'properly damase,,, or ,,personar ancr ad_vertising injury" arising oui oitt're op.r"tion*'piinnn"-i"ior the slate or polilcat subdivision;
(2) This insurance does not apply to "bodily injury" or "property damase,' includetl within lhe"completed operations hazard-".
(tl
ff:ffi:* applies to premlses yor'l own, rent, or controJ but onty with respect to the foltowing
(a) The existence, mainlenance, repair, construction, erection, or removal of advertisingsigns, awnings, canopies, cellar entrances. coal holes, driveways, manholes, marquees.hoist away openings, sidewalk vaults, street banneis, or decorations and similar expo-sures; or
(b) The conslrustion, erection, or removal of elevators; or
(c) Ttte owtrership, maintenance, or use of any efevators covered by this insurance,
However:
1' The insurance alfordod to stlch additional insured only applies to the extent psrmilted by lawi find2' lf coverago provided lo the adclitional insured is required by a conlract or agreeilent, ths insur-ance afforded to stjch additional insured will noi u*'nroacer'rhan that which you are required bythe contract or agreement to provide for sr"rch additionar insured.
lArth respect to Paragraph l.a, above, a per$on'$ or organization's status as an additional insuredunder this endorsement ends when:
{t} All work, including,. matorials. parts or equipment furnished in connection with such work, onlhe project (other than service, mainlenance or repairs) to be perforrned by or on behalf of theadditional insured(s) at lhe location of the covere;'il;rtilr has been co,nptet€d; or(?) That portion of "your work" oul of which the injury or damage arises has been put to itsintended use by any person or organizalion other itran anotner csntractor or subcontractorengaged in perfsrftring op*rfrtions ior a principal a$ a pan ot thu .u,nu projecr.
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lillilh respect to Paragraph 1.b. above, a person's or orgarrization's stalus as arr additional insL'edunder this endorsement ends when their written contrait oi *ritLn agreement with you far suchpremises or facilities encls. avrvLrrrErlr vvrrtr yu
l/Vilh rq$pects to Paragraph i.c. above, this insurance cloes not apply to anyr,0ccurreflce,, wlrich takesplace after lhe equipment rental or lease agreement rras expireu oi you trave returnecJ such equipmontto the lessor, -.- --'r"vv v' t
rfte insurance provided by this endorsentent applies only if lhe wri[en contract or wrilten agreementis signed prior to tlre .'bocliiy injury" or ,'property 'damagei.
we have no <tuty to defend an additional insured under this endorsement until we receive wrinennotice of a "suif' bv the additional insured "r r*quireJ-in'F;-r";ruprr b. of condition z. ouii""""lrrir.,o
ff:: "t occHrrence, offense, claim orr suit under $ection tv l'commerclal General Liability condi-
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2. \Mtlr respecl lo lhe insurance provided bv this endorsemenl, lhe following are added to paragraph Z.
Exclusions under Section I - Coverage A - Bodily lnjury And property oamage Liability:
This insurance does not appiy to:
a. "Bodily injury" or "property damage" arising from the sole negligence of the aclcjilional insured.
b' 'iBodily injury" or "property damage" that occurs prior to you comnrencing operations at lhe
lucation where such "bodily injury,' or,'property darnage" occur$.
c- "Bodily injury", "property darnage" or "personal encJ advertising iryury" arising out of the render-
ing of, or lhe failure to rerrder, any professional arclritectural, engineering or surveying services,
including:
({l The preparing, approving, or failing to prepare or aBprove, maps, slrop drawings, opinions,
reports, surveyc. lield orders, change orders or drawings and sBecifications; or
(2) Supervisory, inspection, architectural orengineering activities.
This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in
the supervision, hiring, employmcnt, training or nronitoring of others by that insured, if thi "oCcur-
rence" which caused the "bodily injury" or "property damage", or the offense which caused llre"personal and advertising injury", involved lhe rendering of, or tlre failure to render, any professional
arcl'iiteclural, engineering or surveying seruices.
d. "Bodily injury" or "properly clarnage,, occurring after;
(1) All work, including nraterials, pafts or equlpment furnished in connection wirh such work, on
the project (other than scrvice, maintenance or repairs) to be performed by or on behalf of the
additional insured(s) at the location of the covered operations has been completed; or
{2) That portion of "your work" out of which the injury or damage arises has been pul to its
inlended use by alry person or orgatrization other than anolher contractor or subconlractor
engaged in performing operations for a principal as a parl of the same project.
s. Any Berson or organization specifically clesignated as an additional insured for ongoing operalions
by a separate ADDITIONAt INSURUD -OWNERS, LES$EES OR CONTRACTORS endorsemenl is-
sued by us and made a part of this policy.
3. Wth respect to the insurance afforded to these additional insureds. the following is added to Section ln
- Limits Of lnsurance:
tf coverage providecl to the additional insured is required by a conlract or agreoment, lho most we \'jill
pay on beh*lf of the aclelitional insured is the amount of insurance:
a. Required by the contract or agreemenl; or
b. Available under the applicable Limits of lnsurance shown in the Declaralions;
whichever is less.
This endorsement shall not increase the applicable Limits of lnsurance shown in the Deciaratio ns.
H, FRIMARY AND NON.CONTRISUTORY ADDITTONAL INSURED EXTENSION
This provition applies lo any person or organization who qualifies as an addilional insurocl under any form
nr endorsement under this policy.
Condition 4. Othgr lnsurance of SECTI0N lV - COMMERCIAL GENERAL LtABlilTy cONDtTtoNS is amend-
ed as follows:
*" The,following is addsd to Paragraph a. primary lfl$urance:
lf an additianat insured's' policy has an Otlrer lnsurance provision making its policy excess, and you
have agreed in a written contract or written agreement to provide the addiiional insured couerage on aprimary and noncontributoly basis, this policy shall be prinrary and we will not seek contribution from
the additional insuredls policy for clamages we cover.
cG 88 10 04 13
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b. The following is added to Paragraph b, Excess lnsurance;
Wun a written contract or wdtten agreement, olher than a premises lease, facilities rental contract oragreement' an equipment rsntfll or lease contract or agreernent, or permit issued by a state or political
subdivrsion between you and an additional insured does not require ihis insurancb lo be primary orprimary and non'contributory, this insurance is excesg over any other insurance for which the addi-tional insured is designated as a Nanred lnsured.
Regardless of tlre written agreement bet\A/een you and an additional insured, this insurance is excessover any other insurance whethor primary, excess, contingent or on any other basis far which theadditional insured has been added as an additional insured on other policiei.
ABDITIONAL IN$UREDS . EXTENDED PROTECTION OF YOUR ''LIMITS OT INSURANCE"
This provision applies lo any person or organization who qualifies as an additional insured under any fcrmor endorsement urrder lhis policy.
1. The following is addecJ to Condiiion 2. Duties lnThe EvsntOf Occurrence, Offense, clalff orsuit:
An additional insured uncler this endorsement will as soon as praclicable:
a' Give writlen notice of an "oscurrence" or an offense that rnay result in a clairn or',suif' underthis insurance to us;
b. Tender the defense and indernnity of any claim or "sult" to all insurers whom also havein$uranco available to the additional insured; and
c- Agree to make available any other insurance whictr the aclditiorral insurecl has for a loss wecover uncJer this Coverage part.
d' We have no duty to defend or indemnif,T an additional insured uncler lhis endorsement untitwe receive nrritten notice of a "suit" by the additionar insured.
2' The limits of itrsurance applicable to ihe additianal insured are tho$e upecilied in a written contractor written agreement or the limits of insurance as slated in lhe Declarations of this policy anddefined in soction lll ' Limits of lnsurance of this policy, whichever are less. These limits areittclusive of and not in addition to the limits of insurance available under fhis policy.
WHO IS AN INSURED - INCIDENTAL MEDICAL ERRORS/ MALPRACTICE
WHO IS AN lN$UftFD . FHLLOW EMPLOYEE EXTEN$ION - MANAGEMENT HMPLOYEES
Paragraph 2.a.(1) of section lt-who tsAn lnsured ls replaced with the folfowing:
{1} "Bodily injr.rry" or "personat and advertising injury":
tal To you, to your partners or metnbers (if you are a partnership or joint vcnture), ro your members {ifyou ars a limited liability companyi. to a co-"employee" while in the course of his or her enrploy-ment or performing duties related to the conduct of your business, oi in yo,,r other ,,volunteer
workers" white perforrning duties related to lhe conduci cf your business;
(b) To the $pouse, cftlld, parent, brother or sister of that co-"emptoyee" or "volunleer worke1, as aconsequence of paragraph {{} {a} above:
{c} For rvhislr there is any obligation to shars dainage$ with or repay someone el$e vrho must paydamages bocause of the injury cJescribed in paragiaptrs {1) (a} or {bj above: or
{d} Arising out of ltis or her providing or faiiing to provide professional health care services. Howevor,if you are not in the business of providing professional health care services or providing profes*sional heallh care per$onnel to others, or if coverage for providing professional health care ser-vices is not othenvise exclucled by separate endorsement, this .prdvision (paragraph (d)) does not
apply.
Faragraphs {a) and {b) above do not apply io "bodily injury" or "personal and advertising injury'. caused byan "entployee" who is acting in asupervisory capacity for you. bupervisory capacity "iu**c it"t"in-*unnJthe."employeo's" job responsibilities assigned by you, includes ihe direct supervisicn of other "employ-ees" of yours' Flowever, none of these "employees" are insr-rreds for ,'lrodily injury', or "porsonal and
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fidvedising injury" arisfng out of lheir willful conduct, which is defined as the purposeful or wiilful intent tocause "bodily injury" or "personal and advertising injury", or caused in whole or in part by- rheir intoxica-tion by liquor or controlled substances.
The coverage provided by provision J. is excess over any other valid and collectablo insuranco available loyour "employee".
K. NEWLY FORMHP OR ADilITIONALLY ACOUIRED ENTITIES
Paragraph G, of section ll - who ls An lnsured is replaced by the following:
3. Any organiration you newly acquire or form and over which you maintain ownership or majorityinlerest, will qualify as a Named lnsured if there is no other similar insurance avaifable t; th;torganiza!ion, Hnweyer:
a. Coverage under tlris provision is afforded only until the expiration of lhe policy period inwhictr lhe entity was acquired or formed by you;
b, Coverage A does not apply to "bodily injury" or "property damage" tbat occurred before youacquired or formed ttre organizaticn; and
c. Coverage B does not apply to "personat and adverlising injury" arising out of an offensecommitted beforo you acquired or formed the organizationl
d. Records and descriptions of operations must be maintainecl by ihe first Named lnsured.
No person or organization is an insured wilh respect to the conduct of any cr]rrunt or past partnership, jointventuro or lintited tiabifity comfrany that is no: shown as a Named tnsured in the D+claralions or quatifiesas an insured under this provision.
L. FAILURE TO DI$CLOSE HAZ,ARDS AND PRIOR OCCURRENCES
Y::,:::j,"n lV ' Comrnercial General Liability Conditians, the foilowing is atided to Condirion 6. Repre-senlatrons:
Your failure to disclose all hazards or prior 'bccunences" existing as of the inception date of the policyshall not prejuclice lhe coverage afforded by lhis policy provided such failure to djsclose all hazards orprior 'loccurrences,, is not intentional.
M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT
Under $ection lv ' commercial Gonerat Liability conditions, the following is added to eondition 2, DutiesIn The Event of Occurrence, Offense, Clairn Or $uit:
Knowledge of an "occurrencel', offenss,. cja1n or ,,suif, by an agent, servant or .emp[oyee,, of anyinsured shall not in itself conslilute knowledge of lhe insured unless an insured listecl under paragraph
1' of $ection ll - who le An lnsured or a Ferson who has been designated by them to receive reports of"occurrences", offenses, claitns or "suils' shall have received suih notice from the agent, servfrnl or"ernployee',.
N. LIEERALIZATIONCLAUSE
lf we revise thls Commercial Goneral Liability Extension Endorsement to provide more coverage wilhoutadditional premium charge, your poiicy will automaticatty provide tne cove[ge ;;; il;; day the revision iseffective in your state.
O. BODILY INJURY REDEFINHN
under soction v - Definitions, Delinition 3, is replaced by lhe foltowing:
3. "Eodily lnjury' means physicar injury. sickness or disease sustained bv a.person. This incrudesmental anguish. mental injury, shoek, fright or deatli that results from suctl'physical injury, sick-ness or disease,
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P. €XTENDED PROPERTYDAMAGE
EXCIUSiON A, Of COVERAGE A. BOOILY INJURY AND PROPERTY DAMAGE LIABILITY iS replaced by lhe
following:
a, Hxpected 0r lntonded lnjury
"Sodily injury" or "properly damage" expected or intended from the stanclpoint of the insured,
This exclusion does not apply to "bodily injury" or "property damage" resuiting fronr llre use qf
reasonable farce to proiect persons or property,
A. WAIVER OF TRANSTER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - WHEN REQUIRED IN A
CONTRACT OR AGRIHMENT WITH YOU
Under $ection IV . Commercial General Llability Ccnditions, the following is added to Conditlon g. Trans-
fer Of Rights Of Recovery Against Others To Usl
We waive any right of recovery we may have against a person or organization because of payments wemake for injury or damage arisittg out of your ongoing operations or "your work', done under acontract with that per$on or organization and included in tlre I'products-compteteO operalions lazard"provided:
1. You and that person or organization have agreed in writing in a contract or agreement thai you
waive such rights against that person or organizalion; and
2, Tho injury or damage occurs subsoquent ia the execution of the written conlract or wriiten agroe-
nrenl.
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o zolg Llberty Muluat lnsurancs
lncludes copyrighted fiaterial of lnsurance services office, lnc., with ils permission,cG 8& 10 04 13 Page 8 of S