HomeMy WebLinkAboutES12-085 - Original - 2012 Dental Services Records
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CONTRACT COVER SHEET
This is to be completed by the Contract Manager prior to submission
to City Clerks Office. All portions are to be completed.
If you have questions, please contact City Clerk's Office.
Vendor Name: Washington Dental Service
Vendor Number:
JD Edwards Number qq
Contract Number:
This is assigned by City Clerk's Office
Project Name: Dental Service
Description: ❑ Interlocal Agreement ❑ Change Order ❑ Amendment ® Contract
❑ Other:
Contract Effective Date: 1/1/2012 Termination Date: 12/31/2012
Contract Renewal Notice (Days):
Number of days required notice for termination or renewal or amendment
Contract Manager: B Fowler Department: Employee Services
Detail: (i.e. address, location, parcel number, tax id, etc.):
CM121311
S,Pub llc\RecordsManagement\Forms\ContractCover\ad cc7832 1 11/08
Washington Dental Service
City of Kent
Plan#00611
Effective January 1, 2012
Summary of changes in Contract Language
The contract has been consolidated with the removal of information previously duplicated between the contract
and the Certificate of Coverage The Certificate of Coverage has been incorporated into the contract as defined in
Article I
Article I Definitions
Definition for"Certificate of Coverage" has been added
The following definitions have been removed and can be referenced in the certificate of Coverage,
"Emergency Dental Condition", "Emergency Examination", "Exclusions", "Limitations", "Not a Paid
Covered Benefit" and "Specialist"
The definition of a Full Time Employee has been deleted and minimum hours requirement is now
referenced in Appendix A Section A
°Licensed Professional"definition has been incorporated into the"Dentist"definition
Definition of"Plan" has been reworded for clarification
Article III Monthly Payment
Legislative surcharge clause has been added to this section
Article IV Benefits Provided, Limitations and Exclusions'
Timely Filing and additional procedures language have been deleted This language is in the
Certificate of Coverage
Article VI Coordination of Benefits (COB)
Article VI—has been deleted The full text is now in the Certificate of Coverage
Article VI WDS's Obligations
This Article has been renumbered from Article VII to Article VI with the deletion of Coordination of
Benefits
Article VI Grow's Obligations
This Article has been renumbered from Article VIII to Article VII with the deletion of Coordination of
Benefits
Article VIII General Provisions
Article 8.01 —This paragraph has been modified to include the group signature requirement
This Article has been renumbered from Article IX to Article VIII with the deletion of Coordination of
Benefits
Article IX Notice and Termination
This Article has been renumbered from Article X to Article IX with the deletion of Coordination of
Benefits
Article X List of Appendices
This Article has been renumbered from Article XII to Article X with the deletion of Coordination of
Benefits and Subrogation
List has been revised
Appendix Employee Eligibility Requirements
This section of the contract has been consolidated with the removal of information previously
duplicated between the contract and the Certificate of Coverage
2012-01-00611-RC-01 i
Section A—Employee Eligibility has been rewritten to include the minimum hours requirement for
a full-time employee
Section C—Paragraphs 2, 3 and 4 relating to FMLA and COBRA have been removed from this
document and now reside in the Certificate of Coverage
Section D—Paragraph 2 relating to Extension of Benefits has been removed from this document
and now resides in the Certificate of Coverage
Appendix B Dependent Eligibility Requirements
This section of the contract has been consolidated with the removal of information previously
duplicated between the contract and the Certificate of Coverage
Section A—Dependent Eligibility has been rewritten to mirror Employee Eligibility Language for
the contract Dependent Eligibility language now resides in the Certificate of Coverage
Section C—Reference to the Certificate of Coverage for COBRA has been removed
Section D—Paragraph 2 relating to Extension of Benefits has been removed from this document
and now resides in the Certificate of Coverage
Section E—Paragraphs relating to Dependent Enrollment rules and Special Enrollments have
been removed from this document and now reside in the Certificate of Coverage
Appendix C Covered Dental Benefits, Limitations and Exclusions
This Appendix has been deleted as duplicated between the Contract and the Certificate of
Coverage All subsequent Appendices have been renumbered Please refer to the Certificate of
Coverage for this information
Appendix C Method of Payment
This Article has been renumbered from Appendix D to Appendix C with the deletion of Covered
Dental Benefits, Limitations and Exclusions
Appendix D Groups Financial Obligations
This Article has been renumbered from Appendix E to Appendix D with the deletion of Covered
Dental Benefits, Limitations and Exclusions
Plan information has been updated for this renewal
Legislative surcharge clause has been deleted from this section
Appendix F Continuation of Coverage—"COBRA"
COBRA language has been removed from the contract and rests solely in the Certificate of
Coverage
Summary of changes in the Certificate of Coverage
Choosing a Dentists,and descriptions of dentists have been rewritten for clarification.
Finding a Dentist
Language has been added
Predetermination of Benefits:
New language has been added for clarification of procedure around predeterminations
Necessary vs. Not Covered Treatment:
Language has been added to the Certificate of Coverage
Benefits Covered By Your Plan:
This section has been rewritten for clarification and new language recommending consulting the
provider prior to treatment has been added
2012-01-00611-RC-01 ii
Class I:
The note advising consulting the provider has been moved to"Benefits Covered by Your Plan"
The note after this section referring to General Limitations and General Exclusions has been
deleted
Diagnostic:
This section has been rewritten for clarification of process with no change in benefits
Preventive:
This section has been rewritten for clarification of process with no change in benefits
Preventive Resin Restoration language has been added
Periodontics:
This section has been rewritten for clarification of process with no change in benefits
Class II:
The note advising consulting the provider has been moved to"Benefits Covered by Your Piano
The note after this section referring to General Limitations and General Exclusions has been
deleted
Sedation:
General Anesthesia & Intravenous Sedation have been combined and rewritten for
clarification of process with no change in benefits
Restorative:
This section has been rewritten for clarification of process with no change in benefits
Periodontics:
Reference to crown and bridgework in conjunction with penodontal splinting have been
deleted with no change in benefits
Gingival curettage has been deleted as an invalid reference with no change in benefits
Class III:
The note advising consulting the provider has been moved to"Benefits Covered by Your Plan"
The note after this section referring to General Limitations and General Exclusions has been
deleted
Restorative:
This section has been rewritten for clarification of process with no change in benefits
Prosthodontics.
This section has been rewritten for clarification of process with no change in benefits
Orthodontic Benefits:
The note after this section referring to General Limitations and General Exclusions has been
deleted
Well Baby Checkups:
This language has been moved from the inside front cover to a new location after"Benefits
Covered by Your plan"
Additional Procedures:
New Language has been added
Coordination of Benefits:
This section has been moved to a new location and complete revised to match the Washington
State requirement language for COB
2012-01-00611-RC-01 iii
Washington Dental Service
Dental Care Service Contract
WDS Plan#00611
Name of Group City of Kent
Herein called Group, agrees to a Dental Care Service Contract with Washington Dental Service, herein called
WDS
The effective date of this Contract shall be 12 01 a m Pacific Time on the first day of January, 2012 at Seattle,
Washington, and shall run for a period of two years
This Contract is issued and delivered in the state of Washington and is governed by Washington state laws It is
subject to the terms set forth on the subsequent pages, appendices and amendments, which are a part of this
Contract
Accepted by: Accepted by:
City of Kent Washington Dental Service
220 4`"Avenue South Post Office Box 76983
Kent,Washington 98032 Seattle,Washington 98176-0983
By By
JTie Title S for Vic resident
Underwriting &Actuarial
Date d'/ �/ 7-- Date October 29, 2011
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Article I— Definitions
For the purpose of this Contract,the following definitions shall apply:
101 "Administrative Fee" means the monthly amount payable by Group to cover claims paid by WDS and as
designated in Appendix D
1.02 "Benefit Period" means the period beginning January 1 and ending December 31
103 "Certificate of Coverage" means the benefits booklet which describes in summary form the essential
features of the contract coverage, and to or for whom the benefits hereunder are payable In the event
that contracts are changed or amended, new certificates or a clearly understandable benefit booklet insert
to existing certificates shall be furnished The Certificate of Coverage is incorporated into this contract by
this reference as if the contents thereof were fully set out herein
1.04 "Contract" means this agreement between WDS and Group This Contract constitutes the entire Contract
between the parties and supersedes any prior agreement, understanding or negotiation between the
parties
105 "Contract Term"means the time period specified in Appendix D
106 "Covered Dental Benefits" means those dental services that are covered under this Contract, subject to
the Limitations set forth in The Certificate of Coverage
107 "Delta Dental" means Delta Dental Plans Association, which is a nationwide non-profit organization of
health care service plans, which offers a range of group dental benefit Plans
1 08 "Delta Dental PPO Dentist" means a Participating Dentist who has agreed to render services and receive
payment in accordance with the terms and conditions of a written Delta Dental PPO Participating Dentist
Agreement between the Participating Plan and such Dentist, which includes looking solely to Delta Dental
for payment for covered services
109 "Delta Dental Participating Dentist" means a licensed Dentist who has agreed to render services and
receive payment in accordance with the terms and conditions of a written Delta Dental Participating
Dentist Agreement between WDS/Delta Dental and such Dentist, which includes looking solely to Delta
Dental for payment for covered services
1 10 "Dentist" means a licensed Dentist legally authorized to practice dentistry at the time and in the place
services are performed This Contract provides for covered services only if those services are performed
by or under direction of a licensed Dentist or other WDS-approved Licensed Professional(a Licensed
Professional means an individual legally authorized to perform services as defined in their license
Licensed Professional includes, but is not limited to a denturist, hygienist and radiology technician) A
"Licensed Dentist" does not mean a dental mechanic or any other type of dental technician
1 11 "Eligibility Date' means the date on which an Eligible Person's benefits become effective under the terms
of this Contract
1.12 "Eligible Dependent" means any dependent of an Eligible Employee who meets the conditions of eligibility
set forth in Appendix B
1.13 "Eligible Employee" means any employee who meets the conditions of eligibility set forth in Appendix A
1 14 "Eligible Person' means an Eligible Employee or an Eligible Dependent
1 15 "Filed Fee" means the approved fee accepted by WDS for a specific dental procedure performed by a
WDS/Delta Dental Participating Dentist submitting that fee and performing the dental service
1 16 "Group" means the employer or entity that is contracting for dental benefits for its employees in this
contract
1 17 "Maximum Allowable Fees" means the maximum dollar amount that will be allowed toward the
reimbursement for any service provided for a Covered Dental Benefit
2012-01-00611-RC-01 -2-
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1 18 "Nonparticipating Dentist' means a licensed Dentist who has not agreed to render services and receive
payment in accordance with the terms and conditions of a written Participating Dentist Agreement
between WDS and such Dentist
1 19 "Open Enrollment Period" means the annual period in which Eligible Employees can select benefits Plans
and add or delete Eligible Dependents
1.20 "Payment Level" means the applicable percentage of Maximum Allowable Fees for Covered Dental
Benefits that shall be paid by WDS as set forth in Appendix C
1.21 "Plan" means this contract that provides dental benefits Any other contract that provides dental benefits
and meets the definition of a"Plan" in the"Coordination of Benefits" section of the Certificate of Coverage
is a Plan for the purpose of coordination of benefits
122 "Premium" means the monthly amount payable by Group as designated in Appendix D
123 "WDS" means Washington Dental Service, a nonprofit corporation incorporated in Washington state
Washington Dental Service is a member of the Delta Dental Plans Association
Article II—Eligibility
201 Every person who meets the conditions of eligibility as set forth in Appendix A or Appendix B is eligible for
dental benefits for the purposes of this Contract
202 Group shall submit a list of Eligible Persons to WDS prior to the beginning of each monthly eligibility
period
Article III— Monthly Payment
301 The monthly Administrative Fee and claims payment, to be remitted fully by Group, is determined as set
forth in Appendix D
302 Subsequent Administrative Fee shall be paid to WDS as described in Appendix D for each calendar
month for which benefits are to be provided No person shall be entitled to benefits under this Contract
during any month for which Administrative Fee payment has not been received by WDS
303 Claim Reimbursement is due as described in Appendix D The total amount of claims payment shall be
transferred, via wire transfer, to the appropriate WDS bank account If payment is not received within 30
days WDS may give written notice that payment is due and may, at its option, terminate all benefits and
be released from all further obligations as set forth in Article IX entitled"Notice and Termination "
304 WDS shall accept retroactive additions to eligibility(payments)that are received by WDS within 60 days
of the requested effective date
305 WDS shall accept retroactive terminations of eligibility(credits)that are received by WDS within 60 days
of the requested termination date, or to the end of the month of the last paid claim of termed Eligible
Person, whichever is later
306 WDS shall not be obligated to refund paid claims for treatment from providers when the treatment was
performed in good faith that eligibility was current and accurate at the time of treatment
307 Legislative Surcharge Clause—if any governmental unit imposes any new tax or assessment or
increases the rate of any current tax or assessment that is measured directly by the payments made to
WDS by Group, then WDS is authorized to increase the monthly Premium by the amount of such new tax,
assessment or increase
Article IV—Benefits Provided, Limitations and Exclusions
401 Covered Dental Benefits, Limitations and Exclusions are as described in the Certificate of Coverage and
are subject to the Plan maximum and deductible, as described in Appendix C
402 The percentages of the Maximum Allowable Fee, Filed Fee or the Dentists' actual charges payable by
WDS for Covered Dental Benefits provided to an Eligible Person are described in Appendix C
2012-01-00611-RC-01 -3 -
403 If there are two or more professionally acceptable plans of dental treatment, the Plan will pay the
appropriate percentage of the lowest fee as indicated in Appendix C The remaining amount will be the
Eligible Person's responsibility
404 Payment for services provided by a Delta Dental Participating Dentist shall be made directly to the
Dentist Contracts between Delta Dental and its Delta Dental Participating Dentists provide that, if Delta
Dental fads to pay the dentist,the Eligible Person shall not be liable to the dentist for any sums owed by
Delta Dental
Article V—Conditions for Benefits—Dispute Determination Procedures
501 Covered Dental Benefits are available for an Eligible Person from the Eligibility Date until such eligibility
terminates
502 An Eligible Person may elect the services of any licensed Dentist WDS is not responsible for availability
of any particular licensed Dentist
503 WDS shall be entitled to receive from any attending Dentist, or from hospitals in which a Dentist's care is
rendered, any records relating to treatment rendered to an Eligible Person as may be required in the
administration of claims
504 Provider dispute resolution process is available as outlined in individual provider contracts
505 To determine Covered Dental Benefits for certain treatments,WDS may require an Eligible Person to
obtain an examination from a WDS-appointed consultant Dentist WDS will pay 100 percent of the
charges incurred for the examination
Article VI—WDS's Obligations
6 01 WDS shall issue to Group—at no additional cost—standard WDS benefit booklets summarizing the
Covered Dental Benefits and other essential features of the Plan If any amendment to this Contract
materially affects any benefits described in such booklets, corrected booklets or booklet inserts showing
the change shall be issued to Group A new booklet shall be created upon initial inception of Contract and
every other year thereafter An insert will be created and sent in the year in which a booklet is not
produced If Group requests a new or updated booklet for alternate years, Group shall reimburse WDS for
the expense of producing the booklet Group shall also reimburse WDS for any charges for variation in
booklet size or paper WDS shall provide to Group one printed booklet for each Eligible Employee
enrolled in the plan with an additional 10 percent reserve supply
Upon approval WDS shall have booklets delivered to Group within 15 business days
602 WDS shall provide descriptions of predetermination, claim review, complaint and appeal procedures and
grievance procedures in the benefit booklets issued to Group
603 If a Dentist or an Eligible Person requests a predetermination of benefits, WDS shall predetermine
benefits when satisfied that the person for whom the predetermination is requested is an Eligible Person.
Such predetermination of benefits shall be for a reasonable period of time, but no longer than such
person's period of eligibility Predeterminations are not an authorization for services but a notification of
Covered Dental Benefits available and are not a guarantee of payment
6 04 WDS shall not be obligated to make payment for any services rendered to a person who is not an Eligible
Person at the time the services were performed
605 WDS may provide professional review of the adequacy and appropriateness of services rendered to
Eligible Persons through its Quality Management and Clinical Review processes
606 WDS shall provide WDS/Delta Dental Participating Dentist Directories to Group This directory is also
available on-line at www DeltaDentalWA com It is understood that the composition of such directory is
subject to change WDS reserves the right to change the directory without notice Each Eligible Person is
free to select a Dentist of his or her choice WDS shall not be held liable for any act or omission on the
part of the selected Dentist Nothing contained in this Contract shall be construed as obligating WDS to
render dental services, its sole obligation being to pay the agreed-upon portion of Dentist's charges for
Covered Dental Benefits in accordance with the terms of this Contract
2012-01-00611-RC-01 -4-
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Article VII—Group's Obligations
701 Group shall provide information to all Eligible Employees as to the existence and terms of this Contract
Group shall make available to each Eligible Employee, booklets summarizing the Covered Dental
Benefits and other essential features of the Plan
702 Group shall permit WDS, at WDS's expense, on reasonable advance written notice, to inspect eligibility
records in order to verify the accuracy of information submitted to WDS An equitable adjustment of
Administrative Fee shall be made in the event of inadvertent clerical errors or delays in reporting
eligibility
703 Group shall sign and return any and all Contract documents within 30 days of the effective date or the
date WDS mails the Contract document to Group or its authorized representative or agent, whichever is
later
704 If a signed Contract or any changes affecting the Contract provisions are not received by WDS from the
Group or the Group's legal representative(s)within 30 days following the effective date or the date WDS
mails the contract to Group or its authorized representative or agent, whichever is later, but Group remits
Administrative Fee as stipulated in Appendix D for the first month of this Contract term, the group will be
deemed by WDS to have agreed to the terms of this Contract as stated, including acceptance of rates,
Contract language and provisions WDS will process claims on the effective date according to these
Contract provisions
Article VIII—General Provisions
801 No change in this Contract shall be valid unless evidenced by written amendment signed by both the
President of WDS and by the President of Group, or their respective designee
802 Legal action to recover benefits provided for in this Contract may not be initiated prior to 60 days after
receipt of claim by WDS In addition, such legal action must commence within six years from the date the
claim was received by WDS
803 Any provision of this Contract that is in conflict with any governing law or regulation of the state of
Washington is hereby amended to comply with the minimum requirements of such law or regulation
804 Indemnification
WDS shall indemnify and hold harmless Group, its affiliates and their respective directors, officers,
employees and agents, for that portion of any liability, settlement and related expense (including
reasonable attorneys'fees) resulting solely and directly from WDS's breach of this Agreement,
negligence, willful misconduct, criminal conduct, fraud or its breach of a fiduciary responsibility related to
or arising out of this Agreement
Group shall indemnify and hold harmless WDS, its affiliates and their respective directors, officers,
employees and agents, for that portion of any liability, settlement and related expense (including
reasonable attorneys'fees) resulting solely and directly from Group's breach of this Agreement,
negligence, willful misconduct, criminal conduct, fraud or its breach of a fiduciary responsibility related to
or arising out of this Agreement
805 Force Majeure
In the event WDS is unable to perform its obligations hereunder by reason of fire, casualty, lockout, strike,
labor condition, riot, war, act of God or by ordinance, law, order or decree of any legally constituted
authority, then this Contract may, at the option of WDS, be suspended During any period of suspension,
WDS shall not be required to perform any service hereunder, nor shall WDS be liable for any damages
arising from any event that precipitated the suspension If this Contract is suspended pursuant to this
provision, Group's obligation to make Administrative Fee payments shall also be suspended for the same
period of time
806 WDS and Group will act in accordance with applicable state and federal privacy requirements and
disclosure requirements, such as the Gramm-Leach-Bliley Act (GLBA) and the Health Insurance
Portability and Accountability Act (HIPAA), including any applicable regulations
2012-01-00611-RC-01 -5-
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807 For the purposes of this contract,the terms spouse, marriage, marital, husband, wife, widow, widower,
next of kin, and family shall be interpreted as applying equally to domestic partnerships or individuals in
domestic partnerships as well as to marital relationships and married persons, and references to
dissolution of marriage shall apply equally to domestic partnerships that have been terminated, dissolved,
or invalidated, to the extent that such interpretation does not conflict with federal law Where necessary,
gender-specific terms such as husband and wife used in any part of this contract shall be construed to be
gender neutral, and applicable to individuals in domestic partnerships
Article IX— Notice and Termination
901 Any notice under this Contract shall be sufficient if given by either Group or WDS by regular mail to the
other addressed to the office stated on the front page of this Contract or to such other address as may be
designated by written notice to the other
902 This Contract may be terminated at the end of the Contract Term by either Group or WDS giving written
notice to the other at least 30 days prior to the end of the Contract Term
903 In the event of termination for failure to pay Administrative Fee and claims payment, all benefits shall
terminate and WDS shall be released from all further obligations of this Contract Group shall remain
liable to WDS for the full amount of all Dentists' statements paid or otherwise discharged by WDS during
the full term of this Contract, plus the appropriate percentage of such amount(to compensate WDS for its
administration of the dental program), less amounts actually paid by Group to WDS during the term of
such Contract(see Appendix D)
904 Termination at the end of the Contract Term shall be by at least 30 days written notice of termination
given by the party desiring to terminate to the other party In the event that WDS shall desire to change
the administrative percentage or benefits effective at the end of the Contract Term, advice of such
changes may be given to Group in writing within such 30 day period, and shall have the effect of a notice
of termination, as of the end of the Contract Term, unless an amendment of this Contract is mutually
agreed upon between Group and WDS
905 If Group notifies WDS in writing of its intention to terminate this Contract as of any date other than the end
of the Contract Term, such termination shall be treated as a termination for failure to pay Administrative
Fees and claims payment, and the notice by Group of intention to terminate shall constitute a waiver of
notification and billing by WDS
906 Upon termination of this Plan, all expenses incurred prior to the termination of the Plan, but not submitted
to Washington Dental Service within six months of the effective date of termination of this Plan,will be
excluded from any benefit consideration
Article X—List of Appendices
1001 The attached appendices are a part of this Contract Appendices are identified as follows:
Appendix A—Employee Eligibility Requirements
Appendix B—Dependent Eligibility Requirements
Appendix C—Method of Payment
Appendix D—Group's Financial Obligations
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Appendix A. Employee Eligibility Requirements
Section A Definition of Eligible Employee
An employee of the City of Kent is eligible to enroll on the date he or she satisfies the following
• Becomes an active full-time nonuniformed employee who regularly works a minimum of 40 hours a
week
• Becomes an active part-time nonuniformed employee who regularly works a minimum of 21 hours a
week but less than 40 hours a week on a continuous service basis
• An approved job share employee working at least 20 hours per week
• Becomes an active uniformed employee
Uniformed employees are defined as follows
LEOFF I Employees - Full-time active law enforcement officers or fire fighters who established
membership in the LEOFF system as defined in Sections (3)and (4), CH131, Law of 1972 1st Ex
Sess prior to October 1, 1977"
LEOFF II Employees - Full-time active law enforcement officers or fire fighters who established
membership in the LEOFF System as defined in Sections (3) and (4), CH131, Law of 1972 1st
Ex Sess on or after October 1, 1977
Becomes an elected Council Member for the City of Kent
• The benefit provisions of this policy are available to City of Kent Council members only as a
secondary source of insurance benefit If the insured Council member does not have insurance from
a primary source, benefits in this policy will be primary
'Retired LEOFF I employees and retired disabled LEOFF I employees who are eligible to receive a
retirement benefit under the LEOFF I Retirement Plan may enroll in the City of Kent Retiree Plan
Section B Effective Date of Coverage
Eligible Employees(as defined in Section A)are eligible on the effective date of this Contract
An employee hired after the effective date of this Contract shall become eligible on the date of hire
Section C Continuation of Coverage
An employee shall continue to be eligible during the time this Contract is in effect as long as the
employee remains an Eligible Employee as defined above
While satisfying the various requirements of the FMLA and COBRA laws rests primarily with the Group,
WDS will fully cooperate with Group in complying with these laws
Leave of Absence
Coverage for a subscriber and enrolled dependents may be continued for up to 180 days when the
employer grants the subscriber a leave of absence and subscription charges continue to be paid If a
medical leave is granted, the City of Kent may pay the required monthly charge for the employee and
enrolled dependents for up to 180 days The 180-day leave of absence period counts toward the
maximum COBRA continuation period, except as prohibited by the Family and Medical Leave Act of
1993
Section D Termination of Coverage
An employee shall cease to be eligible at the end of the calendar month in which the employee ceases to
be an Eligible Employee as defined above or upon termination of this Contract, whichever occurs first
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Section E Enrollment Requirements
All Eligible Employees enrolled in the Group-sponsored medical Plan must be enrolled in the dental Plan
under this contract regardless of whether or not enrolled as a dependent in another dental Plan
Employees who are not enrolled in the Group-sponsored medical Plan may not enroll in the dental Plan
under this contract Each Eligible Employee must complete an enrollment form WDS must receive the
completed form within 60 days of the employee's Eligibility Date as defined in Section B If the enrollment
form is not received within 60 days, enrollment will not be accepted until the next open enrollment period
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Appendix B. Dependent Eligibility Requirements
Section A Definition of Eligible Dependent
An Eligible Dependent is a dependent of an Eligible Employee, for whom monthly Premium has been submitted to
WDS
To be a dependent under this plan, the family member must be
• The lawful spouse of the subscriber, unless legally separated
• An eligible child under 26 years of age Spouses and children of married dependents are not eligible for
coverage under this plan (Eligibility and enrollment requirements for children placed for adoption and
children covered because of a court decree can be found later in this section)
c An eligible child is one of the following
■ A natural offspring of either or both the subscriber or spouse
■ A legally adopted child of either or both the subscriber or spouse
■ A child placed with the subscriber for the purpose of legal adoption in accordance with
state law "Placed" for adoption means assumption and retention by the subscriber of a
legal obligation for total or partial support of a child in anticipation of adoption of such
child
• A legally placed ward of the subscriber or spouse living permanently in the home of the subscriber
Foster children aren't eligible for coverage
Domestic Partner is defined as follows
Effective January 1, 2009 the City of Kent will be expanding the eligibility under their health insurance programs to
include coverage for same sex domestic partners who have registered with the State of Washington as Domestic
Partners (opposite sex age 62 and over) Coverage will also be available to children of Registered Domestic
Partners who meet the age and other requirements of the City's health care plans Upon termination of a
domestic partner relationship, an employee must submit a Notice of Termination of State Registered Domestic
Partnership acknowledging that the relationship has ended Coverage for domestic partners and their dependent
children will cease on the last day of the month the domestic partner relationship has ended
The rules for the State Registry are as follows,
To enter into a state registered domestic partnership the two persons involved must meet the following
requirements
1) Both persons share a common residence,
2) Both persons are at least eighteen years of age,
3) Neither person is married to someone other than the party to the domestic partnership and neither
person is in a state registered domestic partnership with another person,
4) Both persons are capable of consenting to the domestic partnership,
5) Both of the following are true
a) The persons are not nearer of kin to each other than second cousins, whether of the whole or half
blood computing by the rules of the civil law, and
b) Neither person is a sibling, child, grandchild, aunt, uncle, niece, or nephew to the other person, and
6) Either a) both persons are members of the same sex
Dependent eligibility validation documentation and information shall be maintained and verified by Group
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Section B Effective Date of Coverage
Coverage for an Eligible Dependent shall become effective on the date the Eligible Employee's coverage
becomes effective or the date of previous coverage termination
Section C Continuation of Coverage
A dependent shall continue to be eligible while this Contract is in effect as long as the dependent remains
an Eligible Dependent as defined above and Group has made timely payment of the monthly
Administrative Fees on behalf of the dependent to WDS
While satisfying the various requirements of the FMLA and COBRA laws rests primarily with the Group,
WDS will fully cooperate with Group in complying with these laws
Section D Termination of Coverage
An Eligible Dependent shall cease to be eligible at the end of the calendar month during which the
Eligible Employee's eligibility terminates or the person no longer meets the definition of an Eligible
Dependent, whichever occurs first In any event, eligibility for a dependent shall terminate at the end of
the calendar month for which timely payment of the monthly Administrative Fees were last received by
WDS from Group or upon termination of this Contract, whichever occurs first
An Eligible Employee may terminate coverage of an Eligible Dependent only coincident with a
subsequent renewal or extension of the dental Plan Once an Eligible Employee terminates such Eligible
Dependents coverage, the coverage cannot be reinstated, unless there is a change in family status
Section E Enrollment Requirements
Eligible Dependents enrolled in the Group-sponsored medical Plan of the Eligible Employee must also be
enrolled in the dental Plan under this Contract provided they satisfy the dental eligibility requirements as
provided in Section A of this Appendix B A family member not covered under the Group-sponsored
medical Plan cannot be covered under the dental Plan under this contract
When a family member is dropped from either the medical Plan or the dental Plan, the family member
must also be dropped from the other Plan
If a new family member is not enrolled in this dental Plan pursuant to the rules set forth above, such
person shall not be eligible for Covered Dental Benefits during the then-current Contract Term Such
person may become eligible by proper enrollment coincident with the effective date of any renewal or
extension of this Contract
2012-01-00611-RC-01 -10-
Appendix C. Method of Payment
Section A Constant Payment Plan
Fees for Covered Dental Benefits provided to an Eligible Person are based on the following:
• A WDS PPO Participating Dentist in the state of Washington, based on the lesser of the Dentists
allowable PPO fees, or such Dentist's actual charges,
• A Delta Dental PPO Participating Dentist outside of the state of Washington, based on the lesser of that
states allowable PPO fees or the Dentist's actual charges,
• A WDS Premier Participating Dentist in the state of Washington, based on the lesser of the Dentists
approved Premier fees, or such Dentist's actual charges,
• A Delta Dental Participating Dentist outside of the state of Washington, based on the lesser of that states
allowable Premier fees, or such Dentist's actual charges,
• A Nonparticipating Dentist in the state of Washington based on the lesser of WDS's Maximum Allowable
Fees for Nonparticipating Dentists, or such Dentist's actual charges,
• A Nonparticipating Dentist outside the state of Washington based on the lesser of WDS's Maximum
Allowable Fees for Participating Dentists, or such Dentist's actual charges
The percentages of the above-indicated fee payable by WDS for Covered Dental Benefits are as follows:
100 PERCENT, GROUP WDS PPO Participating WDS Participating Dentists
HEALTH, HSA AND 80 Dentists
PERCENT MEDICAL PLANS Dentists outside of Nonparticipating Dentists in
Covered Dental Benefits Washington State Washington State
Class 1 100 percent 100 percent
Class II 80 percent 80 percent
Class III 80 percent 80 percent
Orthodontic 50 percent 50 percent
Accidental Bodily Injury 100 percent 100 percent
RETIREES
Covered Dental Benefits WDS PPO Participating WDS Participating Dentists
Dentists
Dentists outside of Nonparticipating Dentists in
Washington State Washington State
Class 1 100 percent 100 percent
Class II 80 percent 80 percent
Class III 50 percent 50 percent
Orthodontic 50 percent 50 percent
Accidental Bodily Injury 100 percent 100 percent
2012-01-00611-RC-01 -11 -
Section B Plan Maximum
FOR ENROLLEES IN THE 100 PERCENT tip GROUP HEALTH MEDICAL PLAN
The maximum amount payable by WDS for Class I, II and III Covered Dental Benefits (including Dental Accident
Benefits) per Eligible Person during each Benefit Period shall be$1,500 Charges for dental procedures requiring
multiple treatment dates shall be considered incurred on the date the service is completed Amounts for such
procedures shall be applied to the Plan maximum based on such incurred date
FOR ENROLLEES IN THE HSA AND 80 PERCENT MEDICAL PLAN
The maximum amount payable by WDS for Class I, II and III Covered Dental Benefits (including Dental Accident
Benefits) per Eligible Person during each Benefit Period shall be $1,800 Charges for dental procedures requiring
multiple treatment dates shall be considered incurred on the date the service is completed Amounts for such
procedures shall be applied to the Plan maximum based on such incurred date
FOR BOTH PLANS
The lifetime maximum amount payable by WDS for Orthodontic Benefits provided to an Eligible Person shall be
$1,800
FOR RETIREES
The maximum amount payable by WDS for Class I, II and III Covered Dental Benefits(including Dental Accident
Benefits) per Eligible Person during each Benefit Period shall be $1,500 Charges for dental procedures requiring
multiple treatment dates shall be considered incurred on the date the service is completed.Amounts for such
procedures shall be applied to the Plan maximum based on such incurred date
The lifetime maximum amount payable by WDS for Orthodontic Benefits provided to an Eligible Person shall be
$1,000
Section C Plan Deductible
WDS shall not be obligated to pay the first$50 of fees for Covered Dental Benefits received by an Eligible Person
during each Benefit Period Such deductible amount shall not exceed three times the individual deductible or
$150 during each Benefit Period for all Eligible Persons in a single family consisting of an Eligible Employee and
Eligible Dependents Once the maximum deductible per family has been satisfied, no further deduction shall apply
until the next succeeding Benefit Period The deductible does not apply to Class I Covered Dental Benefits,
Orthodontic Benefits or Dental Accident Benefits
2012-01-00611-RC-01 -12-
Appendix D. Group's Financial Obligations
Section A Monthly Premium
Claim Reimbursement
WDS shall notify Group, on the last WDS payment day of each calendar month, the actual amount of claims paid
by WDS for that month Notification will be via Fax letter which will constitute an invoice Group will then have two
business days to transfer funds electronically to the appropriate WDS bank account an amount equal to total
claims paid for the month
Funds are due on the date notified If the funds are not transferred within five days of notification, a late fee of one
percent of claims will be charged An additional late charge of one percent of claims will be charged for each
subsequent 30 day period for which payment is not received The charges shall be submitted by WDS with a
subsequent payment notification
Administrative Fee
The monthly Administrative Fee payable by Group under this Contract Term during the period January 1, 2012
through December 31, 2013 shall be$6 35 per Eligible Employee Group's payment shall be in the form of a
check or electronic transfer and shall accompany the eligibility listing WDS will then update the files and send a
new billing to Group for the next month of coverage
2012-01-00611-RC-01 -13-
REQUEST FOR MAYOR'S SIGNATURE
KENT Please Fill in All Applicable Boxes
WASHINGTON
Routing Information (ALL REQUESTS MUST FIRST BE ROUTED THROUGH THE LAW DEPARTMENT)
Originator: OLp Phone (Originator)- y, 0
Date Sent: -IS_) Date Required a-aa- l2.
Return Signed Document to: CONTRACT TERMINATION DATE:
VENDOR NAME: Ai c, DATE OF COUNCIL APPROVAL:
Brief Explanation of Document:
C901 a, �l�i 1�f4GT LiD L,TW (Z� Pvb b -i A &jv rJ lj)�tp,7 A L-
i
All Contracts Must Be Routed Through the Law Department
(This Area to be Completed By the Law Department)
Received: MELZVED
Approval of City Attorney: FEB 16 2012
City Attorney Comments:
LAW DEP-r
Date Forwarded to Mayor: u )
Shaded Areas to Be Completed by Administration Staff
Received:
r�
Recommendations & Comments: = '
Disposition:- ?-
- CtTY CiE"4
Date Returned:
lage5870 • 2/04