HomeMy WebLinkAboutHR14-320 - Original - Delta Dental of Washington - 2015-2017 Contract Renewal - 12/13/2014 S 3 �{�s2M• ?3i.
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CONTRACT COVER SHEET
This is to be completed by the Contract Manager prior to submission
to City Clerks Office. All portions are to be completed.
If you have questions, please contact City Clerk's Office.
Vendor Name: �-- L y (--A _ _
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Vendor Number: .
7D Edwards Number
Contract Number:
This is assigned by City Clerk's Office
Project Name: O,C) �,A T-P�A '_-;1"
Description: ❑ Interlocal Agreement ❑ Change Order ❑ Amendment faContract
❑ Other:
Contract Effective Date: - C)1 - { Termination Date: j 1 i
Contract Renewal Notice (Days):
Number of days required notice for termination or renewal or amendment
Contract Manager: ��,i�Lr(2 Department:
Contract Amount:
Approval Authority: ❑ Department Director ❑Mayor VCity Council
Detail: (i.e. address, location, parcel number, tax id, etc.):
adccW10877 8 14
Summary of Changes
For Contracts issued between January 1, 2015 and December 31, 2015
We are pleased to inform you that there have been no changes to your covered benefits or plan
administration for your 2015 Plan.
The information contained in this summary represents a brief overview of the substantive changes made from your
previous plan documents to your 2015 plan documents. The changes outlined below do NOT represent a change in
benefits, but have been made to provide additional information, for clarity or to ensure accuracy with how your Plan is
administered.
Benefit Changes
None
Plan Administration Changes
None
Text Revisions for Clarity and Accuracy — Benefits in Booklet
I
Class I Preventive,Covered Dental Benefits: The term"Fissure Sealants" has been replaced with "Sealants"to be
consistent with industry standard.
Class II Restorative, Covered Dental Benefits and Limitations: Language has been revised to indicate whether or not
Posterior Composites are a covered benefit.
Class II or III Restorative, Covered Dental Benefits and Limitations: Language has been revised to provide
information regarding Implant-Supported Crowns, if they are a covered benefit under the Plan.
Class II Periodontics, Covered Dental Benefits: Gingivectomy has been added to Covered Dental Benefits, to
accurately reflect the benefit.
Global Revisions: In instances where"certain conditions of oral health" is referenced, language has been revised or
added to define qualifying circumstances.
Outdated and duplicative information in the benefit limitations and/or exclusions sections have been removed.
Text Revisions for Clarity and Accuracy— Plan Administration
Contract 5.05: Language has been revised to clarify that any DDWA required examinations are conducted by an
independent dentist appointed by DDWA.
7.02: Language requesting Group generated Summary Plan Descriptions (SPDs) be provided to DDWA has
been removed. DDWA does not require or assume any risk for Group SPDs.
9.03*: The termination article in the Contract has been re-drafted to provide additional information regarding
the qualifying events that may lead to termination.
9.04: Language has been revised to provide clarity regarding parameters for the refund of premium following
termination of the Contract.
Appendix B, Section B: Definition of Eligibility Dependent has been revised to allow for more flexibility.
Booklet Out-of-State Dentists/FAQ, How do I get Claim Forms: Information has been added regarding how to
obtain and submit a claim form.
2015-01-00611-RC-02 i SOO-=rev 20150101
I
Dependent Eligibility and Termination: Additional language has been added regarding newborn and
adopted child enrollment.
Predetermination of Benefits/Claim Review and Appeal, Predetermination of Benefits": Language in
these sections has been re-drafted to ensure consistency with how these processes are administered.
Glossary: Terms have been revised for clarity. Additionally, the Glossary has been relocated to the end of
the booklet.
Additional Global General Text Revisions
How to Contact DDWA: Guidance regarding how to obtain Delta Dental Participating Provider Directories has been
updated to include a telephone number(1-888-889-3734).
Local telephone numbers have been removed throughout the Plan documents.
Non-substantive Language Revisions: Revisions have been made to correct typos, grammar and punctuation
throughout the Plan documents.
Wording changes have been made to add clarity or to provide additional information throughout the Plan documents.
*Detailed information regarding the changes represented above is available on our 2015 Side by Side comparison
document, which will be provided upon request.
2015-01-00611-RC-02 ii SOC-LOG rev 20150101
Delta Dental of Washington
Dental Care Service Contract
DDWA Plan#00611
Name of Group: City of Kent
Herein called Group, agrees to a Dental Care Service Contract with Delta Dental of Washington, herein called
DDWA.
i
The effective date of this Contract shall be 12:01 a.m. Pacific Time on the first day of January, 2015 at Seattle,
Washington, and shall run for a period of 36 months, through December 31, 2017.
This Contract is issued and delivered in the State of Washington and is governed by Washington State laws. It is
subject to the terms set forth on the subsequent pages, appendices and amendments, which are a part of this
Contract.
Accepted By: Accepted By:
City of Kent Delta Dental of Washington
220 4`"Avenue South Post Office Box 75983
Kent,Washington 98032 Seattle,Washington 98175-0983
f r 4+Signed: C�.'Ftc`_ L v� -'.- Signed: a
Title: i t1r' { Title: Vice President
Underwriting and Actuarial
_ r
Date: !r} l Date: November 5, 2014
i
2015-01-00611-RC-02 1 PPOL rev 20150101
Article 1—Definitions
For the purpose of this Contract, the following definitions shall apply:
1.01 "Administrative Fee" means the monthly amount payable by Group to cover claims paid by DDWA and as
designated in Appendix D.
1.02 "Benefit Period" means the period beginning January 1 and ending December 31.
1.03 "Certificate of Coverage"means the benefit booklet which describes in summary form the essential
features of the contract coverage, and to or for whom the benefits hereunder are payable. In the event
that contracts are changed or amended, new certificates or a clearly understandable benefit booklet insert
to existing certificates shall be furnished. The Certificate of Coverage is incorporated into this contract by
this reference as if the contents thereof were fully set out herein.
1.04 "Contract" means this agreement between DDWA and Group. This Contract constitutes the entire
Contract between the parties and supersedes any prior agreement, understanding or negotiation between
the parties.
1.05 "Covered Dental Benefit"means those dental services that are covered under this Contract, subject to the
Limitations set forth in the Certificate of Coverage.
1.06 "DDWA" means Delta Dental of Washington, a nonprofit corporation incorporated in Washington State.
DDWA is a member of the Delta Dental Plans Association.
1.07 "Delta Dental" means Delta Dental Plans Association, a nationwide non-profit organization of dental
benefit carriers offering a range of group dental benefit plans.
1.08 "Delta Dental PPO Dentist" means a Participating Dentist who has agreed to render services and receive
payment in accordance with the terms and conditions of a written Delta Dental PPO Participating Dentist
Agreement, which includes looking solely to Delta Dental for payment for covered services.
1 M "Delta Dental Participating Dentist" means a licensed Dentist who has agreed to render services and
receive payment in accordance with the terms and conditions of a written Delta Dental Participating
Dentist Agreement, which includes looking solely to Delta Dental for payment for covered services.
1.10 "Dentist" means a licensed dentist legally authorized to practice dentistry at the time and in the place
services are performed. This Contract provides for covered services only if those services are performed
by or under direction of a licensed Dentist or other Licensed Professional. A Dentist does not mean a
dental mechanic or any other type of dental technician.
1.11 "Eligibility Date" means the date on which an Eligible Person becomes eligible to enroll in the Plan as
detailed in Appendix A or B.
1,12 "Eligible Dependent" means any dependent of an Eligible Employee who meets the conditions of eligibility
set forth in Appendix B.
1.13 "Eligible Employee" means any employee who meets the conditions of eligibility set forth in Appendix A.
1.14 "Eligible Person" means an Eligible Employee or an Eligible Dependent.
1.15 "Enrolled Dependent", "Enrolled Employee", or"Enrolled Person" means any Eligible Dependent, Eligible
Employee or Eligible Person, as applicable, who has completed the enrollment process and for whom
Group has submitted the monthly Administrative Fee to DDWA.
1.16 "Filed Fee" means the approved fee accepted by DDWA for a specific dental procedure performed by a
Delta Dental Participating Dentist submitting that fee and performing the dental service.
1.17 "Group" means the employer or entity that is contracting for dental benefits for its employees in this
Contract.
1.18 "Licensed Professional" means an individual legally authorized to perform services as defined in their
license. Licensed Professional includes, but is not limited to, denturists, hygienists, and radiology
technicians.
2015-01-00611-RC-02 2 PPOL rev 20150101
1.19 "Maximum Allowable Fee" means the maximum dollar amount that will be allowed toward the
reimbursement for any service provided for a Covered Dental Benefit.
1.20 "Nonparticipating Dentist' means a licensed Dentist who has not agreed to render services and receive
payment in accordance with the terms and conditions of a written Participating Dentist Agreement
between a member of the Delta Dental Plans Association and such Dentist.
1.21 "Open Enrollment Period" means the annual period in which Eligible Employees can select benefits Plans
and add or delete Eligible Dependents.
1.22 'Participating Plan" means Delta Dental of Washington and any other member of the Delta Dental Plans
Association with which Delta Dental contracts to assist in administering the Benefits described in this
Contract.
1.23 "Payment Level' means the applicable percentage of Maximum Allowable Fees for Covered Dental
Benefits that shall be paid by DDWA as set forth in Appendix C.
1.24 'Plan" means this Contract that provides dental benefits. Any other Contract that provides dental benefits
and meets the definition of a"Plan" in the"Coordination of Benefits" section of the Certificate of Coverage
is a plan for the purpose of coordination of benefits.
1.25 'Retiree", for purposes of Group 00611 —Plan 03, the term Retiree may be inferred in place of the term
Employee, where applicable.
Article II—Eligibility
2.01 Every person who meets the conditions of eligibility as set forth in Appendix A or Appendix B is eligible for
enrollment in this Plan.
2.02 Group shall submit a list of Enrolled Persons to DDWA prior to the beginning of each monthly eligibility
period.
Article III—Monthly Payment
3.01 The monthly Administrative Fee and claims payment, to be remitted fully by Group, is determined as set
forth in Appendix D.
3.02 Administrative Fees are due with the Eligibility listing on or before the first day of the month. No person
shall be entitled to benefits under this Contract during any month for which Administrative Fee payment
has not been received by DDWA.
3.03 Claim Reimbursement is due as described in Appendix D. The total amount of claims payment shall be
transferred, via wire transfer, to the appropriate DDWA bank account within two business days of DDWA
notification of amount paid.
3.04 If payment is not received within 30 days DDWA may give written notice that payment is due and may, at
its option, terminate all benefits and be released from all further obligations as set forth in Article IX
entitled"Notice and Termination."
3.05 DDWA shall accept retroactive additions to eligibility (payments)that are received by DDWA within 60
days of the requested effective date.
3.06 DDWA shall accept retroactive terminations of eligibility (credits)that are received by DDWA within 60
days of the requested termination date, or to the end of the month of the last paid claim of termed
Enrolled Person,whichever is later.
3.07 DDWA shall not be obligated to refund paid claims for treatment from providers when the treatment was
performed in good faith that eligibility was current and accurate at the time of treatment.
3.08 Legislative Surcharge Clause. If any governmental unit imposes any new tax or assessment or increases
the rate of any current tax or assessment that is measured directly by the payments made to DDWA by
Group, then DDWA is authorized to increase the monthly Administrative Fee by the amount of such new
tax, assessment or increase, or pass through the exact tax amount to the Group separately.
2015-01-00611-RC-02 3 PPOL rev 20150101 !,
Article IV—Benefits Provided, Limitations and Exclusions
4.01 Covered Dental Benefits, Limitations, and Exclusions are as described in the Certificate of Coverage and
are subject to the Plan maximum and deductible as described in Appendix C.
4.02 The percentages of the Maximum Allowable Fee, Filed Fee, or the Dentists' actual charges payable by
DDWA for Covered Dental Benefits provided to an Enrolled Person are described in Appendix C.
4.03 Payment for services provided by a Delta Dental Participating Dentist shall be made directly to the
Dentist. Contracts between Delta Dental and its Delta Dental Participating Dentists provide that, if Delta
Dental fails to pay the dentist, the Enrolled Person shall not be liable to the dentist for any sums owed by
Delta Dental.
Article V— Conditions for Benefits—Dispute Determination Procedures
5.01 Covered Dental Benefits are available for an Enrolled Person from the enrollment date until such
enrollment terminates.
5.02 An Enrolled Person may elect the services of any licensed Dentist. DDWA is not responsible for
availability of any particular licensed Dentist.
5.03 DDWA shall be entitled to receive from any attending Dentist, or from hospitals in which a Dentist's care
is rendered, any records relating to treatment rendered to an Enrolled Person as may be required in the
administration of claims.
5.04 The provider dispute resolution process as outlined in individual provider contracts is available upon
request.
5.05 To determine Covered Dental Benefits for certain treatments, DDWA may require an Enrolled Person to
obtain an independent examination from a DDWA-appointed Dentist. DDWA will pay all of the charges
incurred for this examination
Article VI—DDWA's Obligations
6.01 DDWA will issue to Group an electronic version of the Certificate of Coverage for this Plan in the form of a
standard DDWA benefit booklet,which summarizes the Covered Dental Benefits and other essential
features of the Plan. If any amendment to this Contract materially affects any benefits described in such
booklets, electronic versions of corrected booklets or booklet inserts showing the change will be issued to
Group. A new booklet shall be created upon initial inception of the Contract and at every other renewal
thereafter. A booklet insert will be sent at renewal when a full booklet is not produced. Generally, new
Booklets and/or Inserts are not issued mid Contract Term unless as otherwise specified in this Contract.
6.02 If requested, DDWA will provide to Group one printed booklet for each employee enrolled in the Plan,
plus an additional 10 percent for a reserve supply. Group will reimburse DDWA for any additional costs
due to variation in booklet size or paper requested by Group. DDWA will have booklets delivered to
Group within 15 business days after reciept of a signed booklet approval form from Group. If a signed
booklet approval form is not returned to DDWA by Group, printed booklets will not be provided.
6.03 DDWA shall provide descriptions of predetermination, claim review, and complaint and appeal
procedures in the benefit booklets issued to Group.
6.04 If a Dentist or an Enrolled Person requests a predetermination of benefits, DDWA will provide a
predetermination of benefits for the Enrolled Person. Such predetermination of benefits will be valid for a
reasonable period of time, but no longer than such person's period of eligibility. Predeterminations are not
an authorization for services but a notification of Covered Dental Benefits available and are not a
guarantee of payment.
6.05 DDWA shall not be obligated to make payment for any services rendered to a person who is not an
Enrolled Person at the time the services were performed.
6.06 DDWA may provide professional review of the adequacy and appropriateness of services rendered to
Enrolled Persons through its Quality Management and Clinical Review processes.
2015-01-00611-RC-02 4 PPOL rev 20150101
6.07 DDWA shall provide Delta Dental Participating Dentist Directories to Group. This directory is available on-
line at www.DeltaDentalWA.com. The directory may also be requested by telephone at 800-554-1907. It
is understood that the composition of such directory is subject to change. DDWA reserves the right to
change the directory without notice. Each Enrolled Person is free to select a Dentist of his or her choice.
DDWA shall not be held liable for any act or omission on the part of the selected Dentist. Nothing
contained in this Contract shall be construed as obligating DDWA to render dental services; its sole
obligation being to pay the agreed-upon portion of Dentist's charges for Covered Dental Benefits in
accordance with the terms of this Contract.
Article VII—Group's Obligations
7.01 Group shall provide information to all Enrolled Employees as to the existence and terms of this Contract.
Group shall make benefit booklets available to each Enrolled Employee, which summarize the Covered
Dental Benefits and other essential features of the Plan.
7.02 If Group elects to prepare and print its own summary plan description, it does so at its awn risk and
expense. The Group-prepared summary plan description must be based on the most current Certificate
of Coverage provided by DDWA, and will be for informational purposes only, not incorporated into this
Contract. Group is responsible for assuring the accuracy of any summary plan description that it elects to
prepare and distribute. DDWA is not obligated to review or approve any summary plan description
prepared by Group, and will not provide any warranty for the content of the Group-produced summary
plan description.
7.03 Group shall permit DDWA, at DDWA's expense, on reasonable advance written notice, to inspect
eligibility records in order to verify the accuracy of information submitted to DDWA. An equitable
adjustment of Administrative Fee shall be made in the event of inadvertent clerical errors or delays in
reporting eligibility.
7.04 Group shall sign and return any and all Contract documents within 30 days of the effective date or the
date DDWA sends the Contract document to Group or its authorized representative or agent, whichever
is later.
7.05 If a signed Contract or any changes affecting the Contract provisions are not received by DDWA from the
Group or the Group's legal representative(s)within 30 days following the effective date or the date DDWA
mails the contract to Group or its authorized representative or agent, whichever is later, but Group remits
the first month's Administrative Fee, the group will be deemed by DDWA to have agreed to the terms of
this Contract as stated, including acceptance of rates, Contract language and provisions. In such cases,
DDWA will process claims beginning on the effective date according to these Contract provisions.
Article Vlll—General Provisions
8.01 No change in this Contract shall be valid unless evidenced by written amendment signed by an
authorized representative or agent of DDWA and an authorized representative or agent of Group.
8.02 Legal action to recover benefits provided for in this Contract may not be initiated prior to 60 days after
receipt of claim by DDWA. In addition, such legal action must commence within six years from the date
the claim was received by DDWA.
8.03 Any provision of this Contract that is in conflict with any governing law or regulation of the State of
Washington is hereby amended to comply with the minimum requirements of such law or regulation.
8,04 Indemnification
DDWA shall indemnify and hold harmless Group, its affiliates and their respective directors, officers,
employees and agents, for that portion of any liability, settlement and related expense(including
reasonable attorneys'fees) resulting solely and directly from DDWA's breach of this Agreement,
negligence, willful misconduct, criminal conduct, fraud or its breach of a fiduciary responsibility related to
or arising out of this Agreement.
2015-01-00611-RC-02 5 PPOL rev 20150101
Group shall indemnify and hold harmless DDWA, its affiliates and their respective directors, officers,
employees and agents, for that portion of any liability, settlement and related expense (including
reasonable attorneys'fees) resulting solely and directly from Group's breach of this Agreement,
negligence, willful misconduct, criminal conduct, fraud or its breach of a fiduciary responsibility related to
or arising out of this Agreement.
8.05 Force Maieure
In the event DDWA is unable to perform its obligations hereunder by reason of fire, casualty, lockout,
strike, labor condition, riot, war, act of God or by ordinance, law, order or decree of any legally constituted
authority, then this Contract may, at the option of DDWA, be suspended. During any period of
suspension, DDWA shall not be required to perform any service hereunder, nor shall DDWA be liable for
any damages arising from any event that precipitated the suspension. If this Contract is suspended
pursuant to this provision, Group's obligation to make Administrative Fee payments shall also be
suspended for the same period of time.
8.06 DDWA and Group will act in accordance with applicable state and federal privacy requirements and
disclosure requirements, such as the Gramm-Leach-Bliley Act(GLBA)and the Health Insurance
Portability and Accountability Act(HIPAA), including any applicable regulations.
8.07 For the purposes of this contract, the terms spouse, marriage, marital, husband, wife, widow, widower,
next of kin, and family shall be interpreted as applying equally to domestic partnerships or individuals in
domestic partnerships as well as to marital relationships and married persons, and references to
dissolution of marriage shall apply equally to domestic partnerships that have been terminated, dissolved,
or invalidated, to the extent that such interpretation does not conflict with federal law. Where necessary,
gender-specific terms such as husband and wife used in any part of this contract shall be construed to be
gender neutral, and applicable to individuals in domestic partnerships.
8.08 Group and DDWA both acknowledge and agree that DDWA may contract with a third-party administrator
to perform certain administrative functions under this Contract, including but not limited to collection of
Administrative Fee payments due, and collection of enrollment and termination information. Any third-
party administrator performing these functions is acting as an authorized representative of DDWA, and
DDWA does not waive or disclaim any responsibility for our obligations under this Contract.
Article IX—Notice and Termination
9.01 Any notice under this Contract shall be sufficient if given by either Group or DDWA by regular mail to the
other addressed to the office stated on the front page of this Contract or to such other address as may be
designated by written notice to the other.
9.02 This Contract may be terminated effective at the end of the term by either Group or DDWA, by either
party giving written notice to the other at least 30 days prior to the end of the Contract term, except as
otherwise provided in Article III or this Article IX.
9.03 DDWA may elect to terminate this Contract, without prior approval of the Washington State Insurance
Commissioner, if any of the events outlined in this Section 9.03 occur. Termination would be effective at
the end of the month for which Administrative Fees have been received by DDWA prior to the time of
such election. If termination occurs, DDWA will provide written notice thereof to Group. If DDWA elects to
so terminate because of default by Group, then Group shall be indebted to and agrees to pay DDWA the
sum of all claims payments and expenses incurred for dental services rendered from the date of default
until the date of termination, including costs of recovery.
Events that allow termination:
(i) A failure to pay Administrative Fee or perform Group's other obligations when due.
(ii) Any violation of published policies of DDWA.
(III) Change or implementation of federal or state health care reform laws that no longer permit the
continued offering of such coverage.
Events that allow termination if the Group does not take corrective action consistent with their obligations
under this Contract:
2015-01-00611-RC-02 6 PPOL rev 20150101
(i) Enrolled Persons who become entitled to Medicare benefits who fail to apply for a Medicare
Supplement Plan, or Medicare Cost, Risk, or HCPP Plan offered by DDWA.
(ii) Enrolled Persons committing fraudulent acts against DDWA.
(iii) Enrolled Persons who materially breach the terms of this Contract.
9.04 If on termination of this Contract, Group has paid Administrative Fee to DDWA applicable to a period of
time after the termination date, DDWA shall,within 30 days after notification of termination, return such
portion of Administrative Fee to Group less any amounts due to DDWA.
9.05 Acceptance by DDWA of the proper amount of Administrative Fee, after termination of this Contract and
without requiring a new application, shall reinstate the Contract as though it had never terminated, unless
DDWA shall, within five business days of receipt of such payment, either:
1) Refund the payment so made, or
2) Issue to Group a new Contract accompanied by written notice stating clearly those respects in which
the new Contract differs from the terminated Contract in benefits, coverage or otherwise.
9.06 Upon termination of this Plan, all expenses incurred prior to the termination of the Plan, but not submitted
to DDWA within six months after the date of such treatment will be excluded from any benefit
consideration.
Article X—List of Appendices
10.01 The attached appendices are a part of this Contract. Appendices are identified as follows:
Appendix A—Employee Eligibility Requirements
Appendix B—Dependent Eligibility Requirements
Appendix C—Method of Payment
Appendix D—Group's Financial Obligations
2015-01-00611-RC-02 7 PPOL rev 20150101
Appendix A. Employee Eligibility Requirements
Section A Definition of Eligible Employee
An employee of the City of Kent is eligible to enroll on the date the employee becomes:
• an active, full-time, non-uniformed employee who regularly works a minimum of 40 hours a week;
• an active, part-time, non-uniformed employee who regularly works a minimum of 21 hours a week but
less than 40 hours a week on a continuous service basis;
• an approved job share employee working at least 20 hours per week;
• an active uniformed employee; or
Uniformed employees are defined as follows:
o LEOFF I Employees - Full-time active law enforcement officers or fire fighters who
established membership in the LEOFF system as defined in Sections (3) and (4), CH131,
Law of 1972 1st Ex. Sess. priorto October 1, 1977.*
o LEOFF 11 Employees - Full-time active law enforcement officers or fire fighters who
established membership in the LEOFF System as defined in Sections (3) and (4), CH131,
Law of 1972 1 st Ex. Sess, on or after October 1, 1977.
• an elected Council Member for the City of Kent.
o The benefit provisions of this policy are available to City of Kent Council members only as a
secondary source of insurance benefit. if the insured Council member does not have
insurance from a primary source, benefits in this policy will be primary.
* Retired LEOFF I employees and retired disabled LEOFF I employees who are eligible to receive
a retirement benefit under the LEOFF I Retirement Plan may enroll in the City of Kent Retiree
Plan,
Eligible Employees are Enrolled Employees after fully completing the enrollment process, including
payment of Administrative Fee by Group to DDWA.
Section B Effective Date of Coverage
Eligible Employees are eligible to enroll in this Plan on the effective date of this Contract.
An employee hired after the effective date of this Contract shall become eligible to enroll in this Plan on
the date of hire.
Section C Continuation of Coverage
An employee shall continue to be eligible to enroll in this Plan during the time this Contract is in effect as
long as the employee remains an Eligible Employee. An Enrolled Employee shall continue to be enrolled
as long as the Group has made timely payment of the monthly Administrative Fees on behalf of the
Enrolled Employee to DDWA.
While satisfying the various requirements of the FMLA and COBRA laws rests primarily with the Group,
DDWA will fully cooperate with Group in complying with these laws.
2015-01-00611-RC-02 8 PPOL rev 20150101
Leave of Absence
Coverage for a subscriber and enrolled dependents may be continued for up to 180 days when the
employer grants the subscriber a leave of absence and premium charges continue to be paid. If a
medical leave is granted, the City of Kent may pay the required monthly charge for the employee and
enrolled dependents for up to 180 days. The 180-day leave of absence period counts toward the
maximum COBRA continuation period, except as prohibited by the Family and Medical Leave Act of
1993.
Section D Termination of Coverage
An employee shall cease to be eligible to enroll or cease to be enrolled in the Plan at the end of the
calendar month in which the employee ceases to be an Eligible Employee or upon termination of this
Contract, whichever occurs first. An Enrolled Employee shall cease to be enrolled at the end of the
calendar month in which the Enrolled Employee ceases to be an Eligible Employee, or at the end of the
calendar month for which Group has made the last timely payment of the monthly Administrative Fees on
behalf of the Enrolled Employee to DDWA, or upon termination of this Contract, whichever occurs first.
Section E Enrollment Requirements
All Eligible Employees enrolled in the Group-sponsored medical plan must be enrolled in this Plan
regardless of whether or not enrolled as a dependent in another dental plan. Employees who are not
enrolled in the Group-sponsored medical plan may not enroll in this Plan. Each Eligible Employee must
complete the enrollment process. DDWA must receive the completed enrollment information within 60
days of the employee's Eligibility Date. If the enrollment information is not received within 60 days,
enrollment will not be accepted until the next Open Enrollment Period.
2015-01-00611-RC-02 9 PPQL rev 20150101
Appendix B. Dependent Eligibility Requirements
Section A Definition of Eligible Dependent
An Eligible Dependent is a dependent of an Enrolled Employee who meets the requirements for eligibility
established by Group.
To be a dependent under this plan, the family member must be:
• The lawful spouse of the subscriber, unless legally separated;
• The state-registered domestic partner of the subscriber; or
• An eligible child under 26 years of age as follows:
• A natural offspring of either or both the subscriber or spouse;
• A legally adopted child of either or both the subscriber or spouse; or
• A child placed with the subscriber for the purpose of legal adoption in accordance with
state law. "Placed" for adoption means assumption and retention by the subscriber of
a legal obligation for total or partial support of a child in anticipation of adoption of
such child; or
• A legally placed ward of the subscriber, spouse, or domestic partner living
permanently in the home of the subscriber.
Foster children are not eligible for coverage. Spouses and children of dependents are not eligible for
coverage under this plan.
Dependent eligibility validation documentation and information shall be maintained and verified by Group.
Eligible Dependents are Enrolled Dependents after fully completing the enrollment process, including
payment of Administrative Fee by Group to DDWA.
Section B Effective Date of Coverage
An Eligible Dependent shall become eligible to enroll in this Plan on the date the Eligible Employee
becomes eligible to enroll in this Plan, or on the first day of the calendar month following the month in
which such person became an Eligible Dependent of the Eligible Employee.
Section C Continuation of Coverage
A dependent shall continue to be eligible to enroll in this Plan while this Contract is in effect as long as the
dependent remains an Eligible Dependent of an Eligible Employee, An Enrolled Dependent shall
continue to be enrolled as long as the Group has made timely payment of the monthly Administrative
Fees on behalf of the Enrolled Employee to DDWA.
While satisfying the various requirements of the FMLA and COBRA laws rests primarily with the Group,
DDWA will fully cooperate with Group in complying with these laws.
Section D Termination of Coverage
An Eligible Dependent shall cease to be eligible to enroll or cease to be enrolled in this Plan at the end of
the calendar month in which the employee ceases to be an Eligible Employee or the person no longer
meets the definition of an Eligible Dependent, whichever occurs first.
An Enrolled Dependent shall cease to be enrolled at the end of the calendar month in which the Enrolled
Employee ceases to be enrolled, at the end of the calendar month for which Group has made timely
payment of the monthly Administrative Fees on behalf of the Enrolled Employee to DDWA, or upon
termination of this Contract, whichever occurs first.
2015-01-00611-RC-02 10 PPOL rev 20150101
An Enrolled Employee may terminate coverage of an Enrolled Dependent only coincident with a
subsequent renewal or extension of this Plan. Once an Enrolled Employee terminates such Enrolled
Dependent's coverage, the coverage cannot be reinstated, unless there is a change in family status as
defined in the Special Enrollment Period section of the Certificate of Coverage.
Section E Enrollment Requirements
Eligible Dependents enrolled in the Group-sponsored medical plan of the Enrolled Employee must also
be enrolled in this Plan provided they satisfy the requirements of an Eligible Dependent. A family member
not covered under the Group-sponsored medical plan cannot be covered under this Plan.
When an Eligible Dependent is no longer enrolled in the medical plan, they no longer satisfy the
requirements of an Eligible Dependent and must be disenrolled from this Plan.
If a new Eligible Dependent is not enrolled in this Plan pursuant to the rules set forth in this Contract, such
Eligible Dependents shall not be eligible for enrollment in this Plan during the then-current contract term.
Such person may enroll during any Open Enrollment Period or during a Special Enrollment Period as
defined in the Certificate of Coverage.
I
2015-01-00611-RC-02 11 PPOL rev 20150101
Appendix C. Method of Payment
Section A Constant Payment Plan
Fees for Covered Dental Benefits provided to an Enrolled Person are based on the following:
• Delta Dental PPO Participating Dentist based on their state's Maximum Allowable Fee for Delta Dental
PPO Participating Dentists, or their actual fee, whichever is less
• Delta Dental Participating Dentist based on their state's Maximum Allowable Fee for Delta Dental Premier
Participating Dentists, or their actual fee, whichever is less
• Nonparticipating Dentist in Washington State based on DDWA's Maximum Allowable Fee for
Nonparticipating Dentists, or their actual fee, whichever is less
• Nonparticipating Dentist outside of Washington State based on DDWA's Maximum Allowable Fee for
Participating Dentists, or their actual fee,whichever is less
The percentages of the above-indicated fee payable by DDWA for Covered Dental Benefits are as follows:
100% and Group Health Coop. Medical -Plan 01
and
80% and HSA Medical-Plan 02
Delta Dental PPO Dentists Delta Dental Premier Dentists
Covered Dental Benefits
Dentists outside of Nonparticipating Dentists in
Washington State Washington State
Class 1 100 percent 100 percent
Class li 80 percent 80 percent
Glass III 80 percent 80 percent
Orthodontic 50 percent 50 percent
Accidentalln]ury 100 percent 100 percent
Retirees-Plan 03
Delta Dental PPO Dentists Delta Dental Premier Dentists
Covered Dental Benefits
Dentists outside of Nonparticipating Dentists in
Washington State Washington State
Class I 100 ercent 100 percent
Class If 80 percent 80 percent
Class 111 50 percent 50 percent
Orthodontic 50 eercent 50 percent
Accidental Injury 100 percent 100 ercent
2015-01-00611-RC-02 12 PPOL rev 20150101
Section B Plan Maximum
(i) PLAN 01 -FOR ENROLLEES IN THE 100 PERCENT& GROUP HEALTH MEDICAL PLAN
The maximum amount payable by DDWA for Class I, II and III Covered Dental Benefits(including
Accidental Injury Benefits) per Enrolled Person during each Benefit Period shall be$1,500. Charges for
dental procedures requiring multiple treatment dates shall be considered incurred on the date the service
is completed. Amounts for such procedures shall be applied to the Plan maximum based on such
incurred date.
The lifetime maximum amount payable by DDWA for orthodontic benefits is$1,800 per Enrolled Person.
Covered benefits for Medically Necessary Orthodontia provided to children up to the age of nineteen do
not accrue towards the maximum benefit allowed under this plan.
Covered benefits provided to children up to the age of nineteen do not accrue towards the maximum
benefit allowable under this plan.
(ii) PLAN 02 -FOR ENROLLEES IN THE HSA AND 80 PERCENT MEDICAL PLAN
The maximum amount payable by DDWA for Class I, II and III Covered Dental Benefits (including
Accidental Injury Benefits) per Enrolled Person during each Benefit Period shall be$1,800, Charges for
dental procedures requiring multiple treatment dates shall be considered incurred on the date the service
is completed. Amounts for such procedures shall be applied to the Plan maximum based on such
incurred date.
The lifetime maximum amount payable by DDWA for orthodontic benefits is$1,800 per Enrolled Person.
Covered benefits for Medically Necessary Orthodontia provided to children up to the age of nineteen do
not accrue towards the maximum benefit allowed under this plan.
Covered benefits provided to children up to the age of nineteen do not accrue towards the maximum
benefit allowable under this plan.
I
(III) PLAN 03 -RETIREES
The maximum amount payable by DDWA for Class I, II and III Covered Dental Benefits(including
Accidental Injury Benefits) per Enrolled Person during each Benefit Period shall be$1,500. Charges for
dental procedures requiring multiple treatment dates shall be considered incurred on the date the service
is completed. Amounts for such procedures shall be applied to the Plan maximum based on such
incurred date.
The lifetime maximum amount payable by DDWA for Orthodontic Benefits provided to an Enrolled Person
shall be $1,000.
Covered benefits for Medically Necessary Orthodontia provided to children up to the age of nineteen do
not accrue towards the maximum benefit allowed under this plan.
Covered benefits provided to children up to the age of nineteen do not accrue towards the maximum
benefit allowable under this plan.
Section C Plan Deductible(ALL PLANS)
DDWA is not obligated to pay the deductible, defined as the first$50 of fees for Covered Dental Benefits received
by an Enrolled Person during each Benefit Period. The total deductible amount for a family which includes an
Enrolled Employee and one or more Enrolled Dependents will not exceed three times the individual deductible or
$150 during each Benefit Period. Once the maximum deductible per family has been satisfied, no further
deduction will apply to any Enrolled Person in that family until the next succeeding Benefit Period. The deductible
does not apply to Class I Covered Dental Benefits, Orthodontic Benefits or Accidental Injury Benefits.
2015-01-00611-RC-02 13 PPOL rev 20150101
Appendix D. Group's Financial Obligations
Claim Reimbursement
DDWA shall notify Group, on the last DDWA payment day of each calendar month, the actual amount of claims
paid by DDWA for that month. Notification will be via email which will constitute an invoice. Group will then have
two business days to transfer funds electronically to the appropriate DDWA bank account an amount equal to
total claims paid for the month.
Funds are due on the date notified. If the funds are not transferred within five days of notification, a late fee of one
percent of claims will be charged. An additional late charge of one percent of claims will be charged for each
subsequent 30 day period for which payment is not received. The charges shall be submitted by DDWA with a
subsequent payment notification.
Administrative Fee
The monthly Administrative Fee payable by Group under this Contract Term during the period January 1, 2015
through December 31, 2017 shall be$6.99 per Enrolled Employee. Group's payment shall be in the form of a
check or electronic transfer and shall accompany the eligibility listing. DDWA will then update the files and send a
new billing to Group for the next month of coverage.
2015-01-00611-RC-02 14 PPOL rev 20150101
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